First Financial Statistics
Total Valuation
First Financial has a market cap or net worth of $743.48 million. The enterprise value is $1.10 billion.
Important Dates
The next estimated earnings date is Tuesday, April 21, 2026.
| Earnings Date | Apr 21, 2026 |
| Ex-Dividend Date | Apr 1, 2026 |
Share Statistics
First Financial has 11.89 million shares outstanding. The number of shares has increased by 0.34% in one year.
| Current Share Class | 11.89M |
| Shares Outstanding | 11.89M |
| Shares Change (YoY) | +0.34% |
| Shares Change (QoQ) | +0.11% |
| Owned by Insiders (%) | 4.96% |
| Owned by Institutions (%) | 81.30% |
| Float | 11.29M |
Valuation Ratios
The trailing PE ratio is 9.35 and the forward PE ratio is 8.83.
| PE Ratio | 9.35 |
| Forward PE | 8.83 |
| PS Ratio | 2.93 |
| Forward PS | 2.53 |
| PB Ratio | 1.14 |
| P/TBV Ratio | 1.39 |
| P/FCF Ratio | 8.60 |
| P/OCF Ratio | 8.22 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 13.90 |
| EV / Sales | 4.34 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 12.74 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 5.68 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 13.20%.
| Return on Equity (ROE) | 13.20% |
| Return on Assets (ROA) | 1.40% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 3.90% |
| Revenue Per Employee | $268,118 |
| Profits Per Employee | $83,729 |
| Employee Count | 946 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, First Financial has paid $19.51 million in taxes.
| Income Tax | 19.51M |
| Effective Tax Rate | 19.76% |
Stock Price Statistics
The stock price has increased by +23.27% in the last 52 weeks. The beta is 0.40, so First Financial's price volatility has been lower than the market average.
| Beta (5Y) | 0.40 |
| 52-Week Price Change | +23.27% |
| 50-Day Moving Average | 64.00 |
| 200-Day Moving Average | 58.61 |
| Relative Strength Index (RSI) | 48.85 |
| Average Volume (20 Days) | 83,491 |
Short Selling Information
The latest short interest is 174,755, so 1.47% of the outstanding shares have been sold short.
| Short Interest | 174,755 |
| Short Previous Month | 196,138 |
| Short % of Shares Out | 1.47% |
| Short % of Float | 1.55% |
| Short Ratio (days to cover) | 2.00 |
Income Statement
In the last 12 months, First Financial had revenue of $253.64 million and earned $79.21 million in profits. Earnings per share was $6.68.
| Revenue | 253.64M |
| Gross Profit | 253.64M |
| Operating Income | 101.56M |
| Pretax Income | 98.71M |
| Net Income | 79.21M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $6.68 |
Full Income StatementBalance Sheet
The company has $133.55 million in cash and $490.93 million in debt, with a net cash position of -$357.38 million or -$30.05 per share.
| Cash & Cash Equivalents | 133.55M |
| Total Debt | 490.93M |
| Net Cash | -357.38M |
| Net Cash Per Share | -$30.05 |
| Equity (Book Value) | 650.87M |
| Book Value Per Share | 54.78 |
| Working Capital | -4.68B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $90.41 million and capital expenditures -$3.98 million, giving a free cash flow of $86.42 million.
| Operating Cash Flow | 90.41M |
| Capital Expenditures | -3.98M |
| Depreciation & Amortization | n/a |
| Net Borrowing | 265.34M |
| Free Cash Flow | 86.42M |
| FCF Per Share | $7.27 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 40.04% |
| Pretax Margin | 38.92% |
| Profit Margin | 31.23% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 34.07% |
Dividends & Yields
This stock pays an annual dividend of $2.24, which amounts to a dividend yield of 3.59%.
| Dividend Per Share | $2.24 |
| Dividend Yield | 3.59% |
| Dividend Growth (YoY) | 11.46% |
| Years of Dividend Growth | 36 |
| Payout Ratio | 32.02% |
| Buyback Yield | -0.34% |
| Shareholder Yield | 3.24% |
| Earnings Yield | 10.65% |
| FCF Yield | 11.62% |
Dividend DetailsAnalyst Forecast
The average price target for First Financial is $62.00, which is -0.83% lower than the current price. The consensus rating is "Hold".
| Price Target | $62.00 |
| Price Target Difference | -0.83% |
| Analyst Consensus | Hold |
| Analyst Count | 2 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on October 16, 2003. It was a forward split with a ratio of 2:1.
| Last Split Date | Oct 16, 2003 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
