Upstart Holdings, Inc. (UPST)
NASDAQ: UPST · Real-Time Price · USD
33.79
+1.10 (3.36%)
At close: May 29, 2026, 4:00 PM EDT
33.78
-0.01 (-0.03%)
After-hours: May 29, 2026, 7:59 PM EDT
Upstart Holdings Stock Forecast
Stock Price Forecast
According to 15 analysts polled by S&P Global, Upstart Holdings stock has a consensus rating of "Buy" and an average price target of $40.2. The average 1-year stock price forecast is 18.97% higher than the current stock price, while the lowest is $20 (-40.81%) and the highest is $80 (+136.76%).
Price Target: $40.2 (+18.97%)
Analyst Consensus: Buy
Analyst Ratings
The average analyst rating for Upstart Holdings stock is "Buy". This means that analysts believe this stock is likely to outperform the market over the next twelve months.
Recommendation Trends
| Rating | Dec '25 | Jan '26 | Feb '26 | Mar '26 | Apr '26 | May '26 |
|---|---|---|---|---|---|---|
| Strong Buy | 4 | 5 | 5 | 6 | 6 | 6 |
| Buy | 3 | 3 | 3 | 2 | 2 | 2 |
| Hold | 6 | 6 | 7 | 6 | 6 | 6 |
| Sell | 0 | 0 | 1 | 1 | 1 | 1 |
| Strong Sell | 2 | 2 | 0 | 0 | 0 | 0 |
| Total | 15 | 16 | 16 | 15 | 15 | 15 |
Latest Forecasts
| Analyst | Firm | Rating | Rating | Action | Price Target | Upside | Date |
|---|---|---|---|---|---|---|---|
| Truist Financial | Truist Financial | Buy Maintains n/a | Buy | Maintains | n/a | n/a | May 12, 2026 |
| Mizuho Securities | Mizuho Securities | Buy Maintains $29 → $45 | Buy | Maintains | $29 → $45 | +33.18% | May 7, 2026 |
| Morgan Stanley | Morgan Stanley | Hold Maintains $45 → $35 | Hold | Maintains | $45 → $35 | +3.58% | May 7, 2026 |
| Piper Sandler | Piper Sandler | Buy Reiterates $56 → $46 | Buy | Reiterates | $56 → $46 | +36.13% | May 7, 2026 |
| Needham | Needham | Buy Reiterates $37 | Buy | Reiterates | $37 | +9.50% | May 6, 2026 |
Financial Forecast
Revenue This Year
1.44B
from 1.08B
Increased by 33.80%
Revenue Next Year
1.88B
from 1.44B
Increased by 30.79%
EPS This Year
2.35
from 0.45
Increased by 418.51%
EPS Next Year
3.47
from 2.35
Increased by 47.50%
Historical EPS numbers are GAAP, while forecasted numbers may be non-GAAP.
Revenue Forecast
| Revenue | 2026 | 2027 | 2028 | 2029 | 2030 |
|---|---|---|---|---|---|
| High | 1.5B | 2.0B | |||
| Avg | 1.4B | 1.9B | |||
| Low | 1.3B | 1.7B |
Revenue Growth
| Revenue Growth | 2026 | 2027 | 2028 | 2029 | 2030 |
|---|---|---|---|---|---|
| High | 43.0% | 40.0% | |||
| Avg | 33.8% | 30.8% | |||
| Low | 25.4% | 18.2% |
EPS Forecast
| EPS | 2026 | 2027 | 2028 | 2029 | 2030 |
|---|---|---|---|---|---|
| High | 2.66 | 4.40 | |||
| Avg | 2.35 | 3.47 | |||
| Low | 2.01 | 2.96 |
EPS Growth
| EPS Growth | 2026 | 2027 | 2028 | 2029 | 2030 |
|---|---|---|---|---|---|
| High | 486.1% | 87.2% | |||
| Avg | 418.5% | 47.5% | |||
| Low | 343.3% | 25.9% |
Sources: Price targets and consensus ratings provided by S&P Global Market Intelligence. Historical ratings and analyst data provided by TipRanks. Revenue and EPS forecast data provided by Finnhub. The data is sourced from Wall Street analysts. Data sources.