Third Coast Bancshares Statistics
Total Valuation
TCBX has a market cap or net worth of $608.43 million. The enterprise value is $335.59 million.
Important Dates
The last earnings date was Wednesday, April 22, 2026, after market close.
| Earnings Date | Apr 22, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
TCBX has 16.59 million shares outstanding. The number of shares has increased by 2.88% in one year.
| Current Share Class | 16.59M |
| Shares Outstanding | 16.59M |
| Shares Change (YoY) | +2.88% |
| Shares Change (QoQ) | +5.74% |
| Owned by Insiders (%) | 8.44% |
| Owned by Institutions (%) | 56.87% |
| Float | 15.19M |
Valuation Ratios
The trailing PE ratio is 9.43 and the forward PE ratio is 9.43.
| PE Ratio | 9.43 |
| Forward PE | 9.43 |
| PS Ratio | 2.86 |
| Forward PS | 2.26 |
| PB Ratio | 0.93 |
| P/TBV Ratio | 1.02 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | 366.08 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 5.22 |
| EV / Sales | 1.58 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 12.22%.
| Return on Equity (ROE) | 12.22% |
| Return on Assets (ROA) | 1.20% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 6.25% |
| Revenue Per Employee | $459,883 |
| Profits Per Employee | $138,920 |
| Employee Count | 463 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, TCBX has paid $15.32 million in taxes.
| Income Tax | 15.32M |
| Effective Tax Rate | 18.16% |
Stock Price Statistics
The stock price has increased by +15.31% in the last 52 weeks. The beta is 0.66, so TCBX's price volatility has been lower than the market average.
| Beta (5Y) | 0.66 |
| 52-Week Price Change | +15.31% |
| 50-Day Moving Average | 38.41 |
| 200-Day Moving Average | 38.90 |
| Relative Strength Index (RSI) | 39.36 |
| Average Volume (20 Days) | 93,723 |
Short Selling Information
The latest short interest is 212,486, so 1.28% of the outstanding shares have been sold short.
| Short Interest | 212,486 |
| Short Previous Month | 214,886 |
| Short % of Shares Out | 1.28% |
| Short % of Float | 1.40% |
| Short Ratio (days to cover) | 4.01 |
Income Statement
In the last 12 months, TCBX had revenue of $212.93 million and earned $64.32 million in profits. Earnings per share was $3.89.
| Revenue | 212.93M |
| Gross Profit | 212.93M |
| Operating Income | 85.80M |
| Pretax Income | 84.39M |
| Net Income | 64.32M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $3.89 |
Full Income StatementBalance Sheet
The company has $433.93 million in cash and $161.08 million in debt, with a net cash position of $272.84 million or $16.44 per share.
| Cash & Cash Equivalents | 433.93M |
| Total Debt | 161.08M |
| Net Cash | 272.84M |
| Net Cash Per Share | $16.44 |
| Equity (Book Value) | 650.53M |
| Book Value Per Share | 39.27 |
| Working Capital | -5.25B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $1.66 million and capital expenditures -$16.32 million, giving a free cash flow of -$14.65 million.
| Operating Cash Flow | 1.66M |
| Capital Expenditures | -16.32M |
| Depreciation & Amortization | n/a |
| Net Borrowing | 27.00M |
| Free Cash Flow | -14.65M |
| FCF Per Share | -$0.88 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 40.29% |
| Pretax Margin | 39.64% |
| Profit Margin | 32.44% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
TCBX does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -2.88% |
| Shareholder Yield | -2.88% |
| Earnings Yield | 10.57% |
| FCF Yield | -2.41% |
Analyst Forecast
The average price target for TCBX is $42.75, which is 16.58% higher than the current price. The consensus rating is "Buy".
| Price Target | $42.75 |
| Price Target Difference | 16.58% |
| Analyst Consensus | Buy |
| Analyst Count | 4 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |
