Third Coast Bancshares, Inc. (TCBX)

Third Coast Bancshares Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	62.13	47.67	33.4	18.66	11.42	12.12
Depreciation & Amortization	4.77	4.62	3.95	2.56	-0.27	0.08
Other Amortization	0.21	0.21	0.21	0.15	-	-
Gain (Loss) on Sale of Assets	-0.21	-	-	0.35	0.34	0.01
Gain (Loss) on Sale of Investments	-1.91	-1.52	-0.58	0.4	0.03	0.06
Total Asset Writedown	0.07	0.06	-	-	-	0.01
Provision for Credit Losses	6.5	5.7	6.32	12.2	9.92	7.55
Accrued Interest Receivable	-11	-7.65	-4.39	-12.71	0.75	-9.7
Change in Other Net Operating Assets	-	-	-	-	2.35	-1.16
Other Operating Activities	-17.21	-16.12	-10.59	-7.7	-20.38	-12.29
Operating Cash Flow	41.47	35.14	39.08	21.79	4.58	-3.65
Operating Cash Flow Growth	-26.33%	-10.08%	79.32%	375.37%	-	-
Capital Expenditures	-2.18	-1.77	-3.44	-12.19	-5.62	-1.35
Sale of Property, Plant and Equipment	-	-	-	1.33	-	0.06
Cash Acquisitions	-	-	-	-	-	16.11
Investment in Securities	-285.88	-203.08	-0.51	-164.82	-3.13	-22.18
Net Decrease (Increase) in Loans Originated / Sold - Investing	-274.55	-322.26	-527.6	-1,034	-493.6	-482.41
Other Investing Activities	-2.08	6.17	2.01	-29.9	2.29	-10.23
Investing Cash Flow	-564.69	-520.93	-529.54	-1,240	-500.06	-500.01
Long-Term Debt Issued	-	-	8	110.07	-	45
Long-Term Debt Repaid	-	-8	-	-50	-52.88	-1.5
Net Debt Issued (Repaid)	1	-8	8	60.07	-52.88	43.5
Issuance of Common Stock	1.22	0.66	0.05	1.53	164.21	0.92
Repurchase of Common Stock	-0.05	-0.04	-0.02	-	-0.12	-0.04
Preferred Stock Issued	-	-	-	66.23	-	-
Preferred Dividends Paid	-4.75	-4.75	-4.74	-0.22	-	-
Total Dividends Paid	-4.75	-4.75	-4.74	-0.22	-	-
Net Increase (Decrease) in Deposit Accounts	378.3	507.35	567	1,095	507.73	566.77
Other Financing Activities	0.04	-0.07	-	-	-	-
Financing Cash Flow	375.77	495.15	570.29	1,223	618.94	611.16
Net Cash Flow	-147.44	9.36	79.83	4.99	123.47	107.5
Free Cash Flow	39.3	33.37	35.64	9.6	-1.04	-5.01
Free Cash Flow Growth	-28.16%	-6.36%	271.15%	-	-	-
Free Cash Flow Margin	20.44%	20.14%	25.20%	8.61%	-1.21%	-7.95%
Free Cash Flow Per Share	2.25	1.95	2.11	0.70	-0.13	-0.79
Cash Interest Paid	161.14	166.11	124.77	35.38	10.84	14.89
Cash Income Tax Paid	21.26	15.78	8.57	7.07	6.23	2.66

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q