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VersaBank (VBNK)
NASDAQ: VBNK · Real-Time Price · USD
22.28
-0.11 (-0.49%)
Oct 16, 2026, 4:00 PM EDT - Market closed

VersaBank Ratios and Metrics

Millions USD. Fiscal year is Nov - Oct.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Oct '25 Oct '24 Oct '23 Oct '22 Oct '21
Market Capitalization
722384390194187327
Market Cap Growth
80.34%-1.47%101.37%3.60%-42.85%212.70%
Last Close Price
22.2811.8214.857.526.7511.62

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Oct '25 Oct '24 Oct '23 Oct '22 Oct '21
PE Ratio
29.9118.9214.026.5311.7619.50
PS Ratio
6.914.484.862.493.116.16
PB Ratio
1.791.011.360.710.731.22

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Oct '25 Oct '24 Oct '23 Oct '22 Oct '21
Debt / Equity Ratio
0.190.200.260.290.310.30
Net Debt / Equity Ratio
-0.68-0.89-0.30-0.060.06-0.51
Net Debt / FCF Ratio
0.300.700.450.03-0.020.43
Return on Equity (ROE)
6.19%6.11%10.24%11.59%6.64%7.62%
Return on Assets (ROA)
0.55%0.53%0.88%1.13%0.80%1.03%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Oct '25 Oct '24 Oct '23 Oct '22 Oct '21
Earnings Yield
3.34%5.29%7.31%15.67%8.89%5.52%
FCF Yield
-124.66%-126.34%-49.53%-277.41%-323.07%-97.50%
Dividend Yield
0.33%0.59%0.48%0.97%1.07%0.68%
Payout Ratio
9.71%11.37%9.03%8.54%16.46%17.18%
Buyback Yield / Dilution
-7.15%-21.34%1.17%4.20%-26.08%-2.98%
Total Shareholder Return
-6.83%-20.75%1.65%5.17%-25.01%-2.30%
SEC Filings: 10-K · 10-Q