Third Coast Bancshares, Inc. (TCBX)

NYSE: TCBX · Real-Time Price · USD

38.59

-0.59 (-1.51%)

At close: Mar 6, 2026, 4:00 PM EST

38.52

-0.07 (-0.18%)

After-hours: Mar 6, 2026, 7:00 PM EST

Third Coast Bancshares Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	62.13	47.67	33.4	18.66	11.42	12.12
Depreciation & Amortization	4.77	4.62	3.95	2.56	-0.27	-
Provision for Credit Losses	6.5	5.7	6.32	12.2	9.92	7.55
Stock-Based Compensation	1.62	1.7	1.63	1.28	0.66	0.28
Net Change in Loans Held-for-Sale	-	-	-	-	2.35	3.49
Other Adjustments	-19.19	-17.41	-11.41	-7.75	-20.58	-12.04
Changes in Accrued Interest and Accounts Receivable	-11	-7.65	-4.39	-12.71	0.75	-9.7
Changes in Accounts Payable	-3.39	0.5	9.58	7.55	0.34	-0.34
Changes in Other Operating Activities	-	-	-	-	-	-5
Operating Cash Flow	41.47	35.14	39.08	21.79	4.58	-3.65
Operating Cash Flow Growth	-26.33%	-10.08%	79.32%	375.37%	-	-
Net Change in Short-Term Interbank Lending and Reverse Repurchase Agreements	0.09	-0.36	-	0.13	-0	-
Net Change in Loans Held-for-Investment	-274.55	-322.26	-527.6	-1,034	-493.6	-482.41
Net Change in Securities and Investments	-191.28	-202.72	-0.51	-164.96	-3.13	-22.18
Capital Expenditures	-2.18	-1.77	-3.44	-12.19	-5.62	-1.35
Sale of Property, Plant & Equipment	-	-	-	1.33	-	0.06
Other Investing Activities	-4.58	6.17	2.01	-29.9	2.29	5.88
Investing Cash Flow	-564.69	-520.93	-529.54	-1,240	-500.06	-500.01
Net Change in Deposits	378.3	507.35	567	1,095	507.73	566.77
Short-Term Debt Issued	-	-	-	-	-	40
Short-Term Debt Repaid	-	-	-	-50	-20	-
Net Short-Term Debt Issued (Repaid)	-	-	-	-50	-20	40
Long-Term Debt Issued	1	-8	8	110.07	-19.88	3.5
Long-Term Debt Repaid	-	-	-	-	-13	-
Net Long-Term Debt Issued (Repaid)	1	-8	8	110.07	-32.88	3.5
Issuance of Common Stock	1.22	0.66	0.05	1.53	164.21	0.92
Repurchase of Common Stock	-0.3	-0.04	-0.02	-	-0.12	-0.04
Net Common Stock Issued (Repurchased)	0.92	0.61	0.03	1.53	164.09	0.88
Issuance of Preferred Stock	-	-	-	66.23	-	-
Net Preferred Stock Issued (Repurchased)	-	-	-	66.23	-	-
Preferred Share Dividends Paid	-4.75	-4.75	-4.74	-0.22	-	-
Other Financing Activities	-	-0.07	-	-	-	-
Financing Cash Flow	375.77	495.15	570.29	1,223	618.94	611.16
Net Cash Flow	-147.44	9.36	79.83	4.99	123.47	107.5
Free Cash Flow	39.3	33.37	35.64	9.6	-1.04	-5.01
Free Cash Flow Growth	17.76%	-6.36%	271.15%	-	-	-
FCF Margin	20.42%	20.14%	25.20%	8.61%	-1.21%	-7.95%
Free Cash Flow Per Share	2.25	1.95	2.11	0.70	-0.13	-0.79
Levered Free Cash Flow	46.57	30.63	42.36	62.52	-46.26	39.22
Unlevered Free Cash Flow	-11.8	-4.29	5.7	-14.79	-4.8	-16.39

Updated Nov 4, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q