First Financial Statistics

Total Valuation

First Financial has a market cap or net worth of $598.99 million. The enterprise value is $787.15 million.

Market Cap	598.99M
Enterprise Value	787.15M

Important Dates

The last earnings date was Tuesday, April 22, 2025.

Earnings Date	Apr 22, 2025
Ex-Dividend Date	Apr 1, 2025

Share Statistics

First Financial has 11.85 million shares outstanding. The number of shares has decreased by -0.43% in one year.

Current Share Class	11.85M
Shares Outstanding	11.85M
Shares Change (YoY)	-0.43%
Shares Change (QoQ)	+0.18%
Owned by Insiders (%)	5.04%
Owned by Institutions (%)	76.66%
Float	11.26M

Valuation Ratios

The trailing PE ratio is 11.06 and the forward PE ratio is 8.99.

PE Ratio	11.06
Forward PE	8.99
PS Ratio	2.81
Forward PS	2.34
PB Ratio	1.06
P/TBV Ratio	1.34
P/FCF Ratio	n/a
P/OCF Ratio	8.80
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	14.38
EV / Sales	3.65
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 10.02%.

Return on Equity (ROE)	10.02%
Return on Assets (ROA)	1.05%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$230,072
Profits Per Employee	$58,439
Employee Count	937
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, First Financial has paid $13.05 million in taxes.

Income Tax	13.05M
Effective Tax Rate	19.24%

Stock Price Statistics

The stock price has increased by +36.03% in the last 52 weeks. The beta is 0.41, so First Financial's price volatility has been lower than the market average.

Beta (5Y)	0.41
52-Week Price Change	+36.03%
50-Day Moving Average	48.23
200-Day Moving Average	46.51
Relative Strength Index (RSI)	63.87
Average Volume (20 Days)	62,185

Short Selling Information

The latest short interest is 136,055, so 1.15% of the outstanding shares have been sold short.

Short Interest	136,055
Short Previous Month	151,258
Short % of Shares Out	1.15%
Short % of Float	1.21%
Short Ratio (days to cover)	1.31

Income Statement

In the last 12 months, First Financial had revenue of $215.58 million and earned $54.76 million in profits. Earnings per share was $4.63.

Revenue	215.58M
Gross Profit	215.58M
Operating Income	70.68M
Pretax Income	60.12M
Net Income	54.76M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$4.63

Full Income Statement

Balance Sheet

The company has $86.64 million in cash and $267.04 million in debt, giving a net cash position of -$180.40 million or -$15.22 per share.

Cash & Cash Equivalents	86.64M
Total Debt	267.04M
Net Cash	-180.40M
Net Cash Per Share	-$15.22
Equity (Book Value)	571.95M
Book Value Per Share	48.26
Working Capital	-4.66B

Full Balance Sheet

Cash Flow

Operating Cash Flow	68.99M
Capital Expenditures	-5.71M
Free Cash Flow	n/a
FCF Per Share	n/a

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	32.79%
Pretax Margin	31.45%
Profit Margin	25.40%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $2.04, which amounts to a dividend yield of 3.98%.

Dividend Per Share	$2.04
Dividend Yield	3.98%
Dividend Growth (YoY)	33.33%
Years of Dividend Growth	35
Payout Ratio	44.13%
Buyback Yield	0.43%
Shareholder Yield	4.42%
Earnings Yield	9.02%
FCF Yield	n/a

Dividend Details

Analyst Forecast

The average price target for First Financial is $56.50, which is 11.78% higher than the current price. The consensus rating is "Buy".

Price Target	$56.50
Price Target Difference	11.78%
Analyst Consensus	Buy
Analyst Count	2
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Forecasts

Stock Splits

The last stock split was on October 16, 2003. It was a forward split with a ratio of 2:1.

Last Split Date	Oct 16, 2003
Split Type	Forward
Split Ratio	2:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4