VersaBank Statistics
Total Valuation
VersaBank has a market cap or net worth of $440.57 million.
Important Dates
The next estimated earnings date is Wednesday, December 11, 2024, before market open.
| Earnings Date | Dec 11, 2024 |
| Ex-Dividend Date | Oct 4, 2024 |
Share Statistics
VersaBank has 26.00 million shares outstanding. The number of shares has decreased by -2.55% in one year.
| Current Share Class | 26.00M |
| Shares Outstanding | 26.00M |
| Shares Change (YoY) | -2.55% |
| Shares Change (QoQ) | n/a |
| Owned by Insiders (%) | n/a |
| Owned by Institutions (%) | n/a |
| Float | 14.03M |
Valuation Ratios
The trailing PE ratio is 13.31 and the forward PE ratio is 12.03.
| PE Ratio | 13.31 |
| Forward PE | 12.03 |
| PS Ratio | n/a |
| Forward PS | 3.20 |
| PB Ratio | n/a |
| P/TBV Ratio | 1.57 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 12.07%.
| Return on Equity (ROE) | 12.07% |
| Return on Assets (ROA) | 1.10% |
| Return on Capital (ROIC) | n/a |
| Revenue Per Employee | $692,409 |
| Profits Per Employee | $278,157 |
| Employee Count | 119 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, VersaBank has paid $12.25 million in taxes.
| Income Tax | 12.25M |
| Effective Tax Rate | 26.59% |
Stock Price Statistics
The stock price has increased by +121.48% in the last 52 weeks. The beta is 1.06, so VersaBank's price volatility has been similar to the market average.
| Beta (5Y) | 1.06 |
| 52-Week Price Change | +121.48% |
| 50-Day Moving Average | 14.78 |
| 200-Day Moving Average | 11.90 |
| Relative Strength Index (RSI) | 68.42 |
| Average Volume (20 Days) | 31,723 |
Short Selling Information
The latest short interest is 21,926, so 0.08% of the outstanding shares have been sold short.
| Short Interest | 21,926 |
| Short Previous Month | 30,284 |
| Short % of Shares Out | 0.08% |
| Short % of Float | 0.16% |
| Short Ratio (days to cover) | 0.85 |
Income Statement
In the last 12 months, VersaBank had revenue of $82.40 million and earned $33.10 million in profits. Earnings per share was $1.28.
| Revenue | 82.40M |
| Gross Profit | 82.40M |
| Operating Income | 46.07M |
| Pretax Income | 46.56M |
| Net Income | 33.10M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.28 |
Full Income StatementBalance Sheet
The company has $179.63 million in cash and $75.92 million in debt, giving a net cash position of $103.71 million or $3.99 per share.
| Cash & Cash Equivalents | 179.63M |
| Total Debt | 75.92M |
| Net Cash | 103.71M |
| Net Cash Per Share | $3.99 |
| Equity (Book Value) | 296.08M |
| Book Value Per Share | 11.02 |
| Working Capital | -2.68B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was -$233.88 million and capital expenditures -$13.53 million, giving a free cash flow of -$243.55 million.
| Operating Cash Flow | -233.88M |
| Capital Expenditures | -13.53M |
| Free Cash Flow | -243.55M |
| FCF Per Share | -$9.37 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 55.91% |
| Pretax Margin | 55.91% |
| Profit Margin | 41.04% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | -39.44% |