UBS Group AG (UBS)

UBS Group AG Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	7,797	5,146	27,382	7,661	7,486
Depreciation & Amortization	3,529	3,798	3,750	2,061	2,118
Provision for Credit Losses	524	551	1,037	29	-148
Other Adjustments	-11,648	16,527	-34,353	-11,751	4,001
Changes in Trading Assets	25,196	-13,594	3,674	8,006	-10,516
Changes in Securities Borrowed	40,504	-23,884	-3,503	5,690	-1,565
Changes in Accrued Interest and Accounts Receivable	2,928	2,179	-5,962	6,019	8,115
Changes in Trading Liabilities	800	-552	-2,014	-1,247	-751
Changes in Accounts Payable	-77	-2,353	3,291	-1,088	2,148
Changes in Accrued Expenses	1,590	242	96	76	-3,312
Changes in Other Operating Activities	-49,292	15,220	92,669	-810	23,850
Operating Cash Flow	21,900	3,300	86,068	14,647	31,425
Operating Cash Flow Growth	563.64%	-96.17%	487.62%	-53.39%	-14.97%
Net Change in Securities and Investments	-21,285	2,419	-3,779	-12,692	-1,165
Payments for Business Acquisitions	-17	-64	-4	-3	-1
Proceeds from Business Divestments	653	256	108,527	1,730	593
Capital Expenditures	-2,362	-2,008	-1,685	-1,643	-1,841
Sale of Property, Plant & Equipment	209	108	65	161	295
Investing Cash Flow	-22,800	700	103,124	-12,447	-2,119
Short-Term Debt Repaid	-	-	-	-12,249	-3,093
Net Short-Term Debt Issued (Repaid)	-	-	-	-12,249	-3,093
Long-Term Debt Issued	-	-	-	79,115	98,272
Long-Term Debt Repaid	-	-	-	-67,670	-79,909
Net Long-Term Debt Issued (Repaid)	-	-	-	11,445	18,363
Repurchase of Common Stock	-	-	-	-6,006	-3,341
Net Common Stock Issued (Repurchased)	-	-	-	-6,006	-3,341
Common Dividends Paid	-	-	-	-1,668	-1,301
Other Financing Activities	-	-	-	-617	-282
Financing Cash Flow	-30,900	-84,200	-	-9,094	10,345
Effect of Exchange Rate Changes on Cash and Cash Equivalents	19,100	-15,900	-	-5,659	-5,307
Net Cash Flow	-12,700	-96,100	189,192	-6,895	39,651
Free Cash Flow	19,538	1,292	84,383	13,004	29,584
Free Cash Flow Growth	1412.23%	-98.47%	548.90%	-56.04%	-15.72%
FCF Margin	-3728.63%	-234.48%	321.74%	37.66%	83.24%
Free Cash Flow Per Share	5.94	0.39	25.60	3.83	8.16
Levered Free Cash Flow	30,583	-15,867	117,682	23,890	40,973
Unlevered Free Cash Flow	22,816	-20,952	90,316	17,064	18,246

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q