Third Coast Bancshares, Inc. (TCBX)

Third Coast Bancshares Statistics

Total Valuation

TCBX has a market cap or net worth of $636.19 million. The enterprise value is $592.26 million.

Market Cap	636.19M
Enterprise Value	592.26M

Important Dates

The next estimated earnings date is Wednesday, April 22, 2026, after market close.

Earnings Date	Apr 22, 2026
Ex-Dividend Date	n/a

Share Statistics

TCBX has 16.49 million shares outstanding. The number of shares has increased by 2.00% in one year.

Current Share Class	16.49M
Shares Outstanding	16.49M
Shares Change (YoY)	+2.00%
Shares Change (QoQ)	+0.16%
Owned by Insiders (%)	8.11%
Owned by Institutions (%)	52.47%
Float	15.15M

Valuation Ratios

The trailing PE ratio is 10.17 and the forward PE ratio is 9.57.

PE Ratio	10.17
Forward PE	9.57
PS Ratio	3.16
Forward PS	2.50
PB Ratio	1.01
P/TBV Ratio	1.24
P/FCF Ratio	n/a
P/OCF Ratio	12.51
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	9.62
EV / Sales	2.94
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 13.37%.

Return on Equity (ROE)	13.37%
Return on Assets (ROA)	1.29%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	6.81%
Revenue Per Employee	$488,549
Profits Per Employee	$149,371
Employee Count	412
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, TCBX has paid $16.45 million in taxes.

Income Tax	16.45M
Effective Tax Rate	19.89%

Stock Price Statistics

The stock price has increased by +13.40% in the last 52 weeks. The beta is 0.74, so TCBX's price volatility has been lower than the market average.

Beta (5Y)	0.74
52-Week Price Change	+13.40%
50-Day Moving Average	40.17
200-Day Moving Average	37.63
Relative Strength Index (RSI)	38.20
Average Volume (20 Days)	67,922

Short Selling Information

The latest short interest is 212,486, so 1.29% of the outstanding shares have been sold short.

Short Interest	212,486
Short Previous Month	214,886
Short % of Shares Out	1.29%
Short % of Float	1.40%
Short Ratio (days to cover)	4.09

Income Statement

In the last 12 months, TCBX had revenue of $201.28 million and earned $61.54 million in profits. Earnings per share was $3.79.

Revenue	201.28M
Gross Profit	201.28M
Operating Income	83.88M
Pretax Income	82.75M
Net Income	61.54M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$3.79

Balance Sheet

The company has $184.04 million in cash and $140.11 million in debt, with a net cash position of $43.93 million or $2.66 per share.

Cash & Cash Equivalents	184.04M
Total Debt	140.11M
Net Cash	43.93M
Net Cash Per Share	$2.66
Equity (Book Value)	531.03M
Book Value Per Share	38.22
Working Capital	-4.46B

Cash Flow

Operating Cash Flow	50.84M
Capital Expenditures	-2.68M
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	41.67%
Pretax Margin	41.11%
Profit Margin	32.93%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

TCBX does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-2.00%
Shareholder Yield	-2.00%
Earnings Yield	9.67%
FCF Yield	n/a

Analyst Forecast

The average price target for TCBX is $42.33, which is 9.69% higher than the current price. The consensus rating is "Hold".

Price Target	$42.33
Price Target Difference	9.69%
Analyst Consensus	Hold
Analyst Count	4
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	3