WSFS Financial Corporation (WSFS)

WSFS Financial Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Operating Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	333.2	287.35	263.67	269.16	222.38	271.44
Depreciation & Amortization	40.42	37.64	39.7	48.6	60.54	37.84
Gain (Loss) on Sale of Assets	2.02	0.52	0.3	0.2	-0.22	-0.39
Gain (Loss) on Sale of Investments	7.89	3.1	-2.31	-9.82	-5.98	-4.77
Provision for Credit Losses	24.11	49.21	61.41	88.07	48.09	-117.09
Net Decrease (Increase) in Loans Originated / Sold - Operating	-152.51	-1.43	-73.75	-81.91	-26.5	19.55
Accrued Interest Receivable	-1.66	4.39	1.31	-11.53	-22.15	2.74
Change in Other Net Operating Assets	72.84	-128.27	-33.71	-79.17	236.53	-67.19
Other Operating Activities	-29.44	-18.42	-32.55	-32.9	-32.11	1.74
Operating Cash Flow	296.78	220	219.9	237	480.85	125.65
Operating Cash Flow Growth	31.03%	0.04%	-7.22%	-50.71%	282.70%	729.80%

Investing Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Capital Expenditures	-10.58	-6.39	-14.26	-6.41	-8.81	-6.58
Sale of Property, Plant and Equipment	-	-	-	0.02	1.19	0.43
Cash Acquisitions	-	-	-	-3	573.75	-
Investment in Securities	-275.5	239.77	344.29	418.01	-257.1	-2,754
Divestitures	0.01	2.43	-	-	-	-
Net Decrease (Increase) in Loans Originated / Sold - Investing	-504.7	-117.75	-407.89	-800.18	-434.48	1,265
Other Investing Activities	10.22	6.82	11.12	65.3	-11.91	2.19
Investing Cash Flow	-780.55	124.88	-66.73	-326.26	-137.37	-1,492

Financing Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Short-Term Debt Issued	-	20	1,525	7,713	2,730	-
Long-Term Debt Issued	-	17,410	13,273	7,760	1,873	1
Total Debt Issued	21,330	17,430	14,798	15,473	4,603	1
Short-Term Debt Repaid	-	-20	-1,525	-7,713	-2,730	-
Long-Term Debt Repaid	-	-17,481	-13,787	-7,575	-1,523	-107.62
Total Debt Repaid	-21,280	-17,501	-15,312	-15,288	-4,253	-107.62
Net Debt Issued (Repaid)	50	-71.04	-513.96	185	350	-106.62
Issuance of Common Stock	-	-	0.47	3.3	3.18	1.52
Repurchase of Common Stock	-323.09	-290.28	-96.31	-54.65	-200.08	-13.27
Common Dividends Paid	-38.88	-37.17	-35.81	-36.74	-35.75	-24.24
Net Increase (Decrease) in Deposit Accounts	1,159	604.29	557.66	252.45	-1,156	1,388
Other Financing Activities	-5.83	-6.36	-3.3	-4.46	-0.5	-
Financing Cash Flow	840.92	199.46	-91.25	344.9	-1,039	1,245

Net Cash Flow

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Cash Flow	357.16	544.34	61.92	255.64	-695.68	-121.8

Free Cash Flow

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Free Cash Flow	286.21	213.61	205.64	230.6	472.05	119.07
Free Cash Flow Growth	31.78%	3.88%	-10.82%	-51.15%	296.44%	1391.57%
Free Cash Flow Margin	26.18%	21.01%	20.88%	24.88%	53.95%	16.17%
Free Cash Flow Per Share	5.44	3.78	3.44	3.77	7.42	2.50

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash Interest Paid	271.09	312.13	366.66	209.91	36.49	23.43
Cash Income Tax Paid	80.53	75.16	82.12	99.14	58.15	40.69

SEC Filings: 10-K · 10-Q

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Nov 8, 2026

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