VersaBank (VBNK)

NASDAQ: VBNK · Real-Time Price · USD
15.19
+0.65 (4.47%)
At close: Apr 8, 2026, 4:00 PM EDT
15.19
0.00 (-0.01%)
After-hours: Apr 8, 2026, 5:10 PM EDT
Market Cap487.03M +46.8%
Revenue (ttm)95.28M +17.8%
Net Income23.14M -10.8%
EPS0.72 -24.2%
Shares Out 32.07M
PE Ratio21.16
Forward PE10.91
Dividend$0.07 (0.48%)
Ex-Dividend DateJan 9, 2026
Volume73,021
Open14.97
Previous Close14.54
Day's Range14.78 - 15.22
52-Week Range8.55 - 17.47
Beta1.04
AnalystsBuy
Price Target13.00 (-14.42%)
Earnings DateMar 3, 2026

About VBNK

VersaBank provides various banking products and services in Canada and the United States. The company operates through Digital Banking Canada; Digital Banking USA; and DRTC (cybersecurity services and banking and financial technology development) segments. It offers deposit products, such as guaranteed investment certificates, registered retirement savings plans, and tax-free savings accounts, as well as deposit insurance products. The company also provides lending services, including point of sale financing that covers purchasing loan and leas... [Read more]

Sector Financials
IPO Date Sep 22, 2021
Employees 131
Stock Exchange NASDAQ
Ticker Symbol VBNK
Full Company Profile

Financial Performance

In fiscal year 2025, VersaBank's revenue was 120.23 million, an increase of 7.44% compared to the previous year's 111.90 million. Earnings were 28.46 million, a decrease of -26.58%.

Financial numbers in CAD Financial Statements

Analyst Summary

According to 2 analysts, the average rating for VBNK stock is "Buy." The 12-month stock price target is $13.0, which is a decrease of -14.42% from the latest price.

Price Target
$13.0
(-14.42% downside)
Analyst Consensus: Buy
Stock Forecasts

News

VERSABANK'S 2026 ANNUAL MEETING TO BE HELD APRIL 8, 2026 IN LONDON, ONTARIO - MEETING WILL ALSO BE LIVE-STREAMED

LONDON, ON, March 25, 2026 /PRNewswire/ - VersaBank (the "Bank") (TSX: VBNK) (NASDAQ: VBNK) today announced its 2026 Annual and Special Meeting of Shareholders (the "Meeting") will be held Wednesday, ...

14 days ago - PRNewsWire

VERSABANK TO SELL ITS ONLY BANK BRANCH IN HOLDINGFORD, MINNESOTA, TO STEARNS BANK

– Sale Consistent with Highly Efficient Branchless, Partner-Based, Digital Banking Model; Will Contribute to Overall Efficiency of the Bank – LONDON, ON, March 24, 2026 /PRNewswire/ - VersaBank (or th...

15 days ago - PRNewsWire

VersaBank expands tokenized deposits with cross-border FX use case

The Canadian bank added USD–CAD conversion to its tokenized deposits, enabling real-time cross-border transactions as banks test blockchain-based settlement systems.

22 days ago - Cointelegraph

VERSABANK COMMENCES FOREIGN EXCHANGE FUNCTIONALITY AND OTHER ENHANCEMENTS TO SUPPORT COMMERCIALIZATION OF REAL BANK TOKENIZED DEPOSITS™

Foreign Exchange Capabilities Support Core Use Case for RBTD™s, Further Strengthening Value Proposition and Extending Competitive Advantage LONDON, ON, March 17, 2026 /PRNewswire/ - VersaBank (or the ...

22 days ago - PRNewsWire

VersaBank (VBNK) Q1 2026 Earnings Call Highlights: Record Growth in Credit Assets and Revenue

VersaBank (VBNK) Q1 2026 Earnings Call Highlights: Record Growth in Credit Assets and Revenue

5 weeks ago - GuruFocus

Q1 2026 Versabank Earnings Call Transcript

Q1 2026 Versabank Earnings Call Transcript

5 weeks ago - GuruFocus

/R E P E A T -- VERSABANK REPORTS STRONG FIRST QUARTER RESULTS: ACCELERATED U.S. GROWTH DRIVES 31% YEAR-OVER-YEAR INCREASE IN REVENUE, 36% YEAR-OVER-YEAR GROWTH IN NET INCOME, 49% YEAR-OVER-YEAR GROWTH IN ADJUSTED NET INCOME/

All amounts are unaudited and in Canadian dollars and are based on financial statements prepared in compliance with International Accounting Standard 34 Interim Financial Reporting, unless otherwise n...

5 weeks ago - Benzinga

VERSABANK DECLARES DIVIDENDS

LONDON, ON, March 4, 2026 /PRNewswire/ - VersaBank (the "Bank") (TSX: VBNK) (NASDAQ: VBNK) today announced that cash dividends in the amount of CAD $0.025 per Common Share of the Bank have been declar...

5 weeks ago - PRNewsWire

VersaBank (VBNK) Q4 Earnings: EPS and Revenue Growth

VersaBank (VBNK) Q4 Earnings: EPS and Revenue Growth

5 weeks ago - GuruFocus

VersaBank (VBNK) Q1 Earnings Match Estimates

VersaBank (VBNK) delivered earnings and revenue surprises of 0.00% and +0.14%, respectively, for the quarter ended January 2026. Do the numbers hold clues to what lies ahead for the stock?

5 weeks ago - Nasdaq

VersaBank Q1 Profit Rises

(RTTNews) - VersaBank (VBNK) released earnings for its first quarter that Increases, from the same period last year

5 weeks ago - Nasdaq

VERSABANK REPORTS STRONG FIRST QUARTER RESULTS: ACCELERATED U.S. GROWTH DRIVES 31% YEAR-OVER-YEAR INCREASE IN REVENUE, 36% YEAR-OVER-YEAR GROWTH IN NET INCOME, 49% YEAR-OVER-YEAR GROWTH IN ADJUSTED NET INCOME

All amounts are unaudited and in Canadian dollars and are based on financial statements prepared in compliance with International Accounting Standard 34 Interim Financial Reporting, unless otherwise n...

5 weeks ago - PRNewsWire

Insights into VersaBank's Upcoming Earnings

VersaBank (NASDAQ: VBNK) is set to give its latest quarterly earnings report on Wednesday, 2026-03-04. Here's what investors need to know before the announcement. Analysts estimate that VersaBank wil...

5 weeks ago - Benzinga

VERSABANK TO HOST FIRST QUARTER FISCAL 2026 FINANCIAL RESULTS CONFERENCE CALL/WEBCAST WEDNESDAY, MARCH 4, 2026 at 9:00 A.M. ET

Bank to Report First Quarter Fiscal 2026 Results Wednesday, March 4, 2026 at 7:00 a.m. ET LONDON, ON, Feb. 24, 2026 /PRNewswire/ - VersaBank ("VersaBank" or the "Bank") (TSX: VBNK) (NASDAQ: VBNK) will...

6 weeks ago - PRNewsWire

VERSABANK ANNOUNCES STABLECORP'S QCAD AS FIRST STABLECOIN CUSTOMER

– Digital Asset Custody Services Represent New, Highly Efficient Revenue Stream with Significant Long-Term Growth Potential – LONDON, ON, Feb. 3, 2026 /PRNewswire/ - VersaBank (or the "Bank") (TSX: VB...

2 months ago - PRNewsWire

VERSABANK TO PRESENT AT THE DIGITAL ASSET VIRTUAL INVESTOR CONFERENCE ON JANUARY 27, 2026, AT 10:30 AM ET

LONDON, ON, Jan. 23, 2026 /PRNewswire/ - VersaBank (or the "Bank") (TSX: VBNK) (NASDAQ: VBNK), a North American leader in business-to-business digital banking, as well as technology solutions for cybe...

2 months ago - PRNewsWire

Nicolas Ospina Joins VersaBank as Global CFO, Leaving Raymond James (RJF)

Nicolas Ospina Joins VersaBank as Global CFO, Leaving Raymond James (RJF)

3 months ago - GuruFocus

VersaBank Names Nicolas Ospina Global CFO; Promotes CFO John Asma To EVP

(RTTNews) - VersaBank (VBNK) on Friday announced that Nicolas Ospina has been appointed Global Chief Financial Officer with effect from January 5, 2026, in support of the bank's proposed restructuring...

3 months ago - Nasdaq

VERSABANK ANNOUNCES APPOINTMENT OF GLOBAL CFO AND EXECUTIVE PROMOTION IN SUPPORT OF PROPOSED CORPORATE REALIGNMENT

LONDON, ON , Dec. 19, 2025 /PRNewswire/ - VersaBank (or the "Bank") (TSX: VBNK) (NASDAQ: VBNK), a North American leader in business-to-business digital banking, today announced the following appointme...

3 months ago - PRNewsWire

VersaBank (VBNK) Sees Analyst Rating Maintained and Price Target Raised | VBNK Stock News

VersaBank (VBNK) Sees Analyst Rating Maintained and Price Target Raised | VBNK Stock News

4 months ago - GuruFocus

VersaBank (VBNK) Q4 2025 Earnings Call Highlights: Record Revenue and Strategic Growth Initiatives

VersaBank (VBNK) Q4 2025 Earnings Call Highlights: Record Revenue and Strategic Growth Initiatives

4 months ago - GuruFocus

Q4 2025 Versabank Earnings Call Transcript

Q4 2025 Versabank Earnings Call Transcript

4 months ago - GuruFocus

VersaBank (VBNK) Q4 Earnings Match Estimates

VersaBank (VBNK) delivered earnings and revenue surprises of 0.00% and +4.22%, respectively, for the quarter ended October 2025. Do the numbers hold clues to what lies ahead for the stock?

4 months ago - Nasdaq

VersaBank (VBNK) Anticipates Continued Growth Through FY26

VersaBank (VBNK) Anticipates Continued Growth Through FY26

4 months ago - GuruFocus

VersaBank Q4 Income Retreats

(RTTNews) - VersaBank (VBNK) revealed a profit for fourth quarter that Drops, from last year

4 months ago - Nasdaq