VersaBank Statistics
Total Valuation
VersaBank has a market cap or net worth of $444.73 million.
Important Dates
The last earnings date was Tuesday, March 3, 2026, after market close.
| Earnings Date | Mar 3, 2026 |
| Ex-Dividend Date | Jan 9, 2026 |
Share Statistics
VersaBank has 32.07 million shares outstanding. The number of shares has increased by 20.55% in one year.
| Current Share Class | 32.07M |
| Shares Outstanding | 32.07M |
| Shares Change (YoY) | +20.55% |
| Shares Change (QoQ) | -1.71% |
| Owned by Insiders (%) | 11.11% |
| Owned by Institutions (%) | 35.04% |
| Float | 28.49M |
Valuation Ratios
The trailing PE ratio is 19.22 and the forward PE ratio is 10.31.
| PE Ratio | 19.22 |
| Forward PE | 10.31 |
| PS Ratio | 4.67 |
| Forward PS | 2.54 |
| PB Ratio | 1.11 |
| P/TBV Ratio | 1.16 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 5.90%.
| Return on Equity (ROE) | 5.90% |
| Return on Assets (ROA) | 0.56% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 8.19% |
| Revenue Per Employee | $727,330 |
| Profits Per Employee | $176,622 |
| Employee Count | 131 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, VersaBank has paid $10.52 million in taxes.
| Income Tax | 10.52M |
| Effective Tax Rate | 31.26% |
Stock Price Statistics
The stock price has increased by +36.80% in the last 52 weeks. The beta is 0.98, so VersaBank's price volatility has been similar to the market average.
| Beta (5Y) | 0.98 |
| 52-Week Price Change | +36.80% |
| 50-Day Moving Average | 15.54 |
| 200-Day Moving Average | 12.96 |
| Relative Strength Index (RSI) | 35.84 |
| Average Volume (20 Days) | 46,333 |
Short Selling Information
The latest short interest is 144,592, so 0.45% of the outstanding shares have been sold short.
| Short Interest | 144,592 |
| Short Previous Month | 185,434 |
| Short % of Shares Out | 0.45% |
| Short % of Float | 0.51% |
| Short Ratio (days to cover) | 3.76 |
Income Statement
In the last 12 months, VersaBank had revenue of $95.28 million and earned $23.14 million in profits. Earnings per share was $0.72.
| Revenue | 95.28M |
| Gross Profit | 95.28M |
| Operating Income | 33.66M |
| Pretax Income | 33.66M |
| Net Income | 23.14M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $0.72 |
Full Income StatementBalance Sheet
The company has $462.99 million in cash and $77.57 million in debt, with a net cash position of $385.42 million or $12.02 per share.
| Cash & Cash Equivalents | 462.99M |
| Total Debt | 77.57M |
| Net Cash | 385.42M |
| Net Cash Per Share | $12.02 |
| Equity (Book Value) | 400.38M |
| Book Value Per Share | 12.48 |
| Working Capital | -3.55B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was -$683.95 million and capital expenditures $241,815, giving a free cash flow of -$674.05 million.
| Operating Cash Flow | -683.95M |
| Capital Expenditures | 241,815 |
| Depreciation & Amortization | n/a |
| Net Borrowing | -282,010 |
| Free Cash Flow | -674.05M |
| FCF Per Share | -$21.02 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 35.33% |
| Pretax Margin | 35.33% |
| Profit Margin | 24.28% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of $0.07, which amounts to a dividend yield of 0.52%.
| Dividend Per Share | $0.07 |
| Dividend Yield | 0.52% |
| Dividend Growth (YoY) | 1.40% |
| Years of Dividend Growth | n/a |
| Payout Ratio | 10.10% |
| Buyback Yield | -20.55% |
| Shareholder Yield | -20.02% |
| Earnings Yield | 5.20% |
| FCF Yield | -151.56% |
Dividend DetailsAnalyst Forecast
The average price target for VersaBank is $13.00, which is -6.00% lower than the current price. The consensus rating is "Buy".
| Price Target | $13.00 |
| Price Target Difference | -6.00% |
| Analyst Consensus | Buy |
| Analyst Count | 2 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 2 |
