United Community Banks, Inc. (UCB)
| Market Cap | 4.27B +11.5% |
| Revenue (ttm) | 1.11B +20.1% |
| Net Income | 370.65M +38.3% |
| EPS | 3.06 +38.9% |
| Shares Out | 119.76M |
| PE Ratio | 11.67 |
| Forward PE | 11.83 |
| Dividend | $1.00 (2.80%) |
| Ex-Dividend Date | Jun 15, 2026 |
| Volume | 782,245 |
| Open | 35.31 |
| Previous Close | 35.17 |
| Day's Range | 35.29 - 35.72 |
| 52-Week Range | 28.65 - 37.18 |
| Beta | 0.83 |
| Analysts | Buy |
| Price Target | 38.92 (+9.08%) |
| Earnings Date | Jul 21, 2026 |
About UCB
United Community Banks, Inc. operates as the bank holding company for United Community Bank that provides financial services in the United States. The company offers deposit products, including checking, savings, money market, and other deposit accounts. It also provides loans comprising owner occupied and income producing CRE, commercial and industrial, equipment financing, residential mortgage, home equity, manufactured housing, and consumer loans, as well as commercial and residential construction and land. In addition, the company offers pr... [Read more]
Financial Performance
In 2025, United Community Banks's revenue was $1.01 billion, an increase of 12.56% compared to the previous year's $901.17 million. Earnings were $318.18 million, an increase of 30.07%.
Financial StatementsAnalyst Summary
According to 7 analysts, the average rating for UCB stock is "Buy." The 12-month stock price target is $38.92, which is an increase of 9.08% from the latest price.
News
United Community Banks price target raised to $37 from $35 at Piper Sandler
Piper Sandler raised the firm’s price target on United Community Banks (UCB) to $37 from $35 and keeps a Neutral rating on the shares. The firm notes shares were down…
United Community Banks Earnings Call Transcript: Q2 2026
EPS rose 8% year-over-year to $0.71 (operating), with revenue up 7% and net interest margin expanding to 3.68%. Loan growth accelerated to 6.8% annualized, driven by new hires, while credit quality remained strong. Navitas sale and Peach State acquisition are on track for Q3.
United Community Banks Slides: Q2 2026
United Community Banks has posted slides in relation to its Q2 2026 quarterly earnings report, which was published on July 21, 2026.
United Community Banks Earnings release: Q2 2026
United Community Banks released its Q2 2026 earnings on July 21, 2026, summarizing the period's financial results.
United Community Banks, Inc. Reports Second Quarter Earnings
Strong Loan Growth, Sixth Consecutive Quarter of Margin Expansion, and Focus on Core Banking Business Drive Quarterly Results Strong Loan Growth, Sixth Consecutive Quarter of Margin Expansion, and Foc...
United Community Banks, Inc. and Peach State Bancshares, Inc. Announce Election Deadline for Peach State Shareholders to Elect Form of Merger Consideration and Expected Closing Date
GREENVILLE, S.C., July 10, 2026 (GLOBE NEWSWIRE) -- United Community Banks, Inc. (NYSE: UCB) (“United”) and Peach State Bancshares, Inc. (“Peach State”) announced today the election deadline by which ...
United Community Banks, Inc. Announces Date for Second Quarter 2026 Earnings Release and Conference Call
GREENVILLE, S.C., June 30, 2026 (GLOBE NEWSWIRE) -- United Community Banks, Inc. (NYSE: UCB) announces it will release its second quarter 2026 financial results on Tuesday, July 21, 2026, before the s...
UCB Announces Publication of Data in Brain Communications Demonstrating Positive Impact of KYGEVVI® (doxecitine and doxribtimine) in Patients with Thymidine Kinase 2 Deficiency (TK2d)
Data indicate that KYGEVVI therapy improved survival and functional outcomes in people with TK2d.1 Additional data from the largest pool of information on TK2d illustrates the impact and burden of dis...
United Community Banks price target lowered to $35 from $36 at Piper Sandler
Piper Sandler analyst Stephen Scouten lowered the firm’s price target on United Community Banks (UCB) to $35 from $36 and keeps a Neutral rating on the shares. Last week, United…
United Community Banks price target raised to $40 from $39 at DA Davidson
DA Davidson raised the firm’s price target on United Community Banks (UCB) to $40 from $39 and keeps a Buy rating on the shares. The company’s sale of Navitas equipment…
Wafra Announces Acquisition of Navitas Credit Corp.
NEW YORK, June 12, 2026 /PRNewswire/ -- Wafra Inc. ("Wafra"), the $30bn New York-based alternative asset manager, announced today that investment funds advised by Wafra have entered into a definitive ...
United Community Banks Transcript: Investor update
A $1.9 billion sale of the equipment finance business will boost capital ratios, reduce risk, and enable renewed focus on core banking and organic growth. Proceeds will be redeployed into securities, loan growth, and potential buybacks, with earnings expected to recover as capital is put to work.
United Community Banks Slides: Investor update
United Community Banks has posted slides in relation to its latest quarterly earnings report, which was published on June 12, 2026.
United Community Banks Press release: Investor update
United Community Banks issued a press release on June 12, 2026, disclosing material business information to investors.
United Community Banks to sell equipment finance business for $1.9B in cash
United Community Banks (UCB) announced the execution of a definitive agreement to sell its equipment finance business, consisting of Navitas Credit Corp. and NLFC Reinsurance Corp., to funds managed b...
United Community Banks, Inc. Announces Agreement to Sell Equipment Finance Business, Consisting of Navitas Credit Corp. and NLFC Reinsurance Corp., to Funds Managed by Wafra Inc.
GREENVILLE, S.C., June 12, 2026 (GLOBE NEWSWIRE) -- United Community Banks, Inc. (NYSE: UCB) (“United”) today announced the execution of a definitive agreement to sell its equipment finance business, ...
United Community Banks, Inc. Announces Quarterly Cash Dividend on Common Stock
GREENVILLE, S.C., May 14, 2026 (GLOBE NEWSWIRE) -- United Community Banks, Inc. (NYSE: UCB) (the “Company”), reported that its Board of Directors approved a quarterly cash dividend of $0.25 per share ...
United Community Banks management to meet with Piper Sandler
Meeting to be held in Boston on May 18 hosted by Piper Sandler.
United Community Banks Transcript: AGM 2026
The meeting covered strong financial growth, successful board elections, and approval of executive compensation and auditors. Strategic initiatives included a major acquisition, system upgrades, and community engagement, with a focus on future growth in high-potential markets.
United Community Banks CFO Jefferson Harralson to retire
United Community announced that Jefferson Harralson, EVP and CFO, is electing to retire after nine years with the company. Harralson has agreed to remain until the end of the year…
United Community Chief Financial Officer Jefferson Harralson to Retire After Nearly a Decade of Dedicated Service
Company to Conduct Nationwide Search for Successor; Harralson to Remain Through Year-end In order to Complete Transition GREENVILLE, S.C., April 28, 2026 /PRNewswire/ -- United Community (NYSE: UCB) t...
United Community Banks price target raised to $40 from $39 at Stephens
Stephens analyst Russell Gunther raised the firm’s price target on United Community Banks (UCB) to $40 from $39 and keeps an Overweight rating on the shares following the bank’s quarterly…
United Community Banks price target raised to $36 from $35 at Piper Sandler
Piper Sandler raised the firm’s price target on United Community Banks (UCB) to $36 from $35 and keeps a Neutral rating on the shares. The firm notes the company posted…
United Community Banks Earnings Call Transcript: Q1 2026
Q1 2026 saw strong earnings growth, margin expansion, and robust credit quality, with continued capital returns and the strategic acquisition of Peach State Bank expected to be accretive. Loan and deposit growth remain healthy, and AI investments are driving efficiency gains.
United Community Banks Earnings release: Q1 2026
United Community Banks released its Q1 2026 earnings on April 21, 2026, summarizing the period's financial results.