First Financial Statistics

Total Valuation

First Financial has a market cap or net worth of $594.38 million. The enterprise value is $715.21 million.

Market Cap	594.38M
Enterprise Value	715.21M

Important Dates

The last earnings date was Tuesday, February 4, 2025.

Earnings Date	Feb 4, 2025
Ex-Dividend Date	Jan 3, 2025

Share Statistics

First Financial has 11.84 million shares outstanding. The number of shares has decreased by -1.05% in one year.

Current Share Class	11.84M
Shares Outstanding	11.84M
Shares Change (YoY)	-1.05%
Shares Change (QoQ)	+0.11%
Owned by Insiders (%)	4.19%
Owned by Institutions (%)	77.68%
Float	11.34M

Valuation Ratios

The trailing PE ratio is 12.55 and the forward PE ratio is 9.03.

PE Ratio	12.55
Forward PE	9.03
PS Ratio	2.94
Forward PS	2.30
PB Ratio	1.08
P/TBV Ratio	1.39
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	15.13
EV / Sales	3.55
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 8.78%.

Return on Equity (ROE)	8.78%
Return on Assets (ROA)	0.91%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$234,137
Profits Per Employee	$54,907
Employee Count	861
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, First Financial has paid $9.88 million in taxes.

Income Tax	9.88M
Effective Tax Rate	17.28%

Stock Price Statistics

The stock price has increased by +32.53% in the last 52 weeks. The beta is 0.51, so First Financial's price volatility has been lower than the market average.

Beta (5Y)	0.51
52-Week Price Change	+32.53%
50-Day Moving Average	48.35
200-Day Moving Average	43.69
Relative Strength Index (RSI)	50.95
Average Volume (20 Days)	59,573

Short Selling Information

The latest short interest is 48,065, so 0.41% of the outstanding shares have been sold short.

Short Interest	48,065
Short Previous Month	58,734
Short % of Shares Out	0.41%
Short % of Float	0.42%
Short Ratio (days to cover)	1.02

Income Statement

In the last 12 months, First Financial had revenue of $201.59 million and earned $47.28 million in profits. Earnings per share was $4.00.

Revenue	201.59M
Gross Profit	201.59M
Operating Income	59.94M
Pretax Income	60.12M
Net Income	47.28M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$4.00

Full Income Statement

Balance Sheet

The company has $94.35 million in cash and $215.18 million in debt, giving a net cash position of -$120.83 million or -$10.20 per share.

Cash & Cash Equivalents	94.35M
Total Debt	215.18M
Net Cash	-120.83M
Net Cash Per Share	-$10.20
Equity (Book Value)	549.04M
Book Value Per Share	46.36
Working Capital	-4.78B

Full Balance Sheet

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	29.73%
Pretax Margin	28.35%
Profit Margin	23.45%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $2.04, which amounts to a dividend yield of 4.07%.

Dividend Per Share	$2.04
Dividend Yield	4.07%
Dividend Growth (YoY)	87.88%
Years of Dividend Growth	35
Payout Ratio	51.00%
Buyback Yield	1.05%
Shareholder Yield	5.11%
Earnings Yield	7.95%
FCF Yield	n/a

Dividend Details

Analyst Forecast

The average price target for First Financial is $55.00, which is 9.58% higher than the current price. The consensus rating is "Hold".

Price Target	$55.00
Price Target Difference	9.58%
Analyst Consensus	Hold
Analyst Count	1
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Forecasts

Stock Splits

The last stock split was on October 16, 2003. It was a forward split with a ratio of 2:1.

Last Split Date	Oct 16, 2003
Split Type	Forward
Split Ratio	2:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2