VersaBank Statistics
Total Valuation
VersaBank has a market cap or net worth of $453.66 million.
Important Dates
The next estimated earnings date is Wednesday, March 5, 2025, before market open.
| Earnings Date | Mar 5, 2025 |
| Ex-Dividend Date | Jan 10, 2025 |
Share Statistics
VersaBank has 32.51 million shares outstanding. The number of shares has decreased by -1.17% in one year.
| Current Share Class | 32.51M |
| Shares Outstanding | 32.51M |
| Shares Change (YoY) | -1.17% |
| Shares Change (QoQ) | +1.47% |
| Owned by Insiders (%) | n/a |
| Owned by Institutions (%) | n/a |
| Float | 20.51M |
Valuation Ratios
The trailing PE ratio is 16.31 and the forward PE ratio is 10.63.
| PE Ratio | 16.31 |
| Forward PE | 10.63 |
| PS Ratio | n/a |
| Forward PS | 3.07 |
| PB Ratio | n/a |
| P/TBV Ratio | 1.69 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 10.24%.
| Return on Equity (ROE) | 10.24% |
| Return on Assets (ROA) | 0.88% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $663,654 |
| Profits Per Employee | $229,875 |
| Employee Count | 121 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, VersaBank has paid $10.80 million in taxes.
| Income Tax | 10.80M |
| Effective Tax Rate | 27.46% |
Stock Price Statistics
The stock price has increased by +22.92% in the last 52 weeks. The beta is 1.06, so VersaBank's price volatility has been similar to the market average.
| Beta (5Y) | 1.06 |
| 52-Week Price Change | +22.92% |
| 50-Day Moving Average | 14.53 |
| 200-Day Moving Average | 12.89 |
| Relative Strength Index (RSI) | 49.85 |
| Average Volume (20 Days) | 79,409 |
Short Selling Information
The latest short interest is 78,974, so 0.24% of the outstanding shares have been sold short.
| Short Interest | 78,974 |
| Short Previous Month | 60,177 |
| Short % of Shares Out | 0.24% |
| Short % of Float | 0.39% |
| Short Ratio (days to cover) | 1.15 |
Income Statement
In the last 12 months, VersaBank had revenue of $80.30 million and earned $27.81 million in profits. Earnings per share was $1.07.
| Revenue | 80.30M |
| Gross Profit | 80.30M |
| Operating Income | 39.32M |
| Pretax Income | 46.56M |
| Net Income | 27.81M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.07 |
Full Income StatementBalance Sheet
The company has $161.66 million in cash and $75.74 million in debt, giving a net cash position of $85.92 million or $2.64 per share.
| Cash & Cash Equivalents | 161.66M |
| Total Debt | 75.74M |
| Net Cash | 85.92M |
| Net Cash Per Share | $2.64 |
| Equity (Book Value) | 286.48M |
| Book Value Per Share | 11.02 |
| Working Capital | -2.91B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was -$179.82 million and capital expenditures -$13.33 million, giving a free cash flow of -$188.03 million.
| Operating Cash Flow | -179.82M |
| Capital Expenditures | -13.33M |
| Free Cash Flow | -188.03M |
| FCF Per Share | -$5.78 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 48.97% |
| Pretax Margin | 48.97% |
| Profit Margin | 35.52% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |