Third Coast Bancshares, Inc. (TCBX)
NYSE: TCBX · Real-Time Price · USD
43.12
+0.93 (2.20%)
Jul 28, 2026, 3:04 PM EDT - Market open
Third Coast Bancshares Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 69.07 | 66.29 | 47.67 | 33.4 | 18.66 | 11.42 |
Depreciation & Amortization | 5.13 | 4.75 | 4.62 | 3.95 | 2.56 | -0.27 |
Provision for Credit Losses | 7.72 | 7.59 | 5.7 | 6.32 | 12.2 | 9.92 |
Stock-Based Compensation | 1.7 | 1.61 | 1.7 | 1.63 | 1.28 | 0.66 |
Net Change in Loans Held-for-Sale | - | - | - | - | - | 2.35 |
Other Adjustments | -24 | -21.1 | -17.41 | -11.41 | -7.75 | -20.58 |
Changes in Accrued Interest and Accounts Receivable | -31.84 | -20.65 | -7.65 | -4.39 | -12.71 | 0.75 |
Changes in Accounts Payable | -26.11 | 12.36 | 0.5 | 9.58 | 7.55 | 0.34 |
Operating Cash Flow | 1.66 | 50.84 | 35.14 | 39.08 | 21.79 | 4.58 |
Operating Cash Flow Growth | -95.41% | 44.69% | -10.08% | 79.32% | 375.37% | - |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Change in Short-Term Interbank Lending and Reverse Repurchase Agreements | 0.09 | 0.09 | -0.36 | - | 0.13 | -0 |
Net Change in Loans Held-for-Investment | -437.46 | -422.54 | -322.26 | -527.6 | -1,034 | -493.6 |
Net Change in Securities and Investments | 25.47 | -182.23 | -202.72 | -0.51 | -164.96 | -3.13 |
Cash Acquisitions | 64.13 | - | - | - | - | - |
Capital Expenditures | -16.32 | -2.68 | -1.77 | -3.44 | -12.19 | -5.62 |
Sale of Property, Plant & Equipment | - | - | - | - | 1.33 | - |
Other Investing Activities | 1.62 | -2.84 | 3.17 | 5.01 | -29.9 | 2.29 |
Investing Cash Flow | -544.82 | -610.2 | -520.93 | -529.54 | -1,240 | -500.06 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Change in Deposits | 622.37 | 316.39 | 507.35 | 567 | 1,095 | 507.73 |
Short-Term Debt Repaid | - | - | - | - | -50 | -20 |
Net Short-Term Debt Issued (Repaid) | - | - | - | - | -50 | -20 |
Long-Term Debt Issued | - | 7 | -8 | 8 | 110.07 | -19.88 |
Long-Term Debt Repaid | - | - | - | - | - | -13 |
Net Long-Term Debt Issued (Repaid) | - | 7 | -8 | 8 | 110.07 | -32.88 |
Issuance of Common Stock | 0.63 | 0.78 | 0.66 | 0.05 | 1.53 | 164.21 |
Repurchase of Common Stock | -0.15 | -0.03 | -0.04 | -0.02 | - | -0.12 |
Net Common Stock Issued (Repurchased) | 0.48 | 0.75 | 0.61 | 0.03 | 1.53 | 164.09 |
Issuance of Preferred Stock | - | - | - | - | 66.23 | - |
Net Preferred Stock Issued (Repurchased) | - | - | - | - | 66.23 | - |
Preferred Share Dividends Paid | -4.75 | -4.75 | -4.75 | -4.74 | -0.22 | - |
Other Financing Activities | - | - | -0.07 | - | - | - |
Financing Cash Flow | 645.1 | 319.39 | 495.15 | 570.29 | 1,223 | 618.94 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | 101.94 | -239.97 | 9.36 | 79.83 | 4.99 | 123.47 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | -14.65 | 48.16 | 33.37 | 35.64 | 9.6 | -1.04 |
Free Cash Flow Growth | - | 44.31% | -6.36% | 271.15% | - | - |
FCF Margin | -6.88% | 23.92% | 20.14% | 25.20% | 8.61% | -1.21% |
Free Cash Flow Per Share | -0.83 | 2.76 | 1.95 | 2.11 | 0.70 | -0.13 |