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VersaBank (VBNK)
NASDAQ: VBNK · Real-Time Price · USD
19.82
+0.39 (2.01%)
At close: Aug 21, 2026, 4:00 PM EDT
19.81
-0.01 (-0.05%)
After-hours: Aug 21, 2026, 7:30 PM EDT

VersaBank Ratios and Metrics

Millions USD. Fiscal year is Nov - Oct.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Oct '25 Oct '24 Oct '23 Oct '22 Oct '21
Market Capitalization
642384390194187327
Market Cap Growth
85.45%-1.47%101.37%3.60%-42.85%212.70%
Last Close Price
19.8211.8314.867.536.7611.63

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Oct '25 Oct '24 Oct '23 Oct '22 Oct '21
PE Ratio
28.7618.9214.026.5311.7619.50
PS Ratio
6.344.484.862.493.116.16
PB Ratio
1.581.011.360.710.731.22

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Oct '25 Oct '24 Oct '23 Oct '22 Oct '21
Debt / Equity Ratio
0.190.200.260.290.310.30
Net Debt / Equity Ratio
-0.85-0.89-0.30-0.060.06-0.51
Net Debt / FCF Ratio
0.440.700.450.03-0.020.43
Return on Equity (ROE)
5.62%6.11%10.24%11.59%6.64%7.62%
Return on Assets (ROA)
0.53%0.53%0.88%1.13%0.80%1.03%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Oct '25 Oct '24 Oct '23 Oct '22 Oct '21
Earnings Yield
3.48%5.29%7.31%15.67%8.89%5.52%
FCF Yield
-121.16%-126.34%-49.53%-277.41%-323.07%-97.50%
Dividend Yield
0.37%0.60%0.48%0.96%1.08%0.69%
Payout Ratio
10.46%11.37%9.03%8.54%16.46%17.18%
Buyback Yield / Dilution
-13.31%-21.34%1.17%4.20%-26.08%-2.98%
Total Shareholder Return
-12.95%-20.74%1.65%5.16%-24.99%-2.28%
SEC Filings: 10-K · 10-Q