Upstart Holdings, Inc. (UPST)
NASDAQ: UPST · Real-Time Price · USD
26.77
-0.27 (-1.00%)
Jul 31, 2026, 10:06 AM EDT - Market open
Upstart Holdings Stock Forecast
Stock Price Forecast
According to 15 analysts polled by S&P Global, Upstart Holdings stock has a consensus rating of "Buy" and an average price target of $39.8. The average 1-year stock price forecast is 48.67% higher than the current stock price, while the lowest is $20 (-25.29%) and the highest is $61 (+127.87%).
Price Target: $39.8 (+48.67%)
Analyst Consensus: Buy
Price Target
ChartAnalyst Ratings
The average analyst rating for Upstart Holdings stock is "Buy". This means that analysts believe this stock is likely to outperform the market over the next twelve months.
Recommendation Trends
| Rating | Feb '26 | Mar '26 | Apr '26 | May '26 | Jun '26 | Jul '26 |
|---|---|---|---|---|---|---|
| Strong Buy | 5 | 6 | 6 | 6 | 6 | 6 |
| Buy | 3 | 2 | 2 | 2 | 2 | 2 |
| Hold | 7 | 6 | 6 | 6 | 6 | 6 |
| Sell | 1 | 1 | 1 | 1 | 1 | 1 |
| Strong Sell | 0 | 0 | 0 | 0 | 0 | 0 |
| Total | 16 | 15 | 15 | 15 | 15 | 15 |
Latest Forecasts
| Analyst | Firm | Rating | Rating | Action | Price Target | Upside | Date |
|---|---|---|---|---|---|---|---|
| BTIG | BTIG | Buy Maintains $43 | Buy | Maintains | $43 | +60.63% | Jul 28, 2026 |
| Citi | Citi | Buy Maintains $80 → $61 | Buy | Maintains | $80 → $61 | +127.87% | Jul 22, 2026 |
| Goldman Sachs | Goldman Sachs | Hold Maintains $32 → $39 | Hold | Maintains | $32 → $39 | +45.69% | Jul 9, 2026 |
| Truist Financial | Truist Financial | Buy Maintains n/a | Buy | Maintains | n/a | n/a | Jul 7, 2026 |
| Needham | Needham | Buy Reiterates $37 → $40 | Buy | Reiterates | $37 → $40 | +49.42% | Jul 7, 2026 |
Financial Forecast
Revenue This Year
1.42B
from 1.08B
Increased by 32.41%
Revenue Next Year
1.86B
from 1.42B
Increased by 30.83%
EPS This Year
2.33
from 1.89
Increased by 23.65%
EPS Next Year
3.37
from 2.33
Increased by 44.32%
EPS and Forward PE are based on non-GAAP adjusted numbers.