XP Inc. (XP)
NASDAQ: XP · Real-Time Price · USD
19.95
-0.19 (-0.94%)
Mar 11, 2026, 4:00 PM EDT - Market closed
XP Inc. Stock Forecast
Stock Price Forecast
The 6 analysts that cover XP Inc. stock have a consensus rating of "Strong Buy" and an average price target of $22.67, which forecasts a 13.63% increase in the stock price over the next year. The lowest target is $19 and the highest is $25.
Price Target: $22.67 (+13.63%)
Analyst Consensus: Strong Buy
* Price targets were last updated on Jan 20, 2026.
Analyst Ratings
The average analyst rating for XP Inc. stock is "Strong Buy". This means that analysts believe this stock is likely to perform very well in the near future and significantly outperform the market.
Recommendation Trends
| Rating | Sep '25 | Oct '25 | Nov '25 | Dec '25 | Jan '26 | Feb '26 |
|---|---|---|---|---|---|---|
| Strong Buy | 3 | 3 | 3 | 3 | 4 | 4 |
| Buy | 2 | 2 | 2 | 1 | 1 | 1 |
| Hold | 1 | 1 | 1 | 1 | 1 | 1 |
| Sell | 0 | 0 | 0 | 0 | 0 | 0 |
| Strong Sell | 0 | 0 | 0 | 0 | 0 | 0 |
| Total | 6 | 6 | 6 | 5 | 6 | 6 |
Latest Forecasts
| Analyst | Firm | Rating | Rating | Action | Price Target | Upside | Date |
|---|---|---|---|---|---|---|---|
| Jefferies | Jefferies | Strong Buy Initiates $22 | Strong Buy | Initiates | $22 | +10.28% | Jan 20, 2026 |
| UBS | UBS | Strong Buy Maintains $23 → $25 | Strong Buy | Maintains | $23 → $25 | +25.31% | Dec 16, 2025 |
| UBS | UBS | Strong Buy Maintains $24 → $23 | Strong Buy | Maintains | $24 → $23 | +15.29% | Oct 16, 2025 |
| Citigroup | Citigroup | Strong Buy Maintains $22 → $23 | Strong Buy | Maintains | $22 → $23 | +15.29% | Sep 24, 2025 |
| UBS | UBS | Strong Buy Maintains $17 → $24 | Strong Buy | Maintains | $17 → $24 | +20.30% | Jun 10, 2025 |
Financial Forecast
Revenue This Year
21.18B
from 17.77B
Increased by 19.15%
Revenue Next Year
24.07B
from 21.18B
Increased by 13.67%
EPS This Year
11.01
from 9.72
Increased by 13.24%
EPS Next Year
12.63
from 11.01
Increased by 14.78%
Financial currency is BRL. Historical EPS numbers are GAAP, while forecasted numbers may be non-GAAP.
Revenue Forecast
| Revenue | 2026 | 2027 | 2028 | 2029 | 2030 |
|---|---|---|---|---|---|
| High | 22.6B | 25.7B | |||
| Avg | 21.2B | 24.1B | |||
| Low | 19.2B | 22.0B |
Revenue Growth
| Revenue Growth | 2026 | 2027 | 2028 | 2029 | 2030 |
|---|---|---|---|---|---|
| High | 27.3% | 21.1% | |||
| Avg | 19.1% | 13.7% | |||
| Low | 8.2% | 4.1% |
EPS Forecast
| EPS | 2026 | 2027 | 2028 |
|---|---|---|---|
| High | 11.63 | 13.09 | |
| Avg | 11.01 | 12.63 | |
| Low | 9.88 | 11.63 |
EPS Growth
| EPS Growth | 2026 | 2027 | 2028 |
|---|---|---|---|
| High | 19.7% | 19.0% | |
| Avg | 13.2% | 14.8% | |
| Low | 1.6% | 5.7% |
Sources: Price targets and analyst ratings provided by Benzinga. Revenue and EPS forecast data provided by Finnhub. The data is sourced from Wall Street analysts. Data disclaimer.