VersaBank (VBNK)

NASDAQ: VBNK · IEX Real-Time Price · USD
11.70 -0.31 (-2.58%)
Jan 21, 2022 4:00 PM EST - Market closed

Total Valuation

VersaBank has a market cap or net worth of $322.63 million. The enterprise value is $180.49 million.

Market Cap322.63M
Enterprise Value180.49M

Important Dates

The next earnings date is Tuesday, February 22, 2022, before market open.

Estimated Earnings DateFeb 22, 2022
Ex-Dividend DateJan 6, 2022

Share Statistics

VersaBank has 27.57 million shares outstanding.

Shares Outstanding27.57M
Shares Change (YoY)n/a
Shares Change (QoQ)n/a
Owned by Insiders (%)31.58%
Owned by Institutions (%)24.94%
Float16.08M

Valuation Ratios

PE Ratio15.29
Forward PE13.85
PS Ratio4.97
PB Ratio1.20
P/FCF Ration/a
PEG Ration/a
Financial Ratio History

Enterprise Valuation

EV / Earnings8.06
EV / Sales2.78
EV / EBITDA6.88
EV / EBIT7.27
EV / FCFn/a

Financial Position

The company has a current ratio of n/a, with a Debt / Equity ratio of 0.29.

Current Ration/a
Quick Ration/a
Debt / Equity0.29
Debt / EBITDA2.93
Debt / FCFn/a

Financial Efficiency

Return on equity (ROE) is 7.60%, which is not very high. The company has a high ROIC of 1.60%.

Return on Equity (ROE)7.60%
Return on Assets (ROA)1.00%
Return on Capital (ROIC)1.60%
Revenue Per Employee$447,717
Profits Per Employee$154,345
Employee Count145
Asset Turnover0.03
Inventory Turnovern/a

Taxes

In the past 12 months, VersaBank has paid 6.78 million in taxes.

Income Tax6.78M
Effective Tax Rate23.25%

Stock Price Statistics

Beta (1Y)1.06
Total Price Change+17.00%
50-Day Moving Average11.96
200-Day Moving Average12.01
Average Volume (30 Days)29,012

Short Selling Information

Short Interest14,189
Short % of Shares Out0.05%
Short % of Float0.09%
Short Ratio (days to cover)0.73

Income Statement

In the last 12 months, VersaBank had revenue of 64.92 million and earned 22.38 million in profits. Earnings per share was $0.77.

Revenue64.92M
Gross Profit52.35M
Operating Income24.12M
Pretax Income24.83M
Net Income18.05M
Net Income Common22.38M
EBITDA26.22M
EBIT24.83M
Earnings Per Share (EPS)$0.77
Full Income Statement

Balance Sheet

The company has $218.97 million in cash and $76.83 million in debt, giving a net cash position of $142.14 million or $5.15 per share.

Cash & Cash Equivalents218.97M
Total Debt76.83M
Net Cash142.14M
Net Cash Per Share$5.15
Book Value267.83M
Book Value Per Share9.71
Working Capitaln/a
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -$87.34 million and capital expenditures -$11,290, giving a free cash flow of -$87.35 million.

Operating Cash Flow-87.34M
Capital Expenditures-11,290
Free Cash Flow-87.35M
FCF Per Sharen/a
Full Cash Flow Statement

Margins

Gross margin is 80.65%, with operating and profit margins of 37.16% and 34.47%.

Gross Margin80.65%
Operating Margin37.16%
Pretax Margin38.25%
Profit Margin34.47%
EBITDA Margin40.40%
EBIT Margin38.25%
FCF Margin-134.56%

Dividends & Yields

This stock pays an annual dividend of $0.04, which amounts to a dividend yield of 0.34%.

Dividend Per Share$0.04
Dividend Yield0.34%
Earnings Yield6.94%
FCF Yield-27.08%
Dividend Growth (YoY)n/a
Payout Ration/a

Stock Splits

This stock does not have any record of stock splits.

Last Split Daten/a
Split Typen/a
Split Ration/a