United Community Banks, Inc. (UCB)
| Market Cap | 4.43B +23.9% |
| Revenue (ttm) | 817.49M -17.3% |
| Net Income | 145.44M -53.8% |
| EPS | 1.20 -52.2% |
| Shares Out | 119.83M |
| PE Ratio | 30.73 |
| Forward PE | 10.98 |
| Dividend | $1.04 (2.81%) |
| Ex-Dividend Date | Sep 15, 2026 |
| Volume | 692,055 |
| Open | 36.70 |
| Previous Close | 36.96 |
| Day's Range | 36.70 - 37.16 |
| 52-Week Range | 28.82 - 38.63 |
| Beta | 0.87 |
| Analysts | Buy |
| Price Target | 40.88 (+10.52%) |
| Earnings Date | Oct 20, 2026 |
About UCB
United Community Banks, Inc. operates as the bank holding company for United Community Bank that provides financial services in the United States. The company offers deposit products, including checking, savings, money market, and other deposit accounts. It also provides loans comprising owner occupied and income producing CRE, commercial and industrial, equipment financing, residential mortgage, home equity, manufactured housing, and consumer loans, as well as commercial and residential construction and land. In addition, the company offers pr... [Read more]
Financial Performance
In 2025, United Community Banks's revenue was $1.01 billion, an increase of 12.56% compared to the previous year's $901.17 million. Earnings were $318.18 million, an increase of 30.07%.
Financial StatementsAnalyst Summary
According to 7 analysts, the average rating for UCB stock is "Buy." The 12-month stock price target is $40.88, which is an increase of 10.52% from the latest price.
News
UCB Shares Jump After Demand for Immunology Drug Bimzelx Boosts Outlook
Shares were up 13%—erasing losses in the year to date—after the company raised its annual guidance for the second time this year, citing strong U.S. demand for its blockbuster drug.
United Community Banks price target raised to $43 from $41 at Keefe Bruyette
Keefe Bruyette analyst Will Jones raised the firm’s price target on United Community Banks (UCB) to $43 from $41 and keeps an Outperform rating on the shares. The firm was…
United Community Banks price target raised to $42 from $41 at Stephens
Stephens raised the firm’s price target on United Community Banks (UCB) to $42 from $41 and keeps an Overweight rating on the shares. The benefits of strategic initiatives a year…
United Community Banks Earnings Call Transcript: Q3 2026
Operating EPS rose to $0.77 as core loans grew 10% annualized and NIM held at 3.68%. Q4 EPS guidance is $0.80–$0.83, with a mid-3.70% NIM target and a low-$150M operating expense run rate.
United Community Banks Earnings release: Q3 2026
United Community Banks released its Q3 2026 earnings on October 20, 2026, summarizing the period's financial results.
United Community Banks Slides: Q3 2026
United Community Banks has posted slides in relation to its Q3 2026 quarterly earnings report, which was published on October 20, 2026.
United Community Banks Quarterly report: Q3 2026
United Community Banks has published its Q3 2026 quarterly earnings report on October 20, 2026.
United Community Banks reports Q3 operating EPS 77c, consensus 77c
Reports Q3 tangible book value per share $20.80. Reports Q3 CET1 capital ratio 13%. Chairman and CEO Lynn Harton stated, “Our third quarter results reflect key strategic actions that simplify…
United Community Banks, Inc. Reports Third Quarter Earnings
Third Quarter Results Reflect Execution of Significant Strategic Initiatives, Strong Core Loan Growth, and Robust Deposit Growth Third Quarter Results Reflect Execution of Significant Strategic Initia...
United Community adds five international banking specialists
New hires strengthen foreign exchange, trade services, and international payments capabilities GREENVILLE, S.C., Oct. 13, 2026 /PRNewswire/ -- United Community is building on its growth momentum with...
United Community Banks, Inc. Announces Date for Third Quarter 2026 Earnings Release and Conference Call
GREENVILLE, S.C., Sept. 30, 2026 (GLOBE NEWSWIRE) -- United Community Banks, Inc. (NYSE: UCB) announces it will release its third quarter 2026 financial results on Tuesday, October 20, 2026, before th...
United Community Bank Foundation nears $3 million in community giving, marks milestone anniversary
The Foundation has awarded 1,146 grants to 753 organizations across its Southeast footprint GREENVILLE, S.C., Sept. 29, 2026 /PRNewswire/ -- The United Community Bank Foundation is marking its fifth ...
United Community Banks price target raised to $41 from $40 at Keefe Bruyette
Keefe Bruyette raised the firm’s price target on United Community Banks (UCB) to $41 from $40 and keeps an Outperform rating on the shares. United’s HTM restructuring following the Navitas…
United Community Banks price target raised to $42 from $40 at DA Davidson
DA Davidson raised the firm’s price target on United Community Banks (UCB) to $42 from $40 and keeps a Buy rating on the shares. The company is well-posited to continue…
United Community Banks Transcript: Status update
Completed the Navitas sale and a major balance sheet restructure, generating $4.2 billion in cash for reinvestment and debt reduction. Accelerated hiring and the Peach State acquisition are driving strong loan and deposit growth, while capital ratios remain robust and margin outlook is stable.
United Community Banks Slides: Status update
United Community Banks has posted slides in relation to its latest quarterly earnings report, which was published on September 8, 2026.
United Community Banks Press release: Status update
United Community Banks issued a press release on September 8, 2026, disclosing material business information to investors.
United Community Banks announces $100M increase to share repurchase program
On September 1, the executive committee of the board of directors authorized a $100M increase to the share repurchase program approved by the board in 2026, of which $13M remained…
United Community Banks, Inc. Announces Completion of Strategic Initiatives That Simplify and Strengthen Balance Sheet; Increased Share Repurchase Authorization
GREENVILLE, S.C., Sept. 08, 2026 (GLOBE NEWSWIRE) -- United Community Banks, Inc. (NYSE: UCB) (“United” or the “Company”) today announced that, following the September 1 completion of the sale of Navi...
United Community Banks, Inc. Announces Completion of Sale of Navitas Equipment Finance Business to Funds Managed by Wafra Inc.
GREENVILLE, S.C., Sept. 01, 2026 (GLOBE NEWSWIRE) -- United Community Banks, Inc. (NYSE: UCB) (“United”) today announced the completion of the previously announced sale of its equipment finance busine...
United Community Names Dr. Jeff Beisler-Snell Head of International Banking and Capital Markets
GREENVILLE, S.C., Aug. 25, 2026 /PRNewswire/ -- United Community has named Jeff Beisler-Snell head of International Banking and Capital Markets, expanding the bank's ability to help customers conduct ...
United Community Banks names Tom Speir CFO
United Community announced that Tom Speir has been named executive vice president and chief financial officer. In this role, he will shape the bank’s financial direction, oversee capital management an...
United Community Names Tom Speir as New Chief Financial Officer
Seasoned banking executive brings deep financial, M&A, and investor relations experience to support United's continued growth Seasoned banking executive brings deep financial, M&A, and investor relati...
United Community Banks increases quarterly dividend 4% to 26c per share
United Community Banks (UCB) reported that its board of directors approved a 4% increase in the quarterly cash dividend on the company’s common stock, raising the dividend to 26c per…
United Community Names Sean Simpson Chief Commercial Banking Officer
GREENVILLE, S.C., Aug. 13, 2026 /PRNewswire/ -- United Community announced Sean Simpson has joined the bank as chief commercial banking officer, bringing proven leadership and industry expertise.