First Financial Corporation (THFF)

First Financial Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	74	47.28	60.67	71.11	52.99	53.84
Depreciation & Amortization	12.86	10.38	7.09	6.79	6.89	6.88
Gain (Loss) on Sale of Assets	-0.06	-0.06	0.03	0.06	0.02	-0.76
Gain (Loss) on Sale of Investments	4.03	4.46	5.06	6.55	8.32	6.95
Provision for Credit Losses	7.85	16.17	7.3	-2.03	2.47	10.53
Net Decrease (Increase) in Loans Originated / Sold - Operating	0.96	0.96	0.11	4.53	7.94	5.31
Accrued Interest Receivable	-2.06	-2.06	-3.59	-4.34	0.98	1.57
Other Operating Activities	-22.75	-18.6	7.98	-4.17	-21.74	-2.56
Operating Cash Flow	76.48	60.37	86.09	78.79	55.07	77.43
Operating Cash Flow Growth	18.74%	-29.88%	9.27%	43.08%	-28.88%	55.16%
Capital Expenditures	-3.83	-6.11	-6.54	-1.43	-3.84	-3.91
Cash Acquisitions	-	28.15	-	-	-23.09	-
Investment in Securities	81.63	123.59	81.08	-165.6	-318.22	-77.21
Net Decrease (Increase) in Loans Originated / Sold - Investing	-254.28	-210.14	-106.03	-258.7	31.63	53.14
Other Investing Activities	-2.2	-2	9.11	-8.24	0.44	7.78
Investing Cash Flow	-178.15	-66.12	-22.1	-433.69	-312.16	-16.25
Short-Term Debt Issued	-	119.84	-	-	-	35.94
Long-Term Debt Issued	-	1,525	2,080	-	-	16.7
Total Debt Issued	1,953	1,645	2,080	-	-	52.64
Short-Term Debt Repaid	-	-	-3.65	-22.5	-22.69	-
Long-Term Debt Repaid	-	-1,607	-1,981	-6.4	-1	-42.01
Total Debt Repaid	-1,715	-1,607	-1,985	-28.9	-23.69	-42.01
Net Debt Issued (Repaid)	237.99	37.58	95.35	-28.9	-23.69	10.63
Repurchase of Common Stock	-0.8	-0.38	-11.51	-27.7	-42.47	-9.22
Common Dividends Paid	-23.43	-21.25	-15.38	-14.46	-14.18	-14.27
Net Increase (Decrease) in Deposit Accounts	-101.97	6.56	-278.2	-39.55	367.99	481.73
Financing Cash Flow	111.8	22.52	-209.75	-110.61	287.65	468.87
Net Cash Flow	10.13	16.77	-145.76	-465.51	30.56	530.04
Free Cash Flow	72.66	54.26	79.55	77.36	51.23	73.52
Free Cash Flow Growth	25.09%	-31.79%	2.83%	51.00%	-30.31%	50.66%
Free Cash Flow Margin	29.62%	26.91%	39.25%	35.52%	27.99%	41.23%
Free Cash Flow Per Share	6.14	4.59	6.66	6.33	3.88	5.36
Cash Interest Paid	88.55	88.55	59.03	18.46	9.14	14.85
Cash Income Tax Paid	10.48	10.48	11.35	13.53	15.03	7.55

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q