VersaBank Ratios and Metrics

Market cap in millions USD. Fiscal year is November - October.

Millions USD. Fiscal year is Nov - Oct.

Year	Current	2023	2022	2021	2020	2019
Market Capitalization	277	198	190	254	-	-
Market Cap Growth	34.36%	4.21%	-25.11%	-	-	-
Enterprise Value	206	180	202	112	-186	-77
PE Ratio	8.20	6.44	11.59	14.08	-	-
PS Ratio	3.38	2.50	3.19	4.79	-	-
PB Ratio	0.95	0.72	0.75	0.95	-	-
P/FCF Ratio	-8.09	2.88	-7.90	-2.91	-	-
P/OCF Ratio	-12.79	2.87	-8.04	-2.91	-	-
EV/Sales Ratio	2.51	2.27	3.39	2.11	-4.47	-1.87
EV/EBITDA Ratio	4.26	4.14	8.09	4.27	-8.75	-3.54
EV/EBIT Ratio	4.40	4.27	8.57	4.51	-9.12	-3.63
EV/FCF Ratio	-5.89	2.61	-8.39	-1.28	-1.75	-5.16
Debt / Equity Ratio	0.25	0.28	0.30	0.29	0.05	0.16
Debt / EBITDA Ratio	1.53	1.80	3.04	2.93	0.49	1.34
Debt / FCF Ratio	-2.27	1.13	-3.16	-0.88	0.10	1.96
Asset Turnover	0.03	0.03	0.03	0.03	0.03	-
Return on Equity (ROE)	12.30%	11.60%	6.60%	8.20%	7.80%	-
Return on Assets (ROA)	1.10%	1.10%	0.80%	1.00%	1.00%	-
Return on Capital (ROIC)	9.47%	8.80%	5.04%	5.24%	7.22%	7.18%
Earnings Yield	12.28%	15.52%	8.63%	7.10%	-	-
FCF Yield	-11.74%	34.73%	-12.66%	-34.38%	-	-
Dividend Yield	0.69%	1.00%	1.10%	0.20%	-	-
Payout Ratio	5.62%	6.50%	13.50%	2.60%	0.00%	0.00%
Buyback Yield / Dilution	1.74%	5.47%	-26.08%	-2.98%	-	-
Total Shareholder Return	2.42%	6.47%	-24.98%	-2.78%	-	-

Source: Financials are provided by Nasdaq Data Link and sourced from audited reports submitted to the Securities and Exchange Commission (SEC).