VersaBank Statistics
Total Valuation
VersaBank has a market cap or net worth of $565.00 million.
Important Dates
The next estimated earnings date is Wednesday, June 3, 2026, before market open.
| Earnings Date | Jun 3, 2026 |
| Ex-Dividend Date | Apr 10, 2026 |
Share Statistics
VersaBank has 32.07 million shares outstanding. The number of shares has increased by 20.55% in one year.
| Current Share Class | 32.07M |
| Shares Outstanding | 32.07M |
| Shares Change (YoY) | +20.55% |
| Shares Change (QoQ) | -1.71% |
| Owned by Insiders (%) | 11.08% |
| Owned by Institutions (%) | 35.05% |
| Float | 19.98M |
Valuation Ratios
The trailing PE ratio is 24.60 and the forward PE ratio is 12.68.
| PE Ratio | 24.60 |
| Forward PE | 12.68 |
| PS Ratio | 5.93 |
| Forward PS | 3.36 |
| PB Ratio | 1.41 |
| P/TBV Ratio | 1.47 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 5.90%.
| Return on Equity (ROE) | 5.90% |
| Return on Assets (ROA) | 0.56% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 8.74% |
| Revenue Per Employee | $727,330 |
| Profits Per Employee | $176,622 |
| Employee Count | 131 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, VersaBank has paid $10.52 million in taxes.
| Income Tax | 10.52M |
| Effective Tax Rate | 31.26% |
Stock Price Statistics
The stock price has increased by +57.40% in the last 52 weeks. The beta is 1.04, so VersaBank's price volatility has been similar to the market average.
| Beta (5Y) | 1.04 |
| 52-Week Price Change | +57.40% |
| 50-Day Moving Average | 15.40 |
| 200-Day Moving Average | 13.33 |
| Relative Strength Index (RSI) | 72.52 |
| Average Volume (20 Days) | 81,673 |
Short Selling Information
The latest short interest is 209,653, so 0.65% of the outstanding shares have been sold short.
| Short Interest | 209,653 |
| Short Previous Month | 197,402 |
| Short % of Shares Out | 0.65% |
| Short % of Float | 1.05% |
| Short Ratio (days to cover) | 4.92 |
Income Statement
In the last 12 months, VersaBank had revenue of $95.28 million and earned $23.14 million in profits. Earnings per share was $0.72.
| Revenue | 95.28M |
| Gross Profit | 95.28M |
| Operating Income | 33.66M |
| Pretax Income | 33.66M |
| Net Income | 23.14M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $0.72 |
Full Income StatementBalance Sheet
The company has $462.99 million in cash and $77.57 million in debt, with a net cash position of $385.42 million or $12.02 per share.
| Cash & Cash Equivalents | 462.99M |
| Total Debt | 77.57M |
| Net Cash | 385.42M |
| Net Cash Per Share | $12.02 |
| Equity (Book Value) | 400.38M |
| Book Value Per Share | 12.48 |
| Working Capital | -3.55B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was -$683.95 million and capital expenditures $241,815, giving a free cash flow of -$679.44 million.
| Operating Cash Flow | -683.95M |
| Capital Expenditures | 241,815 |
| Depreciation & Amortization | n/a |
| Net Borrowing | -284,265 |
| Free Cash Flow | -679.44M |
| FCF Per Share | -$21.19 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 35.33% |
| Pretax Margin | 35.33% |
| Profit Margin | 24.28% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of $0.07, which amounts to a dividend yield of 0.41%.
| Dividend Per Share | $0.07 |
| Dividend Yield | 0.41% |
| Dividend Growth (YoY) | 1.74% |
| Years of Dividend Growth | n/a |
| Payout Ratio | 10.12% |
| Buyback Yield | -20.55% |
| Shareholder Yield | -20.13% |
| Earnings Yield | 4.10% |
| FCF Yield | -120.25% |
Dividend DetailsAnalyst Forecast
The average price target for VersaBank is $13.00, which is -26.39% lower than the current price. The consensus rating is "Buy".
| Price Target | $13.00 |
| Price Target Difference | -26.39% |
| Analyst Consensus | Buy |
| Analyst Count | 2 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 2 |
