Third Coast Bancshares, Inc. (TCBX)

Third Coast Bancshares Statistics

Total Valuation

TCBX has a market cap or net worth of $532.98 million. The enterprise value is $542.94 million.

Market Cap	532.98M
Enterprise Value	542.94M

Important Dates

The last earnings date was Wednesday, October 22, 2025, after market close.

Earnings Date	Oct 22, 2025
Ex-Dividend Date	n/a

Share Statistics

TCBX has 13.89 million shares outstanding. The number of shares has increased by 2.52% in one year.

Current Share Class	13.89M
Shares Outstanding	13.89M
Shares Change (YoY)	+2.52%
Shares Change (QoQ)	+0.77%
Owned by Insiders (%)	8.92%
Owned by Institutions (%)	59.23%
Float	12.66M

Valuation Ratios

The trailing PE ratio is 10.77 and the forward PE ratio is 10.27.

PE Ratio	10.77
Forward PE	10.27
PS Ratio	2.75
Forward PS	2.29
PB Ratio	1.04
P/TBV Ratio	1.08
P/FCF Ratio	13.56
P/OCF Ratio	12.85
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	9.46
EV / Sales	2.82
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	13.82

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	3.46
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 12.88%.

Return on Equity (ROE)	12.88%
Return on Assets (ROA)	1.28%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$520,932
Profits Per Employee	$155,493
Employee Count	369
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, TCBX has paid $17.02 million in taxes.

Income Tax	17.02M
Effective Tax Rate	21.51%

Stock Price Statistics

The stock price has increased by +5.94% in the last 52 weeks. The beta is 0.73, so TCBX's price volatility has been lower than the market average.

Beta (5Y)	0.73
52-Week Price Change	+5.94%
50-Day Moving Average	37.97
200-Day Moving Average	35.02
Relative Strength Index (RSI)	56.55
Average Volume (20 Days)	54,409

Short Selling Information

The latest short interest is 212,486, so 1.53% of the outstanding shares have been sold short.

Short Interest	212,486
Short Previous Month	214,886
Short % of Shares Out	1.53%
Short % of Float	1.68%
Short Ratio (days to cover)	3.70

Income Statement

In the last 12 months, TCBX had revenue of $192.22 million and earned $57.38 million in profits. Earnings per share was $3.56.

Revenue	192.22M
Gross Profit	192.22M
Operating Income	80.07M
Pretax Income	79.15M
Net Income	57.38M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$3.56

Balance Sheet

The company has $126.08 million in cash and $136.04 million in debt, giving a net cash position of -$9.96 million or -$0.72 per share.

Cash & Cash Equivalents	126.08M
Total Debt	136.04M
Net Cash	-9.96M
Net Cash Per Share	-$0.72
Equity (Book Value)	513.83M
Book Value Per Share	37.02
Working Capital	-4.25B

Cash Flow

In the last 12 months, operating cash flow was $41.47 million and capital expenditures -$2.18 million, giving a free cash flow of $39.30 million.

Operating Cash Flow	41.47M
Capital Expenditures	-2.18M
Free Cash Flow	39.30M
FCF Per Share	$2.83

Margins

Gross Margin	n/a
Operating Margin	41.66%
Pretax Margin	41.17%
Profit Margin	32.32%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	20.44%

Dividends & Yields

TCBX does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-2.52%
Shareholder Yield	-2.52%
Earnings Yield	10.77%
FCF Yield	7.37%

Analyst Forecast

The average price target for TCBX is $41.67, which is 8.63% higher than the current price. The consensus rating is "Hold".

Price Target	$41.67
Price Target Difference	8.63%
Analyst Consensus	Hold
Analyst Count	4
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	3