Third Coast Bancshares Statistics
Total Valuation
TCBX has a market cap or net worth of $746.64 million. The enterprise value is $496.62 million.
| Market Cap | 746.64M |
| Enterprise Value | 496.62M |
Important Dates
The next estimated earnings date is Wednesday, October 21, 2026, after market close.
| Earnings Date | Oct 21, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
TCBX has 16.65 million shares outstanding. The number of shares has increased by 6.58% in one year.
| Current Share Class | 16.65M |
| Shares Outstanding | 16.65M |
| Shares Change (YoY) | +6.58% |
| Shares Change (QoQ) | +9.56% |
| Owned by Insiders (%) | 8.64% |
| Owned by Institutions (%) | 61.12% |
| Float | 15.22M |
Valuation Ratios
The trailing PE ratio is 11.16 and the forward PE ratio is 11.05.
| PE Ratio | 11.16 |
| Forward PE | 11.05 |
| PS Ratio | 3.26 |
| Forward PS | 2.75 |
| PB Ratio | 1.11 |
| P/TBV Ratio | 1.21 |
| P/FCF Ratio | 47.31 |
| P/OCF Ratio | 22.80 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 7.14 |
| EV / Sales | 2.17 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 31.47 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 10.37 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 12.74%.
| Return on Equity (ROE) | 12.74% |
| Return on Assets (ROA) | 1.27% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 6.38% |
| Revenue Per Employee | $479,992 |
| Profits Per Employee | $145,830 |
| Employee Count | 477 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, TCBX has paid $16.54 million in taxes.
| Income Tax | 16.54M |
| Effective Tax Rate | 18.20% |
Stock Price Statistics
The stock price has increased by +12.55% in the last 52 weeks. The beta is 0.64, so TCBX's price volatility has been lower than the market average.
| Beta (5Y) | 0.64 |
| 52-Week Price Change | +12.55% |
| 50-Day Moving Average | 42.87 |
| 200-Day Moving Average | 40.05 |
| Relative Strength Index (RSI) | 54.05 |
| Average Volume (20 Days) | 85,437 |
Short Selling Information
The latest short interest is 212,486, so 1.28% of the outstanding shares have been sold short.
| Short Interest | 212,486 |
| Short Previous Month | 214,886 |
| Short % of Shares Out | 1.28% |
| Short % of Float | 1.40% |
| Short Ratio (days to cover) | 4.41 |
Income Statement
In the last 12 months, TCBX had revenue of $228.96 million and earned $69.56 million in profits. Earnings per share was $4.02.
| Revenue | 228.96M |
| Gross Profit | 228.96M |
| Operating Income | 92.47M |
| Pretax Income | 90.85M |
| Net Income | 69.56M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $4.02 |
Balance Sheet
The company has $413.76 million in cash and $163.74 million in debt, with a net cash position of $250.02 million or $15.01 per share.
| Cash & Cash Equivalents | 413.76M |
| Total Debt | 163.74M |
| Net Cash | 250.02M |
| Net Cash Per Share | $15.01 |
| Equity (Book Value) | 670.77M |
| Book Value Per Share | 40.31 |
| Working Capital | -5.46B |
Cash Flow
In the last 12 months, operating cash flow was $32.75 million and capital expenditures -$16.96 million, giving a free cash flow of $15.78 million.
| Operating Cash Flow | 32.75M |
| Capital Expenditures | -16.96M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -10.50M |
| Free Cash Flow | 15.78M |
| FCF Per Share | $0.95 |
Margins
| Gross Margin | n/a |
| Operating Margin | 40.39% |
| Pretax Margin | 39.68% |
| Profit Margin | 32.46% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 6.89% |
Dividends & Yields
TCBX does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -6.58% |
| Shareholder Yield | -6.58% |
| Earnings Yield | 9.32% |
| FCF Yield | 2.11% |
Analyst Forecast
The average price target for TCBX is $47.00, which is 4.84% higher than the current price. The consensus rating is "Buy".
| Price Target | $47.00 |
| Price Target Difference | 4.84% |
| Analyst Consensus | Buy |
| Analyst Count | 5 |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |