First Financial Statistics

Total Valuation

THFF has a market cap or net worth of $550.39 million. The enterprise value is $594.60 million.

Market Cap	550.39M
Enterprise Value	594.60M

Important Dates

The next estimated earnings date is Tuesday, January 28, 2025.

Earnings Date	Jan 28, 2025
Ex-Dividend Date	Oct 1, 2024

Share Statistics

THFF has 11.81 million shares outstanding. The number of shares has decreased by -1.70% in one year.

Current Share Class	11.81M
Shares Outstanding	11.81M
Shares Change (YoY)	-1.70%
Shares Change (QoQ)	-0.05%
Owned by Insiders (%)	4.11%
Owned by Institutions (%)	76.49%
Float	11.32M

Valuation Ratios

The trailing PE ratio is 12.66 and the forward PE ratio is 9.16.

PE Ratio	12.66
Forward PE	9.16
PS Ratio	2.89
Forward PS	2.22
PB Ratio	0.97
P/TBV Ratio	1.24
P/FCF Ratio	9.48
P/OCF Ratio	8.54
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	13.68
EV / Sales	3.13
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	10.24

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	2.12
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 8.39%.

Return on Equity (ROE)	8.39%
Return on Assets (ROA)	0.85%
Return on Capital (ROIC)	n/a
Revenue Per Employee	$220,812
Profits Per Employee	$50,469
Employee Count	861
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, THFF has paid $7.78 million in taxes.

Income Tax	7.78M
Effective Tax Rate	15.19%

Stock Price Statistics

The stock price has increased by +7.74% in the last 52 weeks. The beta is 0.50, so THFF's price volatility has been lower than the market average.

Beta (5Y)	0.50
52-Week Price Change	+7.74%
50-Day Moving Average	47.03
200-Day Moving Average	41.41
Relative Strength Index (RSI)	41.03
Average Volume (20 Days)	52,471

Short Selling Information

The latest short interest is 54,280, so 0.46% of the outstanding shares have been sold short.

Short Interest	54,280
Short Previous Month	57,755
Short % of Shares Out	0.46%
Short % of Float	0.48%
Short Ratio (days to cover)	0.88

Income Statement

In the last 12 months, THFF had revenue of $190.12 million and earned $43.45 million in profits. Earnings per share was $3.68.

Revenue	190.12M
Gross Profit	190.12M
Operating Income	53.89M
Pretax Income	60.12M
Net Income	43.45M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$3.68

Full Income Statement

Balance Sheet

The company has $78.67 million in cash and $122.89 million in debt, giving a net cash position of -$44.22 million or -$3.74 per share.

Cash & Cash Equivalents	78.67M
Total Debt	122.89M
Net Cash	-44.22M
Net Cash Per Share	-$3.74
Equity (Book Value)	565.95M
Book Value Per Share	47.93
Working Capital	-4.70B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $64.41 million and capital expenditures -$6.33 million, giving a free cash flow of $58.08 million.

Operating Cash Flow	64.41M
Capital Expenditures	-6.33M
Free Cash Flow	58.08M
FCF Per Share	$4.92

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	28.34%
Pretax Margin	26.95%
Profit Margin	22.86%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	30.55%

Dividends & Yields

This stock pays an annual dividend of $1.80, which amounts to a dividend yield of 3.86%.

Dividend Per Share	$1.80
Dividend Yield	3.86%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	34
Payout Ratio	48.88%
Buyback Yield	1.70%
Shareholder Yield	5.56%
Earnings Yield	7.90%
FCF Yield	10.55%

Dividend Details

Analyst Forecast

The average price target for THFF is $45.00, which is -3.45% lower than the current price. The consensus rating is "Hold".

Price Target	$45.00
Price Target Difference	-3.45%
Analyst Consensus	Hold
Analyst Count	1
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Forecasts

Stock Splits

The last stock split was on October 16, 2003. It was a forward split with a ratio of 2:1.

Last Split Date	Oct 16, 2003
Split Type	Forward
Split Ratio	2:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4