UBS Group AG (UBS)

UBS Group AG Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	27,948	35,994	31,743	11,782	8,533
Interest Income on Investments	6,343	7,061	3,770	1,403	1,431
Total Interest Income	34,291	43,055	35,513	13,185	9,964
Interest Paid on Deposits	26,544	35,947	28,216	6,564	3,259
Total Interest Expense	26,544	35,947	28,216	6,564	3,259
Net Interest Income	7,747	7,108	7,297	6,621	6,705
Net Interest Income Growth (YoY)	8.99%	-2.59%	10.21%	-1.25%	14.38%
Gain (Loss) on Sale of Assets	-	96	12	157	200
Gain (Loss) on Sale of Investments	-	135	7	843	50
Gain (Loss) on Sale of Equity Investments	-230	144	-348	32	105
Other Non-Interest Income	42,057	41,097	33,683	26,553	28,405
Total Non-Interest Income	41,827	41,472	33,354	27,585	28,760
Non-Interest Income Growth (YoY)	0.86%	24.34%	20.91%	-4.09%	5.67%
Revenues Before Loan Losses	49,574	48,580	40,651	34,206	35,465
Provision for Loan Losses	524	551	1,037	29	-148
Revenue	49,050	48,029	39,614	34,177	35,613
Revenue Growth (YoY)	2.13%	21.24%	15.91%	-4.03%	9.96%
Salaries and Employee Benefits	25,394	24,673	22,678	17,660	18,387
Occupancy Expenses	3,186	3,315	2,307	2,061	2,118
Selling, General & Administrative	7,309	8,743	8,720	5,189	5,553
Other Non-Interest Expense	-	-1	2	-	-
Total Non-Interest Expense	35,889	36,730	33,707	24,910	26,058
EBT Excluding Unusual Items	13,161	11,299	5,907	9,267	9,555
Asset Writedown	-	-53	-593	-	-
Legal Settlements	-	-	-	111	-
Other Unusual Items	-	330	27,448	246	-71
Pretax Income	8,853	6,820	28,255	9,604	9,484
Income Tax Expense	1,056	1,675	873	1,942	1,998
Earnings From Continuing Operations	7,797	5,145	27,382	7,662	7,486
Minority Interest in Earnings	-30	-60	-16	-32	-29
Net Income	7,767	5,085	27,366	7,630	7,457
Net Income to Common	7,767	5,085	27,366	7,630	7,457
Net Income Growth	52.74%	-81.42%	258.66%	2.32%	13.73%
Basic Shares Outstanding	3,152	3,198	3,153	3,261	3,483
Diluted Shares Outstanding	3,290	3,351	3,296	3,397	3,627
Shares Change (YoY)	-1.82%	1.67%	-2.99%	-6.33%	-2.15%
EPS (Basic)	2.46	1.59	8.68	2.34	2.14
EPS (Diluted)	2.36	1.52	8.30	2.25	2.06
EPS Growth	55.26%	-81.69%	268.89%	9.22%	16.48%
Dividend Per Share	1.100	0.900	0.700	0.550	0.500
Dividend Growth	22.22%	28.57%	27.27%	10.00%	35.13%
Effective Tax Rate	11.93%	24.56%	3.09%	20.22%	21.07%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q