The Western Union Company Statistics
Total Valuation
WU has a market cap or net worth of $2.82 billion. The enterprise value is $4.47 billion.
Important Dates
The last earnings date was Thursday, October 23, 2025, after market close.
| Earnings Date | Oct 23, 2025 |
| Ex-Dividend Date | Sep 16, 2025 |
Share Statistics
WU has 317.84 million shares outstanding. The number of shares has decreased by -3.95% in one year.
| Current Share Class | 317.84M |
| Shares Outstanding | 317.84M |
| Shares Change (YoY) | -3.95% |
| Shares Change (QoQ) | -2.06% |
| Owned by Insiders (%) | 0.50% |
| Owned by Institutions (%) | 94.29% |
| Float | 315.95M |
Valuation Ratios
The trailing PE ratio is 3.83 and the forward PE ratio is 5.06. WU's PEG ratio is 1.86.
| PE Ratio | 3.83 |
| Forward PE | 5.06 |
| PS Ratio | 0.72 |
| Forward PS | 0.66 |
| PB Ratio | 3.06 |
| P/TBV Ratio | n/a |
| P/FCF Ratio | 5.54 |
| P/OCF Ratio | 5.20 |
| PEG Ratio | 1.86 |
Financial Ratio HistoryEnterprise Valuation
The stock's EV/EBITDA ratio is 4.85, with an EV/FCF ratio of 8.77.
| EV / Earnings | 5.79 |
| EV / Sales | 1.09 |
| EV / EBITDA | 4.85 |
| EV / EBIT | 5.92 |
| EV / FCF | 8.77 |
Financial Position
The company has a current ratio of 0.30, with a Debt / Equity ratio of 2.80.
| Current Ratio | 0.30 |
| Quick Ratio | 0.24 |
| Debt / Equity | 2.80 |
| Debt / EBITDA | 2.66 |
| Debt / FCF | 5.09 |
| Interest Coverage | 5.52 |
Financial Efficiency
Return on equity (ROE) is 97.70% and return on invested capital (ROIC) is 13.95%.
| Return on Equity (ROE) | 97.70% |
| Return on Assets (ROA) | 6.10% |
| Return on Invested Capital (ROIC) | 13.95% |
| Return on Capital Employed (ROCE) | 19.39% |
| Revenue Per Employee | $450,604 |
| Profits Per Employee | $84,714 |
| Employee Count | 9,100 |
| Asset Turnover | 0.53 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | -148.60M |
| Effective Tax Rate | n/a |
Stock Price Statistics
The stock price has decreased by -17.01% in the last 52 weeks. The beta is 0.53, so WU's price volatility has been lower than the market average.
| Beta (5Y) | 0.53 |
| 52-Week Price Change | -17.01% |
| 50-Day Moving Average | 8.46 |
| 200-Day Moving Average | 9.26 |
| Relative Strength Index (RSI) | 53.08 |
| Average Volume (20 Days) | 12,114,451 |
Short Selling Information
The latest short interest is 46.00 million, so 14.47% of the outstanding shares have been sold short.
| Short Interest | 46.00M |
| Short Previous Month | 40.79M |
| Short % of Shares Out | 14.47% |
| Short % of Float | 14.56% |
| Short Ratio (days to cover) | 4.08 |
Income Statement
In the last 12 months, WU had revenue of $4.10 billion and earned $770.90 million in profits. Earnings per share was $2.32.
| Revenue | 4.10B |
| Gross Profit | 1.55B |
| Operating Income | 754.20M |
| Pretax Income | 622.30M |
| Net Income | 770.90M |
| EBITDA | 921.00M |
| EBIT | 754.20M |
| Earnings Per Share (EPS) | $2.32 |
Full Income StatementBalance Sheet
The company has $947.80 million in cash and $2.59 billion in debt, giving a net cash position of -$1.64 billion or -$5.17 per share.
| Cash & Cash Equivalents | 947.80M |
| Total Debt | 2.59B |
| Net Cash | -1.64B |
| Net Cash Per Share | -$5.17 |
| Equity (Book Value) | 925.40M |
| Book Value Per Share | 2.91 |
| Working Capital | -2.73B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $542.30 million and capital expenditures -$32.90 million, giving a free cash flow of $509.40 million.
| Operating Cash Flow | 542.30M |
| Capital Expenditures | -32.90M |
| Free Cash Flow | 509.40M |
| FCF Per Share | $1.60 |
Full Cash Flow StatementMargins
Gross margin is 37.89%, with operating and profit margins of 18.39% and 18.80%.
| Gross Margin | 37.89% |
| Operating Margin | 18.39% |
| Pretax Margin | 15.18% |
| Profit Margin | 18.80% |
| EBITDA Margin | 22.46% |
| EBIT Margin | 18.39% |
| FCF Margin | 12.42% |
Dividends & Yields
This stock pays an annual dividend of $0.94, which amounts to a dividend yield of 10.33%.
| Dividend Per Share | $0.94 |
| Dividend Yield | 10.33% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 40.55% |
| Buyback Yield | 3.95% |
| Shareholder Yield | 14.53% |
| Earnings Yield | 27.31% |
| FCF Yield | 18.05% |
Dividend DetailsAnalyst Forecast
The average price target for WU is $8.75, which is -1.46% lower than the current price. The consensus rating is "Hold".
| Price Target | $8.75 |
| Price Target Difference | -1.46% |
| Analyst Consensus | Hold |
| Analyst Count | 10 |
| Revenue Growth Forecast (5Y) | 1.47% |
| EPS Growth Forecast (5Y) | -7.51% |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
WU has an Altman Z-Score of 0.71 and a Piotroski F-Score of 5. A Z-score under 3 suggests an increased risk of bankruptcy.
| Altman Z-Score | 0.71 |
| Piotroski F-Score | 5 |
