First Financial Corporation (THFF)
Stock Price:
$35.41 USD
1.50 (4.42%)
Updated Aug 7, 2020 4:00 PM EDT - Market closed
Key Info
| Market Cap |
485.63M |
| Revenue (ttm) |
175.01M |
| Net Income (ttm) |
50.73M |
| Shares Out |
13.71M |
| EPS (ttm) |
3.73 |
| PE Ratio |
9.49 |
| Forward PE |
10.80 |
| Dividend |
$1.04 |
| Dividend Yield |
2.94% |
Stock Quote
| Trading Day |
Aug 7, 2020 |
| Last Price |
$35.41 |
| Previous Close |
$33.91 |
| Change ($) |
1.50 |
| Change (%) |
4.42% |
| Day's Open |
33.74 |
| Day's Range |
33.62 - 35.41 |
| Day's Volume |
49,901 |
| 52-Week Range |
27.62 - 46.93 |
More Stats
| Market Cap |
485.63M |
| Enterprise Value |
227.34M |
| Earnings Date (est) |
Oct 21, 2020 |
| Ex-Dividend Date |
Jun 12, 2020 |
| Shares Outstanding |
13.71M |
| Float |
13.32M |
| EPS (basic) |
3.75 |
| EPS (diluted) |
3.73 |
| FCF / Share |
4.29 |
| Dividend |
$1.04 |
| Dividend Yield |
2.94% |
| Earnings Yield |
10.53% |
| FCF Yield |
12.10% |
| Payout Ratio |
27.70% |
| Shares Short |
355,033 |
| Short Ratio |
3.31 |
| Short % of Float |
2.31% |
| Beta |
0.83 |
| PE Ratio |
9.49 |
| Forward PE |
10.80 |
| P/FCF Ratio |
8.26 |
| PS Ratio |
2.77 |
| PB Ratio |
0.79 |
| Revenue |
175.01M |
| Operating Income |
63.35M |
| Net Income |
50.73M |
| Free Cash Flow |
58.78M |
| Net Cash |
258.29M |
| Net Cash / Share |
18.83 |
| Gross Margin |
94.51% |
| Operating Margin |
36.20% |
| Profit Margin |
29.00% |
| FCF Margin |
33.58% |
| ROA |
1.37% |
| ROE |
9.50% |
| ROIC |
1.60% |
Stats based on trailing-twelve-month (ttm) numbers.
Analyst Summary
Analyst Ratings (0)
| Buy |
0 |
| Overweight |
0 |
| Hold |
0 |
| Underweight |
0 |
| Sell |
0 |
Price Target
$41.00*
(15.79% upside)
Low
40.0
Current: $35.41
High
42.0
Target: 41.00
*Average 12-month price target from 2 stock analysts.
Financial Performance
Financial numbers in millions USD.
Financial Overview
| Year | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 |
|---|
| Revenue | 165 | 149 | 139 | 149 | 139 | 144 | 140 | 140 | 127 | 117 |
| Revenue Growth | 11% | 7.59% | -6.8% | 6.92% | -3.18% | 2.64% | 0.12% | 10.18% | 8.16% | - |
| Gross Profit | 165 | 149 | 139 | 149 | 139 | 144 | 140 | 140 | 127 | 117 |
| Operating Income | 61.00 | 57.73 | 49.75 | 58.30 | 40.59 | 47.96 | 45.30 | 46.63 | 51.59 | 40.01 |
| Net Income | 48.87 | 46.58 | 29.13 | 38.41 | 30.20 | 33.77 | 31.53 | 32.81 | 37.20 | 28.04 |
| Shares Outstanding | 12.87 | 12.26 | 12.23 | 12.32 | 12.84 | 13.23 | 13.31 | 13.24 | 13.16 | 13.12 |
| Earnings Per Share | 3.80 | 3.80 | 2.38 | 3.12 | 2.35 | 2.55 | 2.37 | 2.48 | 2.83 | 2.14 |
| EPS Growth | 0% | 59.66% | -23.72% | 32.77% | -7.84% | 7.59% | -4.44% | -12.37% | 32.24% | - |
| Dividend Per Share | 1.03 | 1.02 | 2.50 | 0.99 | 0.98 | 0.97 | 0.48 | 0.95 | 0.94 | 0.92 |
| Dividend Growth | 0.98% | -59.2% | 152.53% | 1.02% | 1.03% | 102.08% | -49.47% | 1.06% | 2.17% | - |
| Operating Cash Flow | 49.90 | 57.45 | 50.14 | 41.19 | 41.26 | 57.84 | 62.70 | 54.58 | 43.24 | 48.56 |
| Capital Expenditures | -1.10 | -2.01 | -2.98 | -3.05 | -3.50 | -5.30 | -2.52 | -11.06 | -1.48 | -2.41 |
| Free Cash Flow | 48.80 | 55.44 | 47.16 | 38.14 | 37.76 | 52.55 | 60.18 | 43.52 | 41.77 | 46.15 |
| Cash & Equivalents | 135 | 74.39 | 74.11 | 81.96 | 98.51 | 86.10 | 75.31 | 108 | 146 | 63.62 |
| Total Debt | 111 | 69.66 | 57.69 | 81.12 | 46.51 | 60.90 | 118 | 160 | 246 | 160 |
| Net Cash / Debt | 23.83 | 4.73 | 16.42 | 0.84 | 52.00 | 25.20 | -42.57 | -52.23 | -100 | -96.28 |
| Assets | 4,023 | 3,009 | 3,001 | 2,989 | 2,980 | 3,002 | 3,019 | 2,895 | 2,954 | 2,451 |
| Liabilities | 3,466 | 2,566 | 2,587 | 2,574 | 2,569 | 2,608 | 2,633 | 2,523 | 2,607 | 2,129 |
| Book Value | 558 | 443 | 414 | 414 | 410 | 394 | 386 | 372 | 347 | 322 |
Numbers in millions USD, except per-share numbers.
Company Details
| Full Name |
First Financial Corporation |
| Country |
United States |
| Employees |
957 |
| CEO |
Norman L. Lowery |
Stock Information
| Ticker Symbol |
THFF |
| Stock Exchange |
NASDAQ |
| Sector |
Financial Services |
| Industry |
Banks—Regional |
| Unique Identifier |
NASDAQ: THFF |
Description
First Financial Corporation, through its subsidiaries, provides various financial services. It offers non-interest-bearing demand, interest-bearing demand, savings, time, and other time deposits. The company also provides commercial loans primarily to expand a business or finance asset purchases; residential real estate and residential real estate construction loans; and home equity loans and lines, secured loans, and cash/CD secured and unsecured loans. In addition, it offers lease financing, trust account, depositor, and insurance services. The company operates 82 branches in west-central Indiana, east-central Illinois, western Kentucky, and middle and western Tennessee. It also rents an office building. First Financial Corporation was founded in 1984 and is headquartered in Terre Haute, Indiana.