WAL Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	787.7	722.4	1,057	899.2
Depreciation & Amortization	118.5	86.5	74.6	50
Gain (Loss) on Sale of Investments	-224.7	-43.2	14.3	31.4
Total Asset Writedown	-16.3	122	22.3	1.3
Provision for Credit Losses	145.9	62.6	68.1	-21.4
Net Decrease (Increase) in Loans Originated / Sold - Operating	-2,924	-465	1,804	-2,744
Change in Other Net Operating Assets	264.9	114.7	-38.7	-157.6
Other Operating Activities	-941.4	-962.9	-796.5	-747.8
Operating Cash Flow	-2,742	-328.6	2,245	-2,654
Capital Expenditures	-83.8	-114.3	-141	-69.4
Cash Acquisitions	-	-	-50	-1,024
Investment in Securities	-2,177	-3,951	-2,158	-2,136
Purchase / Sale of Intangibles	908.3	798.2	391.9	1,183
Net Decrease (Increase) in Loans Originated / Sold - Investing	-3,816	1,107	-11,173	-12,665
Other Investing Activities	-798.3	0.7	-	-
Investing Cash Flow	-5,967	-2,159	-13,130	-14,712
Short-Term Debt Issued	-	5,003	4,859	-
Long-Term Debt Issued	3,000	9.9	578.4	1,056
Total Debt Issued	3,000	5,013	5,437	1,056
Short-Term Debt Repaid	-1,562	-2,681	-	-1,742
Long-Term Debt Repaid	-1,026	-818.1	-30.7	-475.9
Total Debt Repaid	-2,588	-3,499	-30.7	-2,218
Net Debt Issued (Repaid)	411.9	1,514	5,407	-1,162
Issuance of Common Stock	0.1	0.1	157.7	540.3
Repurchase of Common Stock	-8.7	-11	-18.5	-15.8
Preferred Stock Issued	-	-	-	294.5
Common Dividends Paid	-164	-158.7	-153.4	-124.1
Preferred Dividends Paid	-12.8	-12.8	-12.8	-3.5
Total Dividends Paid	-176.8	-171.5	-166.2	-127.6
Net Increase (Decrease) in Deposit Accounts	11,002	1,689	6,032	15,682
Financing Cash Flow	11,229	3,020	11,412	15,211
Net Cash Flow	2,520	532.7	527	-2,155
Free Cash Flow	-2,826	-442.9	2,104	-2,723
Free Cash Flow Margin	-93.69%	-17.32%	85.10%	-137.94%
Free Cash Flow Per Share	-25.85	-4.08	19.56	-26.36
Cash Interest Paid	1,942	1,581	452.9	111.6
Cash Income Tax Paid	1.3	63.6	197.6	175.7

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

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