VersaBank Ratios and Metrics

Market cap in millions USD. Fiscal year is November - October.

Millions USD. Fiscal year is Nov - Oct.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 5, 2026	Oct '25 Oct 31, 2025	Oct '24 Oct 31, 2024	Oct '23 Oct 31, 2023	Oct '22 Oct 31, 2022	Oct '21 Oct 31, 2021
Market Cap	623	384	390	193	182	291
Market Cap Growth	66.14%	-1.74%	102.32%	6.27%	-37.59%	191.36%
Enterprise Value	-	457.93	464	269.65	256.89	359.33
PE Ratio	27.93	18.60	14.05	6.60	11.76	15.40
Forward PE	12.41	10.44	10.44	5.80	8.93	15.34
PS Ratio	6.15	4.45	4.86	2.49	3.09	6.16
PB Ratio	1.54	1.00	1.36	0.71	0.72	1.22
P/TBV Ratio	1.12	0.99	1.40	0.74	0.73	1.04
P/FCF Ratio	-	12.29	2.14	2.85	-	-
P/OCF Ratio	-	12.03	2.00	2.84	-	-
EV/Sales Ratio	-	5.31	5.78	3.48	4.37	7.61
EV/EBITDA Ratio	-	205.83	245.53	210.79	184.76	289.68
EV/FCF Ratio	-	14.67	2.54	3.98	-	-
Debt / Equity Ratio	0.18	0.19	0.26	0.28	0.30	0.29
Debt / EBITDA Ratio	28.65	33.38	38.92	59.93	54.15	55.10
Debt / FCF Ratio	0.96	2.38	0.40	1.13	-	-
Net Debt / Equity Ratio	0.18	0.19	0.26	0.28	0.30	0.29
Net Debt / EBITDA Ratio	28.65	33.38	38.92	59.93	54.15	55.10
Net Debt / FCF Ratio	0.96	2.38	0.40	1.13	-3.16	-0.88
Asset Turnover	0.02	0.02	0.02	0.03	0.03	0.03
Return on Equity (ROE)	5.60%	6.11%	10.24%	11.59%	6.64%	7.62%
Earnings Yield	3.58%	5.38%	7.12%	15.15%	8.50%	6.50%
FCF Yield	-	8.13%	46.69%	35.08%	-	-
Dividend Yield	0.38%	0.61%	0.64%	1.29%	1.46%	1.12%
Payout Ratio	10.50%	11.37%	9.03%	8.54%	16.46%	17.18%
Buyback Yield / Dilution	-12.94%	-18.53%	0.66%	2.08%	-17.64%	-10.36%
Total Shareholder Return	-12.56%	-17.92%	1.31%	3.37%	-16.18%	-9.25%

SEC Filings: 10-K · 10-Q