Upstart Holdings, Inc. (UPST)

Market Cap	7.02B
Revenue (ttm)	758.84M
Net Income (ttm)	-66.43M
Shares Out	95.14M
EPS (ttm)	-0.74
PE Ratio	n/a
Forward PE	44.99
Dividend	n/a
Ex-Dividend Date	n/a

Volume	3,502,610
Open	72.70
Previous Close	73.39
Day's Range	72.48 - 74.38
52-Week Range	20.60 - 96.43
Beta	2.37
Analysts	Buy
Price Target	67.35 (-8.76%)
Earnings Date	Aug 5, 2025

About UPST

Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. The company operates through three segments: Personal Lending, Auto Lending, and Other. Its platform includes personal loans, automotive retail and refinance loans, home equity lines of credit, and small dollar loans. Upstart Holdings, Inc. was founded in 2012 and is headquartered in San Mateo, California.

• Industry: Credit Services
• Sector: Financials
• IPO Date: Dec 16, 2020
• Employees: 1,193
• Stock Exchange: NASDAQ
• Ticker Symbol: UPST
• Website: https://www.upstart.com

Financial Performance

In 2024, Upstart Holdings's revenue was $676.96 million, an increase of 23.43% compared to the previous year's $548.46 million. Losses were -$128.58 million, -46.45% less than in 2023.

Analyst Summary

According to 14 analysts, the average rating for UPST stock is "Buy." The 12-month stock price target is $67.35, which is a decrease of -8.76% from the latest price.

Price Target

$67.35

(-8.76% downside)

Analyst Consensus: Buy