VersaBank (VBNK)
NASDAQ: VBNK · Real-Time Price · USD
14.42
+0.12 (0.84%)
At close: Dec 12, 2025, 4:00 PM EST
14.46
+0.04 (0.28%)
After-hours: Dec 12, 2025, 5:57 PM EST

VersaBank Cash Flow Statement

Millions CAD. Fiscal year is Nov - Oct.
Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 20212016 - 2020
Period Ending
Oct '25 Oct '24 Oct '23 Oct '22 Oct '21 2016 - 2020
Net Income
28.4639.7542.1622.6622.38
Upgrade
Depreciation & Amortization
3.12.631.781.941.73
Upgrade
Gain (Loss) on Sale of Investments
-0.15-0.37-0.16-0.53-
Upgrade
Total Asset Writedown
-0.42---
Upgrade
Provision for Credit Losses
4.41-0.270.610.45-0.32
Upgrade
Change in Other Net Operating Assets
-707.29-293.41-828.12-865.49-421.39
Upgrade
Other Operating Activities
-80.3436.9816.492.19
Upgrade
Operating Cash Flow
-679.39-250.57-745.85-823.02-395.41
Upgrade
Capital Expenditures
-0.95-18.58-0.36-0.58-0.01
Upgrade
Cash Acquisitions
--12.12---7.47
Upgrade
Investment in Securities
218.53-126.89-27.78-141.03-0.95
Upgrade
Other Investing Activities
-5.32----
Upgrade
Investing Cash Flow
212.26-157.58-28.14-141.61-8.44
Upgrade
Long-Term Debt Issued
----89.5
Upgrade
Long-Term Debt Repaid
-0.37-5.74-0.7-0.64-10.66
Upgrade
Net Debt Issued (Repaid)
-0.37-5.74-0.7-0.6478.84
Upgrade
Issuance of Common Stock
114.770.610.28-73.23
Upgrade
Repurchase of Common Stock
-9.13--13.29-1.93-
Upgrade
Preferred Share Repurchases
-----15.69
Upgrade
Common Dividends Paid
-3.24-2.6-2.61-2.74-2.27
Upgrade
Preferred Dividends Paid
--0.99-0.99-0.99-1.58
Upgrade
Total Dividends Paid
-3.24-3.59-3.6-3.73-3.85
Upgrade
Net Increase (Decrease) in Deposit Accounts
723.84523.28840.56790.37287.1
Upgrade
Other Financing Activities
--14.62---1.12
Upgrade
Financing Cash Flow
825.89499.95823.25784.06418.51
Upgrade
Foreign Exchange Rate Adjustments
-2.31.22-5.6-2.38-0.78
Upgrade
Net Cash Flow
356.4693.0143.66-182.9413.88
Upgrade
Free Cash Flow
-680.35-269.15-746.21-823.6-395.42
Upgrade
Free Cash Flow Margin
-565.88%-240.53%-690.77%-1005.11%-600.99%
Upgrade
Free Cash Flow Per Share
-21.59-10.37-28.40-30.03-18.18
Upgrade
Cash Interest Paid
186.92167.6693.7935.9630.8
Upgrade
Cash Income Tax Paid
14.4319.7215.956.281.39
Upgrade
Updated Dec 10, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.
SEC Filings: 10-K · 10-Q