First Financial Corporation (THFF)

First Financial Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	258.84	226.26	189.64	146.3	128	137.24
Interest Income on Investments	37.89	38.48	38.76	37.01	24.2	23.24
Total Interest Income	296.73	264.74	228.4	183.3	152.2	160.49
Interest Paid on Deposits	76.15	81.07	51.69	16.74	8.16	12.8
Interest Paid on Borrowings	11.73	8.69	9.44	1.52	0.64	1.34
Total Interest Expense	87.88	89.76	61.14	18.26	8.8	14.14
Net Interest Income	208.85	174.99	167.26	165.04	143.4	146.35
Net Interest Income Growth (YoY)	26.60%	4.62%	1.34%	15.09%	-2.01%	11.16%
Trust Income	5.73	5.47	5.16	5.16	5.26	4.84
Gain (Loss) on Sale of Investments	0.02	0.1	-0	0	0.11	0.23
Other Non-Interest Income	5.77	6.4	8.5	16.02	7.01	8.97
Total Non-Interest Income	44.25	42.77	42.7	50.72	42.08	42.48
Non-Interest Income Growth (YoY)	5.86%	0.16%	-15.80%	20.51%	-0.92%	10.46%
Revenues Before Loan Losses	253.11	217.76	209.96	215.76	185.49	188.82
Provision for Loan Losses	7.85	16.17	7.3	-2.03	2.47	10.53
Revenue	245.26	201.59	202.67	217.78	183.02	178.29
Revenue Growth (YoY)	29.00%	-0.53%	-6.94%	19.00%	2.65%	7.79%
Salaries and Employee Benefits	76.99	71.56	66.11	63.28	62.27	59.64
Federal Deposit Insurance	3.3	2.79	2.91	2.33	1.29	0.32
Selling, General & Administrative	32.23	30.23	25.78	24.43	21.16	21.06
Other Non-Interest Expense	40.37	39.87	35.37	35.99	32.69	31.74
Total Non-Interest Expense	152.88	144.44	130.18	126.02	117.41	112.76
EBT Excluding Unusual Items	92.37	57.15	72.49	91.76	65.61	65.54
Legal Settlements	-	-	-	-4	-	-
Pretax Income	92.37	57.15	72.49	87.76	65.61	65.54
Income Tax Expense	18.38	9.88	11.82	16.65	12.63	11.69
Net Income	74	47.28	60.67	71.11	52.99	53.84
Net Income to Common	74	47.28	60.67	71.11	52.99	53.84
Net Income Growth	70.28%	-22.08%	-14.68%	34.20%	-1.59%	10.17%
Basic Shares Outstanding	12	12	12	12	13	14
Diluted Shares Outstanding	12	12	12	12	13	14
Shares Change (YoY)	0.36%	-1.05%	-2.24%	-7.42%	-3.84%	6.62%
EPS (Basic)	6.25	4.00	5.08	5.82	4.02	3.93
EPS (Diluted)	6.25	4.00	5.08	5.82	4.02	3.93
EPS Growth	69.68%	-21.26%	-12.72%	44.96%	2.33%	3.34%
Dividend Per Share	2.040	1.860	0.990	1.080	1.060	1.050
Dividend Growth	13.33%	87.88%	-8.33%	1.89%	0.95%	0.96%
Effective Tax Rate	19.89%	17.29%	16.31%	18.97%	19.24%	17.84%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q