Third Coast Bancshares Statistics
Total Valuation
TCBX has a market cap or net worth of $424.54 million. The enterprise value is $227.40 million.
Important Dates
The next estimated earnings date is Wednesday, July 23, 2025, after market close.
| Earnings Date | Jul 23, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
TCBX has 13.83 million shares outstanding. The number of shares has increased by 2.06% in one year.
| Current Share Class | 13.83M |
| Shares Outstanding | 13.83M |
| Shares Change (YoY) | +2.06% |
| Shares Change (QoQ) | +0.26% |
| Owned by Insiders (%) | 8.98% |
| Owned by Institutions (%) | 58.26% |
| Float | 12.59M |
Valuation Ratios
The trailing PE ratio is 10.41 and the forward PE ratio is 10.06.
| PE Ratio | 10.41 |
| Forward PE | 10.06 |
| PS Ratio | 2.44 |
| Forward PS | 2.15 |
| PB Ratio | 0.88 |
| P/TBV Ratio | 0.92 |
| P/FCF Ratio | 12.51 |
| P/OCF Ratio | 11.73 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 4.93 |
| EV / Sales | 1.32 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 6.70 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 4.00 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 11.27%.
| Return on Equity (ROE) | 11.27% |
| Return on Assets (ROA) | 1.06% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $466,856 |
| Profits Per Employee | $125,051 |
| Employee Count | 369 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, TCBX has paid $14.86 million in taxes.
| Income Tax | 14.86M |
| Effective Tax Rate | 22.60% |
Stock Price Statistics
The stock price has increased by +55.93% in the last 52 weeks. The beta is 0.73, so TCBX's price volatility has been lower than the market average.
| Beta (5Y) | 0.73 |
| 52-Week Price Change | +55.93% |
| 50-Day Moving Average | 30.31 |
| 200-Day Moving Average | 31.91 |
| Relative Strength Index (RSI) | 49.97 |
| Average Volume (20 Days) | 50,083 |
Short Selling Information
The latest short interest is 354,386, so 2.56% of the outstanding shares have been sold short.
| Short Interest | 354,386 |
| Short Previous Month | 348,550 |
| Short % of Shares Out | 2.56% |
| Short % of Float | 2.81% |
| Short Ratio (days to cover) | 6.22 |
Income Statement
In the last 12 months, TCBX had revenue of $172.27 million and earned $46.14 million in profits. Earnings per share was $2.95.
| Revenue | 172.27M |
| Gross Profit | 172.27M |
| Operating Income | 66.70M |
| Pretax Income | 46.15M |
| Net Income | 46.14M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $2.95 |
Full Income StatementBalance Sheet
The company has $332.78 million in cash and $135.64 million in debt, giving a net cash position of $197.14 million or $14.25 per share.
| Cash & Cash Equivalents | 332.78M |
| Total Debt | 135.64M |
| Net Cash | 197.14M |
| Net Cash Per Share | $14.25 |
| Equity (Book Value) | 479.79M |
| Book Value Per Share | 34.70 |
| Working Capital | -3.89B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $36.18 million and capital expenditures -$2.26 million, giving a free cash flow of $33.93 million.
| Operating Cash Flow | 36.18M |
| Capital Expenditures | -2.26M |
| Free Cash Flow | 33.93M |
| FCF Per Share | $2.45 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 38.72% |
| Pretax Margin | 38.17% |
| Profit Margin | 29.54% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 19.69% |
Dividends & Yields
TCBX does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -2.06% |
| Shareholder Yield | -2.06% |
| Earnings Yield | 10.87% |
| FCF Yield | 7.99% |
Dividend DetailsAnalyst Forecast
The average price target for TCBX is $33.67, which is 12.23% higher than the current price. The consensus rating is "Hold".
| Price Target | $33.67 |
| Price Target Difference | 12.23% |
| Analyst Consensus | Hold |
| Analyst Count | 4 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |