United Community Banks, Inc. (UCB)

NYSE: UCB · Real-Time Price · USD
32.85
+0.29 (0.89%)
Jun 18, 2026, 4:00 PM EDT - Market closed
Market Cap3.93B +13.0%
Revenue (ttm)1.05B +15.4%
Net Income332.49M +30.6%
EPS2.73 +29.3%
Shares Out 119.69M
PE Ratio12.04
Forward PE10.93
Dividend$1.00 (3.07%)
Ex-Dividend DateJun 15, 2026
Volume1,742,446
Open32.73
Previous Close32.56
Day's Range32.71 - 33.08
52-Week Range27.23 - 36.77
Beta0.84
AnalystsBuy
Price Target38.42 (+16.96%)
Earnings DateJul 22, 2026

About UCB

United Community Banks, Inc. operates as the bank holding company for United Community Bank that provides financial services in the United States. The company offers deposit products, including checking, savings, money market, and other deposit accounts. It also provides loans comprising owner occupied and income producing CRE, commercial and industrial, equipment financing, residential mortgage, home equity, manufactured housing, and consumer loans, as well as commercial and residential construction and land. In addition, the company offers pr... [Read more]

Sector Financials
IPO Date Mar 18, 2002
Employees 3,118
Stock Exchange NYSE
Ticker Symbol UCB
Full Company Profile

Financial Performance

In 2025, United Community Banks's revenue was $1.01 billion, an increase of 12.56% compared to the previous year's $901.17 million. Earnings were $318.18 million, an increase of 30.07%.

Financial Statements

Analyst Summary

According to 7 analysts, the average rating for UCB stock is "Buy." The 12-month stock price target is $38.42, which is an increase of 16.96% from the latest price.

Price Target
$38.42
(16.96% upside)
Analyst Consensus: Buy
Stock Forecasts

News

UCB Announces Publication of Data in Brain Communications Demonstrating Positive Impact of KYGEVVI® (doxecitine and doxribtimine) in Patients with Thymidine Kinase 2 Deficiency (TK2d)

Data indicate that KYGEVVI therapy improved survival and functional outcomes in people with TK2d.1 Additional data from the largest pool of information on TK2d illustrates the impact and burden of dis...

1 day ago - PRNewsWire

United Community Banks price target lowered to $35 from $36 at Piper Sandler

Piper Sandler analyst Stephen Scouten lowered the firm’s price target on United Community Banks (UCB) to $35 from $36 and keeps a Neutral rating on the shares. Last week, United…

1 day ago - TheFly

United Community Banks price target raised to $40 from $39 at DA Davidson

DA Davidson raised the firm’s price target on United Community Banks (UCB) to $40 from $39 and keeps a Buy rating on the shares. The company’s sale of Navitas equipment…

3 days ago - TheFly

Wafra Announces Acquisition of Navitas Credit Corp.

NEW YORK, June 12, 2026 /PRNewswire/ -- Wafra Inc. ("Wafra"), the $30bn New York-based alternative asset manager, announced today that investment funds advised by Wafra have entered into a definitive ...

6 days ago - PRNewsWire

United Community Banks Transcript: Investor update

A $1.9 billion sale of the equipment finance business will boost capital ratios, reduce risk, and enable renewed focus on core banking and organic growth. Proceeds will be redeployed into securities, loan growth, and potential buybacks, with earnings expected to recover as capital is put to work.

6 days ago - Transcripts

United Community Banks Slides: Investor update

United Community Banks has posted slides in relation to its latest quarterly earnings report, which was published on June 12, 2026.

6 days ago - Filings

United Community Banks Press release: Investor update

United Community Banks issued a press release on June 12, 2026, disclosing material business information to investors.

6 days ago - Filings

United Community Banks to sell equipment finance business for $1.9B in cash

United Community Banks (UCB) announced the execution of a definitive agreement to sell its equipment finance business, consisting of Navitas Credit Corp. and NLFC Reinsurance Corp., to funds managed b...

6 days ago - TheFly

United Community Banks, Inc. Announces Agreement to Sell Equipment Finance Business, Consisting of Navitas Credit Corp. and NLFC Reinsurance Corp., to Funds Managed by Wafra Inc.

GREENVILLE, S.C., June 12, 2026 (GLOBE NEWSWIRE) -- United Community Banks, Inc. (NYSE: UCB) (“United”) today announced the execution of a definitive agreement to sell its equipment finance business, ...

6 days ago - GlobeNewsWire

United Community Banks, Inc. Announces Quarterly Cash Dividend on Common Stock

GREENVILLE, S.C., May 14, 2026 (GLOBE NEWSWIRE) -- United Community Banks, Inc. (NYSE: UCB) (the “Company”), reported that its Board of Directors approved a quarterly cash dividend of $0.25 per share ...

5 weeks ago - GlobeNewsWire

United Community Banks management to meet with Piper Sandler

Meeting to be held in Boston on May 18 hosted by Piper Sandler.

5 weeks ago - TheFly

United Community Banks Transcript: AGM 2026

The meeting covered strong financial growth, successful board elections, and approval of executive compensation and auditors. Strategic initiatives included a major acquisition, system upgrades, and community engagement, with a focus on future growth in high-potential markets.

5 weeks ago - Transcripts

United Community Banks CFO Jefferson Harralson to retire

United Community announced that Jefferson Harralson, EVP and CFO, is electing to retire after nine years with the company. Harralson has agreed to remain until the end of the year…

7 weeks ago - TheFly

United Community Chief Financial Officer Jefferson Harralson to Retire After Nearly a Decade of Dedicated Service

Company to Conduct Nationwide Search for Successor; Harralson to Remain Through Year-end In order to Complete Transition GREENVILLE, S.C., April 28, 2026 /PRNewswire/ -- United Community (NYSE: UCB) t...

7 weeks ago - PRNewsWire

United Community Banks price target raised to $40 from $39 at Stephens

Stephens analyst Russell Gunther raised the firm’s price target on United Community Banks (UCB) to $40 from $39 and keeps an Overweight rating on the shares following the bank’s quarterly…

7 weeks ago - TheFly

United Community Banks price target raised to $36 from $35 at Piper Sandler

Piper Sandler raised the firm’s price target on United Community Banks (UCB) to $36 from $35 and keeps a Neutral rating on the shares. The firm notes the company posted…

2 months ago - TheFly

United Community Banks Earnings Call Transcript: Q1 2026

Q1 2026 saw strong earnings growth, margin expansion, and robust credit quality, with continued capital returns and the strategic acquisition of Peach State Bank expected to be accretive. Loan and deposit growth remain healthy, and AI investments are driving efficiency gains.

2 months ago - Transcripts

United Community Banks Earnings release: Q1 2026

United Community Banks released its Q1 2026 earnings on April 21, 2026, summarizing the period's financial results.

2 months ago - Filings

United Community Banks Slides: Q1 2026

United Community Banks has posted slides in relation to its Q1 2026 quarterly earnings report, which was published on April 21, 2026.

2 months ago - Filings

United Community Banks Quarterly report: Q1 2026

United Community Banks has published its Q1 2026 quarterly earnings report on April 21, 2026.

2 months ago - Filings

United Community Banks reports Q1 EPS 70c, consensus 70c

Reports Q1 revenue $276.5M, consensus $273.87M. Chairman and CEO Lynn Harton stated, “Our first quarter results mark the start of what we expect to be a great year for United.

2 months ago - TheFly

United Community to acquire Peach State for $31.75 per share

United Community Banks (UCB) and Peach State Bancshares announced the execution of a definitive merger agreement pursuant to which United will acquire Peach State, and its wholly-owned subsidiary, Pea...

2 months ago - TheFly

United Community Banks, Inc. and Peach State Bancshares, Inc., The Parent of Peach State Bank & Trust, Announce Merger Agreement

GREENVILLE, S.C., April 21, 2026 (GLOBE NEWSWIRE) -- United Community Banks, Inc. (NYSE: UCB) (“United”) and Peach State Bancshares, Inc. (“Peach State”) announced today the execution of a definitive ...

2 months ago - GlobeNewsWire

United Community Banks, Inc. Reports First Quarter Earnings

GREENVILLE, S.C., April 21, 2026 (GLOBE NEWSWIRE) -- United Community Banks, Inc. (NYSE: UCB) (United) today announced net income for the first quarter of 2026 of $84.3 million and pre-tax, pre-provis...

2 months ago - GlobeNewsWire

United Community Banks Press release: M&A announcement

United Community Banks issued a press release on April 21, 2026, disclosing material business information to investors.

2 months ago - Filings