First Financial Corporation (THFF)

First Financial Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	239.82	226.26	189.64	146.3	128	137.24
Interest Income on Investments	38.55	38.48	38.76	37.01	24.2	23.24
Total Interest Income	278.37	264.74	228.4	183.3	152.2	160.49
Interest Paid on Deposits	81.54	81.07	51.69	16.74	8.16	12.8
Interest Paid on Borrowings	8.79	8.69	9.44	1.52	0.64	1.34
Total Interest Expense	90.33	89.76	61.14	18.26	8.8	14.14
Net Interest Income	188.04	174.99	167.26	165.04	143.4	146.35
Net Interest Income Growth (YoY)	16.18%	4.62%	1.34%	15.09%	-2.01%	11.16%
Trust Income	5.53	5.47	5.16	5.16	5.26	4.84
Gain (Loss) on Sale of Investments	0.1	0.1	-0	0	0.11	0.23
Other Non-Interest Income	6.49	6.4	8.5	16.02	7.01	8.97
Total Non-Interest Income	43.85	42.77	42.7	50.72	42.08	42.48
Non-Interest Income Growth (YoY)	2.56%	0.16%	-15.80%	20.51%	-0.92%	10.46%
Revenues Before Loan Losses	231.89	217.76	209.96	215.76	185.49	188.82
Provision for Loan Losses	16.32	16.17	7.3	-2.03	2.47	10.53
Revenue	215.58	201.59	202.67	217.78	183.02	178.29
Revenue Growth (YoY)	9.26%	-0.53%	-6.94%	19.00%	2.65%	7.79%
Salaries and Employee Benefits	73.48	71.56	66.11	63.28	62.27	59.64
Federal Deposit Insurance	2.88	2.79	2.91	2.33	1.29	0.32
Selling, General & Administrative	30.9	30.23	25.78	24.43	21.16	21.06
Other Non-Interest Expense	40.52	39.87	35.37	35.99	32.69	31.74
Total Non-Interest Expense	147.78	144.44	130.18	126.02	117.41	112.76
EBT Excluding Unusual Items	67.8	57.15	72.49	91.76	65.61	65.54
Legal Settlements	-	-	-	-4	-	-
Pretax Income	67.8	57.15	72.49	87.76	65.61	65.54
Income Tax Expense	13.05	9.88	11.82	16.65	12.63	11.69
Net Income	54.76	47.28	60.67	71.11	52.99	53.84
Net Income to Common	54.76	47.28	60.67	71.11	52.99	53.84
Net Income Growth	-1.54%	-22.08%	-14.68%	34.20%	-1.59%	10.17%
Basic Shares Outstanding	12	12	12	12	13	14
Diluted Shares Outstanding	12	12	12	12	13	14
Shares Change (YoY)	-0.43%	-1.05%	-2.24%	-7.42%	-3.84%	6.62%
EPS (Basic)	4.63	4.00	5.08	5.82	4.02	3.93
EPS (Diluted)	4.63	4.00	5.08	5.82	4.02	3.93
EPS Growth	-1.12%	-21.26%	-12.72%	44.96%	2.33%	3.34%
Dividend Per Share	1.920	1.860	0.990	1.080	1.060	1.050
Dividend Growth	33.33%	87.88%	-8.33%	1.89%	0.95%	0.96%
Effective Tax Rate	19.24%	17.29%	16.31%	18.97%	19.24%	17.84%

Updated Mar 5, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q