First Financial Statistics
Total Valuation
First Financial has a market cap or net worth of $774.56 million. The enterprise value is $1.05 billion.
Important Dates
The next estimated earnings date is Tuesday, February 3, 2026.
| Earnings Date | Feb 3, 2026 |
| Ex-Dividend Date | Jan 2, 2026 |
Share Statistics
First Financial has 11.85 million shares outstanding. The number of shares has increased by 0.36% in one year.
| Current Share Class | 11.85M |
| Shares Outstanding | 11.85M |
| Shares Change (YoY) | +0.36% |
| Shares Change (QoQ) | n/a |
| Owned by Insiders (%) | 4.86% |
| Owned by Institutions (%) | 81.74% |
| Float | 11.27M |
Valuation Ratios
The trailing PE ratio is 10.46 and the forward PE ratio is 9.68.
| PE Ratio | 10.46 |
| Forward PE | 9.68 |
| PS Ratio | 3.09 |
| Forward PS | 2.71 |
| PB Ratio | 1.24 |
| P/TBV Ratio | 1.53 |
| P/FCF Ratio | 10.66 |
| P/OCF Ratio | 10.13 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 14.16 |
| EV / Sales | 4.18 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 14.42 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 4.97 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 12.46%.
| Return on Equity (ROE) | 12.46% |
| Return on Assets (ROA) | 1.33% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 4.49% |
| Revenue Per Employee | $267,615 |
| Profits Per Employee | $78,970 |
| Employee Count | 937 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, First Financial has paid $18.38 million in taxes.
| Income Tax | 18.38M |
| Effective Tax Rate | 19.89% |
Stock Price Statistics
The stock price has increased by +37.48% in the last 52 weeks. The beta is 0.42, so First Financial's price volatility has been lower than the market average.
| Beta (5Y) | 0.42 |
| 52-Week Price Change | +37.48% |
| 50-Day Moving Average | 60.78 |
| 200-Day Moving Average | 55.40 |
| Relative Strength Index (RSI) | 63.06 |
| Average Volume (20 Days) | 47,304 |
Short Selling Information
The latest short interest is 177,646, so 1.50% of the outstanding shares have been sold short.
| Short Interest | 177,646 |
| Short Previous Month | 154,672 |
| Short % of Shares Out | 1.50% |
| Short % of Float | 1.58% |
| Short Ratio (days to cover) | 3.09 |
Income Statement
In the last 12 months, First Financial had revenue of $250.76 million and earned $74.00 million in profits. Earnings per share was $6.25.
| Revenue | 250.76M |
| Gross Profit | 250.76M |
| Operating Income | 101.17M |
| Pretax Income | 92.37M |
| Net Income | 74.00M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $6.25 |
Full Income StatementBalance Sheet
The company has $87.60 million in cash and $360.78 million in debt, with a net cash position of -$273.19 million or -$23.05 per share.
| Cash & Cash Equivalents | 87.60M |
| Total Debt | 360.78M |
| Net Cash | -273.19M |
| Net Cash Per Share | -$23.05 |
| Equity (Book Value) | 622.22M |
| Book Value Per Share | 52.50 |
| Working Capital | -4.68B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $76.48 million and capital expenditures -$3.83 million, giving a free cash flow of $72.66 million.
| Operating Cash Flow | 76.48M |
| Capital Expenditures | -3.83M |
| Free Cash Flow | 72.66M |
| FCF Per Share | $6.13 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 40.35% |
| Pretax Margin | 36.84% |
| Profit Margin | 29.51% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 28.97% |
Dividends & Yields
This stock pays an annual dividend of $2.24, which amounts to a dividend yield of 3.43%.
| Dividend Per Share | $2.24 |
| Dividend Yield | 3.43% |
| Dividend Growth (YoY) | 12.37% |
| Years of Dividend Growth | 36 |
| Payout Ratio | 33.45% |
| Buyback Yield | -0.36% |
| Shareholder Yield | 3.07% |
| Earnings Yield | 9.55% |
| FCF Yield | 9.38% |
Dividend DetailsAnalyst Forecast
The average price target for First Financial is $60.00, which is -8.20% lower than the current price. The consensus rating is "Buy".
| Price Target | $60.00 |
| Price Target Difference | -8.20% |
| Analyst Consensus | Buy |
| Analyst Count | 3 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on October 16, 2003. It was a forward split with a ratio of 2:1.
| Last Split Date | Oct 16, 2003 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
