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UBS Group AG (UBS)
NYSE: UBS · Real-Time Price · USD
49.39
+0.22 (0.45%)
Nov 11, 2026, 10:43 AM EST - Market open

UBS Group AG Cash Flow Statement

Millions USD. Fiscal year is Jan - Dec.

Operating Activities

Fiscal Quarter
Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Period Ending
Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21
Net Income
1,1992,4812,3951,6927701,4251,1351,755-279-71527,3311,0291,6531,7332,1082,1361,348
Depreciation & Amortization
-9379048988619411,0069038951,022950660525541508503506564
Other Amortization
1,734----------------
Gain (Loss) on Sale of Assets
-155-17778-231279-2738312-1281103-87-581-157-7511992
Total Asset Writedown
69---53---387-206-3---10
Provision for Credit Losses
15910216310022912195106136239624387-3718-27
Change in Trading Asset Securities
2,825-11,42319,55114,243-15,4766,661-357-4,4229,37086343-6,125-14,9909,8924,8898,215-6,729
Change in Other Net Operating Assets
-6,68415,351-15,22217,996-9,2318,5165,6452,9323,94319629,813-30924,967-12,054-13,49319,49416,553
Other Operating Activities
2,7953,626-13,854-5,6729,572-7,96621712,869-9,065-2,438-26,9902,059-3,260-3,050-2,376-3,113-1,645
Operating Cash Flow
1,02510,924-6,01228,853-12,8309,4237,66914,0895,852-1,65431,964-2,8808,339-3,150-9,12927,27910,133
Operating Cash Flow Growth (YoY)
-15.93%-104.79%---76.01%--29.82%----17.71%--756.48%-

Investing Activities

Fiscal Quarter
Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Period Ending
Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21
Capital Expenditures
-664-589-551-558-538-557-500-413-458-397-455-375-462-420-359-402-487
Sale of Property, Plant and Equipment
11433362662612282621-15263-27
Cash Acquisitions
---17--64----3-2108,407--3----
Investment in Securities
-3,913-3,802-6,584-6,986-624-3241,6661,701601-1,522-838-2,020-3,740-4,169-1,683-3,100-1,068
Income (Loss) Equity Investments
2060-21-13633-67-52-58466-82-26-10-1-19-164-33
Divestitures
29141.6128.43546813355-74245-48771911-29
Other Investing Activities
-1-0.60.61-2-1-1--1-11-1--2
Investing Cash Flow
-4,435-4,217-6,987-7,163-1,098-7421,2341,315216-1,857107,161-2,396-4,004-3,813-1,128-3,502-1,497

Financing Activities

Fiscal Quarter
Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Period Ending
Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21
Long-Term Debt Issued
---35,262---29,469---26,811---24,381-
Total Debt Issued
35,93234,15230,14135,26220,23924,23632,47429,46921,79234,48929,81226,81110,72619,92924,07924,38117,471
Short-Term Debt Repaid
----517----5,851----2,429----5,188-
Long-Term Debt Repaid
----35,916----63,271----23,193----21,201-
Total Debt Repaid
-42,845-41,813-36,257-36,433-23,586-41,419-50,290-69,122-26,567-61,830-51,968-25,622-9,486-23,684-20,360-26,389-9,827
Net Debt Issued (Repaid)
-6,913-7,661-6,116-1,171-3,347-17,183-17,816-39,653-4,775-27,341-22,1561,1891,240-3,7553,719-2,0087,644
Issuance of Common Stock
---------3655------
Repurchase of Common Stock
-1,324-1,781-620-1,453-353-784-813-973-679---2,191-1,261-1,224-1,635-1,886-830
Common Dividends Paid
---2,866----2,256----1,679----1,668--
Net Increase (Decrease) in Deposit Accounts
3,850-14,83711,524-13,476148-5,320-7,355-2,54532,08532,12010,807-22,226-8,692----
Other Financing Activities
-223-192-209-334-392-190-213-192-240-207-148-126-134-130-127-225-137
Financing Cash Flow
-4,610-24,4711,713-16,434-3,944-23,477-28,453-43,36326,3914,608-13,121-23,354-8,847-5,109289-4,1196,677

Net Cash Flow

Fiscal Quarter
Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Period Ending
Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21
Foreign Exchange Rate Adjustments
-309-1,58515,9485,044-13,44811,241-881-12,85215,452-4,4572,21374710,129-6,132-6,925-2,7311,589
Net Cash Flow
-8,328-19,3494,66210,300-31,320-3,554-20,431-40,81247,912-3,361128,217-27,8825,617-18,204-16,89316,92716,902

Free Cash Flow

Fiscal Quarter
Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Period Ending
Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21
Free Cash Flow
36110,335-6,56328,295-13,3688,8667,16913,6765,394-2,05131,509-3,2557,877-3,570-9,48826,8779,646
Free Cash Flow Growth (YoY)
-16.57%-106.90%---77.25%--31.52%----18.34%--876.28%-
Free Cash Flow Margin
2.83%81.03%-55.38%227.14%-117.69%72.51%60.70%108.26%51.19%-17.90%353.44%-37.39%101.31%-43.70%-105.66%287.02%109.59%
Free Cash Flow Per Share
0.113.17-1.998.49-4.012.672.134.061.67-0.649.38-1.012.40-1.07-2.767.622.70
Free Cash Flow After Leases
36110,335-6,56328,295-13,3688,8667,16913,6765,394-2,05131,509-3,2557,877-3,570-9,48826,8779,646

Additional Metrics

Fiscal Quarter
Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Period Ending
Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21
Cash Interest Paid
8,3809,7679,08810,51410,92913,23611,96412,12312,42811,9375,7455,8593,1702,3531,2881,387806
Cash Income Tax Paid
1315871,0942372564596385853086193805452981,284-670374
SEC Filings: 10-K · 10-Q