First Financial Statistics
Total Valuation
First Financial has a market cap or net worth of $918.29 million. The enterprise value is $1.29 billion.
| Market Cap | 918.29M |
| Enterprise Value | 1.29B |
Important Dates
The last earnings date was Tuesday, October 27, 2026, before market open.
| Earnings Date | Oct 27, 2026 |
| Ex-Dividend Date | Oct 1, 2026 |
Share Statistics
First Financial has 11.89 million shares outstanding. The number of shares has increased by 0.35% in one year.
| Current Share Class | 11.89M |
| Shares Outstanding | 11.89M |
| Shares Change (YoY) | +0.35% |
| Shares Change (QoQ) | n/a |
| Owned by Insiders (%) | 4.98% |
| Owned by Institutions (%) | 79.01% |
| Float | 11.29M |
Valuation Ratios
The trailing PE ratio is 10.03 and the forward PE ratio is 9.74.
| PE Ratio | 10.03 |
| Forward PE | 9.74 |
| PS Ratio | 3.36 |
| Forward PS | 2.83 |
| PB Ratio | 1.43 |
| P/TBV Ratio | 1.73 |
| P/FCF Ratio | 10.13 |
| P/OCF Ratio | 9.68 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 14.38 |
| EV / Sales | 4.69 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 14.13 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.71 |
| Debt / EBITDA | n/a |
| Debt / FCF | 5.01 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 14.26%.
| Return on Equity (ROE) | 14.26% |
| Return on Assets (ROA) | 1.56% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 4.47% |
| Revenue Per Employee | $296,136 |
| Profits Per Employee | $96,662 |
| Employee Count | 946 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, First Financial has paid $22.11 million in taxes.
| Income Tax | 22.11M |
| Effective Tax Rate | 19.47% |
Stock Price Statistics
The stock price has increased by +45.56% in the last 52 weeks. The beta is 0.44, so First Financial's price volatility has been lower than the market average.
| Beta (5Y) | 0.44 |
| 52-Week Price Change | +45.56% |
| 50-Day Moving Average | 76.20 |
| 200-Day Moving Average | 71.57 |
| Relative Strength Index (RSI) | 57.97 |
| Average Volume (20 Days) | 147,672 |
Short Selling Information
The latest short interest is 442,097, so 3.72% of the outstanding shares have been sold short.
| Short Interest | 442,097 |
| Short Previous Month | 422,353 |
| Short % of Shares Out | 3.72% |
| Short % of Float | 3.91% |
| Short Ratio (days to cover) | 3.57 |
Income Statement
In the last 12 months, First Financial had revenue of $280.15 million and earned $91.44 million in profits. Earnings per share was $7.70.
| Revenue | 280.15M |
| Gross Profit | 280.15M |
| Operating Income | 116.17M |
| Pretax Income | 113.55M |
| Net Income | 91.44M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $7.70 |
Balance Sheet
The company has $93.16 million in cash and $465.82 million in debt, with a net cash position of -$372.66 million or -$31.34 per share.
| Cash & Cash Equivalents | 93.16M |
| Total Debt | 465.82M |
| Net Cash | -372.66M |
| Net Cash Per Share | -$31.34 |
| Equity (Book Value) | 660.45M |
| Book Value Per Share | 55.54 |
| Working Capital | -4.95B |
Cash Flow
In the last 12 months, operating cash flow was $97.32 million and capital expenditures -$4.27 million, giving a free cash flow of $93.04 million.
| Operating Cash Flow | 97.32M |
| Capital Expenditures | -4.27M |
| Depreciation & Amortization | n/a |
| Net Borrowing | 294.80M |
| Free Cash Flow | 93.04M |
| FCF Per Share | $7.82 |
Margins
| Gross Margin | n/a |
| Operating Margin | 41.47% |
| Pretax Margin | 40.53% |
| Profit Margin | 32.64% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 34.70% |
Dividends & Yields
This stock pays an annual dividend of $2.24, which amounts to a dividend yield of 2.88%.
| Dividend Per Share | $2.24 |
| Dividend Yield | 2.88% |
| Dividend Growth (YoY) | 9.80% |
| Years of Dividend Growth | 36 |
| Payout Ratio | 29.11% |
| FCF Payout Ratio | 28.63% |
| Buyback Yield | -0.35% |
| Shareholder Yield | 2.48% |
| Earnings Yield | 9.97% |
| FCF Yield | 9.88% |
Analyst Forecast
The average price target for First Financial is $85.33, which is 10.50% higher than the current price. The consensus rating is "Hold".
| Price Target | $85.33 |
| Price Target Difference | 10.50% |
| Analyst Consensus | Hold |
| Analyst Count | 4 |
| Revenue Growth Forecast (3Y) | 9.94% |
| EPS Growth Forecast (3Y) | 8.88% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on October 16, 2003. It was a forward split with a ratio of 2:1.
| Last Split Date | Oct 16, 2003 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |