XP Inc. (XP)
NASDAQ: XP · Real-Time Price · USD
16.81
+0.82 (5.13%)
Aug 21, 2026, 4:00 PM EDT - Market closed

XP Inc. Stock Forecast

Stock Price Forecast

According to 9 analysts polled by S&P Global, XP Inc. stock has a consensus rating of "Buy" and an average price target of $22.21. The average 1-year stock price forecast is 32.12% higher than the current stock price, while the lowest is $19.16 (+13.98%) and the highest is $24.2 (+43.96%).

Price Target: $22.21 (+32.12%)
Analyst Consensus: Buy

Price Target

Chart
TargetLowAverageMedianHigh
Price$19.16$22.21$23.2$24.2
Change+13.98%+32.12%+38.01%+43.96%

Analyst Ratings

According to 1 stock analyst, the rating for XP Inc. is "Buy". This means that the analyst believes this stock is likely to outperform the market over the next twelve months.

Recommendation Trends

Chart
RatingFeb '26Mar '26Apr '26May '26Jun '26Jul '26
Strong Buy777750
Buy333220
Hold333331
Sell000000
Strong Sell000000
Total13131312101

Latest Forecasts

AnalystFirmRatingRatingActionPrice TargetUpsideDate
Goldman Sachs
Goldman Sachs
Buy
Maintains
$21$20
BuyMaintains$21$20+18.98%Aug 18, 2026
Morgan Stanley
Morgan Stanley
Buy
Maintains
$26
BuyMaintains$26+54.67%Aug 18, 2026
Bank of America Securities
Bank of America Securities
Hold
Maintains
$21
HoldMaintains$21+24.93%Aug 17, 2026
UBS
UBS
Buy
Reiterates
$28$25
BuyReiterates$28$25+48.72%Jun 3, 2026

Financial Forecast

Revenue This Year
20.13B
from 17.77B
Increased by 13.24%
Revenue Next Year
22.41B
from 20.13B
Increased by 11.36%
EPS This Year
10.62
from 9.81
Increased by 8.23%
EPS Next Year
12.09
from 10.62
Increased by 13.83%
Fiscal YearFY 2021FY 2022FY 2023FY 2024FY 2025FY 2026
Period EndingDec 31, 2021Dec 31, 2022Dec 31, 2023Dec 31, 2024Dec 31, 2025Dec 31, 2026
Revenue
11.94B12.95B14.24B16.25B17.77B20.13B
Revenue Growth
47.44%8.41%10.02%14.10%9.37%13.24%
Operating Income
3.83B3.49B3.94B4.99B5.42B6.12B
Net Income
3.59B3.58B3.90B4.51B5.17B5.84B
EPS
----9.8110.62
EPS Growth
----18.48%8.23%
Forward PE
24.1310.7615.157.948.928.14
Dividend / Share
--6.364.020.997.51
Dividend Growth
----36.75%-75.34%657.48%
No. Analysts
-----3
EPS and Forward PE are based on non-GAAP adjusted numbers. Financial currency is BRL.

Revenue Forecast

Revenue202620272028
High20.4B
Avg20.1B
Low19.9B

Revenue Growth

Revenue Growth202620272028
High
14.7%
Avg
13.2%
Low
12.2%

EPS Forecast

EPS202620272028
High10.79
Avg10.62
Low10.44

EPS Growth

EPS Growth202620272028
High
10.0%
Avg
8.2%
Low
6.4%