First Financial Statistics
Total Valuation
First Financial has a market cap or net worth of $612.80 million. The enterprise value is $796.26 million.
Important Dates
The next estimated earnings date is Tuesday, July 22, 2025.
| Earnings Date | Jul 22, 2025 |
| Ex-Dividend Date | Apr 1, 2025 |
Share Statistics
First Financial has 11.85 million shares outstanding. The number of shares has decreased by -0.43% in one year.
| Current Share Class | 11.85M |
| Shares Outstanding | 11.85M |
| Shares Change (YoY) | -0.43% |
| Shares Change (QoQ) | +0.18% |
| Owned by Insiders (%) | 5.04% |
| Owned by Institutions (%) | 77.79% |
| Float | 11.24M |
Valuation Ratios
The trailing PE ratio is 11.16 and the forward PE ratio is 9.07.
| PE Ratio | 11.16 |
| Forward PE | 9.07 |
| PS Ratio | 2.84 |
| Forward PS | 2.36 |
| PB Ratio | 1.07 |
| P/TBV Ratio | 1.36 |
| P/FCF Ratio | 9.68 |
| P/OCF Ratio | 8.88 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 14.54 |
| EV / Sales | 3.69 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 12.58 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 4.27 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 10.02%.
| Return on Equity (ROE) | 10.02% |
| Return on Assets (ROA) | 1.05% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $230,072 |
| Profits Per Employee | $58,439 |
| Employee Count | 937 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, First Financial has paid $13.05 million in taxes.
| Income Tax | 13.05M |
| Effective Tax Rate | 19.24% |
Stock Price Statistics
The stock price has increased by +41.46% in the last 52 weeks. The beta is 0.43, so First Financial's price volatility has been lower than the market average.
| Beta (5Y) | 0.43 |
| 52-Week Price Change | +41.46% |
| 50-Day Moving Average | 49.01 |
| 200-Day Moving Average | 47.43 |
| Relative Strength Index (RSI) | 54.95 |
| Average Volume (20 Days) | 47,027 |
Short Selling Information
The latest short interest is 175,738, so 1.48% of the outstanding shares have been sold short.
| Short Interest | 175,738 |
| Short Previous Month | 166,110 |
| Short % of Shares Out | 1.48% |
| Short % of Float | 1.56% |
| Short Ratio (days to cover) | 2.97 |
Income Statement
In the last 12 months, First Financial had revenue of $215.58 million and earned $54.76 million in profits. Earnings per share was $4.63.
| Revenue | 215.58M |
| Gross Profit | 215.58M |
| Operating Income | 70.68M |
| Pretax Income | 60.12M |
| Net Income | 54.76M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $4.63 |
Full Income StatementBalance Sheet
The company has $86.64 million in cash and $270.10 million in debt, giving a net cash position of -$183.46 million or -$15.48 per share.
| Cash & Cash Equivalents | 86.64M |
| Total Debt | 270.10M |
| Net Cash | -183.46M |
| Net Cash Per Share | -$15.48 |
| Equity (Book Value) | 571.95M |
| Book Value Per Share | 48.26 |
| Working Capital | -4.67B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $68.99 million and capital expenditures -$5.71 million, giving a free cash flow of $63.28 million.
| Operating Cash Flow | 68.99M |
| Capital Expenditures | -5.71M |
| Free Cash Flow | 63.28M |
| FCF Per Share | $5.34 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 32.79% |
| Pretax Margin | 31.45% |
| Profit Margin | 25.40% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 29.35% |
Dividends & Yields
This stock pays an annual dividend of $2.04, which amounts to a dividend yield of 3.96%.
| Dividend Per Share | $2.04 |
| Dividend Yield | 3.96% |
| Dividend Growth (YoY) | 33.33% |
| Years of Dividend Growth | 35 |
| Payout Ratio | 44.04% |
| Buyback Yield | 0.43% |
| Shareholder Yield | 4.39% |
| Earnings Yield | 8.94% |
| FCF Yield | 10.33% |
Dividend DetailsAnalyst Forecast
The average price target for First Financial is $56.50, which is 9.67% higher than the current price. The consensus rating is "Buy".
| Price Target | $56.50 |
| Price Target Difference | 9.67% |
| Analyst Consensus | Buy |
| Analyst Count | 2 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on October 16, 2003. It was a forward split with a ratio of 2:1.
| Last Split Date | Oct 16, 2003 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |