VersaBank (VBNK)
NASDAQ: VBNK · Real-Time Price · USD
10.09
+0.21 (2.13%)
Mar 14, 2025, 9:47 AM EDT - Market open

VersaBank Balance Sheet

Millions CAD. Fiscal year is Nov - Oct.
Fiscal Year
TTM FY 2024 FY 2023 FY 2022 FY 2021 FY 2020 2019 - 2015
Period Ending
Jan '25 Oct '24 Oct '23 Oct '22 Oct '21 Oct '20 2019 - 2015
Cash & Equivalents
386.69225.25132.2488.58271.52257.64
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Investment Securities
159.5300.25168.89142.520.95-
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Trading Asset Securities
00.021.52---
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Total Investments
159.5300.27170.41142.520.95-
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Gross Loans
4,3294,2183,8322,9802,0961,650
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Allowance for Loan Losses
-4.23-3.3-2.51-1.9-1.45-1.78
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Net Loans
4,3254,2143,8302,9782,0951,648
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Property, Plant & Equipment
27.6726.629.9610.9911.8910.45
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Goodwill
12.312.35.755.755.75-
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Other Intangible Assets
11.7112.052.793.193.64-
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Accrued Interest Receivable
21.6821.7820.6814.78.26.54
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Other Receivables
8.6610.723.863.772.640.27
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Other Current Assets
17.1214.422.1316.3912.76.84
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Long-Term Deferred Tax Assets
1.330.754.062.132.935.15
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Other Long-Term Assets
-----8.63
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Total Assets
4,9724,8384,2023,2662,4151,944
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Accounts Payable
6.3210.759.687.666.894.23
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Interest Bearing Deposits
4,1334,0683,4562,6581,8531,568
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Total Deposits
4,1334,0683,4562,6581,8531,568
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Current Portion of Leases
-0.73----
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Current Income Taxes Payable
4.350.897.475.82.95-
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Accrued Interest Payable
-76.9576.95---
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Other Current Liabilities
189.7171.21153.77126.11110.7696.06
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Long-Term Debt
106.82102.5106.85104.9595.2713.63
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Long-Term Leases
2.852.313.774.475.113.08
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Long-Term Deferred Tax Liabilities
0.120.140.730.790.9-
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Other Long-Term Liabilities
5.956.088.828.017.894.01
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Total Liabilities
4,4504,4393,8242,9152,0831,689
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Preferred Stock, Convertible
--13.65--29.34
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Common Stock
330.49215.61214.82239.63241.32152.61
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Additional Paid-In Capital
2.542.492.511.610.150.15
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Retained Earnings
188.57181.24146.04109.3490.6473.19
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Comprehensive Income & Other
-0.3-0.130.130.1-0-
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Total Common Equity
521.3399.2363.51350.68332.11225.95
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Shareholders' Equity
521.3399.2377.16350.68332.11255.29
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Total Liabilities & Equity
4,9724,8384,2023,2662,4151,944
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Total Debt
110.56105.54110.62109.42100.3916.72
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Net Cash (Debt)
276.14119.7423.14-20.84171.14240.93
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Net Cash Growth
1205.80%417.49%---28.97%138.78%
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Net Cash Per Share
10.334.610.88-0.767.8711.41
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Filing Date Shares Outstanding
32.522625.9627.2327.4421.12
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Total Common Shares Outstanding
32.522625.9627.2527.4421.12
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Book Value Per Share
16.0315.3514.0012.8712.1010.70
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Tangible Book Value
497.28374.85354.97341.74322.71225.95
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Tangible Book Value Per Share
15.2914.4213.6712.5411.7610.70
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Source: S&P Capital IQ. Banks template. Financial Sources.