WSFS Financial Corporation (WSFS)

WSFS Financial Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	895.62	918.38	845.27	582.75	393.25	460.39
Interest Income on Investments	145.17	145.2	131.25	121.06	63.12	54.01
Total Interest Income	1,041	1,064	976.52	703.82	456.37	514.41
Interest Paid on Deposits	300.42	308.68	209.82	28.18	14.92	39.26
Interest Paid on Borrowings	29.95	49.47	41.6	12.74	7.8	9.19
Total Interest Expense	330.37	358.14	251.42	40.93	22.72	48.45
Net Interest Income	710.42	705.44	725.1	662.89	433.65	465.96
Net Interest Income Growth (YoY)	-0.01%	-2.71%	9.38%	52.86%	-6.93%	4.72%
Trust Income	159.47	146.95	131.05	121.61	62.35	48.98
Mortgage Banking Activities	7.84	7.57	4.8	7.27	23.22	30.2
Gain (Loss) on Sale of Investments	0.2	2.31	12.32	11.38	4.77	31.89
Other Non-Interest Income	65.41	68.73	56.59	55.3	43.58	34.94
Total Non-Interest Income	342.37	340.92	289.87	260.13	185.48	201.03
Non-Interest Income Growth (YoY)	4.60%	17.61%	11.43%	40.25%	-7.73%	6.87%
Revenues Before Loan Losses	1,053	1,046	1,015	923.02	619.13	666.98
Provision for Loan Losses	56.43	61.41	88.07	48.09	-117.09	153.18
Revenue	996.36	984.95	926.9	874.94	736.22	513.8
Revenue Growth (YoY)	3.83%	6.26%	5.94%	18.84%	43.29%	-15.42%
Salaries and Employee Benefits	332.55	319.98	279.19	274.91	207.87	191.22
Federal Deposit Insurance	10.81	12.17	15.89	6.1	4.08	2.15
Selling, General & Administrative	150.45	144.77	146.53	180.23	114.92	100.36
Other Non-Interest Expense	143.53	156.46	119.41	89.92	63.55	65.43
Total Non-Interest Expense	641.53	635.5	561.86	551.85	391.08	366.05
EBT Excluding Unusual Items	354.83	349.45	365.04	323.08	345.13	147.75
Legal Settlements	-	-	-	-	15	-
Other Unusual Items	-	-	-	-	-1.09	-2.28
Pretax Income	352.38	347.26	365.27	300.61	357.7	144.96
Income Tax Expense	85.73	83.76	96.25	77.96	86.1	31.64
Earnings From Continuing Operations	266.65	263.5	269.03	222.65	271.61	113.32
Minority Interest in Earnings	0.21	0.18	0.13	-0.27	-0.16	1.45
Net Income	266.86	263.67	269.16	222.38	271.44	114.77
Net Income to Common	266.86	263.67	269.16	222.38	271.44	114.77
Net Income Growth	-2.29%	-2.04%	21.04%	-18.08%	136.50%	-22.87%
Basic Shares Outstanding	58	60	61	63	48	51
Diluted Shares Outstanding	59	60	61	64	48	51
Shares Change (YoY)	-3.42%	-2.42%	-3.83%	33.45%	-5.63%	2.00%
EPS (Basic)	4.58	4.43	4.40	3.50	5.71	2.27
EPS (Diluted)	4.56	4.41	4.40	3.49	5.69	2.27
EPS Growth	1.01%	0.23%	26.07%	-38.66%	150.66%	-24.33%
Dividend Per Share	0.620	0.600	0.600	0.560	0.510	0.480
Dividend Growth	3.33%	-	7.14%	9.80%	6.25%	2.13%
Effective Tax Rate	24.33%	24.12%	26.35%	25.93%	24.07%	21.82%

Updated Jul 24, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q