XP Inc. (XP)

XP Inc. Stock Forecast

Stock Price Forecast

The 6 analysts that cover XP Inc. stock have a consensus rating of "Strong Buy" and an average price target of $22.67, which forecasts a 6.98% increase in the stock price over the next year. The lowest target is $19 and the highest is $25.

Price Target: $22.67 (+6.98%)

Analyst Consensus: Strong Buy

Target	Low	Average	Median	High
Price	$19	$22.67	$23	$25
Change	-10.34%	+6.98%	+8.54%	+17.98%

* Price targets were last updated on Jan 20, 2026.

Analyst Ratings

The average analyst rating for XP Inc. stock is "Strong Buy". This means that analysts believe this stock is likely to perform very well in the near future and significantly outperform the market.

Recommendation Trends

Rating	Sep '25	Oct '25	Nov '25	Dec '25	Jan '26	Feb '26
Strong Buy	3	3	3	3	4	4
Buy	2	2	2	1	1	1
Hold	1	1	1	1	1	1
Sell	0	0	0	0	0	0
Strong Sell	0	0	0	0	0	0
Total	6	6	6	5	6	6

Latest Forecasts

Analyst	Firm	Rating	Rating	Action	Price Target	Upside	Date
Diego Pereira Jefferies	Jefferies	Strong Buy Initiates $22	Strong Buy	Initiates	$22	+3.82%	Jan 20, 2026
Thiago Batista UBS	UBS	Strong Buy Maintains $23 → $25	Strong Buy	Maintains	$23 → $25	+17.98%	Dec 16, 2025
Thiago Batista UBS	UBS	Strong Buy Maintains $24 → $23	Strong Buy	Maintains	$24 → $23	+8.54%	Oct 16, 2025
Gustavo Schroden Citigroup	Citigroup	Strong Buy Maintains $22 → $23	Strong Buy	Maintains	$22 → $23	+8.54%	Sep 24, 2025
Thiago Batista UBS	UBS	Strong Buy Maintains $17 → $24	Strong Buy	Maintains	$17 → $24	+13.26%	Jun 10, 2025

More Analyst Ratings

Financial Forecast

Revenue This Year

18.98B

Increased by 16.77%

from 16.25B

Revenue Next Year

21.33B

Increased by 12.39%

from 18.98B

EPS This Year

10.07

Increased by 22.33%

from 8.23

EPS Next Year

11.01

Increased by 9.39%

from 10.07

Fiscal Year	FY 2020	FY 2021	FY 2022	FY 2023	FY 2024	FY 2025	FY 2026
Period Ending	Dec 31, 2020	Dec 31, 2021	Dec 31, 2022	Dec 31, 2023	Dec 31, 2024	Dec 31, 2025	Dec 31, 2026
Revenue	8.10B	11.94B	12.95B	14.24B	16.25B	18.98B	21.33B
Revenue Growth	60.59%	47.44%	8.41%	10.02%	14.10%	16.77%	12.39%
EPS	3.71	6.26	6.25	7.16	8.23	10.07	11.01
EPS Growth	75.88%	68.53%	-0.20%	14.69%	14.90%	22.33%	9.39%
Forward PE	-	-	-	-	-	11.01	10.06
No. Analysts	-	-	-	-	-	11	11

Financial currency is BRL. Historical EPS numbers are GAAP, while forecasted numbers may be non-GAAP.

Revenue Forecast

Revenue	2025	2026	2027	2028	2029	2030
High	20.6B	23.4B
Avg	19.0B	21.3B
Low	17.7B	19.2B

Revenue Growth

Revenue Growth	2025	2026	2027	2028	2029	2030
High	26.8%	23.2%
Avg	16.8%	12.4%
Low	8.9%	1.4%

EPS Forecast

EPS	2025	2026	2027
High	10.42	11.48
Avg	10.07	11.01
Low	9.42	10.22

EPS Growth

EPS Growth	2025	2026	2027
High	26.5%	14.0%
Avg	22.3%	9.4%
Low	14.5%	1.5%

Sources: Price targets and analyst ratings provided by Benzinga. Revenue and EPS forecast data provided by Finnhub. The data is sourced from Wall Street analysts. Data disclaimer.