Skip to main content
logo
UBS Group AG (UBS)
NYSE: UBS · Real-Time Price · USD
49.67
+1.21 (2.50%)
At close: Sep 25, 2026, 4:00 PM EDT
49.68
0.00 (0.01%)
After-hours: Sep 25, 2026, 7:30 PM EDT

UBS Group AG Cash Flow Statement

Millions USD. Fiscal year is Jan - Dec.

Operating Activities

Fiscal Quarter
Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021Q3 2021
Period Ending
Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21 Sep '21
Net Income
1,1992,4812,3951,6927701,4251,1351,755-279-71527,3311,0291,6531,7332,1082,1361,3482,279
Depreciation & Amortization
-9379048988619411,0069038951,022950660525541508503506564518
Other Amortization
1,734-----------------
Gain (Loss) on Sale of Assets
-155-17778-231279-2738312-1281103-87-581-157-7511992-83
Total Asset Writedown
69---53---387-206-3---10-
Provision for Credit Losses
15910216310022912195106136239624387-3718-27-13
Change in Trading Asset Securities
2,825-11,42319,55114,243-15,4766,661-357-4,4229,37086343-6,125-14,9909,8924,8898,215-6,729-2,562
Change in Other Net Operating Assets
-6,68415,351-15,22217,996-9,2318,5165,6452,9323,94319629,813-30924,967-12,054-13,49319,49416,55325,135
Other Operating Activities
2,7953,626-13,854-5,6729,572-7,96621712,869-9,065-2,438-26,9902,059-3,260-3,050-2,376-3,113-1,645-1,848
Operating Cash Flow
1,02510,924-6,01228,853-12,8309,4237,66914,0895,852-1,65431,964-2,8808,339-3,150-9,12927,27910,13323,428
Operating Cash Flow Growth (YoY)
-15.93%-104.79%---76.01%--29.82%----17.71%--756.48%--

Investing Activities

Fiscal Quarter
Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021Q3 2021
Period Ending
Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21 Sep '21
Capital Expenditures
-664-589-551-558-538-557-500-413-458-397-455-375-462-420-359-402-487-458
Sale of Property, Plant and Equipment
11433362662612282621-15263-274
Cash Acquisitions
---17--64----3-2108,407--3-----
Investment in Securities
-3,913-3,802-6,584-6,986-624-3241,6661,701601-1,522-838-2,020-3,740-4,169-1,683-3,100-1,068-587
Income (Loss) Equity Investments
2060-21-13633-67-52-58466-82-26-10-1-19-164-332
Divestitures
29141.6128.43546813355-74245-48771911-29127
Other Investing Activities
-1-0.60.61-2-1-1--1-11-1--2-3
Investing Cash Flow
-4,435-4,217-6,987-7,163-1,098-7421,2341,315216-1,857107,161-2,396-4,004-3,813-1,128-3,502-1,497-917

Financing Activities

Fiscal Quarter
Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021Q3 2021
Period Ending
Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21 Sep '21
Long-Term Debt Issued
---35,262---29,469---26,811---24,381--
Total Debt Issued
35,93234,15230,14135,26220,23924,23632,47429,46921,79234,48929,81226,81110,72619,92924,07924,38117,47117,300
Short-Term Debt Repaid
----517----5,851----2,429----5,188--
Long-Term Debt Repaid
----35,916----63,271----23,193----21,201--
Total Debt Repaid
-42,845-41,813-36,257-36,433-23,586-41,419-50,290-69,122-26,567-61,830-51,968-25,622-9,486-23,684-20,360-26,389-9,827-24,024
Net Debt Issued (Repaid)
-6,913-7,661-6,116-1,171-3,347-17,183-17,816-39,653-4,775-27,341-22,1561,1891,240-3,7553,719-2,0087,644-6,724
Issuance of Common Stock
---------3655-------
Repurchase of Common Stock
-1,324-1,781-620-1,453-353-784-813-973-679---2,191-1,261-1,224-1,635-1,886-830-544
Common Dividends Paid
---2,866----2,256----1,679----1,668---
Net Increase (Decrease) in Deposit Accounts
3,850-14,83711,524-13,476148-5,320-7,355-2,54532,08532,12010,807-22,226-8,692-----
Other Financing Activities
-223-192-209-334-392-190-213-192-240-207-148-126-134-130-127-225-137141
Financing Cash Flow
-4,610-24,4711,713-16,434-3,944-23,477-28,453-43,36326,3914,608-13,121-23,354-8,847-5,109289-4,1196,677-7,127

Net Cash Flow

Fiscal Quarter
Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021Q3 2021
Period Ending
Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21 Sep '21
Foreign Exchange Rate Adjustments
-309-1,58515,9485,044-13,44811,241-881-12,85215,452-4,4572,21374710,129-6,132-6,925-2,7311,589-1,506
Net Cash Flow
-8,328-19,3494,66210,300-31,320-3,554-20,431-40,81247,912-3,361128,217-27,8825,617-18,204-16,89316,92716,90213,878

Free Cash Flow

Fiscal Quarter
Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021Q3 2021
Period Ending
Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21 Sep '21
Free Cash Flow
36110,335-6,56328,295-13,3688,8667,16913,6765,394-2,05131,509-3,2557,877-3,570-9,48826,8779,64622,970
Free Cash Flow Growth (YoY)
-16.57%-106.90%---77.25%--31.52%----18.34%--876.28%--
Free Cash Flow Margin
2.83%82.52%-55.38%227.14%-117.69%72.51%60.70%108.26%51.19%-17.90%353.44%-37.39%101.31%-43.70%-105.66%287.02%109.59%251.64%
Free Cash Flow Per Share
0.113.17-1.998.49-4.012.672.134.061.67-0.649.38-1.012.40-1.07-2.767.622.706.37
Free Cash Flow After Leases
36110,335-6,56328,295-13,3688,8667,16913,6765,394-2,05131,509-3,2557,877-3,570-9,48826,8779,64622,970

Additional Metrics

Fiscal Quarter
Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021Q3 2021
Period Ending
Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21 Sep '21
Cash Interest Paid
8,3809,7679,08810,51410,92913,23611,96412,12312,42811,9375,7455,8593,1702,3531,2881,3878061,242
Cash Income Tax Paid
1315871,0942372564596385853086193805452981,284-670374374
SEC Filings: 10-K · 10-Q