First Financial Corporation (THFF)

First Financial Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	253.14	226.26	189.64	146.3	128	137.24
Interest Income on Investments	38.64	38.48	38.76	37.01	24.2	23.24
Total Interest Income	291.78	264.74	228.4	183.3	152.2	160.49
Interest Paid on Deposits	80.34	81.07	51.69	16.74	8.16	12.8
Interest Paid on Borrowings	10.02	8.69	9.44	1.52	0.64	1.34
Total Interest Expense	90.36	89.76	61.14	18.26	8.8	14.14
Net Interest Income	201.42	174.99	167.26	165.04	143.4	146.35
Net Interest Income Growth (YoY)	26.71%	4.62%	1.34%	15.09%	-2.01%	11.16%
Trust Income	5.7	5.47	5.16	5.16	5.26	4.84
Gain (Loss) on Sale of Investments	0.1	0.1	-0	0	0.11	0.23
Other Non-Interest Income	5.84	6.4	8.5	16.02	7.01	8.97
Total Non-Interest Income	44.33	42.77	42.7	50.72	42.08	42.48
Non-Interest Income Growth (YoY)	5.02%	0.16%	-15.80%	20.51%	-0.92%	10.46%
Revenues Before Loan Losses	245.75	217.76	209.96	215.76	185.49	188.82
Provision for Loan Losses	15.3	16.17	7.3	-2.03	2.47	10.53
Revenue	230.45	201.59	202.67	217.78	183.02	178.29
Revenue Growth (YoY)	19.59%	-0.53%	-6.94%	19.00%	2.65%	7.79%
Salaries and Employee Benefits	75.8	71.56	66.11	63.28	62.27	59.64
Federal Deposit Insurance	3.17	2.79	2.91	2.33	1.29	0.32
Selling, General & Administrative	31.44	30.23	25.78	24.43	21.16	21.06
Other Non-Interest Expense	43	39.87	35.37	35.99	32.69	31.74
Total Non-Interest Expense	153.4	144.44	130.18	126.02	117.41	112.76
EBT Excluding Unusual Items	77.05	57.15	72.49	91.76	65.61	65.54
Legal Settlements	-	-	-	-4	-	-
Pretax Income	77.05	57.15	72.49	87.76	65.61	65.54
Income Tax Expense	15.07	9.88	11.82	16.65	12.63	11.69
Net Income	61.97	47.28	60.67	71.11	52.99	53.84
Net Income to Common	61.97	47.28	60.67	71.11	52.99	53.84
Net Income Growth	21.52%	-22.08%	-14.68%	34.20%	-1.59%	10.17%
Basic Shares Outstanding	12	12	12	12	13	14
Diluted Shares Outstanding	12	12	12	12	13	14
Shares Change (YoY)	0.08%	-1.05%	-2.24%	-7.42%	-3.84%	6.62%
EPS (Basic)	5.24	4.00	5.08	5.82	4.02	3.93
EPS (Diluted)	5.24	4.00	5.08	5.82	4.02	3.93
EPS Growth	21.43%	-21.26%	-12.72%	44.96%	2.33%	3.34%
Dividend Per Share	1.980	1.860	0.990	1.080	1.060	1.050
Dividend Growth	46.67%	87.88%	-8.33%	1.89%	0.95%	0.96%
Effective Tax Rate	19.56%	17.29%	16.31%	18.97%	19.24%	17.84%

Updated Mar 5, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q