VersaBank Statistics
Total Valuation
VersaBank has a market cap or net worth of $361.93 million.
Important Dates
The next estimated earnings date is Wednesday, June 4, 2025, before market open.
| Earnings Date | Jun 4, 2025 |
| Ex-Dividend Date | Apr 4, 2025 |
Share Statistics
VersaBank has 32.52 million shares outstanding. The number of shares has increased by 2.81% in one year.
| Current Share Class | 32.52M |
| Shares Outstanding | 32.52M |
| Shares Change (YoY) | +2.81% |
| Shares Change (QoQ) | +10.31% |
| Owned by Insiders (%) | n/a |
| Owned by Institutions (%) | n/a |
| Float | 20.62M |
Valuation Ratios
The trailing PE ratio is 15.21 and the forward PE ratio is 8.84.
| PE Ratio | 15.21 |
| Forward PE | 8.84 |
| PS Ratio | 4.77 |
| Forward PS | 2.39 |
| PB Ratio | 1.00 |
| P/TBV Ratio | 1.05 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 7.73%.
| Return on Equity (ROE) | 7.73% |
| Return on Assets (ROA) | 0.76% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $626,560 |
| Profits Per Employee | $196,723 |
| Employee Count | 121 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, VersaBank has paid $9.50 million in taxes.
| Income Tax | 9.50M |
| Effective Tax Rate | 28.10% |
Stock Price Statistics
The stock price has increased by +16.03% in the last 52 weeks. The beta is 1.13, so VersaBank's price volatility has been higher than the market average.
| Beta (5Y) | 1.13 |
| 52-Week Price Change | +16.03% |
| 50-Day Moving Average | 11.15 |
| 200-Day Moving Average | 13.10 |
| Relative Strength Index (RSI) | 60.73 |
| Average Volume (20 Days) | 91,759 |
Short Selling Information
The latest short interest is 107,123, so 0.33% of the outstanding shares have been sold short.
| Short Interest | 107,123 |
| Short Previous Month | 93,984 |
| Short % of Shares Out | 0.33% |
| Short % of Float | 0.52% |
| Short Ratio (days to cover) | 0.70 |
Income Statement
In the last 12 months, VersaBank had revenue of $75.81 million and earned $23.80 million in profits. Earnings per share was $0.89.
| Revenue | 75.81M |
| Gross Profit | 75.81M |
| Operating Income | 33.82M |
| Pretax Income | 46.56M |
| Net Income | 23.80M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $0.89 |
Full Income StatementBalance Sheet
The company has $267.18 million in cash and $76.39 million in debt, giving a net cash position of $190.79 million or $5.87 per share.
| Cash & Cash Equivalents | 267.18M |
| Total Debt | 76.39M |
| Net Cash | 190.79M |
| Net Cash Per Share | $5.87 |
| Equity (Book Value) | 360.18M |
| Book Value Per Share | 11.08 |
| Working Capital | -2.70B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was -$144.21 million and capital expenditures -$2.78 million, giving a free cash flow of -$153.71 million.
| Operating Cash Flow | -144.21M |
| Capital Expenditures | -2.78M |
| Free Cash Flow | -153.71M |
| FCF Per Share | -$4.73 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 44.60% |
| Pretax Margin | 44.60% |
| Profit Margin | 32.07% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |