VersaBank Statistics
Total Valuation
VersaBank has a market cap or net worth of $609.52 million.
| Market Cap | 609.52M |
| Enterprise Value | n/a |
Important Dates
The last earnings date was Wednesday, June 3, 2026, before market open.
| Earnings Date | Jun 3, 2026 |
| Ex-Dividend Date | Apr 10, 2026 |
Share Statistics
VersaBank has 32.20 million shares outstanding. The number of shares has increased by 13.32% in one year.
| Current Share Class | 32.20M |
| Shares Outstanding | 32.20M |
| Shares Change (YoY) | +13.32% |
| Shares Change (QoQ) | +0.38% |
| Owned by Insiders (%) | 11.04% |
| Owned by Institutions (%) | 36.70% |
| Float | 20.11M |
Valuation Ratios
The trailing PE ratio is 27.31 and the forward PE ratio is 12.22.
| PE Ratio | 27.31 |
| Forward PE | 12.22 |
| PS Ratio | 6.02 |
| Forward PS | 3.38 |
| PB Ratio | 1.50 |
| P/TBV Ratio | 1.56 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 5.62%.
| Return on Equity (ROE) | 5.62% |
| Return on Assets (ROA) | 0.53% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 9.34% |
| Revenue Per Employee | $773,072 |
| Profits Per Employee | $170,368 |
| Employee Count | 131 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, VersaBank has paid $10.23 million in taxes.
| Income Tax | 10.23M |
| Effective Tax Rate | 31.43% |
Stock Price Statistics
The stock price has increased by +73.05% in the last 52 weeks. The beta is 1.14, so VersaBank's price volatility has been higher than the market average.
| Beta (5Y) | 1.14 |
| 52-Week Price Change | +73.05% |
| 50-Day Moving Average | 18.12 |
| 200-Day Moving Average | 14.84 |
| Relative Strength Index (RSI) | 55.87 |
| Average Volume (20 Days) | 80,171 |
Short Selling Information
The latest short interest is 396,968, so 1.23% of the outstanding shares have been sold short.
| Short Interest | 396,968 |
| Short Previous Month | 326,770 |
| Short % of Shares Out | 1.23% |
| Short % of Float | 1.97% |
| Short Ratio (days to cover) | 8.21 |
Income Statement
In the last 12 months, VersaBank had revenue of $101.27 million and earned $22.32 million in profits. Earnings per share was $0.69.
| Revenue | 101.27M |
| Gross Profit | 101.27M |
| Operating Income | 32.55M |
| Pretax Income | 32.55M |
| Net Income | 22.32M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $0.69 |
Balance Sheet
The company has $421.18 million in cash and $76.64 million in debt, with a net cash position of $344.54 million or $10.70 per share.
| Cash & Cash Equivalents | 421.18M |
| Total Debt | 76.64M |
| Net Cash | 344.54M |
| Net Cash Per Share | $10.70 |
| Equity (Book Value) | 405.69M |
| Book Value Per Share | 12.60 |
| Working Capital | -3.78B |
Cash Flow
In the last 12 months, operating cash flow was -$782.54 million and capital expenditures -$4.32 million, giving a free cash flow of -$757.42 million.
| Operating Cash Flow | -782.54M |
| Capital Expenditures | -4.32M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -555,109 |
| Free Cash Flow | -757.42M |
| FCF Per Share | -$23.53 |
Margins
| Gross Margin | n/a |
| Operating Margin | 32.14% |
| Pretax Margin | 32.14% |
| Profit Margin | 22.04% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of $0.07, which amounts to a dividend yield of 0.38%.
| Dividend Per Share | $0.07 |
| Dividend Yield | 0.38% |
| Dividend Growth (YoY) | 1.91% |
| Years of Dividend Growth | n/a |
| Payout Ratio | 10.50% |
| Buyback Yield | -13.32% |
| Shareholder Yield | -12.94% |
| Earnings Yield | 3.66% |
| FCF Yield | -124.26% |
Analyst Forecast
The average price target for VersaBank is $21.50, which is 11.23% higher than the current price. The consensus rating is "Buy".
| Price Target | $21.50 |
| Price Target Difference | 11.23% |
| Analyst Consensus | Buy |
| Analyst Count | 3 |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 2 |