WSFS Financial Corporation (WSFS)

WSFS Financial Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	308.23	287.25	263.5	269.03	222.65	271.61
Depreciation & Amortization	38.73	37.64	39.7	48.6	60.54	37.84
Provision for Credit Losses	29.86	49.21	61.41	88.07	48.09	-117.09
Stock-Based Compensation	13.32	12.79	11.9	9.61	6.35	5.69
Net Change in Loans Held-for-Sale	0.72	-1.43	-73.75	-81.91	-26.5	19.55
Other Adjustments	-27.29	-23.73	-42.81	-48.92	-47.17	-27.83
Changes in Accrued Interest and Accounts Receivable	0.14	2.8	-0.16	-13.27	-24.23	-0.28
Changes in Accounts Payable	-15.61	-18.53	-8.51	41.51	1.2	-0.71
Changes in Other Operating Activities	-54.32	-126.01	-31.71	-75.38	239.92	-63.13
Operating Cash Flow	297.63	220	219.9	237	480.85	125.65
Operating Cash Flow Growth	157.06%	0.04%	-7.22%	-50.71%	282.70%	729.80%
Net Change in Loans Held-for-Investment	-194	-117.75	-407.89	-800.18	-434.48	1,265
Net Change in Securities and Investments	135.12	239.77	344.29	400.06	-257.1	-2,759
Payments for Business Acquisitions	-	-	-	-3	573.75	-
Proceeds from Business Divestments	1.22	2.43	-	-	-	-
Capital Expenditures	-4.84	-6.39	-14.26	-6.41	-8.81	-6.58
Sale of Property, Plant & Equipment	-	-	-	0.02	1.19	0.43
Other Investing Activities	-0.36	6.82	11.12	83.25	-11.91	7.09
Investing Cash Flow	-59.3	124.88	-66.73	-326.26	-137.37	-1,492
Net Change in Deposits	1,584	604.29	557.66	252.45	-1,156	1,388
Long-Term Debt Issued	18,260	17,410	13,273	7,760	1,873	1
Long-Term Debt Repaid	-18,461	-17,481	-13,787	-7,575	-1,523	-107.62
Net Long-Term Debt Issued (Repaid)	-201.04	-71.04	-513.96	185	350	-106.62
Issuance of Common Stock	-4.96	-3.24	0.47	3.3	3.18	1.52
Repurchase of Common Stock	-321.74	-290.28	-96.31	-54.65	-200.08	-13.27
Net Common Stock Issued (Repurchased)	-326.71	-293.51	-95.85	-51.35	-196.9	-11.75
Common Dividends Paid	-37.41	-37.17	-35.81	-36.74	-35.75	-24.24
Other Financing Activities	0.01	-3.12	-3.3	-4.46	-0.5	-
Financing Cash Flow	1,216	199.46	-91.25	344.9	-1,039	1,245
Net Cash Flow	1,454	544.34	61.92	255.64	-695.68	-121.8
Free Cash Flow	292.78	213.61	205.64	230.6	472.05	119.07
Free Cash Flow Growth	37.06%	3.88%	-10.82%	-51.15%	296.44%	1391.57%
FCF Margin	27.75%	21.01%	20.88%	24.88%	53.95%	16.17%
Free Cash Flow Per Share	5.32	3.78	3.44	3.77	7.42	2.50
Levered Free Cash Flow	71.34	105.83	-265.23	449.21	841	131.97
Unlevered Free Cash Flow	-35.9	-110.48	-14.94	-4.95	268.62	-32.85

Updated May 4, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q