Third Coast Bancshares, Inc. (TCBX)
NASDAQ: TCBX · Real-Time Price · USD
30.74
-0.30 (-0.97%)
At close: May 30, 2025, 4:00 PM
30.66
-0.08 (-0.26%)
After-hours: May 30, 2025, 4:04 PM EDT

Third Coast Bancshares Statistics

Total Valuation

TCBX has a market cap or net worth of $425.24 million. The enterprise value is $226.99 million.

Market Cap 425.24M
Enterprise Value 226.99M

Important Dates

The next estimated earnings date is Wednesday, July 23, 2025, after market close.

Earnings Date Jul 23, 2025
Ex-Dividend Date n/a

Share Statistics

TCBX has 13.83 million shares outstanding. The number of shares has increased by 2.06% in one year.

Current Share Class 13.83M
Shares Outstanding 13.83M
Shares Change (YoY) +2.06%
Shares Change (QoQ) +0.26%
Owned by Insiders (%) 8.93%
Owned by Institutions (%) 58.29%
Float 12.60M

Valuation Ratios

The trailing PE ratio is 10.43 and the forward PE ratio is 10.08.

PE Ratio 10.43
Forward PE 10.08
PS Ratio 2.44
Forward PS 2.14
PB Ratio 0.88
P/TBV Ratio 0.92
P/FCF Ratio 12.50
P/OCF Ratio 11.72
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 4.92
EV / Sales 1.32
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF 6.69

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF 4.00
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 11.27%.

Return on Equity (ROE) 11.27%
Return on Assets (ROA) 1.06%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Revenue Per Employee $466,856
Profits Per Employee $125,051
Employee Count 369
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, TCBX has paid $14.86 million in taxes.

Income Tax 14.86M
Effective Tax Rate 22.60%

Stock Price Statistics

The stock price has increased by +50.39% in the last 52 weeks. The beta is 0.74, so TCBX's price volatility has been lower than the market average.

Beta (5Y) 0.74
52-Week Price Change +50.39%
50-Day Moving Average 30.74
200-Day Moving Average 31.43
Relative Strength Index (RSI) 47.91
Average Volume (20 Days) 51,920

Short Selling Information

The latest short interest is 348,550, so 2.52% of the outstanding shares have been sold short.

Short Interest 348,550
Short Previous Month 351,471
Short % of Shares Out 2.52%
Short % of Float 2.77%
Short Ratio (days to cover) 5.04

Income Statement

In the last 12 months, TCBX had revenue of $172.27 million and earned $46.14 million in profits. Earnings per share was $2.95.

Revenue 172.27M
Gross Profit 172.27M
Operating Income 66.70M
Pretax Income 46.15M
Net Income 46.14M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $2.95
Full Income Statement

Balance Sheet

The company has $332.78 million in cash and $135.64 million in debt, giving a net cash position of $197.14 million or $14.25 per share.

Cash & Cash Equivalents 332.78M
Total Debt 135.64M
Net Cash 197.14M
Net Cash Per Share $14.25
Equity (Book Value) 479.79M
Book Value Per Share 34.70
Working Capital -3.89B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $36.18 million and capital expenditures -$2.26 million, giving a free cash flow of $33.93 million.

Operating Cash Flow 36.18M
Capital Expenditures -2.26M
Free Cash Flow 33.93M
FCF Per Share $2.45
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 38.72%
Pretax Margin 38.17%
Profit Margin 29.54%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 19.69%

Dividends & Yields

TCBX does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield -2.06%
Shareholder Yield -2.06%
Earnings Yield 10.88%
FCF Yield 8.00%
Dividend Details

Analyst Forecast

The average price target for TCBX is $33.67, which is 9.53% higher than the current price. The consensus rating is "Hold".

Price Target $33.67
Price Target Difference 9.53%
Analyst Consensus Hold
Analyst Count 4
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 3