Upstart Holdings, Inc. (UPST)

NASDAQ: UPST · IEX Real-Time Price · USD
-0.54 (-1.99%)
At close: Sep 22, 2023, 4:00 PM
-0.41 (-1.54%)
Pre-market: Sep 25, 2023, 8:50 AM EDT
Market Cap 2.23B
Revenue (ttm) 542.84M
Net Income (ttm) -268.91M
Shares Out 83.89M
EPS (ttm) -3.28
PE Ratio n/a
Forward PE 93.81
Dividend n/a
Ex-Dividend Date n/a
Volume 22,467
Open 27.39
Previous Close 27.09
Day's Range 26.16 - 27.90
52-Week Range 11.93 - 72.58
Beta 1.81
Analysts Sell
Price Target 23.08 (-13.07%)
Earnings Date Nov 7, 2023

About UPST

Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. Its platform aggregates consumer demand for loans and connects it to its network of the company's AI-enabled bank and credit union partners. The company was founded in 2012 and is headquartered in San Mateo, California. [Read more]

Industry Credit Services
Sector Financials
IPO Date Dec 16, 2020
Employees 1,875
Stock Exchange NASDAQ
Ticker Symbol UPST
Full Company Profile

Financial Performance

Financial Statements

Analyst Forecast

According to 14 analysts, the average rating for UPST stock is "Sell." The 12-month stock price forecast is $23.08, which is a decrease of -13.07% from the latest price.

Price Target
(-13.07% downside)
Analyst Consensus: Sell
Stock Forecasts


Idaho Central Credit Union Selects Upstart for Personal Lending

CHUBBUCK, Idaho & SAN MATEO, Calif.--(BUSINESS WIRE)--Idaho Central Credit Union Selects Upstart for Personal Lending.

5 days ago - Business Wire

Short squeeze alert for September 11th: Two stocks with the potential to soar

Traders and speculators often short a stock by borrowing a certain number of shares from a financial institution and selling it on the market with the goal to buy it back cheaper and profit from the d...

Other symbols: GRPN
13 days ago - Finbold

Naveo Credit Union Selects Upstart for Personal Lending

SOMERVILLE, Mass. & SAN MATEO, Calif.--(BUSINESS WIRE)--Naveo Credit Union Selects Upstart for Personal Lending.

19 days ago - Business Wire

Can Investors Wait Around For Upstart To Improve?

When it reported second-quarter results on August 8, the company beat earnings and revenue views, as you can see on MarketBeat's Upstart Holdings earnings page.

27 days ago - MarketBeat

Here are the 18 stocks Jim Cramer is watching, including a big Goldman call on AI names

Here are some of the tickers on my radar for Tuesday, Aug. 22 taken directly from my reporter's notebook.

4 weeks ago - CNBC

Farmers Insurance Federal Credit Union Selects Upstart for Personal Lending

LOS ANGELES & SAN MATEO, Calif.--(BUSINESS WIRE)--Farmers Insurance Federal Credit Union Selects Upstart for Personal Lending.

5 weeks ago - Business Wire

Upstart Holdings: Volatility Creates Opportunity

Upstart Holdings Inc. ( UPST , Financial), an artificial intelligence lending platform, shot to fame soon after its initial public offering as investors rewarded its disruptive business model that thr...

6 weeks ago - GuruFocus

Wendy's Q2 earnings, Rivian production, Upstart stock falls: Trending Tickers

Yahoo Finance anchor Brad Smith breaks down trending tickers for August 9, 2023 including Wendy's stock climbing after Q2 report, Rivian stock down after reporting earnings, and Upstart spiraling down...

Other symbols: RIVNWEN
6 weeks ago - Yahoo Finance

Upstart's stock collapses toward its worst day in over a year. Why Wall Street is spooked.

Upstart Holdings Inc. has capitalized on Wall Street's artificial-intelligence fervor this year, but it can't shake a sluggish lending market.

6 weeks ago - Market Watch

Upstart Stock Tumbles. Tighter Lending Standards Hit Its Growth.

The AI-driven lending company says for the third quarter it expects $140 million in revenue and $5 million in adjusted Ebitda, missing Wall Street expectations.

6 weeks ago - Barrons

Upstart's stock plunges after earnings as forecast comes in light

Shares of Upstart Holdings Inc. sank in after-hours trading Tuesday after the lending company fell short of Wall Street's expectations with its revenue and earnings forecasts for the current quarter.

6 weeks ago - Market Watch

Upstart Announces Second Quarter 2023 Results

SAN MATEO, Calif.--(BUSINESS WIRE)--Upstart Announces Second Quarter 2023 Results.

6 weeks ago - Business Wire

Upstart earnings: What to expect from the AI lender

Upstart Holdings Inc.'s controversial stock will be put to the test Tuesday afternoon when the company posts earnings.

6 weeks ago - Market Watch

Upstart stock price forecast: Prediction ahead of Q2 earnings

Upstart (NASDAQ: UPST) stock price has been punched in the face in the past two days as investors reposition for the upcoming earnings. The shares plunged by more than 14% on Monday, adding to Friday'...

6 weeks ago - Invezz

Short squeeze alert for August 7th: Two high-potential stocks ready to soar

A short squeeze happens when traders who heavily short a stock start to cover their short positions by buying back the stock. This increases demand for the company shares, thus increasing the price an...

Other symbols: LCID
7 weeks ago - Finbold

Upstart may be gearing up for a big beat, but does its stock already reflect that?

Upstart Holdings Inc.'s shares were surging in Tuesday trading after an analyst said he thought the company was getting ready to report a “strong top-line beat” for its most recent quarter.

2 months ago - Market Watch

2 Fintech Stocks to Buy Now and 1 to Avoid

Youth will be served. That's how I would explain the speed and pervasiveness with which financial technology (fintech) has disrupted the financial sector.

Other symbols: PYPLSOFI
2 months ago - MarketBeat

Upstart to Report Second Quarter 2023 Earnings on August 8, 2023

SAN MATEO, Calif.--(BUSINESS WIRE)--Upstart to Report Second Quarter 2023 Earnings on August 8, 2023.

2 months ago - Business Wire

Arbor Financial Credit Union Selects Upstart for Personal Lending

KALAMAZOO, Mich. & SAN MATEO, Calif.--(BUSINESS WIRE)--Arbor Financial Credit Union Selects Upstart for Personal Lending.

2 months ago - Business Wire

KBRA Assigns Preliminary Ratings to Upstart Securitization Trust 2023-2

NEW YORK--(BUSINESS WIRE)-- #KBRA--KBRA assigns preliminary ratings to three classes of notes issued by Upstart Securitization Trust 2023-2 (“UPST 2023-2”), a $174.021 million consumer loan ABS. UPST ...

3 months ago - Business Wire

FinTech IPO Names Surge 3.8% With SoFi and Upstart Leading the Charge

Government data pointing to cooling inflation helped buoy FinTech IPO names this past week. Retail sales data Thursday (June 15) showed that consumer spending remains resilient, which helped give the ...

Other symbols: SOFI
3 months ago - PYMNTS

Upstart stock price forecast: Is it safe to buy UPST shares now?

Upstart (NASDAQ: UPST) stock price recovery continued as it jumped to the highest level since June 2022. The shares have jumped by more than 215% from the lowest level in 2022.

3 months ago - Invezz

Texas Bay Credit Union Selects Upstart for Personal Lending

HOUSTON & SAN MATEO, Calif.--(BUSINESS WIRE)--Texas Bay Credit Union Selects Upstart for Personal Lending.

3 months ago - Business Wire

Upstart's stock is now a buy, says analyst: ‘The bear thesis is fading'

Upstart Holdings Inc. shares have tumbled 90% from their all-time highs, and BTIG analyst Lance Jessurun thinks now is the time for investors to buy in.

3 months ago - Market Watch

Here's What Driving the 125% YTD Gains for Upstart Holdings Stock

Cloud-based artificial intelligence (AI) lending platform Upstart Holdings Inc. NASDAQ: UPST stock has shot up over 125% in the last month, driven by the AI momentum and 36% short interest. Its metric...

4 months ago - MarketBeat