First Financial Statistics
Total Valuation
First Financial has a market cap or net worth of $649.18 million. The enterprise value is $939.43 million.
Important Dates
The last earnings date was Tuesday, October 28, 2025.
| Earnings Date | Oct 28, 2025 |
| Ex-Dividend Date | Oct 1, 2025 |
Share Statistics
First Financial has 11.85 million shares outstanding. The number of shares has increased by 0.36% in one year.
| Current Share Class | 11.85M |
| Shares Outstanding | 11.85M |
| Shares Change (YoY) | +0.36% |
| Shares Change (QoQ) | n/a |
| Owned by Insiders (%) | 5.06% |
| Owned by Institutions (%) | 80.79% |
| Float | 11.24M |
Valuation Ratios
The trailing PE ratio is 8.80 and the forward PE ratio is 8.32.
| PE Ratio | 8.80 |
| Forward PE | 8.32 |
| PS Ratio | 2.74 |
| Forward PS | 2.44 |
| PB Ratio | 1.08 |
| P/TBV Ratio | 1.32 |
| P/FCF Ratio | 9.17 |
| P/OCF Ratio | 8.71 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 12.70 |
| EV / Sales | 3.83 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 12.93 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 4.97 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 12.46%.
| Return on Equity (ROE) | 12.46% |
| Return on Assets (ROA) | 1.33% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $261,745 |
| Profits Per Employee | $78,970 |
| Employee Count | 937 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, First Financial has paid $18.38 million in taxes.
| Income Tax | 18.38M |
| Effective Tax Rate | 19.89% |
Stock Price Statistics
The stock price has increased by +16.00% in the last 52 weeks. The beta is 0.44, so First Financial's price volatility has been lower than the market average.
| Beta (5Y) | 0.44 |
| 52-Week Price Change | +16.00% |
| 50-Day Moving Average | 55.72 |
| 200-Day Moving Average | 52.95 |
| Relative Strength Index (RSI) | 57.95 |
| Average Volume (20 Days) | 55,044 |
Short Selling Information
The latest short interest is 107,141, so 0.90% of the outstanding shares have been sold short.
| Short Interest | 107,141 |
| Short Previous Month | 186,002 |
| Short % of Shares Out | 0.90% |
| Short % of Float | 0.95% |
| Short Ratio (days to cover) | 1.55 |
Income Statement
In the last 12 months, First Financial had revenue of $245.26 million and earned $74.00 million in profits. Earnings per share was $6.25.
| Revenue | 245.26M |
| Gross Profit | 245.26M |
| Operating Income | 95.67M |
| Pretax Income | 92.37M |
| Net Income | 74.00M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $6.25 |
Full Income StatementBalance Sheet
The company has $87.60 million in cash and $360.78 million in debt, giving a net cash position of -$273.19 million or -$23.05 per share.
| Cash & Cash Equivalents | 87.60M |
| Total Debt | 360.78M |
| Net Cash | -273.19M |
| Net Cash Per Share | -$23.05 |
| Equity (Book Value) | 622.22M |
| Book Value Per Share | 52.50 |
| Working Capital | -4.68B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $76.48 million and capital expenditures -$3.83 million, giving a free cash flow of $72.66 million.
| Operating Cash Flow | 76.48M |
| Capital Expenditures | -3.83M |
| Free Cash Flow | 72.66M |
| FCF Per Share | $6.13 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 39.01% |
| Pretax Margin | 37.66% |
| Profit Margin | 30.17% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 29.62% |
Dividends & Yields
This stock pays an annual dividend of $2.04, which amounts to a dividend yield of 3.71%.
| Dividend Per Share | $2.04 |
| Dividend Yield | 3.71% |
| Dividend Growth (YoY) | 13.33% |
| Years of Dividend Growth | 35 |
| Payout Ratio | 32.65% |
| Buyback Yield | -0.36% |
| Shareholder Yield | 3.26% |
| Earnings Yield | 11.11% |
| FCF Yield | 10.91% |
Dividend DetailsAnalyst Forecast
The average price target for First Financial is $60.00, which is 9.53% higher than the current price. The consensus rating is "Buy".
| Price Target | $60.00 |
| Price Target Difference | 9.53% |
| Analyst Consensus | Buy |
| Analyst Count | 3 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on October 16, 2003. It was a forward split with a ratio of 2:1.
| Last Split Date | Oct 16, 2003 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
