VersaBank (VBNK)
| Market Cap | 480.20M |
| Revenue (ttm) | 85.79M |
| Net Income (ttm) | 20.31M |
| Shares Out | 31.95M |
| EPS (ttm) | 0.64 |
| PE Ratio | 23.65 |
| Forward PE | 10.90 |
| Dividend | $0.07 (0.48%) |
| Ex-Dividend Date | Oct 10, 2025 |
| Volume | 16,047 |
| Open | 15.07 |
| Previous Close | 15.01 |
| Day's Range | 14.95 - 15.15 |
| 52-Week Range | 8.51 - 15.57 |
| Beta | 1.09 |
| Analysts | Buy |
| Price Target | 13.00 (-13.33%) |
| Earnings Date | Dec 10, 2025 |
About VBNK
VersaBank provides various banking products and services in Canada and the United States. The company operates through Digital Banking Canada; Digital Banking USA; and DRTC (cybersecurity services and banking and financial technology development) segments. It offers deposit products, such as guaranteed investment certificates, registered retirement savings plans, and tax-free savings accounts, as well as deposit insurance products. The company also provides lending services, including point of sale financing that covers purchasing loan and leas... [Read more]
Financial Performance
In 2025, VersaBank's revenue was 120.23 million, an increase of 7.44% compared to the previous year's 111.90 million. Earnings were 28.46 million, a decrease of -26.58%.
Financial numbers in CAD Financial StatementsAnalyst Summary
According to 2 analysts, the average rating for VBNK stock is "Buy." The 12-month stock price target is $13.0, which is a decrease of -13.33% from the latest price.
News
VERSABANK ANNOUNCES APPOINTMENT OF GLOBAL CFO AND EXECUTIVE PROMOTION IN SUPPORT OF PROPOSED CORPORATE REALIGNMENT
LONDON, ON , Dec. 19, 2025 /PRNewswire/ - VersaBank (or the "Bank") (TSX: VBNK) (NASDAQ: VBNK), a North American leader in business-to-business digital banking, today announced the following appointme...
VersaBank (VBNK:CA) Q4 2025 Earnings Call Transcript
VersaBank (VBNK:CA) Q4 2025 Earnings Call Transcript
VERSABANK DECLARES DIVIDENDS
LONDON, ON , Dec. 10, 2025 /PRNewswire/ - VersaBank (the "Bank") (TSX: VBNK) (NASDAQ: VBNK) today announced that cash dividends in the amount of CAD $0.025 per Common Share of the Bank have been decla...
VERSABANK FOURTH QUARTER RESULTS DEMONSTRATE OPERATING LEVERAGE OF BUSINESS MODEL: STRONG GROWTH IN RPP ASSETS DRIVES RECORD REVENUE
VersaBank's 2025 annual audited Consolidated Financial Statements and Management's Discussion and Analysis ("MD&A") will be available today online at www.versabank.com/investor-relations, SEDAR+ at ww...
VERSABANK CONGRATULATES RPP PARTNER ECN CAPITAL ON PRIVATIZATION TRANSACTION
Bank Completes Additional Funding with ECN Subsidiary, Source One, Bringing Total Fundings to Date to US$90 Million LONDON, ON , Dec. 8, 2025 /PRNewswire/ - VersaBank (TSX: VBNK) (NASDAQ: VBNK), a Nor...
VersaBank to Report Fourth Quarter and Fiscal 2025 Year End Results Wednesday, December 10, 2025 at 7:00 a.m. ET
LONDON, ON , Dec. 3, 2025 /PRNewswire/ - VersaBank ("VersaBank" or the "Bank") (TSX: VBNK) (NASDAQ: VBNK) will report its fourth quarter and fiscal 2025 year-end financial results and host a conferenc...
/C O R R E C T I O N -- VersaBank/
In the news release, VersaBank donates $50,0000 to The Salvation Army's Harvest Hope campaign, helping to combat food insecurity across Canada, issued 26-Nov-2025 by VersaBank over PR Newswire, we are...
VersaBank donates $50,0000 to The Salvation Army's Harvest Hope campaign, helping to combat food insecurity across Canada
LONDON, ON , Nov. 26, 2025 /PRNewswire/ - VersaBank (TSX: VBNK) (Nasdaq: VBNK) today announced that it has donated $50,000 to The Salvation Army's Harvest Hope campaign to battle food insecurity acros...
VERSABANK LAUNCHES ENHANCED CMHC LENDING PROGRAM: EXPECTED TO GENERATE A MINIMUM OF $2 MILLION IN INCREMENTAL REVENUE IN FISCAL 2026 WITH DE MINIMIS ADDITIONAL OPERATING EXPENSES
– Bank Applauds Prime Minister Mark Carney and Finance Minister François-Philippe Champagne on Multi-Residential Housing Initiatives in Federal Budget, Further Supporting Bank's Enhanced CMHC Program ...
VERSABANK APPLAUDS CANADIAN PRIME MINISTER MARK CARNEY AND FINANCE MINISTER FRANÇOIS-PHILIPPE CHAMPAGNE ON PLANNED STABLECOIN REGULATION / BANK INITIATES COLLABORATIONS FOR STABLECOIN CUSTODY SOLUTIONS
– Planned Stablecoin Regulation in Canada Supports Potential New Revenue Stream for VersaBank as Bank Advances Toward Commercialization of its Proprietary Tokenized Deposit Opportunity – LONDON, ON ,...
VERSABANK TO PARTICIPATE IN THE KBW FINTECH PAYMENTS CONFERENCE IN NEW YORK CITY ON NOVEMBER 11-13, 2025
LONDON, ON , Nov. 7, 2025 /PRNewswire/ - VersaBank ("VersaBank" or the "Bank") (TSX: VBNK) (NASDAQ: VBNK), a North American leader in business-to-business digital banking, as well as technology soluti...
VERSABANK ANNOUNCES LARGEST US RPP PARTNER TO DATE; SURPASSES US RPP TARGET WITH US$310 MILLION FUNDED IN FISCAL 2025
Attention: Business Editors LONDON, ON , Nov. 3, 2025 /PRNewswire/ - VersaBank (TSX: VBNK) (NASDAQ: VBNK), a North American leader in business-to-business digital banking, as well as technology soluti...
VERSABANK UNVEILS BRANDING FOR PROPREITARY DIGITAL DEPOSIT RECEIPTS: VERSABANK REAL BANK DEPOSIT TOKENS™ REFLECTS CRITICAL ADVANTAGE OF ISSUANCE BY A FEDERALLY LICENSED BANK
LONDON, ON , Oct. 27, 2025 /PRNewswire/ - VersaBank (TSX: VBNK) (NASDAQ: VBNK), a North American leader in business-to-business digital banking, as well as technology solutions for cybersecurity, toda...
VERSABANK ANNOUNCES THRIVE FINANCIAL AS NEW US RECEIVABLE PURCHASE PROGRAM PARTNER
LONDON, ON , Oct. 6, 2025 /PRNewswire/ - VersaBank (TSX: VBNK) (NASDAQ: VBNK), a North American leader in business-to-business digital banking, as well as technology solutions for cybersecurity, today...
VERSABANK IMPLEMENTS NEW INTERNALLY DEVELOPED ARTIFICIAL INTELLIGENCE CAPABLITIES WITHIN CORE BANKING TECHNOLOGY
– New AI Capabilities Enable Real-Time Monitoring of Credit Asset Data, Further Mitigating Risk and Supporting the Bank's Efficiency – LONDON, ON , Sept. 18, 2025 /PRNewswire/ - VersaBank ("VersaBank"...
VERSABANK ANNOUNCES REFRESH OF PREVIOUS DDR TOKENIZED DEPOSIT PILOT PROGAM IN CANADA AND INTEGRATION WITH US PILOT PROGRAM
– Integration with US Pilot Program Intended to Demonstrate Near-Term Commercial Foreign Exchange Opportunity as the Only Nationally Licensed Bank in both the United States and Canada with Tokenized D...
VersaBank (VBNK:CA) Q3 2025 Earnings Call Transcript
VersaBank (TSX:VBNK:CA) Q3 2025 Earnings Call September 4, 2025 9:00 AM EDT Company Participants David Taylor - President & Director John Asma - Chief Financial Officer Conference Call Participants J...
VERSABANK THIRD QUARTER RESULTS CONTINUE TO DEMONSTRATE STRENGTH OF BUSINESS MODEL AS US RPP PORTFOLIO RAMPS UP
– Expansion of RPP Program to Add Securitization Expected to Generate Additional Asset and Earnings Growth in Both US and Canada – – Two New RPP Partners Added in Canada, Including First RPP Securitiz...
VERSABANK ADDS TWO NEW RECEIVABLE PURCHASE PROGRAM PARTNERS IN CANADA, INCLUDING FIRST SECURITIZATION PARTNER
LONDON, ON, Sept. 3, 2025 /PRNewswire/ - VersaBank ("VersaBank" or the "Bank") (TSX: VBNK) (NASDAQ: VBNK), a North American leader in business-to-business digital banking, as well as technology soluti...
VersaBank Launches Test of US-Dollar Version of Bank-Issued Tokenized Deposits
VersaBank's wholly owned subsidiary, VersaBank USA, launched an internal pilot program in the United States for the U.S.-dollar version of its bank-issued tokenized deposits. The bank completed a simi...
VERSABANK ANNOUNCES VERSABANK USA LAUNCH OF TOKENIZED DEPOSIT PILOT PROGRAM IN UNITED STATES
– Bank's Proprietary Digital Deposit Receipts (DDRs) Offer Significant Advantages over Stablecoins as Bank-Issued Deposits on the Blockchain as 1:1 Representation of Actual Cash Deposits with Ability ...
VERSABANK TO HOST THIRD QUARTER FISCAL 2025 FINANCIAL RESULTS CONFERENCE CALL/WEBCAST
Bank to Report Third Quarter Fiscal 2025 Results Thursday, September 4, 2025 at 7:00 a.m. ET LONDON, ON , Aug. 21, 2025 /PRNewswire/ - VersaBank ("VersaBank" or the "Bank") (TSX: VBNK) (NASDAQ: VBNK) ...
VERSABANK EXPANDS RECEIVABLE PURCHASE PROGRAM WITH LAUNCH OF SECURITIZED FINANCING SOLUTION AND APPOINTS VETERAN US EXECUTIVE TIMOTHY COMISKEY TO LEAD INITIATIVE
- Complementary Solution to Core RPP Offering Significantly Expands Addressable Market in Both US and Canada to Generate Additional Asset and Earnings Growth – LONDON, ON, Aug. 14, 2025 /PRNewswire/ ...
VERSABANK TO PRESENT AT SIDOTI VIRTUAL INVESTOR CONFERENCE ON JUNE 12, 2025, AT 2:30 PM ET
LONDON, ON, June 11, 2025 /PRNewswire/ - VersaBank ("VersaBank" or the "Bank") (TSX: VBNK) (NASDAQ: VBNK), a North American leader in business-to-business digital banking, as well as technology soluti...
VersaBank Still Isn't Perfect, But I'm Not Selling
VersaBank's digital-first, branchless model and disciplined lending have driven strong asset and revenue growth, but the industry now demands deeper integration and innovation. Q2 2025 results were ro...