VersaBank (VBNK)
NASDAQ: VBNK · Real-Time Price · USD
10.22
+0.34 (3.39%)
Mar 14, 2025, 10:43 AM EDT - Market open
VersaBank Balance Sheet
Financials in millions CAD. Fiscal year is November - October.
Millions CAD. Fiscal year is Nov - Oct.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2019 - 2015 |
|---|---|---|---|---|---|---|---|
Period Ending | Jan '25 Jan 31, 2025 | Oct '24 Oct 31, 2024 | Oct '23 Oct 31, 2023 | Oct '22 Oct 31, 2022 | Oct '21 Oct 31, 2021 | Oct '20 Oct 31, 2020 | 2019 - 2015 |
| Cash & Equivalents | 386.69 | 225.25 | 132.24 | 88.58 | 271.52 | 257.64 | Upgrade
|
| Investment Securities | 159.5 | 300.25 | 168.89 | 142.52 | 0.95 | - | Upgrade
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| Trading Asset Securities | 0 | 0.02 | 1.52 | - | - | - | Upgrade
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| Total Investments | 159.5 | 300.27 | 170.41 | 142.52 | 0.95 | - | Upgrade
|
| Gross Loans | 4,329 | 4,218 | 3,832 | 2,980 | 2,096 | 1,650 | Upgrade
|
| Allowance for Loan Losses | -4.23 | -3.3 | -2.51 | -1.9 | -1.45 | -1.78 | Upgrade
|
| Net Loans | 4,325 | 4,214 | 3,830 | 2,978 | 2,095 | 1,648 | Upgrade
|
| Property, Plant & Equipment | 27.67 | 26.62 | 9.96 | 10.99 | 11.89 | 10.45 | Upgrade
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| Goodwill | 12.3 | 12.3 | 5.75 | 5.75 | 5.75 | - | Upgrade
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| Other Intangible Assets | 11.71 | 12.05 | 2.79 | 3.19 | 3.64 | - | Upgrade
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| Accrued Interest Receivable | 21.68 | 21.78 | 20.68 | 14.7 | 8.2 | 6.54 | Upgrade
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| Other Receivables | 8.66 | 10.72 | 3.86 | 3.77 | 2.64 | 0.27 | Upgrade
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| Other Current Assets | 17.12 | 14.4 | 22.13 | 16.39 | 12.7 | 6.84 | Upgrade
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| Long-Term Deferred Tax Assets | 1.33 | 0.75 | 4.06 | 2.13 | 2.93 | 5.15 | Upgrade
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| Other Long-Term Assets | - | - | - | - | - | 8.63 | Upgrade
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| Total Assets | 4,972 | 4,838 | 4,202 | 3,266 | 2,415 | 1,944 | Upgrade
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| Accounts Payable | 6.32 | 10.75 | 9.68 | 7.66 | 6.89 | 4.23 | Upgrade
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| Interest Bearing Deposits | 4,133 | 4,068 | 3,456 | 2,658 | 1,853 | 1,568 | Upgrade
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| Total Deposits | 4,133 | 4,068 | 3,456 | 2,658 | 1,853 | 1,568 | Upgrade
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| Current Portion of Leases | - | 0.73 | - | - | - | - | Upgrade
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| Current Income Taxes Payable | 4.35 | 0.89 | 7.47 | 5.8 | 2.95 | - | Upgrade
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| Accrued Interest Payable | - | 76.95 | 76.95 | - | - | - | Upgrade
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| Other Current Liabilities | 189.7 | 171.21 | 153.77 | 126.11 | 110.76 | 96.06 | Upgrade
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| Long-Term Debt | 106.82 | 102.5 | 106.85 | 104.95 | 95.27 | 13.63 | Upgrade
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| Long-Term Leases | 2.85 | 2.31 | 3.77 | 4.47 | 5.11 | 3.08 | Upgrade
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| Long-Term Deferred Tax Liabilities | 0.12 | 0.14 | 0.73 | 0.79 | 0.9 | - | Upgrade
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| Other Long-Term Liabilities | 5.95 | 6.08 | 8.82 | 8.01 | 7.89 | 4.01 | Upgrade
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| Total Liabilities | 4,450 | 4,439 | 3,824 | 2,915 | 2,083 | 1,689 | Upgrade
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| Preferred Stock, Convertible | - | - | 13.65 | - | - | 29.34 | Upgrade
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| Common Stock | 330.49 | 215.61 | 214.82 | 239.63 | 241.32 | 152.61 | Upgrade
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| Additional Paid-In Capital | 2.54 | 2.49 | 2.51 | 1.61 | 0.15 | 0.15 | Upgrade
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| Retained Earnings | 188.57 | 181.24 | 146.04 | 109.34 | 90.64 | 73.19 | Upgrade
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| Comprehensive Income & Other | -0.3 | -0.13 | 0.13 | 0.1 | -0 | - | Upgrade
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| Total Common Equity | 521.3 | 399.2 | 363.51 | 350.68 | 332.11 | 225.95 | Upgrade
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| Shareholders' Equity | 521.3 | 399.2 | 377.16 | 350.68 | 332.11 | 255.29 | Upgrade
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| Total Liabilities & Equity | 4,972 | 4,838 | 4,202 | 3,266 | 2,415 | 1,944 | Upgrade
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| Total Debt | 110.56 | 105.54 | 110.62 | 109.42 | 100.39 | 16.72 | Upgrade
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| Net Cash (Debt) | 276.14 | 119.74 | 23.14 | -20.84 | 171.14 | 240.93 | Upgrade
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| Net Cash Growth | 1205.80% | 417.49% | - | - | -28.97% | 138.78% | Upgrade
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| Net Cash Per Share | 10.33 | 4.61 | 0.88 | -0.76 | 7.87 | 11.41 | Upgrade
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| Filing Date Shares Outstanding | 32.52 | 26 | 25.96 | 27.23 | 27.44 | 21.12 | Upgrade
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| Total Common Shares Outstanding | 32.52 | 26 | 25.96 | 27.25 | 27.44 | 21.12 | Upgrade
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| Book Value Per Share | 16.03 | 15.35 | 14.00 | 12.87 | 12.10 | 10.70 | Upgrade
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| Tangible Book Value | 497.28 | 374.85 | 354.97 | 341.74 | 322.71 | 225.95 | Upgrade
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| Tangible Book Value Per Share | 15.29 | 14.42 | 13.67 | 12.54 | 11.76 | 10.70 | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.