United Community Banks, Inc. (UCBI)
Stock Price Chart
Key Info
| Market Cap | 1.66B |
| Revenue (ttm) | 525.17M |
| Net Income (ttm) | 153.18M |
| Shares Out | 86.42M |
| EPS (ttm) | 1.92 |
| PE Ratio | 9.98 |
| Forward PE | 12.92 |
| Dividend | $0.72 |
| Dividend Yield | 3.76% |
Stock Quote
| Trading Day | Aug 7, 2020 |
| Last Price | $19.17 |
| Previous Close | $18.35 |
| Change ($) | 0.82 |
| Change (%) | 4.47% |
| Day's Open | 18.26 |
| Day's Range | 17.97 - 19.20 |
| Day's Volume | 477,437 |
| 52-Week Range | 14.95 - 31.66 |
More Stats
| Market Cap | 1.66B |
| Enterprise Value | 639.35M |
| Earnings Date (est) | Oct 27, 2020 |
| Ex-Dividend Date | Jun 12, 2020 |
| Shares Outstanding | 86.42M |
| Float | 77.44M |
| EPS (basic) | 1.93 |
| EPS (diluted) | 1.92 |
| FCF / Share | 1.47 |
| Dividend | $0.72 |
| Dividend Yield | 3.76% |
| Earnings Yield | 10.02% |
| FCF Yield | 6.99% |
| Payout Ratio | 36.80% |
| Shares Short | 1.99M |
| Short Ratio | 3.97 |
| Short % of Float | 2.96% |
| Beta | 1.31 |
| PE Ratio | 9.98 |
| Forward PE | 12.92 |
| P/FCF Ratio | 14.30 |
| PS Ratio | 3.15 |
| PB Ratio | 0.95 |
| Revenue | 525.17M |
| Operating Income | 211.85M |
| Net Income | 153.18M |
| Free Cash Flow | 115.82M |
| Net Cash | 1.02B |
| Net Cash / Share | 11.77 |
| Gross Margin | 106.50% |
| Operating Margin | 40.34% |
| Profit Margin | 29.10% |
| FCF Margin | 22.05% |
| ROA | 1.11% |
| ROE | 9.25% |
| ROIC | 1.50% |
Analyst Summary
Analyst Consensus: Overweight
Financial Performance
Financial Overview
| Year | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 561 | 522 | 440 | 404 | 326 | 270 | 209 | 222 | 30.87 | 66.60 |
| Revenue Growth | 7.42% | 18.56% | 8.95% | 23.92% | 20.86% | 29% | -5.6% | 618.11% | -53.65% | - |
| Gross Profit | 561 | 522 | 440 | 404 | 326 | 270 | 209 | 222 | 30.87 | 66.60 |
| Operating Income | 248 | 225 | 180 | 163 | 115 | 107 | 34.95 | 34.91 | -231 | -432 |
| Net Income | 184 | 165 | 67.25 | 101 | 71.51 | 67.62 | 273 | 33.86 | -227 | -502 |
| Shares Outstanding | 79.70 | 79.66 | 73.25 | 71.91 | 65.49 | 60.59 | 58.79 | 57.86 | 39.94 | 18.93 |
| Earnings Per Share | 2.31 | 2.07 | 0.92 | 1.40 | 1.09 | 1.11 | 4.44 | 0.38 | -5.97 | -27.09 |
| EPS Growth | 11.59% | 125% | -34.29% | 28.44% | -1.8% | -75% | 1068.42% | - | - | - |
| Dividend Per Share | 0.68 | 0.58 | 0.38 | 0.30 | 0.22 | 0.11 | - | - | - | - |
| Dividend Growth | 17.24% | 52.63% | 26.67% | 36.36% | 100% | - | - | - | - | - |
| Operating Cash Flow | 154 | 270 | 208 | 140 | 113 | 99.28 | 192 | 183 | 152 | 123 |
| Capital Expenditures | -14.35 | -11.13 | -19.05 | -12.30 | -4.99 | -1.92 | -4.20 | -3.06 | -6.47 | -7.03 |
| Free Cash Flow | 140 | 259 | 189 | 128 | 108 | 97.36 | 187 | 180 | 145 | 116 |
| Cash & Equivalents | 515 | 327 | 314 | 217 | 240 | 193 | 229 | 251 | 378 | 649 |
| Total Debt | 213 | 427 | 675 | 889 | 611 | 406 | 303 | 218 | 263 | 306 |
| Net Cash / Debt | 303 | -99.92 | -361 | -672 | -370 | -213 | -74.33 | 33.65 | 115 | 343 |
| Assets | 12,916 | 12,573 | 11,915 | 10,709 | 9,616 | 7,567 | 7,425 | 6,802 | 6,983 | 7,276 |
| Liabilities | 11,280 | 11,116 | 10,612 | 9,633 | 8,598 | 6,827 | 6,630 | 6,221 | 6,408 | 6,808 |
| Book Value | 1,636 | 1,458 | 1,303 | 1,076 | 1,018 | 740 | 796 | 581 | 575 | 469 |
Company Profile
Company Details
| Full Name | United Community Banks, Inc. |
| Country | United States |
| Employees | 2,308 |
| CEO | Herbert Lynn Harton |
Stock Information
| Ticker Symbol | UCBI |
| Stock Exchange | NASDAQ |
| Sector | Financial Services |
| Industry | Banks—Regional |
| Unique Identifier | NASDAQ: UCBI |
| IPO Date | March 18, 2002 |
Description
United Community Banks, Inc. operates as the bank holding company for United Community Bank that provides various banking products and services. The company accepts checking, savings, money market, negotiable order of withdrawal, time, and other deposit accounts, as well as certificates of deposit. Its loan products include commercial real estate, commercial and industrial, commercial construction, residential mortgage and construction, consumer direct loans, and indirect auto loans, as well as home equity lines of credits. The company also offers investment products; reinsurance on a property insurance contract; and payment processing, merchant, wire transfer, brokerage and advisory, and other financial services. It serves individuals, small businesses, mid-sized commercial businesses, and non-profit organizations. As of January 22, 2019, the company operated 149 locations in Georgia, North Carolina, South Carolina, and Tennessee. United Community Banks, Inc. was founded in 1950 and is headquartered in Blairsville, Georgia.