VersaBank Ratios and Metrics

Market cap in millions USD. Fiscal year is November - October.

Millions USD. Fiscal year is Nov - Oct.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 9, 2026	Oct '25 Oct 31, 2025	Oct '24 Oct 31, 2024	Oct '23 Oct 31, 2023	Oct '22 Oct 31, 2022	Oct '21 Oct 31, 2021
Market Cap	460	727	739	365	344	551
Market Cap Growth	7.94%	-1.74%	102.32%	6.27%	-37.59%	191.36%
Enterprise Value	-	867.28	878.77	510.68	486.53	680.54
PE Ratio	19.89	18.60	14.05	6.60	11.76	15.40
Forward PE	10.44	10.44	10.44	5.80	8.93	15.34
PS Ratio	4.83	4.45	4.86	2.49	3.09	6.16
PB Ratio	1.15	1.00	1.36	0.71	0.72	1.22
P/TBV Ratio	-	-	-	-	0.73	-
P/FCF Ratio	-	12.29	2.14	2.85	-7.62	-3.74
P/OCF Ratio	-	12.03	2.00	2.84	-7.75	-3.74
EV/Sales Ratio	-	5.31	5.78	3.48	4.37	7.61
EV/EBITDA Ratio	-	205.83	245.53	210.79	184.76	289.68
EV/FCF Ratio	-	14.67	2.54	3.98	-10.77	-4.62
Debt / Equity Ratio	0.18	0.19	0.26	0.28	0.30	0.29
Debt / EBITDA Ratio	30.39	33.38	38.92	59.93	54.15	55.10
Debt / FCF Ratio	0.53	2.38	0.40	1.13	-3.16	-0.88
Net Debt / Equity Ratio	0.18	0.19	0.26	0.28	0.30	0.29
Net Debt / EBITDA Ratio	30.39	33.38	38.92	59.93	54.15	55.10
Net Debt / FCF Ratio	0.53	2.38	0.40	1.13	-3.16	-0.88
Asset Turnover	0.02	0.02	0.02	0.03	0.03	0.03
Return on Equity (ROE)	5.83%	6.11%	10.24%	11.59%	6.64%	7.62%
Earnings Yield	5.03%	5.38%	7.12%	15.15%	8.50%	6.50%
FCF Yield	-148.31%	8.13%	46.69%	35.08%	-13.13%	-26.71%
Dividend Yield	0.51%	0.00%	0.00%	0.00%	1.46%	0.00%
Payout Ratio	10.10%	11.37%	9.03%	8.54%	16.46%	17.18%
Buyback Yield / Dilution	0.23%	-19.76%	-0.11%	4.84%	0.76%	-18.05%
Total Shareholder Return	0.74%	-19.76%	-0.11%	4.84%	2.23%	-18.05%

Updated Jan 31, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q