Triumph Financial, Inc. (TFIN)

Triumph Financial Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	217.31	213.83	228.43	181.19	183.56	198.21
Interest Income on Investments	208.58	208.68	193.99	238.05	204	123.9
Total Interest Income	425.89	422.52	422.42	419.24	387.56	322.12
Interest Paid on Deposits	61.96	56.24	34.32	10.04	9.7	27.4
Interest Paid on Borrowings	15.23	15.82	20.02	8.71	8.73	9.98
Total Interest Expense	77.19	72.06	54.34	18.75	18.43	37.39
Net Interest Income	348.7	350.46	368.08	400.49	369.13	284.73
Net Interest Income Growth (YoY)	-1.65%	-4.79%	-8.09%	8.50%	29.64%	11.26%
Gain (Loss) on Sale of Assets	-	-	-	-	-	9.76
Gain (Loss) on Sale of Investments	0.53	0.53	0.2	12.68	0.01	3.23
Other Non-Interest Income	65.12	56.8	42.12	45.43	44.01	39.93
Total Non-Interest Income	72.96	64.6	49.44	83.18	54.5	60.39
Non-Interest Income Growth (YoY)	15.51%	30.66%	-40.56%	52.62%	-9.74%	91.28%
Revenues Before Loan Losses	421.66	415.05	417.52	483.67	423.63	345.11
Provision for Loan Losses	9.37	18.77	12.2	6.93	-8.83	38.33
Revenue	412.29	396.29	405.32	476.75	432.46	306.78
Revenue Growth (YoY)	3.78%	-2.23%	-14.98%	10.24%	40.97%	9.75%
Salaries and Employee Benefits	215.9	205.06	197.38	180.31	153.64	122.36
Occupancy Expenses	26.49	26.95	22.99	21.65	19.49	17.05
Federal Deposit Insurance	3.83	2.72	2.62	1.82	2.25	1.52
Amortization of Goodwill & Intangibles	21.11	17.84	15.91	15.99	10.88	8.33
Selling, General & Administrative	91.54	100.64	90.83	97.54	71.68	46.55
Other Non-Interest Expense	30.45	23.11	23.51	23.33	29.57	26.26
Total Non-Interest Expense	389.32	376.31	353.23	340.63	287.51	222.07
EBT Excluding Unusual Items	22.97	19.97	52.08	136.11	144.95	84.71
Other Unusual Items	0.82	0.82	0.73	0.89	-	-
Pretax Income	15.11	20.47	52.82	137	144.95	84.71
Income Tax Expense	5.12	4.38	11.73	34.69	31.98	20.69
Earnings From Continuing Operations	9.98	16.09	41.08	102.31	112.97	64.02
Net Income	9.98	16.09	41.08	102.31	112.97	64.02
Preferred Dividends & Other Adjustments	3.21	3.21	3.21	3.21	3.21	1.7
Net Income to Common	6.78	12.88	37.88	99.11	109.77	62.32
Net Income Growth	-54.37%	-60.83%	-59.85%	-9.44%	76.46%	9.36%
Basic Shares Outstanding	24	23	23	24	25	24
Diluted Shares Outstanding	24	24	24	25	25	25
Shares Change (YoY)	0.98%	0.92%	-5.84%	-0.91%	2.58%	-5.54%
EPS (Basic)	0.29	0.55	1.63	4.06	4.44	2.56
EPS (Diluted)	0.28	0.54	1.61	3.96	4.35	2.53
EPS Growth	-64.84%	-66.46%	-59.34%	-8.97%	71.94%	12.44%
Effective Tax Rate	33.92%	21.39%	22.22%	25.32%	22.06%	24.42%

Updated Oct 15, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q