White Mountains Insurance Group, Ltd. (WTM)
NYSE: WTM · Real-Time Price · USD
2,132.30
+21.35 (1.01%)
Aug 24, 2026, 4:00 PM EDT - Market closed

WTM Statistics

Total Valuation

WTM has a market cap or net worth of $5.02 billion. The enterprise value is $5.86 billion.

Market Cap5.02B
Enterprise Value 5.86B

Important Dates

The last earnings date was Thursday, August 6, 2026, before market open.

Earnings Date Aug 6, 2026
Ex-Dividend Date Mar 16, 2026

Share Statistics

WTM has 2.36 million shares outstanding. The number of shares has decreased by -2.35% in one year.

Current Share Class 2.36M
Shares Outstanding 2.36M
Shares Change (YoY) -2.35%
Shares Change (QoQ) -1.62%
Owned by Insiders (%) 3.27%
Owned by Institutions (%) 98.19%
Float 2.28M

Valuation Ratios

The trailing PE ratio is 4.81.

PE Ratio 4.81
Forward PE n/a
PS Ratio 1.69
Forward PS n/a
PB Ratio 0.93
P/TBV Ratio 1.19
P/FCF Ratio 12.94
P/OCF Ratio 12.94
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 7.82, with an EV/FCF ratio of 15.08.

EV / Earnings 5.33
EV / Sales 1.97
EV / EBITDA 7.82
EV / EBIT 8.07
EV / FCF 15.08

Financial Position

The company has a current ratio of 1.42, with a Debt / Equity ratio of 0.15.

Current Ratio 1.42
Quick Ratio 0.93
Debt / Equity 0.15
Debt / EBITDA 1.25
Debt / FCF 2.40
Interest Coverage 8.95

Financial Efficiency

Return on equity (ROE) is 20.36% and return on invested capital (ROIC) is 9.21%.

Return on Equity (ROE) 20.36%
Return on Assets (ROA) 3.55%
Return on Invested Capital (ROIC) 9.21%
Return on Capital Employed (ROCE) 6.71%
Weighted Average Cost of Capital (WACC) 6.19%
Revenue Per Employee $1.81M
Profits Per Employee $666,626
Employee Count1,648
Asset Turnover 0.23
Inventory Turnover n/a

Taxes

In the past 12 months, WTM has paid $130.00 million in taxes.

Income Tax 130.00M
Effective Tax Rate 9.92%

Stock Price Statistics

The stock price has increased by +14.44% in the last 52 weeks. The beta is 0.30, so WTM's price volatility has been lower than the market average.

Beta (5Y) 0.30
52-Week Price Change +14.44%
50-Day Moving Average 2,123.22
200-Day Moving Average 2,115.32
Relative Strength Index (RSI) 50.07
Average Volume (20 Days) 21,702

Short Selling Information

The latest short interest is 136,979, so 5.82% of the outstanding shares have been sold short.

Short Interest 136,979
Short Previous Month 124,761
Short % of Shares Out 5.82%
Short % of Float 6.02%
Short Ratio (days to cover) 7.94

Income Statement

In the last 12 months, WTM had revenue of $2.98 billion and earned $1.10 billion in profits. Earnings per share was $443.45.

Revenue2.98B
Gross Profit 1.59B
Operating Income 725.90M
Pretax Income 1.31B
Net Income 1.10B
EBITDA 748.60M
EBIT 725.90M
Earnings Per Share (EPS) $443.45
Full Income Statement

Balance Sheet

The company has $1.08 billion in cash and $932.50 million in debt, with a net cash position of -$833.80 million or -$354.05 per share.

Cash & Cash Equivalents 1.08B
Total Debt 932.50M
Net Cash -833.80M
Net Cash Per Share -$354.05
Equity (Book Value) 6.25B
Book Value Per Share 2,287.97
Working Capital 1.25B
Full Balance Sheet

Cash Flow

Operating Cash Flow 388.20M
Capital Expenditures n/a
Depreciation & Amortization n/a
Net Borrowing 243.60M
Free Cash Flow 388.20M
FCF Per Share $164.84
Full Cash Flow Statement

Margins

Gross margin is 53.34%, with operating and profit margins of 24.37% and 37.66%.

Gross Margin 53.34%
Operating Margin 24.37%
Pretax Margin 43.99%
Profit Margin 37.66%
EBITDA Margin 25.13%
EBIT Margin 24.37%
FCF Margin 13.03%

Dividends & Yields

This stock pays an annual dividend of $1.00, which amounts to a dividend yield of 0.05%.

Dividend Per Share $1.00
Dividend Yield 0.05%
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio 0.23%
Buyback Yield 2.35%
Shareholder Yield 2.40%
Earnings Yield 21.88%
FCF Yield 7.73%
Dividend Details

Analyst Forecast

Price Target n/a
Price Target Difference n/a
Analyst Consensus n/a
Analyst Count n/a
Revenue Growth Forecast (3Y) n/a
EPS Growth Forecast (3Y) n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 3