VersaBank (VBNK)

VersaBank Ratios and Metrics

Market cap in millions USD. Fiscal year is November - October.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Aug 14, 2025	Oct 31, 2024	Oct 31, 2023	Oct 31, 2022	Oct 31, 2021	Oct 31, 2020
Market Capitalization	344	390	194	187	327	105
Market Cap Growth	39.85%	101.37%	3.60%	-42.85%	212.70%	-0.81%
Last Close Price	10.65	14.93	7.56	6.79	11.68	5.28
PE Ratio	13.32	14.02	6.53	11.76	19.50	8.08
PS Ratio	4.30	4.86	2.49	3.11	6.16	2.55
PB Ratio	0.90	1.36	0.71	0.73	1.22	0.55
Debt / Equity Ratio	0.20	0.26	0.29	0.31	0.30	0.07
Return on Equity (ROE)	6.87%	10.24%	11.59%	6.64%	7.62%	7.83%
Return on Assets (ROA)	0.68%	0.88%	1.13%	0.80%	1.03%	1.04%
Earnings Yield	6.61%	7.31%	15.67%	8.89%	5.52%	13.94%
FCF Yield	-81.40%	-49.53%	-277.41%	-323.07%	-97.50%	-19.53%
Dividend Yield	0.67%	0.48%	0.95%	1.08%	0.69%	1.42%
Payout Ratio	8.98%	9.03%	8.54%	16.46%	17.18%	22.06%
Buyback Yield / Dilution	-9.29%	1.17%	4.20%	-26.08%	-2.98%	-
Total Shareholder Return	-8.62%	1.65%	5.15%	-25.00%	-2.29%	1.42%

Updated Jun 4, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q