UBS Group AG (UBS)
NYSE: UBS · Real-Time Price · USD
53.39
+1.59 (3.07%)
At close: Jul 30, 2026, 4:00 PM EDT
52.56
-0.83 (-1.56%)
After-hours: Jul 30, 2026, 7:54 PM EDT
UBS Group AG Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 9,558 | 7,797 | 5,146 | 27,382 | 7,661 | 7,486 |
Depreciation & Amortization | 3,310 | 3,529 | 3,798 | 3,750 | 2,061 | 2,118 |
Provision for Credit Losses | 452 | 524 | 551 | 1,037 | 29 | -148 |
Other Adjustments | 13,261 | -13,697 | 14,589 | -36,205 | -13,333 | 2,867 |
Changes in Trading Assets | -7,510 | 25,196 | -13,594 | 3,674 | 8,006 | -10,516 |
Changes in Securities Borrowed | 26,498 | 41,304 | -24,436 | -5,517 | 4,443 | -2,316 |
Changes in Accounts Payable | 4,921 | 2,928 | 2,179 | -5,962 | 6,019 | 8,115 |
Changes in Other Operating Activities | -41,473 | -45,730 | 15,047 | 97,908 | -240 | 23,820 |
Operating Cash Flow | 9,016 | 21,851 | 3,279 | 86,068 | 14,647 | 31,425 |
Operating Cash Flow Growth | -26.76% | 566.39% | -96.19% | 487.62% | -53.39% | -14.97% |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Change in Securities and Investments | -8,424 | -21,285 | 2,419 | -3,779 | -12,692 | -1,165 |
Cash Acquisitions | - | -17 | -64 | 108,402 | -3 | -1 |
Proceeds from Business Divestments | 731 | 653 | 256 | 121 | 1,730 | 593 |
Capital Expenditures | -2,413 | -2,362 | -2,008 | -1,685 | -1,643 | -1,841 |
Sale of Property, Plant & Equipment | 228 | 209 | 108 | 65 | 161 | 295 |
Investing Cash Flow | -9,879 | -22,802 | 709 | 103,124 | -12,447 | -2,119 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements | 2,317 | -415 | 1,533 | - | - | - |
Short-Term Debt Issued | 9,216 | 1,692 | -7,407 | 3,169 | -12,249 | -3,093 |
Net Short-Term Debt Issued (Repaid) | 9,216 | 1,692 | -7,407 | 3,169 | -12,249 | -3,093 |
Long-Term Debt Issued | 153,911 | 131,476 | 100,145 | 109,735 | 79,115 | 98,272 |
Long-Term Debt Repaid | -122,078 | -154,614 | -172,270 | -165,987 | -67,670 | -79,909 |
Net Long-Term Debt Issued (Repaid) | 31,833 | -23,138 | -72,125 | -56,252 | 11,445 | 18,363 |
Repurchase of Common Stock | -6,294 | -5,178 | -2,923 | -2,779 | -6,006 | -3,341 |
Net Common Stock Issued (Repurchased) | -6,294 | -5,178 | -2,923 | -2,779 | -6,006 | -3,341 |
Common Dividends Paid | -3,404 | -2,866 | -2,256 | -1,679 | -1,668 | -1,301 |
Other Financing Activities | -815 | -959 | -987 | -721 | -617 | -282 |
Financing Cash Flow | -9,733 | -30,863 | -84,165 | -58,262 | -9,094 | 10,345 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Foreign Exchange Rate Adjustments | -5,782 | 19,098 | -15,940 | 13,955 | -5,659 | -5,307 |
Net Cash Flow | -10,597 | -31,815 | -80,176 | 130,931 | -6,895 | 39,651 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 6,603 | 19,489 | 1,271 | 84,383 | 13,004 | 29,584 |
Free Cash Flow Growth | -34.66% | 1433.36% | -98.49% | 548.90% | -56.04% | -15.72% |
FCF Margin | 12.60% | 39.73% | 2.64% | 212.03% | 37.66% | 83.24% |
Free Cash Flow Per Share | 2.04 | 5.92 | 0.38 | 25.60 | 3.83 | 8.16 |