Truist Financial Corporation (TFC)

Truist Financial Statistics

Total Valuation

TFC has a market cap or net worth of $56.31 billion. The enterprise value is $83.32 billion.

Market Cap	56.31B
Enterprise Value	83.32B

Important Dates

The last earnings date was Friday, October 17, 2025, before market open.

Earnings Date	Oct 17, 2025
Ex-Dividend Date	Nov 14, 2025

Share Statistics

TFC has 1.28 billion shares outstanding. The number of shares has decreased by -1.84% in one year.

Current Share Class	1.28B
Shares Outstanding	1.28B
Shares Change (YoY)	-1.84%
Shares Change (QoQ)	-0.64%
Owned by Insiders (%)	0.16%
Owned by Institutions (%)	78.19%
Float	1.28B

Valuation Ratios

The trailing PE ratio is 11.77 and the forward PE ratio is 10.08. TFC's PEG ratio is 2.29.

PE Ratio	11.77
Forward PE	10.08
PS Ratio	3.13
Forward PS	2.63
PB Ratio	0.94
P/TBV Ratio	1.37
P/FCF Ratio	14.33
P/OCF Ratio	14.33
PEG Ratio	2.29

Enterprise Valuation

EV / Earnings	17.00
EV / Sales	4.56
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	21.19

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	18.87
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 7.98%.

Return on Equity (ROE)	7.98%
Return on Assets (ROA)	0.98%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$476,849
Profits Per Employee	$127,847
Employee Count	38,335
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, TFC has paid $1.10 billion in taxes.

Income Tax	1.10B
Effective Tax Rate	17.31%

Stock Price Statistics

The stock price has increased by +3.79% in the last 52 weeks. The beta is 0.89, so TFC's price volatility has been lower than the market average.

Beta (5Y)	0.89
52-Week Price Change	+3.79%
50-Day Moving Average	44.84
200-Day Moving Average	42.95
Relative Strength Index (RSI)	48.05
Average Volume (20 Days)	9,192,250

Short Selling Information

The latest short interest is 30.45 million, so 2.38% of the outstanding shares have been sold short.

Short Interest	30.45M
Short Previous Month	31.98M
Short % of Shares Out	2.38%
Short % of Float	2.39%
Short Ratio (days to cover)	3.90

Income Statement

In the last 12 months, TFC had revenue of $18.28 billion and earned $4.90 billion in profits. Earnings per share was $3.73.

Revenue	18.28B
Gross Profit	18.28B
Operating Income	6.96B
Pretax Income	6.34B
Net Income	4.90B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$3.73

Balance Sheet

The company has $47.25 billion in cash and $74.21 billion in debt, giving a net cash position of -$26.96 billion or -$21.07 per share.

Cash & Cash Equivalents	47.25B
Total Debt	74.21B
Net Cash	-26.96B
Net Cash Per Share	-$21.07
Equity (Book Value)	65.65B
Book Value Per Share	46.70
Working Capital	-375.39B

Cash Flow

Operating Cash Flow	3.93B
Capital Expenditures	n/a
Free Cash Flow	3.93B
FCF Per Share	$3.07

Margins

Gross Margin	n/a
Operating Margin	38.07%
Pretax Margin	34.68%
Profit Margin	28.61%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	21.51%

Dividends & Yields

This stock pays an annual dividend of $2.08, which amounts to a dividend yield of 4.73%.

Dividend Per Share	$2.08
Dividend Yield	4.73%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	55.70%
Buyback Yield	1.84%
Shareholder Yield	6.56%
Earnings Yield	8.70%
FCF Yield	6.98%

Analyst Forecast

The average price target for TFC is $50.00, which is 13.59% higher than the current price. The consensus rating is "Buy".

Price Target	$50.00
Price Target Difference	13.59%
Analyst Consensus	Buy
Analyst Count	14
Revenue Growth Forecast (5Y)	15.72%
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on August 4, 1998. It was a forward split with a ratio of 2:1.

Last Split Date	Aug 4, 1998
Split Type	Forward
Split Ratio	2:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	3