Upstart Holdings, Inc. (UPST)
NASDAQ: UPST · Real-Time Price · USD
32.43
+1.97 (6.47%)
At close: Jun 18, 2026, 4:00 PM EDT
32.30
-0.13 (-0.40%)
After-hours: Jun 18, 2026, 7:59 PM EDT
Upstart Holdings Stock Forecast
Stock Price Forecast
According to 15 analysts polled by S&P Global, Upstart Holdings stock has a consensus rating of "Buy" and an average price target of $40.13. The average 1-year stock price forecast is 23.74% higher than the current stock price, while the lowest is $20 (-38.33%) and the highest is $80 (+146.69%).
Price Target: $40.13 (+23.74%)
Analyst Consensus: Buy
Analyst Ratings
The average analyst rating for Upstart Holdings stock is "Buy". This means that analysts believe this stock is likely to outperform the market over the next twelve months.
Recommendation Trends
| Rating | Jan '26 | Feb '26 | Mar '26 | Apr '26 | May '26 | Jun '26 |
|---|---|---|---|---|---|---|
| Strong Buy | 5 | 5 | 6 | 6 | 6 | 6 |
| Buy | 3 | 3 | 2 | 2 | 2 | 2 |
| Hold | 6 | 7 | 6 | 6 | 6 | 6 |
| Sell | 0 | 1 | 1 | 1 | 1 | 1 |
| Strong Sell | 2 | 0 | 0 | 0 | 0 | 0 |
| Total | 16 | 16 | 15 | 15 | 15 | 15 |
Latest Forecasts
| Analyst | Firm | Rating | Rating | Action | Price Target | Upside | Date |
|---|---|---|---|---|---|---|---|
| Morgan Stanley | Morgan Stanley | Hold Reiterates $45 → $35 | Hold | Reiterates | $45 → $35 | +7.92% | Jun 11, 2026 |
| Jefferies | Jefferies | Hold Reiterates $27 → $30 | Hold | Reiterates | $27 → $30 | -7.49% | Jun 9, 2026 |
| Bank of America Securities | Bank of America Securities | Hold Maintains $36 → $37 | Hold | Maintains | $36 → $37 | +14.09% | Jun 8, 2026 |
| Truist Financial | Truist Financial | Buy Maintains n/a | Buy | Maintains | n/a | n/a | Jun 4, 2026 |
| Goldman Sachs | Goldman Sachs | Hold Maintains $32 | Hold | Maintains | $32 | -1.33% | Jun 4, 2026 |
Financial Forecast
Revenue This Year
1.42B
from 1.08B
Increased by 31.57%
Revenue Next Year
1.86B
from 1.42B
Increased by 31.20%
EPS This Year
2.39
from 1.89
Increased by 26.67%
EPS Next Year
3.42
from 2.39
Increased by 43.23%
EPS and Forward PE are based on non-GAAP adjusted numbers.
Revenue Forecast
| Revenue | 2026 | 2027 | 2028 |
|---|---|---|---|
| High | 1.5B | ||
| Avg | 1.4B | ||
| Low | 1.4B |
Revenue Growth
| Revenue Growth | 2026 | 2027 | 2028 |
|---|---|---|---|
| High | 36.2% | ||
| Avg | 31.6% | ||
| Low | 28.0% |
EPS Forecast
| EPS | 2026 | 2027 | 2028 |
|---|---|---|---|
| High | 2.53 | ||
| Avg | 2.39 | ||
| Low | 2.30 |
EPS Growth
| EPS Growth | 2026 | 2027 | 2028 |
|---|---|---|---|
| High | 34.0% | ||
| Avg | 26.7% | ||
| Low | 21.9% |