Upstart Holdings, Inc. (UPST)
NASDAQ: UPST · Real-Time Price · USD
22.18
+0.29 (1.32%)
Nov 9, 2026, 1:51 PM EST - Market open
Upstart Holdings Stock Forecast
Stock Price Forecast
According to 16 analysts polled by S&P Global, Upstart Holdings stock has a consensus rating of "Buy" and an average price target of $31.19. The average 1-year stock price forecast is 40.62% higher than the current stock price, while the lowest is $18 (-18.85%) and the highest is $46 (+107.39%).
Price Target: $31.19 (+40.62%)
Analyst Consensus: Buy
Price Target
ChartAnalyst Ratings
The average analyst rating for Upstart Holdings stock is "Buy". This means that analysts believe this stock is likely to outperform the market over the next twelve months.
Recommendation Trends
| Rating | Jun '26 | Jul '26 | Aug '26 | Sep '26 | Oct '26 | Nov '26 |
|---|---|---|---|---|---|---|
| Strong Buy | 6 | 6 | 6 | 6 | 6 | 6 |
| Buy | 2 | 2 | 2 | 2 | 2 | 2 |
| Hold | 6 | 6 | 6 | 7 | 7 | 7 |
| Sell | 1 | 1 | 1 | 1 | 1 | 1 |
| Strong Sell | 0 | 0 | 0 | 0 | 0 | 0 |
| Total | 15 | 15 | 15 | 16 | 16 | 16 |
Latest Forecasts
| Analyst | Firm | Rating | Rating | Action | Price Target | Upside | Date |
|---|---|---|---|---|---|---|---|
| Citi | Citi | Buy Maintains $61 → $46 | Buy | Maintains | $61 → $46 | +107.39% | Nov 4, 2026 |
| Truist Financial | Truist Financial | Buy Maintains $40 → $30 | Buy | Maintains | $40 → $30 | +35.26% | Nov 4, 2026 |
| B. Riley Securities | B. Riley Securities | Buy Maintains $54 → $42 | Buy | Maintains | $54 → $42 | +89.36% | Nov 4, 2026 |
| Stephens | Stephens | Hold Maintains $26 → $24 | Hold | Maintains | $26 → $24 | +8.21% | Nov 4, 2026 |
| Mizuho Securities | Mizuho Securities | Buy Maintains $45 → $35 | Buy | Maintains | $45 → $35 | +57.80% | Nov 4, 2026 |
Financial Forecast
Revenue This Year
1.36B
from 1.08B
Increased by 26.45%
Revenue Next Year
1.80B
from 1.36B
Increased by 32.44%
EPS This Year
2.30
from 1.89
Increased by 21.99%
EPS Next Year
3.61
from 2.30
Increased by 56.93%
EPS and Forward PE are based on non-GAAP adjusted numbers.