XP Inc. (XP)
NASDAQ: XP · Real-Time Price · USD
29.35
-1.07 (-3.52%)
At close: Oct 22, 2026, 4:00 PM EDT
29.36
+0.01 (0.03%)
After-hours: Oct 22, 2026, 7:58 PM EDT

XP Inc. Stock Forecast

Stock Price Forecast

According to 13 analysts polled by S&P Global, XP Inc. stock has a consensus rating of "Strong Buy" and an average price target of $26.3. The average 1-year stock price forecast is 10.39% lower than the current stock price, while the lowest is $20.54 (-30.02%) and the highest is $37.56 (+27.97%).

Price Target: $26.3 (-10.39%)
Analyst Consensus: Strong Buy

Price Target

Chart
TargetLowAverageMedianHigh
Price$20.54$26.3$23.74$37.56
Change-30.02%-10.39%-19.11%+27.97%

Analyst Ratings

The average analyst rating for XP Inc. stock is "Strong Buy". This means that analysts believe this stock is likely to perform very well in the near future and significantly outperform the market.

Recommendation Trends

Chart
RatingMay '26Jun '26Jul '26Aug '26Sep '26Oct '26
Strong Buy778888
Buy333444
Hold332111
Sell000000
Strong Sell000000
Total131313131313

Latest Forecasts

AnalystFirmRatingRatingActionPrice TargetUpsideDate
Bank of America Securities
Bank of America Securities
Hold
Maintains
$21 → $33
HoldMaintains$21 → $33+12.44%Oct 20, 2026
Goldman Sachs
Goldman Sachs
Buy
Maintains
$20 → $36
BuyMaintains$20 → $36+22.66%Oct 19, 2026
UBS
UBS
Buy
Reiterates
$25 → $37
BuyReiterates$25 → $37+26.06%Oct 8, 2026
J.P. Morgan
J.P. Morgan
Buy
Maintains
$26 → $38
BuyMaintains$26 → $38+29.47%Oct 6, 2026
Itau Unibanco
Itau Unibanco
Buy
Upgrades
$22 → $27
BuyUpgrades$22 → $27-8.01%Oct 5, 2026
More Analyst Ratings

Financial Forecast

Revenue This Year
20.09B
from 17.77B
Increased by 13.03%
Revenue Next Year
22.56B
from 20.09B
Increased by 12.31%
EPS This Year
10.92
from 9.81
Increased by 11.35%
EPS Next Year
12.54
from 10.92
Increased by 14.83%
Fiscal YearFY 2021FY 2022FY 2023FY 2024FY 2025FY 2026
Period EndingDec 31, 2021Dec 31, 2022Dec 31, 2023Dec 31, 2024Dec 31, 2025Dec 31, 2026
Revenue
11.94B12.95B14.24B16.25B17.77B20.09B
Revenue Growth
47.44%8.41%10.02%14.10%9.37%13.03%
Operating Income
3.83B3.49B3.94B4.99B5.42B6.45B
Net Income
3.59B3.58B3.90B4.51B5.17B5.71B
EPS
----9.8110.92
EPS Growth
----18.48%11.35%
Forward PE
24.1310.7615.157.948.9213.57
Dividend / Share
--6.364.020.997.57
Dividend Growth
----36.75%-75.34%663.24%
Free Cash Flow
----11.84B6.92B
No. Analysts
-----11
EPS and Forward PE are based on non-GAAP adjusted numbers. Financial currency is BRL.

Revenue Forecast

Revenue202620272028
High20.4B
Avg20.1B
Low19.8B

Revenue Growth

Revenue Growth202620272028
High
14.7%
Avg
13.0%
Low
11.6%

EPS Forecast

EPS202620272028
High11.35
Avg10.92
Low10.53

EPS Growth

EPS Growth202620272028
High
15.7%
Avg
11.3%
Low
7.3%