XP Inc. (XP)
NASDAQ: XP · Real-Time Price · USD
19.86
-0.11 (-0.55%)
At close: Sep 11, 2026, 4:00 PM EDT
19.79
-0.07 (-0.35%)
After-hours: Sep 11, 2026, 7:37 PM EDT

XP Inc. Stock Forecast

Stock Price Forecast

According to 11 analysts polled by S&P Global, XP Inc. stock has a consensus rating of "Strong Buy" and an average price target of $23.22. The average 1-year stock price forecast is 16.92% higher than the current stock price, while the lowest is $20.22 (+1.81%) and the highest is $26.17 (+31.77%).

Price Target: $23.22 (+16.92%)
Analyst Consensus: Strong Buy

Price Target

Chart
TargetLowAverageMedianHigh
Price$20.22$23.22$23.37$26.17
Change+1.81%+16.92%+17.67%+31.77%

Analyst Ratings

The average analyst rating for XP Inc. stock is "Strong Buy". This means that analysts believe this stock is likely to perform very well in the near future and significantly outperform the market.

Recommendation Trends

Chart
RatingMar '26Apr '26May '26Jun '26Jul '26Aug '26
Strong Buy777652
Buy333331
Hold333310
Sell000000
Strong Sell000000
Total1313131293

Latest Forecasts

AnalystFirmRatingRatingActionPrice TargetUpsideDate
Itau Unibanco
Itau Unibanco
Buy
Upgrades
$22
BuyUpgrades$22+10.78%Aug 31, 2026
Goldman Sachs
Goldman Sachs
Buy
Maintains
$21$20
BuyMaintains$21$20+0.70%Aug 18, 2026
Morgan Stanley
Morgan Stanley
Buy
Maintains
$26
BuyMaintains$26+30.92%Aug 18, 2026
Bank of America Securities
Bank of America Securities
Hold
Maintains
$21
HoldMaintains$21+5.74%Aug 17, 2026
UBS
UBS
Buy
Reiterates
$28$25
BuyReiterates$28$25+25.88%Jun 3, 2026
More Analyst Ratings

Financial Forecast

Revenue This Year
20.07B
from 17.77B
Increased by 12.95%
Revenue Next Year
22.39B
from 20.07B
Increased by 11.53%
EPS This Year
10.83
from 9.81
Increased by 10.37%
EPS Next Year
12.18
from 10.83
Increased by 12.53%
Fiscal YearFY 2021FY 2022FY 2023FY 2024FY 2025FY 2026
Period EndingDec 31, 2021Dec 31, 2022Dec 31, 2023Dec 31, 2024Dec 31, 2025Dec 31, 2026
Revenue
11.94B12.95B14.24B16.25B17.77B20.07B
Revenue Growth
47.44%8.41%10.02%14.10%9.37%12.95%
Operating Income
3.83B3.49B3.94B4.99B5.42B6.43B
Net Income
3.59B3.58B3.90B4.51B5.17B5.65B
EPS
----9.8110.83
EPS Growth
----18.48%10.37%
Forward PE
24.1310.7615.157.948.929.39
Dividend / Share
--6.364.020.997.24
Dividend Growth
----36.75%-75.34%629.98%
No. Analysts
-----9
EPS and Forward PE are based on non-GAAP adjusted numbers. Financial currency is BRL.

Revenue Forecast

Revenue202620272028
High20.4B
Avg20.1B
Low19.9B

Revenue Growth

Revenue Growth202620272028
High
14.7%
Avg
13.0%
Low
11.7%

EPS Forecast

EPS202620272028
High11.08
Avg10.83
Low10.44

EPS Growth

EPS Growth202620272028
High
13.0%
Avg
10.4%
Low
6.4%