Triumph Financial, Inc. (TFIN)

Triumph Financial Statistics

Total Valuation

TFIN has a market cap or net worth of $1.35 billion. The enterprise value is $1.20 billion.

Market Cap	1.35B
Enterprise Value	1.20B

Important Dates

The next estimated earnings date is Wednesday, July 16, 2025, after market close.

Earnings Date	Jul 16, 2025
Ex-Dividend Date	n/a

Share Statistics

TFIN has 23.63 million shares outstanding. The number of shares has increased by 0.79% in one year.

Current Share Class	23.63M
Shares Outstanding	23.63M
Shares Change (YoY)	+0.79%
Shares Change (QoQ)	-2.12%
Owned by Insiders (%)	5.05%
Owned by Institutions (%)	86.99%
Float	21.22M

Valuation Ratios

The trailing PE ratio is 153.89 and the forward PE ratio is 55.78.

PE Ratio	153.89
Forward PE	55.78
PS Ratio	3.33
Forward PS	2.94
PB Ratio	1.58
P/TBV Ratio	2.45
P/FCF Ratio	24.07
P/OCF Ratio	20.41
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	137.08
EV / Sales	2.99
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	21.31

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	6.17
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 1.35%.

Return on Equity (ROE)	1.35%
Return on Assets (ROA)	0.20%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$258,461
Profits Per Employee	$5,630
Employee Count	1,553
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, TFIN has paid $3.82 million in taxes.

Income Tax	3.82M
Effective Tax Rate	24.23%

Stock Price Statistics

The stock price has decreased by -23.14% in the last 52 weeks. The beta is 1.32, so TFIN's price volatility has been higher than the market average.

Beta (5Y)	1.32
52-Week Price Change	-23.14%
50-Day Moving Average	55.50
200-Day Moving Average	75.79
Relative Strength Index (RSI)	46.68
Average Volume (20 Days)	153,398

Short Selling Information

The latest short interest is 2.49 million, so 10.55% of the outstanding shares have been sold short.

Short Interest	2.49M
Short Previous Month	2.53M
Short % of Shares Out	10.55%
Short % of Float	11.75%
Short Ratio (days to cover)	11.37

Income Statement

In the last 12 months, TFIN had revenue of $401.39 million and earned $8.74 million in profits. Earnings per share was $0.37.

Revenue	401.39M
Gross Profit	401.39M
Operating Income	36.40M
Pretax Income	38.73M
Net Income	8.74M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$0.37

Balance Sheet

The company has $502.94 million in cash and $347.31 million in debt, giving a net cash position of $155.63 million or $6.59 per share.

Cash & Cash Equivalents	502.94M
Total Debt	347.31M
Net Cash	155.63M
Net Cash Per Share	$6.59
Equity (Book Value)	893.93M
Book Value Per Share	36.32
Working Capital	-4.60B

Cash Flow

In the last 12 months, operating cash flow was $66.34 million and capital expenditures -$10.09 million, giving a free cash flow of $56.25 million.

Operating Cash Flow	66.34M
Capital Expenditures	-10.09M
Free Cash Flow	56.25M
FCF Per Share	$2.38

Margins

Gross Margin	n/a
Operating Margin	9.07%
Pretax Margin	3.93%
Profit Margin	2.98%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	14.01%

Dividends & Yields

TFIN does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-0.79%
Shareholder Yield	-0.79%
Earnings Yield	0.65%
FCF Yield	4.15%

Analyst Forecast

The average price target for TFIN is $68.50, which is 19.65% higher than the current price. The consensus rating is "Hold".

Price Target	$68.50
Price Target Difference	19.65%
Analyst Consensus	Hold
Analyst Count	6
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4