Third Coast Bancshares Statistics
Total Valuation
TCBX has a market cap or net worth of $661.23 million. The enterprise value is $461.58 million.
| Market Cap | 661.23M |
| Enterprise Value | 461.58M |
Important Dates
The last earnings date was Wednesday, October 21, 2026, after market close.
| Earnings Date | Oct 21, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
TCBX has 16.71 million shares outstanding. The number of shares has increased by 10.25% in one year.
| Current Share Class | 16.71M |
| Shares Outstanding | 16.71M |
| Shares Change (YoY) | +10.25% |
| Shares Change (QoQ) | +0.50% |
| Owned by Insiders (%) | 8.62% |
| Owned by Institutions (%) | 61.93% |
| Float | 15.27M |
Valuation Ratios
The trailing PE ratio is 10.11 and the forward PE ratio is 9.67. TCBX's PEG ratio is 1.21.
| PE Ratio | 10.11 |
| Forward PE | 9.67 |
| PS Ratio | 2.73 |
| Forward PS | 1.85 |
| PB Ratio | 0.98 |
| P/TBV Ratio | 1.06 |
| P/FCF Ratio | 217.79 |
| P/OCF Ratio | 31.61 |
| PEG Ratio | 1.21 |
Enterprise Valuation
| EV / Earnings | 6.55 |
| EV / Sales | 1.90 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 152.03 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.25 |
| Debt / EBITDA | n/a |
| Debt / FCF | 56.57 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 12.66%.
| Return on Equity (ROE) | 12.66% |
| Return on Assets (ROA) | 1.27% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 6.24% |
| Revenue Per Employee | $503,241 |
| Profits Per Employee | $146,282 |
| Employee Count | 482 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, TCBX has paid $16.53 million in taxes.
| Income Tax | 16.53M |
| Effective Tax Rate | 18.01% |
Stock Price Statistics
The stock price has increased by +7.85% in the last 52 weeks. The beta is 0.66, so TCBX's price volatility has been lower than the market average.
| Beta (5Y) | 0.66 |
| 52-Week Price Change | +7.85% |
| 50-Day Moving Average | 42.29 |
| 200-Day Moving Average | 40.88 |
| Relative Strength Index (RSI) | 41.74 |
| Average Volume (20 Days) | 123,283 |
Short Selling Information
The latest short interest is 212,486, so 1.27% of the outstanding shares have been sold short.
| Short Interest | 212,486 |
| Short Previous Month | 214,886 |
| Short % of Shares Out | 1.27% |
| Short % of Float | 1.39% |
| Short Ratio (days to cover) | 5.07 |
Income Statement
In the last 12 months, TCBX had revenue of $242.56 million and earned $70.51 million in profits. Earnings per share was $3.91.
| Revenue | 242.56M |
| Gross Profit | 242.56M |
| Operating Income | 94.39M |
| Pretax Income | 91.78M |
| Net Income | 70.51M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $3.91 |
Balance Sheet
The company has $371.40 million in cash and $171.75 million in debt, with a net cash position of $199.65 million or $11.95 per share.
| Cash & Cash Equivalents | 371.40M |
| Total Debt | 171.75M |
| Net Cash | 199.65M |
| Net Cash Per Share | $11.95 |
| Equity (Book Value) | 674.93M |
| Book Value Per Share | 40.50 |
| Working Capital | -5.57B |
Cash Flow
In the last 12 months, operating cash flow was $20.92 million and capital expenditures -$17.88 million, giving a free cash flow of $3.04 million.
| Operating Cash Flow | 20.92M |
| Capital Expenditures | -17.88M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -10.50M |
| Free Cash Flow | 3.04M |
| FCF Per Share | $0.18 |
Margins
| Gross Margin | n/a |
| Operating Margin | 38.91% |
| Pretax Margin | 37.84% |
| Profit Margin | 31.03% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 1.25% |
Dividends & Yields
TCBX does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| FCF Payout Ratio | n/a |
| Buyback Yield | -10.25% |
| Shareholder Yield | -10.25% |
| Earnings Yield | 9.89% |
| FCF Yield | 0.46% |
Analyst Forecast
The average price target for TCBX is $47.36, which is 19.66% higher than the current price. The consensus rating is "Buy".
| Price Target | $47.36 |
| Price Target Difference | 19.66% |
| Analyst Consensus | Buy |
| Analyst Count | 7 |
| Revenue Growth Forecast (3Y) | 26.09% |
| EPS Growth Forecast (3Y) | 8.51% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
| Graham Formula Value | |
| Graham Formula Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |