VersaBank (VBNK)
NASDAQ: VBNK · Real-Time Price · USD
17.03
-0.07 (-0.41%)
Nov 21, 2024, 4:00 PM EST - Market closed
VersaBank Balance Sheet
Financials in millions CAD. Fiscal year is November - October.
Millions CAD. Fiscal year is Nov - Oct.
Fiscal Year | TTM | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | 2018 - 2014 |
|---|---|---|---|---|---|---|---|
Period Ending | Jul '24 Jul 31, 2024 | Oct '23 Oct 31, 2023 | Oct '22 Oct 31, 2022 | Oct '21 Oct 31, 2021 | Oct '20 Oct 31, 2020 | Oct '19 Oct 31, 2019 | 2018 - 2014 |
| Cash & Equivalents | 247.98 | 132.24 | 88.58 | 271.52 | 257.64 | 139.15 | Upgrade
|
| Investment Securities | 153.98 | 168.89 | 142.52 | 0.95 | - | 10.06 | Upgrade
|
| Trading Asset Securities | 0.15 | 1.52 | - | - | - | - | Upgrade
|
| Total Investments | 154.13 | 170.41 | 142.52 | 0.95 | - | 10.06 | Upgrade
|
| Gross Loans | 4,030 | 3,832 | 2,980 | 2,096 | 1,650 | 1,590 | Upgrade
|
| Allowance for Loan Losses | -2.4 | -2.51 | -1.9 | -1.45 | -1.78 | -2.12 | Upgrade
|
| Net Loans | 4,028 | 3,830 | 2,978 | 2,095 | 1,648 | 1,588 | Upgrade
|
| Property, Plant & Equipment | 27.15 | 9.96 | 10.99 | 11.89 | 10.45 | 7.91 | Upgrade
|
| Goodwill | 5.75 | 5.75 | 5.75 | 5.75 | - | - | Upgrade
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| Other Intangible Assets | 2.5 | 2.79 | 3.19 | 3.64 | - | - | Upgrade
|
| Accrued Interest Receivable | 21.71 | 20.68 | 14.7 | 8.2 | 6.54 | 6.72 | Upgrade
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| Other Receivables | 5.71 | 3.86 | 3.77 | 2.64 | 0.27 | 0.44 | Upgrade
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| Other Current Assets | 21.52 | 22.13 | 16.39 | 12.7 | 6.84 | 4.84 | Upgrade
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| Long-Term Deferred Tax Assets | 2.25 | 4.06 | 2.13 | 2.93 | 5.15 | 11.63 | Upgrade
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| Other Long-Term Assets | - | - | - | - | 8.63 | 17.07 | Upgrade
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| Total Assets | 4,516 | 4,202 | 3,266 | 2,415 | 1,944 | 1,785 | Upgrade
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| Accounts Payable | 9.25 | 9.68 | 7.66 | 6.89 | 4.23 | 3.98 | Upgrade
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| Interest Bearing Deposits | 3,821 | 3,471 | 2,658 | 1,853 | 1,568 | 1,400 | Upgrade
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| Total Deposits | 3,821 | 3,471 | 2,658 | 1,853 | 1,568 | 1,400 | Upgrade
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| Current Income Taxes Payable | 3.11 | 7.47 | 5.8 | 2.95 | - | - | Upgrade
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| Accrued Interest Payable | - | 62.16 | - | - | - | - | Upgrade
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| Other Current Liabilities | 162.28 | 153.77 | 126.11 | 110.76 | 96.06 | 97 | Upgrade
|
| Long-Term Debt | 101.64 | 106.85 | 104.95 | 95.27 | 13.63 | 38.25 | Upgrade
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| Long-Term Leases | 3.23 | 3.77 | 4.47 | 5.11 | 3.08 | - | Upgrade
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| Long-Term Deferred Tax Liabilities | 0.33 | 0.73 | 0.79 | 0.9 | - | - | Upgrade
|
| Other Long-Term Liabilities | 6.42 | 8.82 | 8.01 | 7.89 | 4.01 | 6.1 | Upgrade
|
| Total Liabilities | 4,107 | 3,824 | 2,915 | 2,083 | 1,689 | 1,545 | Upgrade
|
| Preferred Stock, Convertible | 13.65 | - | - | - | 29.34 | 29.34 | Upgrade
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| Common Stock | 214.82 | 228.47 | 239.63 | 241.32 | 152.61 | 152.61 | Upgrade
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| Additional Paid-In Capital | 2.79 | 2.51 | 1.61 | 0.15 | 0.15 | 0.15 | Upgrade
|
| Retained Earnings | 177.58 | 146.04 | 109.34 | 90.64 | 73.19 | 58.07 | Upgrade
|
| Comprehensive Income & Other | 0.14 | 0.13 | 0.1 | -0 | - | - | Upgrade
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| Total Common Equity | 395.34 | 377.16 | 350.68 | 332.11 | 225.95 | 210.83 | Upgrade
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| Shareholders' Equity | 408.99 | 377.16 | 350.68 | 332.11 | 255.29 | 240.16 | Upgrade
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| Total Liabilities & Equity | 4,516 | 4,202 | 3,266 | 2,415 | 1,944 | 1,785 | Upgrade
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| Total Debt | 104.87 | 110.62 | 109.42 | 100.39 | 16.72 | 38.25 | Upgrade
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| Net Cash (Debt) | 143.26 | 23.14 | -20.84 | 171.14 | 240.93 | 100.9 | Upgrade
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| Net Cash Growth | - | - | - | -28.97% | 138.78% | 16.47% | Upgrade
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| Net Cash Per Share | 5.52 | 0.88 | -0.76 | 7.87 | 11.41 | 4.78 | Upgrade
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| Filing Date Shares Outstanding | 25.96 | 25.96 | 27.23 | 27.44 | 21.12 | 21.12 | Upgrade
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| Total Common Shares Outstanding | 25.96 | 25.96 | 27.25 | 27.44 | 21.12 | 21.12 | Upgrade
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| Book Value Per Share | 15.23 | 14.53 | 12.87 | 12.10 | 10.70 | 9.98 | Upgrade
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| Tangible Book Value | 387.09 | 368.61 | 341.74 | 322.71 | 225.95 | 210.83 | Upgrade
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| Tangible Book Value Per Share | 14.91 | 14.20 | 12.54 | 11.76 | 10.70 | 9.98 | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.