Triumph Financial, Inc. (TFIN)

Triumph Financial Statistics

Total Valuation

TFIN has a market cap or net worth of $1.43 billion. The enterprise value is $1.70 billion.

Market Cap	1.43B
Enterprise Value	1.70B

Important Dates

The last earnings date was Wednesday, October 15, 2025, after market close.

Earnings Date	Oct 15, 2025
Ex-Dividend Date	n/a

Share Statistics

TFIN has 23.76 million shares outstanding. The number of shares has increased by 0.98% in one year.

Current Share Class	23.76M
Shares Outstanding	23.76M
Shares Change (YoY)	+0.98%
Shares Change (QoQ)	+0.64%
Owned by Insiders (%)	4.96%
Owned by Institutions (%)	91.33%
Float	21.35M

Valuation Ratios

The trailing PE ratio is 213.75 and the forward PE ratio is 44.47.

PE Ratio	213.75
Forward PE	44.47
PS Ratio	3.42
Forward PS	2.91
PB Ratio	1.63
P/TBV Ratio	3.37
P/FCF Ratio	42.05
P/OCF Ratio	27.74
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	250.83
EV / Sales	4.12
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	50.10

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	12.39
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 1.11%.

Return on Equity (ROE)	1.11%
Return on Assets (ROA)	0.16%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$265,480
Profits Per Employee	$4,364
Employee Count	1,553
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, TFIN has paid $5.12 million in taxes.

Income Tax	5.12M
Effective Tax Rate	33.92%

Stock Price Statistics

The stock price has decreased by -32.89% in the last 52 weeks. The beta is 1.31, so TFIN's price volatility has been higher than the market average.

Beta (5Y)	1.31
52-Week Price Change	-32.89%
50-Day Moving Average	55.32
200-Day Moving Average	61.29
Relative Strength Index (RSI)	69.15
Average Volume (20 Days)	282,021

Short Selling Information

The latest short interest is 2.42 million, so 10.19% of the outstanding shares have been sold short.

Short Interest	2.42M
Short Previous Month	2.54M
Short % of Shares Out	10.19%
Short % of Float	11.34%
Short Ratio (days to cover)	9.51

Income Statement

In the last 12 months, TFIN had revenue of $412.29 million and earned $6.78 million in profits. Earnings per share was $0.28.

Revenue	412.29M
Gross Profit	412.29M
Operating Income	47.92M
Pretax Income	15.11M
Net Income	6.78M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$0.28

Balance Sheet

The company has $147.22 million in cash and $420.38 million in debt, giving a net cash position of -$273.15 million or -$11.49 per share.

Cash & Cash Equivalents	147.22M
Total Debt	420.38M
Net Cash	-273.15M
Net Cash Per Share	-$11.49
Equity (Book Value)	919.33M
Book Value Per Share	36.79
Working Capital	-5.01B

Cash Flow

In the last 12 months, operating cash flow was $51.43 million and capital expenditures -$17.50 million, giving a free cash flow of $33.93 million.

Operating Cash Flow	51.43M
Capital Expenditures	-17.50M
Free Cash Flow	33.93M
FCF Per Share	$1.43

Margins

Gross Margin	n/a
Operating Margin	11.62%
Pretax Margin	3.66%
Profit Margin	2.42%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	8.23%

Dividends & Yields

TFIN does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-0.98%
Shareholder Yield	-0.98%
Earnings Yield	0.47%
FCF Yield	2.38%

Analyst Forecast

The average price target for TFIN is $62.00, which is 3.26% higher than the current price. The consensus rating is "Buy".

Price Target	$62.00
Price Target Difference	3.26%
Analyst Consensus	Buy
Analyst Count	4
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4