United Community Banks, Inc. (UCBI)

United Community Banks Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Year Ending	Current	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Market Capitalization	3,479	3,481	3,589	3,209	2,463	2,439
Market Cap Growth	-3.11%	-2.99%	11.82%	30.27%	1.01%	43.49%
Enterprise Value	2,842	2,802	3,975	1,138	1,182	2,136
PE Ratio	19.08	19.25	13.33	12.28	15.47	13.23
PS Ratio	4.30	4.33	4.34	4.31	4.27	4.35
PB Ratio	1.05	1.07	1.33	1.44	1.23	1.49
P/FCF Ratio	15.02	15.39	6.25	9.52	17.46	17.47
P/OCF Ratio	11.89	11.84	5.91	8.93	15.52	15.84
EV/Sales Ratio	3.51	3.49	4.81	1.53	2.05	3.81
EV/EBITDA Ratio	10.51	10.35	10.08	3.38	6.03	8.18
EV/EBIT Ratio	12.53	12.41	11.43	3.35	5.78	9.00
EV/FCF Ratio	12.27	12.39	6.92	3.38	8.37	15.31
Debt / Equity Ratio	0.10	0.10	0.38	0.11	0.16	0.13
Debt / EBITDA Ratio	1.20	1.20	2.62	0.73	1.67	0.81
Debt / FCF Ratio	1.40	1.44	1.80	0.73	2.32	1.52
Asset Turnover	0.03	0.03	0.03	0.04	0.04	0.04
Return on Equity (ROE)	5.60%	5.70%	10.10%	12.40%	8.60%	11.70%
Return on Assets (ROA)	0.70%	0.70%	1.10%	1.30%	1.00%	1.40%
Return on Capital (ROIC)	5.35%	5.41%	7.57%	11.18%	7.35%	10.43%
Earnings Yield	5.21%	5.19%	7.50%	8.14%	6.47%	7.56%
FCF Yield	6.66%	6.50%	16.01%	10.50%	5.73%	5.72%
Dividend Yield	3.15%	3.10%	2.50%	2.20%	2.50%	2.20%
Payout Ratio	60.13%	59.70%	34.10%	26.30%	37.70%	29.40%
Buyback Yield / Dilution	-3.48%	-10.27%	-21.21%	-5.82%	-4.44%	-0.05%
Total Shareholder Return	-0.33%	-7.17%	-18.71%	-3.62%	-1.94%	2.15%

Source: Financials are provided by Nasdaq Data Link and sourced from the audited annual (10-K) and quarterly (10-Q) reports submitted to the Securities and Exchange Commission (SEC).