UBS Group AG (UBS)

UBS Group AG Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Interest Income	7,747	7,108	7,297	6,621	6,705
Net Interest Income Growth	8.99%	-2.59%	10.21%	-1.25%	14.38%
Non-Interest Income	41,827	41,503	60,801	27,942	28,689
Non-Interest Income Growth	0.78%	-31.74%	117.60%	-2.60%	5.39%
Revenues Before Loan Losses	49,574	48,611	68,098	34,563	35,394
Provision for Credit Losses	-524	-551	-1,037	-29	148
Revenue	49,573	48,611	40,834	34,563	35,393
Revenue Growth (YoY)	1.98%	19.05%	18.14%	-2.34%	6.98%
Compensation Expenses	27,861	27,318	24,899	17,680	18,387
Selling, General & Admin	8,807	10,124	10,156	5,189	5,553
Other Non-Interest Expenses	3,529	3,798	3,750	2,061	2,118
Total Non-Interest Expense	40,197	41,239	38,806	24,930	26,058
Pretax Income	8,853	6,821	28,255	9,604	9,484
Provision for Income Taxes	1,056	1,675	873	1,942	1,998
Net Income	7,767	5,085	27,366	7,630	7,457
Minority Interest in Earnings	30	60	16	32	29
Net Income to Common	7,767	5,085	27,366	7,630	7,457
Net Income Growth	52.74%	-81.42%	258.66%	2.32%	13.73%
Shares Outstanding (Basic)	3,152	3,198	3,153	3,261	3,483
Shares Outstanding (Diluted)	3,290	3,351	3,296	3,397	3,627
Shares Change (YoY)	-1.82%	1.67%	-2.99%	-6.33%	-2.15%
EPS (Basic)	2.46	1.59	8.68	2.34	2.14
EPS (Diluted)	2.36	1.52	8.30	2.25	2.06
EPS Growth	55.26%	-81.69%	268.89%	9.22%	16.38%
Shares Outstanding	3,092	3,175	3,209	3,108	3,400
Free Cash Flow	19,489	1,271	84,383	13,004	29,584
Free Cash Flow Growth	1433.36%	-98.49%	548.90%	-56.04%	-15.72%
Free Cash Flow Per Share	5.92	0.38	25.60	3.83	8.16
Dividends Per Share	1.100	0.900	0.700	0.550	0.500
Dividend Growth	22.22%	28.57%	27.27%	10.00%	35.13%
Profit Margin	15.73%	10.59%	67.06%	22.17%	21.15%
FCF Margin	39.31%	2.61%	206.65%	37.62%	83.59%
EBITDA	3,529	3,798	-23,514	2,061	2,118
EBITDA Margin	7.12%	7.81%	-57.58%	5.96%	5.98%
Effective Tax Rate	11.93%	24.56%	3.09%	20.22%	21.07%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q