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Umpqua Holdings Corporation (UMPQ)

Stock Price: $12.00 USD 0.27 (2.30%)
Updated Aug 11, 2020 4:00 PM EDT - Market closed
After-hours: $17.91 +5.91 (49.25%) Aug 11, 5:14 PM

Stock Price Chart

Key Info

Market Cap 2.64B
Revenue (ttm) 970.56M
Net Income (ttm) -1.63B
Shares Out 220.22M
EPS (ttm) -7.41
PE Ratio n/a
Forward PE n/a
Dividend $0.84
Dividend Yield 7.00%

Stock Quote

Trading Day Aug 11, 2020
Last Price $12.00
Previous Close $11.73
Change ($) 0.27
Change (%) 2.30%
Day's Open 11.99
Day's Range 11.94 - 12.33
Day's Volume 1,685,253
52-Week Range 8.88 - 18.94

More Stats

Market Cap 2.64B
Enterprise Value 2.31B
Earnings Date (est) Oct 14, 2020
Ex-Dividend Date Mar 30, 2020
Shares Outstanding 220.22M
Float 218.21M
EPS (basic) -7.41
EPS (diluted) -7.41
FCF / Share -0.40
Dividend $0.84
Dividend Yield 7.00%
Earnings Yield n/a
FCF Yield n/a
Payout Ratio n/a
Shares Short 4.11M
Short Ratio 2.14
Short % of Float 2.27%
Beta 1.24
PE Ratio n/a
Forward PE n/a
P/FCF Ratio n/a
PS Ratio 2.72
PB Ratio 0.94
Revenue 970.56M
Operating Income -1.54B
Net Income -1.63B
Free Cash Flow -88.95M
Net Cash 328.10M
Net Cash / Share 1.49
Gross Margin 122.40%
Operating Margin -158.78%
Profit Margin -168.00%
FCF Margin -9.16%
ROA -5.66%
ROE -48.20%
ROIC -5.50%
Stats based on trailing-twelve-month (ttm) numbers.

Analyst Summary

Analyst Ratings (8)

Buy 3
Overweight 0
Hold 5
Underweight 0
Sell 0

Analyst Consensus: Overweight

Price Target

$12.75*
(6.25% upside)
Low
11.5
Current: $12.00
High
17.0
Target: 12.75
*Average 12-month price target from 8 stock analysts.

Financial Performance

Financial numbers in millions USD.

Financial Overview

Year2019201820172016201520142013201220112010
Revenue1,1881,1621,0971,0981,111915517515450352
Revenue Growth2.22%5.95%-0.11%-1.13%21.43%76.89%0.44%14.36%27.95%-
Gross Profit1,1881,1621,0971,0981,111915517515450352
Operating Income46942334936134723115215511134.13
Net Income35431624223022314898.2910274.5028.33
Shares Outstanding220220220220220187112112114108
Earnings Per Share1.601.431.101.041.010.780.870.900.650.15
EPS Growth11.89%30%5.77%2.97%29.49%-10.34%-3.33%38.46%333.33%-
Dividend Per Share0.840.820.680.640.620.600.600.340.240.20
Dividend Growth2.44%20.59%6.25%3.23%3.33%0%76.47%41.67%20%-
Operating Cash Flow-80.4850551641537735841824.62182199
Capital Expenditures21.73-8.99-4.28-30.31-69.34-59.51-34.22-20.79-33.05-46.32
Free Cash Flow-58.754965113853072983843.83149152
Cash & Equivalents1,3636236341,4497741,6057905445991,004
Total Debt1,7011,4391,4741,5681,5501,671666587566520
Net Cash / Debt-338-816-840-119-776-65.42125-42.9633.04484
Assets28,84726,94025,68024,81323,40622,61011,63611,79511,56311,669
Liabilities24,53322,88321,71120,89619,55718,8329,90910,0719,89010,026
Book Value4,3144,0563,9693,9173,8493,7781,7271,7241,6721,643
Numbers in millions USD, except per-share numbers.

Company Profile

Company Details

Full Name Umpqua Holdings Corporation
Country United States
Employees 3,943
CEO Cort Lane O'Haver

Stock Information

Ticker Symbol UMPQ
Stock Exchange NASDAQ
Sector Financial Services
Industry Banks—Regional
Unique Identifier NASDAQ: UMPQ
IPO Date April 8, 1997

Description

Umpqua Holdings Corporation operates as the holding company of Umpqua Bank that provides commercial and retail banking, and retail brokerage services. It operates through four segments: Wholesale Bank, Wealth Management, Retail Bank, and Home Lending. The company offers deposit products, including non-interest bearing checking, interest bearing checking and savings, and money market accounts, as well as certificates of deposit. It also provides loans for corporate and commercial customers, such as accounts receivable and inventory financing, multi-family and equipment loans, commercial equipment leases, international trade, real estate construction loans, permanent financing products, and small business administration program financing, as well as capital markets and treasury management services. In addition, the company offers loan products for small businesses; commercial and industrial loans; residential real estate loans for the construction, purchase, and refinancing of residential owner-occupied and rental properties; and consumer loans comprising secured and unsecured personal loans, home equity and personal lines of credit, and motor vehicle loans. Further, it provides financial planning, trust, and investment services; treasury and cash management services; retail brokerage and investment advisory services; digital, mobile, telephone, text, and online banking services; and e-commerce services. The company serves middle market corporate, commercial, and business banking customers; individual investors; and high net worth individuals. As of December 31, 2019, it conducted commercial and retail banking activities at 274 locations in Oregon, Washington, California, Idaho, and Nevada. The company was founded in 1953 and is headquartered in Portland, Oregon.