XP Inc. (XP)

XP Inc. Stock Forecast

Stock Price Forecast

The 6 analysts with 12-month price forecasts for XP Inc. stock have an average target of 20.33, with a low estimate of 13 and a high estimate of 29. The average target predicts an increase of 27.38% from the current stock price of 15.96.

Analyst Consensus: Buy

Target	Low	Average	Median	High
Price	$13	$20.33	$21	$29
Change	-18.55%	+27.38%	+31.58%	+81.70%

* Price targets were last updated on Jan 27, 2025.

Analyst Ratings

The average analyst rating for XP Inc. stock from 6 stock analysts is "Buy". This means that analysts believe this stock is likely to outperform the market over the next twelve months.

Recommendation Trends

Rating	Nov '24	Dec '24	Jan '25	Feb '25	Mar '25	Apr '25
Strong Buy	2	1	2	2	2	2
Buy	2	2	1	1	1	1
Hold	3	4	3	3	3	3
Sell	0	0	0	0	0	0
Strong Sell	0	0	0	0	0	0
Total	7	7	6	6	6	6

Latest Forecasts

Analyst	Firm	Rating	Rating	Action	Price Target	Upside	Date
Tito Labarta Goldman Sachs	Goldman Sachs	Hold Maintains $19 → $13	Hold	Maintains	$19 → $13	-18.55%	Jan 27, 2025
Thiago Batista UBS	UBS	Hold → Strong Buy Upgrades $19 → $16	Hold → Strong Buy	Upgrades	$19 → $16	+0.25%	Jan 24, 2025
Mario Pierry B of A Securities	B of A Securities	Strong Buy → Hold Downgrades $25 → $16	Strong Buy → Hold	Downgrades	$25 → $16	+0.25%	Dec 10, 2024
Jorge Kuri Morgan Stanley	Morgan Stanley	Hold Maintains $24 → $21	Hold	Maintains	$24 → $21	+31.58%	Nov 26, 2024
Domingos Falavina JP Morgan	JP Morgan	Buy Maintains $28 → $29	Buy	Maintains	$28 → $29	+81.70%	Oct 16, 2024

More Analyst Ratings

Financial Forecast

Revenue This Year

19.45B

Increased by 19.67%

from 16.25B

Revenue Next Year

21.93B

Increased by 12.74%

from 19.45B

EPS This Year

9.50

Increased by 15.37%

from 8.23

EPS Next Year

10.81

Increased by 13.80%

from 9.50

Fiscal Year	FY 2020	FY 2021	FY 2022	FY 2023	FY 2024	FY 2025	FY 2026	FY 2027
Period Ending	Dec 31, 2020	Dec 31, 2021	Dec 31, 2022	Dec 31, 2023	Dec 31, 2024	Dec 31, 2025	Dec 31, 2026	Dec 31, 2027
Revenue	8.10B	11.94B	12.95B	14.24B	16.25B	19.45B	21.93B	24.41B
Revenue Growth	60.59%	47.44%	8.41%	10.02%	14.10%	19.67%	12.74%	11.35%
EPS	3.71	6.26	6.25	7.16	8.23	9.50	10.81	12.20
EPS Growth	75.88%	68.53%	-0.20%	14.69%	14.90%	15.37%	13.80%	12.88%
Forward PE	-	-	-	-	-	9.56	8.40	7.44
No. Analysts	-	-	-	-	-	11	10	9

Financial currency is BRL. Historical EPS numbers are GAAP, while forecasted numbers may be non-GAAP.

Revenue Forecast

Revenue	2025	2026	2027	2028
High	20.4B	23.0B	25.5B
Avg	19.4B	21.9B	24.4B
Low	18.0B	20.4B	22.6B

Revenue Growth

Revenue Growth	2025	2026	2027	2028
High	25.4%	18.4%	16.3%
Avg	19.7%	12.7%	11.4%
Low	10.5%	4.9%	3.0%

EPS Forecast

EPS	2025	2026	2027
High	10.00	11.48	12.90
Avg	9.50	10.81	12.20
Low	8.44	9.79	11.13

EPS Growth

EPS Growth	2025	2026	2027
High	21.5%	20.9%	19.4%
Avg	15.4%	13.8%	12.9%
Low	2.5%	3.1%	3.0%

Sources: Price targets and analyst ratings provided by Benzinga. Revenue and EPS forecast data provided by Finnhub. The data is sourced from Wall Street analysts. Data disclaimer.