First Financial Statistics
Total Valuation
First Financial has a market cap or net worth of $898.55 million. The enterprise value is $1.41 billion.
| Market Cap | 898.55M |
| Enterprise Value | 1.41B |
Important Dates
The next estimated earnings date is Tuesday, October 27, 2026.
| Earnings Date | Oct 27, 2026 |
| Ex-Dividend Date | Oct 1, 2026 |
Share Statistics
First Financial has 11.89 million shares outstanding. The number of shares has increased by 0.35% in one year.
| Current Share Class | 11.89M |
| Shares Outstanding | 11.89M |
| Shares Change (YoY) | +0.35% |
| Shares Change (QoQ) | +0.06% |
| Owned by Insiders (%) | 4.98% |
| Owned by Institutions (%) | 84.71% |
| Float | 11.29M |
Valuation Ratios
The trailing PE ratio is 10.58 and the forward PE ratio is 9.83.
| PE Ratio | 10.58 |
| Forward PE | 9.83 |
| PS Ratio | 3.35 |
| Forward PS | 2.80 |
| PB Ratio | 1.33 |
| P/TBV Ratio | 1.61 |
| P/FCF Ratio | 9.66 |
| P/OCF Ratio | 9.23 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 16.65 |
| EV / Sales | 5.26 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 15.17 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 6.55 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 13.42%.
| Return on Equity (ROE) | 13.42% |
| Return on Assets (ROA) | 1.44% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 3.86% |
| Revenue Per Employee | $283,478 |
| Profits Per Employee | $89,601 |
| Employee Count | 946 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, First Financial has paid $20.11 million in taxes.
| Income Tax | 20.11M |
| Effective Tax Rate | 19.17% |
Stock Price Statistics
The stock price has increased by +30.64% in the last 52 weeks. The beta is 0.40, so First Financial's price volatility has been lower than the market average.
| Beta (5Y) | 0.40 |
| 52-Week Price Change | +30.64% |
| 50-Day Moving Average | 78.82 |
| 200-Day Moving Average | 69.72 |
| Relative Strength Index (RSI) | 38.01 |
| Average Volume (20 Days) | 127,385 |
Short Selling Information
The latest short interest is 374,501, so 3.15% of the outstanding shares have been sold short.
| Short Interest | 374,501 |
| Short Previous Month | 375,539 |
| Short % of Shares Out | 3.15% |
| Short % of Float | 3.32% |
| Short Ratio (days to cover) | 4.20 |
Income Statement
In the last 12 months, First Financial had revenue of $268.17 million and earned $84.76 million in profits. Earnings per share was $7.14.
| Revenue | 268.17M |
| Gross Profit | 268.17M |
| Operating Income | 107.55M |
| Pretax Income | 104.87M |
| Net Income | 84.76M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $7.14 |
Balance Sheet
The company has $96.63 million in cash and $609.24 million in debt, with a net cash position of -$512.60 million or -$43.11 per share.
| Cash & Cash Equivalents | 96.63M |
| Total Debt | 609.24M |
| Net Cash | -512.60M |
| Net Cash Per Share | -$43.11 |
| Equity (Book Value) | 675.79M |
| Book Value Per Share | 56.83 |
| Working Capital | -5.02B |
Cash Flow
In the last 12 months, operating cash flow was $97.32 million and capital expenditures -$4.27 million, giving a free cash flow of $93.04 million.
| Operating Cash Flow | 97.32M |
| Capital Expenditures | -4.27M |
| Depreciation & Amortization | n/a |
| Net Borrowing | 294.80M |
| Free Cash Flow | 93.04M |
| FCF Per Share | $7.82 |
Margins
| Gross Margin | n/a |
| Operating Margin | 40.11% |
| Pretax Margin | 39.11% |
| Profit Margin | 31.61% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 34.70% |
Dividends & Yields
This stock pays an annual dividend of $2.24, which amounts to a dividend yield of 2.97%.
| Dividend Per Share | $2.24 |
| Dividend Yield | 2.97% |
| Dividend Growth (YoY) | 9.80% |
| Years of Dividend Growth | 36 |
| Payout Ratio | 31.38% |
| FCF Payout Ratio | 28.63% |
| Buyback Yield | -0.35% |
| Shareholder Yield | 2.61% |
| Earnings Yield | 9.43% |
| FCF Yield | 10.35% |
Analyst Forecast
The average price target for First Financial is $86.00, which is 13.82% higher than the current price. The consensus rating is "Hold".
| Price Target | $86.00 |
| Price Target Difference | 13.82% |
| Analyst Consensus | Hold |
| Analyst Count | 3 |
| Revenue Growth Forecast (3Y) | 9.89% |
| EPS Growth Forecast (3Y) | 8.79% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on October 16, 2003. It was a forward split with a ratio of 2:1.
| Last Split Date | Oct 16, 2003 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |