Third Coast Bancshares Statistics
Total Valuation
TCBX has a market cap or net worth of $678.86 million. The enterprise value is $479.21 million.
| Market Cap | 678.86M |
| Enterprise Value | 479.21M |
Important Dates
The last earnings date was Wednesday, October 21, 2026, after market close.
| Earnings Date | Oct 21, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
TCBX has 16.65 million shares outstanding. The number of shares has decreased by -4.58% in one year.
| Current Share Class | 16.65M |
| Shares Outstanding | 16.65M |
| Shares Change (YoY) | -4.58% |
| Shares Change (QoQ) | -18.17% |
| Owned by Insiders (%) | 8.64% |
| Owned by Institutions (%) | 62.40% |
| Float | 15.22M |
Valuation Ratios
The trailing PE ratio is 9.62 and the forward PE ratio is 9.59.
| PE Ratio | 9.62 |
| Forward PE | 9.59 |
| PS Ratio | 2.80 |
| Forward PS | 2.07 |
| PB Ratio | 1.00 |
| P/TBV Ratio | 1.09 |
| P/FCF Ratio | 43.01 |
| P/OCF Ratio | 20.73 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 6.80 |
| EV / Sales | 1.98 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 30.36 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 10.88 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 12.66%.
| Return on Equity (ROE) | 12.66% |
| Return on Assets (ROA) | 1.27% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 6.23% |
| Revenue Per Employee | $508,516 |
| Profits Per Employee | $147,816 |
| Employee Count | 477 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, TCBX has paid $16.53 million in taxes.
| Income Tax | 16.53M |
| Effective Tax Rate | 18.01% |
Stock Price Statistics
The stock price has increased by +2.57% in the last 52 weeks. The beta is 0.65, so TCBX's price volatility has been lower than the market average.
| Beta (5Y) | 0.65 |
| 52-Week Price Change | +2.57% |
| 50-Day Moving Average | 43.81 |
| 200-Day Moving Average | 40.81 |
| Relative Strength Index (RSI) | 37.00 |
| Average Volume (20 Days) | 96,828 |
Short Selling Information
The latest short interest is 212,486, so 1.28% of the outstanding shares have been sold short.
| Short Interest | 212,486 |
| Short Previous Month | 214,886 |
| Short % of Shares Out | 1.28% |
| Short % of Float | 1.40% |
| Short Ratio (days to cover) | 4.74 |
Income Statement
In the last 12 months, TCBX had revenue of $242.56 million and earned $70.51 million in profits. Earnings per share was $4.24.
| Revenue | 242.56M |
| Gross Profit | 242.56M |
| Operating Income | 94.39M |
| Pretax Income | 91.78M |
| Net Income | 70.51M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $4.24 |
Balance Sheet
The company has $371.40 million in cash and $171.75 million in debt, with a net cash position of $199.65 million or $11.99 per share.
| Cash & Cash Equivalents | 371.40M |
| Total Debt | 171.75M |
| Net Cash | 199.65M |
| Net Cash Per Share | $11.99 |
| Equity (Book Value) | 674.93M |
| Book Value Per Share | 40.56 |
| Working Capital | -5.51B |
Cash Flow
In the last 12 months, operating cash flow was $32.75 million and capital expenditures -$16.96 million, giving a free cash flow of $15.78 million.
| Operating Cash Flow | 32.75M |
| Capital Expenditures | -16.96M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -10.50M |
| Free Cash Flow | 15.78M |
| FCF Per Share | $0.95 |
Margins
| Gross Margin | n/a |
| Operating Margin | 38.91% |
| Pretax Margin | 37.84% |
| Profit Margin | 31.03% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 6.89% |
Dividends & Yields
TCBX does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| FCF Payout Ratio | n/a |
| Buyback Yield | 4.58% |
| Shareholder Yield | 4.58% |
| Earnings Yield | 10.40% |
| FCF Yield | 2.32% |
Analyst Forecast
The average price target for TCBX is $48.43, which is 18.82% higher than the current price. The consensus rating is "Buy".
| Price Target | $48.43 |
| Price Target Difference | 18.82% |
| Analyst Consensus | Buy |
| Analyst Count | 7 |
| Revenue Growth Forecast (3Y) | 27.29% |
| EPS Growth Forecast (3Y) | 10.02% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |