WSFS Financial Corporation (WSFS)

WSFS Financial Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	877.89	918.38	845.27	582.75	393.25	460.39
Interest Income on Investments	147.94	145.2	131.25	121.06	63.12	54.01
Total Interest Income	1,026	1,064	976.52	703.82	456.37	514.41
Interest Paid on Deposits	290.95	308.68	209.82	28.18	14.92	39.26
Interest Paid on Borrowings	17.93	49.47	41.6	12.74	7.8	9.19
Total Interest Expense	308.89	358.14	251.42	40.93	22.72	48.45
Net Interest Income	716.94	705.44	725.1	662.89	433.65	465.96
Net Interest Income Growth (YoY)	1.64%	-2.71%	9.38%	52.86%	-6.93%	4.72%
Trust Income	164.09	146.95	131.05	121.61	62.35	48.98
Mortgage Banking Activities	7.87	7.57	4.8	7.27	23.22	30.2
Gain (Loss) on Sale of Investments	1.08	2.31	12.32	11.38	4.77	31.89
Other Non-Interest Income	62.16	68.73	56.59	55.3	43.58	34.94
Total Non-Interest Income	338.68	340.92	289.87	260.13	185.48	201.03
Non-Interest Income Growth (YoY)	-1.78%	17.61%	11.43%	40.25%	-7.73%	6.87%
Revenues Before Loan Losses	1,056	1,046	1,015	923.02	619.13	666.98
Provision for Loan Losses	44.57	61.41	88.07	48.09	-117.09	153.18
Revenue	1,011	984.95	926.9	874.94	736.22	513.8
Revenue Growth (YoY)	4.02%	6.26%	5.94%	18.84%	43.29%	-15.42%
Salaries and Employee Benefits	338.09	319.98	279.19	274.91	207.87	191.22
Federal Deposit Insurance	10.66	12.17	15.89	6.1	4.08	2.15
Selling, General & Administrative	151.64	144.77	146.53	180.23	114.92	100.36
Other Non-Interest Expense	135.76	156.46	119.41	89.92	63.55	65.43
Total Non-Interest Expense	640.47	635.5	561.86	551.85	391.08	366.05
EBT Excluding Unusual Items	370.58	349.45	365.04	323.08	345.13	147.75
Legal Settlements	-	-	-	-	15	-
Other Unusual Items	-	-	-	-	-1.09	-2.28
Pretax Income	367.73	347.26	365.27	300.61	357.7	144.96
Income Tax Expense	89.02	83.76	96.25	77.96	86.1	31.64
Earnings From Continuing Operations	278.71	263.5	269.03	222.65	271.61	113.32
Minority Interest in Earnings	0.16	0.18	0.13	-0.27	-0.16	1.45
Net Income	278.87	263.67	269.16	222.38	271.44	114.77
Net Income to Common	278.87	263.67	269.16	222.38	271.44	114.77
Net Income Growth	5.88%	-2.04%	21.04%	-18.08%	136.50%	-22.87%
Basic Shares Outstanding	57	60	61	63	48	51
Diluted Shares Outstanding	58	60	61	64	48	51
Shares Change (YoY)	-4.17%	-2.42%	-3.83%	33.45%	-5.63%	2.00%
EPS (Basic)	4.85	4.43	4.40	3.50	5.71	2.27
EPS (Diluted)	4.83	4.41	4.40	3.49	5.69	2.27
EPS Growth	9.94%	0.23%	26.07%	-38.66%	150.66%	-24.33%
Dividend Per Share	0.640	0.600	0.600	0.560	0.510	0.480
Dividend Growth	6.67%	-	7.14%	9.80%	6.25%	2.13%
Effective Tax Rate	24.21%	24.12%	26.35%	25.93%	24.07%	21.82%

Updated Oct 23, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q