XP Inc. (XP)
NASDAQ: XP · Real-Time Price · USD
17.06
-0.14 (-0.81%)
Jul 31, 2026, 4:00 PM EDT - Market closed

XP Inc. Stock Forecast

Stock Price Forecast

According to 13 analysts polled by S&P Global, XP Inc. stock has a consensus rating of "Buy" and an average price target of $23.42. The average 1-year stock price forecast is 37.28% higher than the current stock price, while the lowest is $19.23 (+12.72%) and the highest is $26.48 (+55.22%).

Price Target: $23.42 (+37.28%)
Analyst Consensus: Buy

Price Target

Chart
TargetLowAverageMedianHigh
Price$19.23$23.42$23.05$26.48
Change+12.72%+37.28%+35.11%+55.22%

Analyst Ratings

The average analyst rating for XP Inc. stock is "Buy". This means that analysts believe this stock is likely to outperform the market over the next twelve months.

Recommendation Trends

Chart
RatingFeb '26Mar '26Apr '26May '26Jun '26Jul '26
Strong Buy777778
Buy333333
Hold333332
Sell000000
Strong Sell000000
Total131313131313

Latest Forecasts

AnalystFirmRatingRatingActionPrice TargetUpsideDate
Bank of America Securities
Bank of America Securities
Hold
Reiterates
$26$21
HoldReiterates$26$21+23.09%Jul 30, 2026
UBS
UBS
Buy
Reiterates
$28$25
BuyReiterates$28$25+46.54%Jun 3, 2026
Goldman Sachs
Goldman Sachs
Buy
Reiterates
$24$23
BuyReiterates$24$23+34.82%May 19, 2026

Financial Forecast

Revenue This Year
20.03B
from 17.77B
Increased by 12.71%
Revenue Next Year
22.45B
from 20.03B
Increased by 12.04%
EPS This Year
10.74
from 9.81
Increased by 9.47%
EPS Next Year
12.05
from 10.74
Increased by 12.18%
Fiscal YearFY 2021FY 2022FY 2023FY 2024FY 2025FY 2026
Period EndingDec 31, 2021Dec 31, 2022Dec 31, 2023Dec 31, 2024Dec 31, 2025Dec 31, 2026
Revenue
11.94B12.95B14.24B16.25B17.77B20.03B
Revenue Growth
47.44%8.41%10.02%14.10%9.37%12.71%
Operating Income
3.83B3.49B3.94B4.99B5.42B6.31B
Net Income
3.59B3.58B3.90B4.51B5.17B5.51B
EPS
----9.8110.74
EPS Growth
----18.48%9.47%
Forward PE
24.1310.7615.157.948.928.07
Dividend / Share
--6.364.020.996.62
Dividend Growth
----36.75%-75.34%568.14%
No. Analysts
-----10
EPS and Forward PE are based on non-GAAP adjusted numbers. Financial currency is BRL.

Revenue Forecast

Revenue202620272028
High20.8B
Avg20.0B
Low19.6B

Revenue Growth

Revenue Growth202620272028
High
17.0%
Avg
12.7%
Low
10.1%

EPS Forecast

EPS202620272028
High11.20
Avg10.74
Low10.37

EPS Growth

EPS Growth202620272028
High
14.2%
Avg
9.5%
Low
5.7%