Triumph Financial, Inc. (TFIN)

NYSE: TFIN · Real-Time Price · USD

62.42

-0.37 (-0.58%)

Oct 9, 2026, 10:40 AM EDT - Market open

Triumph Financial Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	454.56	435.85	397.1	406.05	476.75	432.46
Revenue Growth	11.89%	9.76%	-2.20%	-14.83%	10.24%	40.97%
Net Income	35.44	22.15	12.88	37.88	99.11	109.77
Earnings Per Share	1.48	0.93	0.54	1.61	3.96	4.35
EPS Growth	235.32%	72.22%	-66.46%	-59.34%	-8.97%	71.94%

Revenue by Segment

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Corporate and Other	9.46	10.48	-5.05	-9.98	-8.57	-7.51
Banking (Excluding Payments)	227.3	233.14	241.1	263.92	243.14	232.94
Factoring	130.12	119.9	107.37	111.11	207.11	188
Payments	74.41	65.53	53.5	41	35.95	19.03
Intelligence	9.47	6.8	0.18	-	-	-
Total	450.76	435.85	397.1	406.05	477.64	432.46

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	896.81	248.47	330.12	286.64	408.18	389.34
Total Debt	156.89	417.93	171.46	437.73	213.33	392.63
Net Cash (Debt)	739.92	-169.45	158.65	-151.09	194.85	-3.29
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	30.77	-7.11	6.67	-6.41	7.79	-0.13

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	112.11	67.07	58.54	60.01	80.76	136.96
Capital Expenditures	-14.4	-16.45	-62.8	-23.87	-10.91	-14.36
Free Cash Flow	97.7	50.62	-4.26	36.14	69.84	122.6
Free Cash Flow Growth	162.40%	-	-	-48.25%	-43.03%	53.72%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	7.80%	5.08%	3.24%	9.33%	20.79%	25.38%
FCF Margin	21.49%	11.61%	-1.07%	8.90%	14.65%	28.35%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct '26 Oct 9, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	42.53	67.18	164.62	49.05	12.07	26.87
Forward PE	23.51	47.09	78.12	44.99	18.97	28.77
P/FCF Ratio	15.35	29.40	-	51.40	17.13	24.06
PS Ratio	3.30	3.42	5.34	4.58	2.51	6.82