VersaBank Statistics
Total Valuation
VersaBank has a market cap or net worth of $736.16 million.
| Market Cap | 736.16M |
| Enterprise Value | n/a |
Important Dates
The last earnings date was Thursday, September 3, 2026, before market open.
| Earnings Date | Sep 3, 2026 |
| Ex-Dividend Date | Oct 9, 2026 |
Share Statistics
VersaBank has 32.42 million shares outstanding. The number of shares has increased by 7.15% in one year.
| Current Share Class | 32.42M |
| Shares Outstanding | 32.42M |
| Shares Change (YoY) | +7.15% |
| Shares Change (QoQ) | +0.57% |
| Owned by Insiders (%) | 10.98% |
| Owned by Institutions (%) | 37.62% |
| Float | 20.95M |
Valuation Ratios
The trailing PE ratio is 30.50 and the forward PE ratio is 13.83.
| PE Ratio | 30.50 |
| Forward PE | 13.83 |
| PS Ratio | 7.05 |
| Forward PS | 3.79 |
| PB Ratio | 1.83 |
| P/TBV Ratio | 1.89 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 6.19%.
| Return on Equity (ROE) | 6.19% |
| Return on Assets (ROA) | 0.55% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 9.26% |
| Revenue Per Employee | $797,112 |
| Profits Per Employee | $184,235 |
| Employee Count | 131 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, VersaBank has paid $11.10 million in taxes.
| Income Tax | 11.10M |
| Effective Tax Rate | 31.50% |
Stock Price Statistics
The stock price has increased by +82.47% in the last 52 weeks. The beta is 1.09, so VersaBank's price volatility has been similar to the market average.
| Beta (5Y) | 1.09 |
| 52-Week Price Change | +82.47% |
| 50-Day Moving Average | 20.47 |
| 200-Day Moving Average | 17.53 |
| Relative Strength Index (RSI) | 61.58 |
| Average Volume (20 Days) | 121,749 |
Short Selling Information
The latest short interest is 225,630, so 0.70% of the outstanding shares have been sold short.
| Short Interest | 225,630 |
| Short Previous Month | 202,112 |
| Short % of Shares Out | 0.70% |
| Short % of Float | 1.08% |
| Short Ratio (days to cover) | 2.38 |
Income Statement
In the last 12 months, VersaBank had revenue of $104.42 million and earned $24.13 million in profits. Earnings per share was $0.75.
| Revenue | 104.42M |
| Gross Profit | 104.42M |
| Operating Income | 35.23M |
| Pretax Income | 35.23M |
| Net Income | 24.13M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $0.75 |
Balance Sheet
The company has $350.93 million in cash and $76.44 million in debt, with a net cash position of $274.49 million or $8.47 per share.
| Cash & Cash Equivalents | 350.93M |
| Total Debt | 76.44M |
| Net Cash | 274.49M |
| Net Cash Per Share | $8.47 |
| Equity (Book Value) | 403.15M |
| Book Value Per Share | 12.44 |
| Working Capital | -4.02B |
Cash Flow
In the last 12 months, operating cash flow was -$905.79 million and capital expenditures -$4.38 million, giving a free cash flow of -$910.16 million.
| Operating Cash Flow | -905.79M |
| Capital Expenditures | -4.38M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -544,344 |
| Free Cash Flow | -910.16M |
| FCF Per Share | -$28.07 |
Margins
| Gross Margin | n/a |
| Operating Margin | 33.74% |
| Pretax Margin | 33.74% |
| Profit Margin | 23.11% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of $0.07, which amounts to a dividend yield of 0.32%.
| Dividend Per Share | $0.07 |
| Dividend Yield | 0.32% |
| Dividend Growth (YoY) | 2.10% |
| Years of Dividend Growth | n/a |
| Payout Ratio | 9.71% |
| FCF Payout Ratio | n/a |
| Buyback Yield | -7.15% |
| Shareholder Yield | -6.83% |
| Earnings Yield | 3.28% |
| FCF Yield | -123.64% |
Analyst Forecast
The average price target for VersaBank is $25.50, which is 11.89% higher than the current price. The consensus rating is "Buy".
| Price Target | $25.50 |
| Price Target Difference | 11.89% |
| Analyst Consensus | Buy |
| Analyst Count | 3 |
| Revenue Growth Forecast (3Y) | 27.38% |
| EPS Growth Forecast (3Y) | 44.09% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 2 |