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Cowen’s 16th Annual Global Transportation Conference

Sep 6, 2023

Helane Becker
Senior Analyst, TD Cowen

This presentation is actually being webcast, so we need to be as on time as we possibly can be. Anyway, I'm Helane Becker, TD Cowen Senior Analyst covering airlines, and I'm joined this morning by Gerry Laderman, Chief Financial Officer of United Airlines. Gerry is joined by Kristina Munoz, who is Director of Investor Relations at United. Is Caitlin here? Oh, there you are.

Gerry Laderman
CFO, United Airlines

Mm-hmm.

Helane Becker
Senior Analyst, TD Cowen

I didn't see you sneak over there. Caitlin Kennedy, who is also in investor relations. Thanks very much for being here. You guys did an 8-K this morning.

Gerry Laderman
CFO, United Airlines

We did.

Helane Becker
Senior Analyst, TD Cowen

Maybe my first question was, did you want to update guidance before we get into the Q&A?

Gerry Laderman
CFO, United Airlines

Nothing more than what we've said in the 8-K, where we. You know, as everybody knows, fuel.

Helane Becker
Senior Analyst, TD Cowen

Fuel.

Gerry Laderman
CFO, United Airlines

-jumped up a bit right after everybody's earnings call. So I don't think we were alone in updating fuel for the third quarter to reflect the fact that-

Helane Becker
Senior Analyst, TD Cowen

No, that's right.

Gerry Laderman
CFO, United Airlines

... that fuel's gone up 20-ish%. So our new range, as we put in the 8-K, was we moved from a midpoint of $2.65 to a midpoint of $3, a $2.95-$3.05 range. Everything else for the third quarter, capacity, revenue, CASM, we just reiterated what we had said in the original guidance.

Helane Becker
Senior Analyst, TD Cowen

Right. I saw that. I saw the only thing that changed was,

Gerry Laderman
CFO, United Airlines

Fuel

Helane Becker
Senior Analyst, TD Cowen

... was fuel.

Gerry Laderman
CFO, United Airlines

Yes.

Helane Becker
Senior Analyst, TD Cowen

That was it. So let's talk about the outlook for the business. There was some severe weather on the West Coast last month. And you guys have— And I actually have two unrelated questions, which is, like, typical of me, if you know me from the conference calls. So the first question is, can you talk about how those might have impacted, those cancellations related to the weather, might have impacted, operations? And I don't know if you want to put Hawaii in there, and, because you have a pretty big operation from Denver, from-

Gerry Laderman
CFO, United Airlines

Mm-hmm

Helane Becker
Senior Analyst, TD Cowen

... from Newark, from Chicago. You fly to San Francisco, quite a lot of mainland to Hawaii. So don't know if you want to talk about that at all.

Gerry Laderman
CFO, United Airlines

So I think, Helane, the real story for this summer was the heat-

Helane Becker
Senior Analyst, TD Cowen

Okay

Gerry Laderman
CFO, United Airlines

... and what that heat did to the weather in the system, particularly on the East Coast. You know, one chain of thunderstorms after another, after another, after another, really going into July. And you know, as you know, when you have disruptions like that, it impacts the reliability of the operation. And so we and others, but we were hit with more than the usual number of cancellations. And you know, there's nothing better for CASM, in my mind, than having a reliable operation. So when you're having cancellations and whatnot, that does impact... In my world, it impacts CASM. But you know, we still have reiterated our guidance for the quarter. And it's fair to say that August, we saw much better weather.

In fact, August for us operationally was probably the best August since the merger.

Helane Becker
Senior Analyst, TD Cowen

Oh, that's good.

Gerry Laderman
CFO, United Airlines

So, so we did see some of that. So yes, it was the weather in July that really took a toll on everybody.

Helane Becker
Senior Analyst, TD Cowen

Okay. So, so the other place where you were really ahead of the curve was in Europe, right? You added a lot of capacity. Well, you were ahead of the curve all through the pandemic.

Gerry Laderman
CFO, United Airlines

Mm-hmm. I was about to say.

Helane Becker
Senior Analyst, TD Cowen

Yeah, right.

Gerry Laderman
CFO, United Airlines

We were unique.

Helane Becker
Senior Analyst, TD Cowen

You were very unique.

Gerry Laderman
CFO, United Airlines

We did not retire our wide-body fleet-

Helane Becker
Senior Analyst, TD Cowen

That's right

Gerry Laderman
CFO, United Airlines

... in anticipation of a rebound, and we saw that rebound.

Helane Becker
Senior Analyst, TD Cowen

Right. And then you added some really interesting destinations.

Gerry Laderman
CFO, United Airlines

Mm.

Helane Becker
Senior Analyst, TD Cowen

I would have appreciated if you could have kept Tenerife in until maybe January, but somehow it's gone, so.

Gerry Laderman
CFO, United Airlines

You need to tell more of your friends to-

Helane Becker
Senior Analyst, TD Cowen

To, to-

Gerry Laderman
CFO, United Airlines

to fly to Tenerife

Helane Becker
Senior Analyst, TD Cowen

... to fly there with me.

Gerry Laderman
CFO, United Airlines

Yes.

Helane Becker
Senior Analyst, TD Cowen

Yeah, it becomes a double connect, actually, and like a 24-hour—like, you leave on the 25th-

Gerry Laderman
CFO, United Airlines

Mm

Helane Becker
Senior Analyst, TD Cowen

... and get there on the 27th, which is not a lot of fun. But anyway, that's not my question. My question is, you added a lot of capacity into Europe and into leisure destinations, which is unique among airlines. But now I see next summer, a lot of other airlines are copying you, so again, ahead of the curve. Are you guys concerned that maybe there's gonna be overcapacity in, in that market? And, and I noticed, by the way, you're sort of softening that with Asia, and you're growing Asia for next summer, too.

Gerry Laderman
CFO, United Airlines

Yeah, so we did it in steps. We added capacity where it was appropriate to add capacity.

Helane Becker
Senior Analyst, TD Cowen

Okay.

Gerry Laderman
CFO, United Airlines

As you know, the rebound in Asia has been slower than the rebound-

Helane Becker
Senior Analyst, TD Cowen

Mm-hmm

Gerry Laderman
CFO, United Airlines

... trans-Atlantic. It's a combination of a number of factors. Working with our alliance partners, it was right-sizing capacity into their hubs. It was working with new partners, both on both sides of, in both oceans. Our alliance with Virgin Australia got off to a great start-

Helane Becker
Senior Analyst, TD Cowen

Okay

Gerry Laderman
CFO, United Airlines

... and our new alliance with Emirates as well, gave us new-

Helane Becker
Senior Analyst, TD Cowen

Yes, you are adding more cities.

Gerry Laderman
CFO, United Airlines

That's right, new opportunities. And so we supplement that with secondary markets, some of them, the issues you've pointed out, where we have felt there have been really good opportunities. And given the location of our international hubs-

Helane Becker
Senior Analyst, TD Cowen

Mm-hmm

Gerry Laderman
CFO, United Airlines

... New York, Washington, West Coast, San Francisco, we are much better positioned than many of our peers to-

Helane Becker
Senior Analyst, TD Cowen

Oh, good point.

Gerry Laderman
CFO, United Airlines

... take advantage of those opportunities.

Helane Becker
Senior Analyst, TD Cowen

Yeah, it's, it's kind of interesting. I always tell these, like, stories on myself about places where I've been wrong. But in December of 2019, 2019, I wrote a report about how airlines were overflying their partner hubs, and that maybe the alliances going forward would be less important than they'd been in the past. Because you guys were going, like, United was, was a prime example, going instead of connecting in Frankfurt, going direct to places like Sicily and Naples and places other, you know-

Gerry Laderman
CFO, United Airlines

Mm-hmm

Helane Becker
Senior Analyst, TD Cowen

... people wanted to go to. And, and then, of course, the pandemic hit, and alliances are more important now.

Gerry Laderman
CFO, United Airlines

Right.

Helane Becker
Senior Analyst, TD Cowen

Right?

Gerry Laderman
CFO, United Airlines

Yes.

Helane Becker
Senior Analyst, TD Cowen

It's like, whatever,

Gerry Laderman
CFO, United Airlines

Mm-hmm.

Helane Becker
Senior Analyst, TD Cowen

It is what it is. I do the best I can. So I wanted to ask you about the recent purchase of 200 acres in Denver. There's some speculation that the board is thinking of moving the corporate headquarters there and leaving Chicago. Is that? Is there any truth to that?

Gerry Laderman
CFO, United Airlines

There are no imminent plans for that. We have a long-term lease at the Willis Tower, our headquarters. We've been there for decades in Chicago. You know, it's fair to say Denver is like Houston. If you went down to Houston, we have lots of facilities in Houston.

Helane Becker
Senior Analyst, TD Cowen

Yes.

Gerry Laderman
CFO, United Airlines

Our in-flight training center is there. We have all sorts of operations there. Denver is the same way.

Helane Becker
Senior Analyst, TD Cowen

Okay.

Gerry Laderman
CFO, United Airlines

Keep in mind that in Denver is our flight training center.

Helane Becker
Senior Analyst, TD Cowen

Right.

Gerry Laderman
CFO, United Airlines

I think it's the largest in the world now.

Helane Becker
Senior Analyst, TD Cowen

I've seen that, yeah.

Gerry Laderman
CFO, United Airlines

But that space, which is-

Helane Becker
Senior Analyst, TD Cowen

I've seen that space.

Gerry Laderman
CFO, United Airlines

... right by the old Stapleton Airport-

Helane Becker
Senior Analyst, TD Cowen

Yeah

Gerry Laderman
CFO, United Airlines

... we've outgrown it.

Helane Becker
Senior Analyst, TD Cowen

Okay.

Gerry Laderman
CFO, United Airlines

And so one of the first things we'll do with that new space we have is we have now a location to be able to expand the flight training center. And then over the years, we'll find other opportunities.

Helane Becker
Senior Analyst, TD Cowen

Okay. This is a little off-topic, but can you say when the pilot vote will be done?

Gerry Laderman
CFO, United Airlines

Yeah, that's, that's not for me to talk about.

Helane Becker
Senior Analyst, TD Cowen

Oh, okay. Now, I just, I haven't seen the date, and most of the-

Gerry Laderman
CFO, United Airlines

Yeah

Helane Becker
Senior Analyst, TD Cowen

... other airlines, like, give a date for when the-

Gerry Laderman
CFO, United Airlines

There is, but-

Helane Becker
Senior Analyst, TD Cowen

It's not from the airlines, it's from the union.

Gerry Laderman
CFO, United Airlines

Yes.

Helane Becker
Senior Analyst, TD Cowen

Yeah.

Gerry Laderman
CFO, United Airlines

Yeah.

Helane Becker
Senior Analyst, TD Cowen

Okay.

Gerry Laderman
CFO, United Airlines

We let them talk about the process.

Helane Becker
Senior Analyst, TD Cowen

Okay. So coming out of the pandemic, what do you think the biggest surprises are that you've seen?

Gerry Laderman
CFO, United Airlines

You know, I think for me, the biggest surprise over the last year and a half, and not just in the airline business, but business generally, the difficulty in kind of restoring everything back to where it was pre-pandemic. I think the entire world underestimated, you know, issues like the labor shortages-

Helane Becker
Senior Analyst, TD Cowen

Mm-hmm

Gerry Laderman
CFO, United Airlines

... the supply chain issues. I don't think we did a wonderful job as an entire world really managing that. And so, you know, we've seen it in the airline business, both with hiring, it's in some locations been more difficult than we would have expected. And then obviously, supply chain from, you know, the aircraft manufacturers down to, you know, the catering and what we would have available to put on our airplanes. You know, everywhere we looked, there were, you know, unexpected delays in the supply chain process.

Helane Becker
Senior Analyst, TD Cowen

Interesting. I find it frustrating, too, but for other reasons. Everything has gotten more expensive.

Gerry Laderman
CFO, United Airlines

Mm-hmm.

Helane Becker
Senior Analyst, TD Cowen

I think that's the other thing, right? The catering, food has gotten more-

Gerry Laderman
CFO, United Airlines

Some people say airplane tickets have gotten more expensive also.

Helane Becker
Senior Analyst, TD Cowen

Well, on a relative basis-

Gerry Laderman
CFO, United Airlines

Yes

Helane Becker
Senior Analyst, TD Cowen

... I don't think so, right?

Gerry Laderman
CFO, United Airlines

Well, so, you know, we're margin focused, and so as our costs have gone up, you know, we've been able to generate that incremental revenue-

Helane Becker
Senior Analyst, TD Cowen

Revenue

Gerry Laderman
CFO, United Airlines

... to offset that. So it's more about margin than it is about absolute cost or absolute revenue.

Helane Becker
Senior Analyst, TD Cowen

You know, as you think. You and I have done this for a really long time, although I prefer not to think about it really long, just a while. How do you, how do you think about... Like, I feel like I've seen this movie before, right? It's, it's, costs are up, infrastructure issues, capacity can't grow necessarily because of all sorts of issues over which you have no control. And one of the things you guys are doing is replacing smaller aircraft with larger aircraft.

Gerry Laderman
CFO, United Airlines

Mm-hmm.

Helane Becker
Senior Analyst, TD Cowen

So more seats per departure, maybe fewer departures a day. Newark as a hub is constrained, and yet I think that, I don't know, what's the local versus connect traffic there? It must be, must be reversed from what you would think, right? Like, maybe 50/50.

Gerry Laderman
CFO, United Airlines

It's obviously the strongest local market-

Helane Becker
Senior Analyst, TD Cowen

Right, that you would-

Gerry Laderman
CFO, United Airlines

... in the country.

Helane Becker
Senior Analyst, TD Cowen

Yeah.

Gerry Laderman
CFO, United Airlines

Yeah.

Helane Becker
Senior Analyst, TD Cowen

Yeah, I would think that's true.

Gerry Laderman
CFO, United Airlines

Yeah.

Helane Becker
Senior Analyst, TD Cowen

So I worry-

Gerry Laderman
CFO, United Airlines

Yeah

Helane Becker
Senior Analyst, TD Cowen

... that this can't end well for the airlines.

Gerry Laderman
CFO, United Airlines

I can't speak about how it will end for other airlines. I can speak to how-

Helane Becker
Senior Analyst, TD Cowen

Yeah, how does it look for you?

Gerry Laderman
CFO, United Airlines

... we would expect it to end. Oh, by the way, we have been in this business a long time, haven't we?

Helane Becker
Senior Analyst, TD Cowen

Yeah.

Gerry Laderman
CFO, United Airlines

In fact, I thought you were going to introduce me as the soon to be former CFO of United Airlines.

Helane Becker
Senior Analyst, TD Cowen

Well, that's for you to talk about.

Gerry Laderman
CFO, United Airlines

We can talk about that later.

Helane Becker
Senior Analyst, TD Cowen

We can come back.

Gerry Laderman
CFO, United Airlines

But anyway, let's start with United Next. So United Next really was putting back in place the plan we had pre-COVID, where we had recognized if you go back to the merger through the last decade, we kind of went in the wrong direction. We shrank when everybody else grew.

Helane Becker
Senior Analyst, TD Cowen

Oh, yeah.

Gerry Laderman
CFO, United Airlines

We did not take advantage of the natural opportunities we had in, you know, the best hubs in the country, as far as we're concerned, and recognized that we needed to rightsize, particularly the domestic hubs. And COVID hit, so we had to take a little bit of a pause, but then United Next was really bringing that back. And so the order that we made, which initially, largely... Well, it's a combination I would describe as growth and replacement. Because keep in mind, while the mainline has been growing-... the regional fleet's been shrinking.

Helane Becker
Senior Analyst, TD Cowen

Been shrinking, yeah.

Gerry Laderman
CFO, United Airlines

So there's been some of that replacement as we've truly upgauged from regionals to mainline and stopped flying regionals where we never should have been flying the regional aircraft to begin with, as perhaps you witnessed out of Newark back in the day. And so that, that's a unique opportunity for us. It's a unique opportunity to rightsize our hubs, to add connectivity, to grow relatively inexpensively. I mean, the cheapest way to grow is gauge.

Helane Becker
Senior Analyst, TD Cowen

Mm-hmm.

Gerry Laderman
CFO, United Airlines

We were behind everybody, and so we have that unique United opportunity to grow with gauge domestically. You're right about Newark. Newark is, you know, kind of at capacity, so the growth in Newark is also about gauge and making sure, in addition to the local market, to bring in the customers who then want to use Newark to connect transatlantic.

Helane Becker
Senior Analyst, TD Cowen

Yeah. I mean, the service is great.

Gerry Laderman
CFO, United Airlines

Mm-hmm

Helane Becker
Senior Analyst, TD Cowen

... as long as the airport can handle it, and unfortunately, the airport can't always handle it, and it's not through any fault of your own.

Gerry Laderman
CFO, United Airlines

Yeah.

Helane Becker
Senior Analyst, TD Cowen

It's just at capacity.

Gerry Laderman
CFO, United Airlines

But just generally, we've been as focused on the infrastructure on the ground as we have-

Helane Becker
Senior Analyst, TD Cowen

Okay

Gerry Laderman
CFO, United Airlines

... on, you know, having the right aircraft and having enough aircraft. So a lot of time, and ultimately some money, is going to be spent throughout the system, making sure that we can handle the traffic, the customers that we expect in our hubs as we implement the plan.

Helane Becker
Senior Analyst, TD Cowen

Okay. Another place where you guys are leading edge is in sustainability and your United Ventures. So, how do you think about that? You know, the investment you're pulling in from other airlines to kind of grow SAF and some of the other things that you guys are doing, how do you see that playing out over the next, I don't know, 10 or 20 years? Especially because the decisions you're making now on aircraft, it's not like these aircraft are going away in 2040 or 2045. You and I probably are not going to be doing these jobs anymore.

Gerry Laderman
CFO, United Airlines

Well, I can confirm not.

Helane Becker
Senior Analyst, TD Cowen

You're definitely not. Although we were watching CNBC, and they talked about Charlie Munger, who works with Warren Buffett, and, and one of the announcers said: "You're still doing this at 99?" And my husband looked at me and said: "Oh, that'll be you." And I thought, I thought that was really, really not true.

Gerry Laderman
CFO, United Airlines

Right.

Helane Becker
Senior Analyst, TD Cowen

I was like, 'cause I probably won't be here at 99, but that's another story.

Gerry Laderman
CFO, United Airlines

Um-

Helane Becker
Senior Analyst, TD Cowen

But anyway, so how are you thinking about, you know, just that, that?

Gerry Laderman
CFO, United Airlines

What, working at 99?

Helane Becker
Senior Analyst, TD Cowen

-getting there? No, no. No, working, SAF and all that future.

Gerry Laderman
CFO, United Airlines

Um-

Helane Becker
Senior Analyst, TD Cowen

You know, future of SAF and so on.

Gerry Laderman
CFO, United Airlines

You know, we and others have a commitment, you know, zero carbon.

Helane Becker
Senior Analyst, TD Cowen

Right.

Gerry Laderman
CFO, United Airlines

The only way the industry is going to get there is really through the research necessary to come up with cost-effective ways to produce sustainable aviation fuel. What Ventures and the fund is all about is having the money to invest in those new ideas.

Helane Becker
Senior Analyst, TD Cowen

Okay.

Gerry Laderman
CFO, United Airlines

You know, by you know, setting up the fund and attracting money from some of our partners and some others, you know, it builds on itself, that as more and more companies sort of see this, that there are opportunities, more and more money will be attracted. That's what it's gonna take.

Helane Becker
Senior Analyst, TD Cowen

Okay

Gerry Laderman
CFO, United Airlines

... to solve the problem.

Helane Becker
Senior Analyst, TD Cowen

Okay.

Gerry Laderman
CFO, United Airlines

So we're not, you know, necessarily gonna succeed with every investment. That's, that's not necessarily the point. The point is to find the one or two or three ideas that really will work.

Helane Becker
Senior Analyst, TD Cowen

Okay. You and I have talked about owning versus leasing aircraft in the past.

Gerry Laderman
CFO, United Airlines

Mm.

Helane Becker
Senior Analyst, TD Cowen

United, you have a big CapEx plan at United-

Gerry Laderman
CFO, United Airlines

Mm

Helane Becker
Senior Analyst, TD Cowen

... over the next few years that you're leaving as one of your legacies. And a few years ago, pre-pandemic, we were in Dublin, and you gave one of the best answers I'd ever heard somebody give in terms of explaining why you own versus lease and I don't know if you remember this, but you talked well about why you make those choices. Because you're gonna own the aircraft-

Gerry Laderman
CFO, United Airlines

Mm-hmm

Helane Becker
Senior Analyst, TD Cowen

... for X number of years or whatever. So maybe you could just talk about how you're thinking about that in line with the big CapEx plan and how you're thinking about or, or what you're thinking about financing that.

Gerry Laderman
CFO, United Airlines

Yeah. For us, leasing is just another form of financing. And so when we look at lease versus buy, leasing versus raising EETC debt or other types of debt, we look at it over the full life of the aircraft. We're not that interested in taking on aircraft for 10 or 12 years. You know, these are all core aircraft to the fleet.

Helane Becker
Senior Analyst, TD Cowen

Right.

Gerry Laderman
CFO, United Airlines

And so 20-30 years would be more of what we would think about. Once you look at it that way, it's rare for traditional operating leases to make sense.

Helane Becker
Senior Analyst, TD Cowen

Okay.

Gerry Laderman
CFO, United Airlines

We do have some transactions that maybe get counted as leases for accounting reasons, but embedded in those, structures are effectively purchase options that we would expect to exercise. So we view those as just another form of, of debt financing. But it really amounts to, Once you, once you want to keep that aircraft for a long period of time, tough to make leasing work. On the other hand, we have recently done some leases to supplement our order book. So whereas the manufacturers are sold out for a number of years, leasing companies have aircraft available closer in.

Helane Becker
Senior Analyst, TD Cowen

Okay.

Gerry Laderman
CFO, United Airlines

So, you know, it's not a meaningful number of aircraft, but, you know, it helps supplement near term some opportunities to bring in some aircraft.

Helane Becker
Senior Analyst, TD Cowen

Okay. So this is, this is the second to last question, or maybe there's a few more. What didn't I ask you that I should have, before I ask you some other things?

Gerry Laderman
CFO, United Airlines

How I'm gonna spend my retirement?

Helane Becker
Senior Analyst, TD Cowen

I was gonna ask you that. That, that was going to be my last question, actually. But, you are retiring next year. I'm really saddened about that, because truth be told, we both know you're younger than I am. And here I am, still working, and loving it. But, what are you gonna miss most about United? I mean, other than missing, like, me-

Gerry Laderman
CFO, United Airlines

Well, you-

Helane Becker
Senior Analyst, TD Cowen

... and my peer group.

Gerry Laderman
CFO, United Airlines

I mean, without question.

Helane Becker
Senior Analyst, TD Cowen

Goes without saying.

Gerry Laderman
CFO, United Airlines

Yes.

Helane Becker
Senior Analyst, TD Cowen

What will you miss most?

Gerry Laderman
CFO, United Airlines

I'll still see you, so I'll still be involved with ISTAT, for example, so...

Helane Becker
Senior Analyst, TD Cowen

Okay. I'll still see you then.

Gerry Laderman
CFO, United Airlines

I'll be around. I do plan on being in Dublin in January.

Helane Becker
Senior Analyst, TD Cowen

Me too.

Gerry Laderman
CFO, United Airlines

But, what will I miss most? Two things. I will miss really seeing United Next come to full fruition. You know, we're sort of, you know, only part of the way through the process, so... But I would be happy to sit on the sidelines and watch, Scott, Andrew, and the rest of the team, succeed. So what's left, I'll miss my friends. You know, the great thing about United, and really going back to Continental, I've always enjoyed working with the people that I've worked with, and so not having that day-to-day interaction will be what I will miss most.

Helane Becker
Senior Analyst, TD Cowen

Okay. I think the airline industry has some amazing people, and I think the analyst community, too.

Gerry Laderman
CFO, United Airlines

Oh, yeah.

Helane Becker
Senior Analyst, TD Cowen

I can see where you would definitely miss us.

Gerry Laderman
CFO, United Airlines

Yes, and no one ever leaves.

Helane Becker
Senior Analyst, TD Cowen

They don't.

Gerry Laderman
CFO, United Airlines

No.

Helane Becker
Senior Analyst, TD Cowen

They really don't.

Gerry Laderman
CFO, United Airlines

Yeah, I always tell that to, you know, like, analysts starting out, that you're either gonna love it or you're not. I don't know how you felt when you started covering airlines. When I joined Continental in 1988, I had said, "2 years and then I'll be done." 'Cause I was a lawyer in New York at the time.

Helane Becker
Senior Analyst, TD Cowen

Right

Gerry Laderman
CFO, United Airlines

... moved to Houston, and 2 years became 35 years.

Helane Becker
Senior Analyst, TD Cowen

Yeah.

Gerry Laderman
CFO, United Airlines

That's not an unusual story.

Helane Becker
Senior Analyst, TD Cowen

No, when I became an airline analyst, it was sort of the same. I was assigned out of business school, thought I was smart, wasn't. I was assigned to the trucking and rail analyst, and after six months, he said, "We really need an airline analyst, so here's what we're gonna do." And he introduced me... I don't know if you remember Mike Armellino?

Gerry Laderman
CFO, United Airlines

Mm-mm.

Helane Becker
Senior Analyst, TD Cowen

So he was the number one-rated analyst at Goldman Sachs, and that was his mentor. So he introduced me to his mentor, who then took me around to all the airlines. He probably cut five years off my career in terms of development. He told me what I had to do, what was important, and, yeah. So to your point, people like that-

Gerry Laderman
CFO, United Airlines

Mm-hmm

Helane Becker
Senior Analyst, TD Cowen

... who helped move you forward, and here we are. I admit to four decades. That's all, all I admit to.

Gerry Laderman
CFO, United Airlines

But, you know, you mention a good point, 'cause the one job that I have left is to make sure that all of my institutional knowledge is passed down to my successor, so that my successor can really hit the ground running.

Helane Becker
Senior Analyst, TD Cowen

Well, that's what I was gonna... That was gonna be actually my last question: What's the best piece of advice that you will give, him or her? But what's your biggest- what do you think your biggest career accomplishment is? 'Cause I feel like-

Gerry Laderman
CFO, United Airlines

As opposed to survive, something other than survival, right?

Helane Becker
Senior Analyst, TD Cowen

No, but like, I feel like I have two kids and three stepkids that I helped raise, and I feel like they're my biggest accomplishment.

Gerry Laderman
CFO, United Airlines

Mm.

Helane Becker
Senior Analyst, TD Cowen

Right? Because knock on wood, every one of them is gainfully employed today.

Gerry Laderman
CFO, United Airlines

Mm-hmm.

Helane Becker
Senior Analyst, TD Cowen

They all seem to be happy and well-adjusted right now. I can't speak for what will happen, but I feel like if I didn't get that right, nothing else I did in life mattered.

Gerry Laderman
CFO, United Airlines

Mm-hmm.

Helane Becker
Senior Analyst, TD Cowen

Now I have one grandson that's mine, and six that I borrow from my husband, 'cause it's our second marriage.

Gerry Laderman
CFO, United Airlines

Mm.

Helane Becker
Senior Analyst, TD Cowen

But, I adore every one of those seven kids, and I just think that's the best thing I've ever done, no matter what I accomplish in my career. And I just kind of wonder, like, career-wise... I know you have Ezra, and-

Gerry Laderman
CFO, United Airlines

Yes

Helane Becker
Senior Analyst, TD Cowen

... and he's, he's your grandson. He's, what, two now?

Gerry Laderman
CFO, United Airlines

No, he's 15, 16 months.

Helane Becker
Senior Analyst, TD Cowen

16 months.

Gerry Laderman
CFO, United Airlines

Yes.

Helane Becker
Senior Analyst, TD Cowen

Okay, so.

Gerry Laderman
CFO, United Airlines

He's probably listening right now.

Helane Becker
Senior Analyst, TD Cowen

So what is your biggest, like, career accomplishment?

Gerry Laderman
CFO, United Airlines

So given that I think at least one of my kids is listening, I can't say anything different than what you said. The most important thing was having a reasonably successful career, but still being able to have, maintain a relationship with all my kids-

Helane Becker
Senior Analyst, TD Cowen

Yeah

Gerry Laderman
CFO, United Airlines

... which, hopefully is true to this day. The family is growing, and this is really one of the primary reasons why it's time to retire. Ezra's going to have a little girl cousin next month.

Helane Becker
Senior Analyst, TD Cowen

Oh, nice.

Gerry Laderman
CFO, United Airlines

Um-

Helane Becker
Senior Analyst, TD Cowen

Congratulations.

Gerry Laderman
CFO, United Airlines

Thanks.

Helane Becker
Senior Analyst, TD Cowen

That's wonderful.

Gerry Laderman
CFO, United Airlines

And then Ezra's gonna have a little brother in February.

Helane Becker
Senior Analyst, TD Cowen

Oh, my God!

Gerry Laderman
CFO, United Airlines

So-

Helane Becker
Senior Analyst, TD Cowen

That's amazing.

Gerry Laderman
CFO, United Airlines

So-

Helane Becker
Senior Analyst, TD Cowen

The family is truly growing.

Gerry Laderman
CFO, United Airlines

Oh, yes. By next summer, when we're all together in Vermont, we will have three young ones running around, so.

Helane Becker
Senior Analyst, TD Cowen

Oh, that's so nice.

Gerry Laderman
CFO, United Airlines

Oh, yeah.

Helane Becker
Senior Analyst, TD Cowen

Yeah.

Gerry Laderman
CFO, United Airlines

Yeah.

Helane Becker
Senior Analyst, TD Cowen

That's funny, because we're going to Antarctica this in February.

Gerry Laderman
CFO, United Airlines

Mm-hmm.

Helane Becker
Senior Analyst, TD Cowen

The whole reason we're doing it in February of 2024 is because I can guarantee that not one of our kids is having a baby in February. Can't guarantee the rest of the year, but they would all be crushed if somehow we missed it, even though-

Gerry Laderman
CFO, United Airlines

Yeah

Helane Becker
Senior Analyst, TD Cowen

This will be 8, 9, and 10.

Gerry Laderman
CFO, United Airlines

Yeah, I leave those negotiations up to my wife. She and the kids work on all that.

Helane Becker
Senior Analyst, TD Cowen

That's great. Okay.

Gerry Laderman
CFO, United Airlines

But wait, wait. About what-

Helane Becker
Senior Analyst, TD Cowen

No, go ahead.

Gerry Laderman
CFO, United Airlines

Um.

Helane Becker
Senior Analyst, TD Cowen

Career?

Gerry Laderman
CFO, United Airlines

No, what will I tell-

Helane Becker
Senior Analyst, TD Cowen

What will you tell your successor?

Gerry Laderman
CFO, United Airlines

Uh, the-

Helane Becker
Senior Analyst, TD Cowen

What advice?

Gerry Laderman
CFO, United Airlines

The value of partnerships. Not just the internal partnerships, which is sort of table stakes, you know, with all the other division heads, but the partnerships with the OEMs. The partnership with Boeing, which I've had for 30 of my 35 years, has been critical to our success, in many ways. And in a partnership, you know, it's a two-way street. You know, Boeing obviously has helped us a lot, but we've also been known to help Boeing as well, and, it's paid off, huge dividends. Same thing with, you know, the banks and pretty much anybody. The value of partnerships, and building those partnerships, and that's all about trust.

You know, you can't walk in and expect, you know, the other party you're dealing with trust you on day one, but you can quickly kind of build that trust. But I think that's a critical component to succeeding in the job.

Helane Becker
Senior Analyst, TD Cowen

Are they near finding somebody?

Gerry Laderman
CFO, United Airlines

Um-

Helane Becker
Senior Analyst, TD Cowen

I feel like you're really hard to replace. So I don't, I don't know how that's gonna work out, Gerry.

Gerry Laderman
CFO, United Airlines

As you know, everybody's replaceable.

Helane Becker
Senior Analyst, TD Cowen

I like to think not. I mean, you're. I feel I'm gonna miss you terribly because I feel like you've done so much for United, Continental before that, but really so much for United in the last decade.

Gerry Laderman
CFO, United Airlines

We're in a good spot, though.

Helane Becker
Senior Analyst, TD Cowen

Yeah, definitely.

Gerry Laderman
CFO, United Airlines

Yeah.

Helane Becker
Senior Analyst, TD Cowen

Okay. Anything else you wanted to say? Anything else you wanna talk about? Like, I don't know, what's changed the most in the industry? I feel like not a lot, but maybe you have a different perspective.

Gerry Laderman
CFO, United Airlines

Well, what hasn't changed is that this industry still gets hit with exogenous shocks more than some industries.

Helane Becker
Senior Analyst, TD Cowen

Mm.

Gerry Laderman
CFO, United Airlines

That hasn't changed.

Helane Becker
Senior Analyst, TD Cowen

True.

Gerry Laderman
CFO, United Airlines

What has changed, though, is that we as an industry are so much better at managing through those crises than we ever were before. And having, as you know, lived through crisis after crisis after crisis, I can speak from experience that you know, the worst crisis we had was obviously COVID, and while there was one or two nights in April of 2020 where maybe I lost a little bit of sleep over, you know, whether or not the industry was, you know, going to get out of it, that didn't last. And the fact that the industry is thriving once again is testament to how much the industry has changed.

Helane Becker
Senior Analyst, TD Cowen

Yeah. Interesting. Well, it has, and, I think, people like to travel. People like to go places. I think it gives you hope.

Gerry Laderman
CFO, United Airlines

Oh, yeah. Well, that was our thesis.

Helane Becker
Senior Analyst, TD Cowen

Like planning a trip.

Gerry Laderman
CFO, United Airlines

Yeah, remember what happened? We were, you know, we were way more pessimistic than everybody in the world about how bad it was going to be-

Helane Becker
Senior Analyst, TD Cowen

Right

Gerry Laderman
CFO, United Airlines

... but way more optimistic at how quickly it was gonna rebound, and we were right.

Helane Becker
Senior Analyst, TD Cowen

You were right.

Gerry Laderman
CFO, United Airlines

Yeah.

Helane Becker
Senior Analyst, TD Cowen

Yes, that's really nice. Well, Gerry, this is, sadly, our last one of these.

Gerry Laderman
CFO, United Airlines

Yes.

Helane Becker
Senior Analyst, TD Cowen

Although, as we both mentioned, I'll see you in ISTAT or in Dublin, maybe.

Gerry Laderman
CFO, United Airlines

Mm-hmm.

Helane Becker
Senior Analyst, TD Cowen

I mean, if you're having-

Gerry Laderman
CFO, United Airlines

I'll be there.

Helane Becker
Senior Analyst, TD Cowen

Okay, so I'll see you there, and I'll see you at ISTAT events.

Gerry Laderman
CFO, United Airlines

Yes.

Helane Becker
Senior Analyst, TD Cowen

Although not next month. I'm going to the Sustainability Summit in Madrid.

Gerry Laderman
CFO, United Airlines

Oh, so you won't be-

Helane Becker
Senior Analyst, TD Cowen

I won't be in London.

Gerry Laderman
CFO, United Airlines

... at ISTAT. In London.

Helane Becker
Senior Analyst, TD Cowen

Yeah.

Gerry Laderman
CFO, United Airlines

Too bad.

Helane Becker
Senior Analyst, TD Cowen

No, too bad for me.

Gerry Laderman
CFO, United Airlines

Yeah.

Helane Becker
Senior Analyst, TD Cowen

But anyway, anyway, thank you very much. Thank you for being here, and have a wonderful and happy and successful retirement.

Gerry Laderman
CFO, United Airlines

Thanks. Helane, thank you, not just for the support you've given me, but the support you've given both Continental in the old days-

Helane Becker
Senior Analyst, TD Cowen

Yeah, of course.

Gerry Laderman
CFO, United Airlines

... and United these days.

Helane Becker
Senior Analyst, TD Cowen

Well, my airline of choice. I just wish you had not busted me down to 1K from Global Services-

Gerry Laderman
CFO, United Airlines

Fly more.

Helane Becker
Senior Analyst, TD Cowen

But it's okay. I've been trying really hard. Okay, everybody, thank you very much for being here. Thank you.

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