Truist Financial Corporation (TFC)

Truist Financial Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	5,527	5,307	4,840	-1,047	6,267	6,437
Depreciation & Amortization	810	837	979	1,215	1,366	1,384
Provision for Credit Losses	1,915	1,894	1,870	2,109	777	-813
Net Change in Loans Held-for-Sale	-982	-389	-381	213	2,479	1,411
Other Adjustments	-36.5	551	2,629	6,083	-2,314	229
Changes in Trading Assets	603	-690	-768	573	-482	-551
Changes in Other Operating Activities	-1,907	-1,771	-7,005	-515	2,988	-205
Operating Cash Flow	5,672	5,739	2,164	8,631	11,081	7,892
Operating Cash Flow Growth	45.44%	165.20%	-74.93%	-22.11%	40.41%	6.12%
Net Change in Short-Term Interbank Lending and Reverse Repurchase Agreements	-1,237	-650	-172	803	847	-2,283
Net Change in Loans Held-for-Investment	-22,469	-24,057	4,178	12,202	-32,840	9,787
Net Change in Securities and Investments	7,225	8,449	1,583	9,734	8,376	-36,659
Payments for Business Acquisitions	-	-	12,174	-17	-4,673	-1,638
Other Investing Activities	-1,588	-1,505	835	136	-1,682	-1,263
Investing Cash Flow	-18,069	-17,763	18,598	22,858	-29,972	-32,056
Net Change in Deposits	345	9,874	-6,883	-17,630	-2,986	35,423
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements	3,711	-1,345	4,359	1,397	18,060	-800
Long-Term Debt Issued	92,014	69,755	22,799	50,943	15,777	4,728
Long-Term Debt Repaid	-82,468	-63,084	-26,797	-55,018	-7,297	-7,959
Net Long-Term Debt Issued (Repaid)	9,546	6,671	-3,998	-4,075	8,480	-3,231
Repurchase of Common Stock	-3,134	-2,500	-1,000	-	-250	-1,616
Net Common Stock Issued (Repurchased)	-3,134	-2,500	-1,000	-	-250	-1,616
Repurchase of Preferred Stock	-	-1,000	-750	-	-	-1,415
Net Preferred Stock Issued (Repurchased)	-	-1,000	-750	-	-	-1,415
Common Dividends Paid	-2,638	-2,672	-2,770	-2,770	-2,656	-2,485
Preferred Share Dividends Paid	-324	-324	-365	-361	-333	-367
Other Financing Activities	-83	-71	-231	1,173	-298	82
Financing Cash Flow	6,423	8,633	-11,638	-22,266	20,017	25,591
Net Cash Flow	-5,974	-3,391	9,124	9,223	1,126	1,427
Free Cash Flow	5,672	5,739	2,164	8,631	11,081	7,892
Free Cash Flow Growth	-1.17%	165.20%	-74.93%	-22.11%	40.41%	19.18%
FCF Margin	30.92%	31.15%	18.97%	48.18%	57.73%	34.15%
Free Cash Flow Per Share	4.40	4.41	1.63	6.48	8.28	5.85
Levered Free Cash Flow	14,246	10,021	-6,323	-4,254	18,279	3,430
Unlevered Free Cash Flow	-494	-1,624	-6,794	1,273	3,872	628

Updated May 1, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q