XP Inc. (XP)
NASDAQ: XP · Real-Time Price · USD
21.68
+0.50 (2.39%)
Oct 2, 2026, 3:20 PM EDT - Market open
XP Inc. Stock Forecast
Stock Price Forecast
According to 11 analysts polled by S&P Global, XP Inc. stock has a consensus rating of "Buy" and an average price target of $23.06. The average 1-year stock price forecast is 6.39% higher than the current stock price, while the lowest is $20.01 (-7.68%) and the highest is $25.89 (+19.45%).
Price Target: $23.06 (+6.39%)
Analyst Consensus: Buy
Price Target
ChartAnalyst Ratings
The average analyst rating for XP Inc. stock is "Buy". This means that analysts believe this stock is likely to outperform the market over the next twelve months.
Recommendation Trends
| Rating | Apr '26 | May '26 | Jun '26 | Jul '26 | Aug '26 | Sep '26 |
|---|---|---|---|---|---|---|
| Strong Buy | 7 | 7 | 7 | 6 | 4 | 4 |
| Buy | 3 | 3 | 3 | 3 | 2 | 2 |
| Hold | 3 | 3 | 3 | 2 | 1 | 1 |
| Sell | 0 | 0 | 0 | 0 | 0 | 0 |
| Strong Sell | 0 | 0 | 0 | 0 | 0 | 0 |
| Total | 13 | 13 | 13 | 11 | 7 | 7 |
Latest Forecasts
| Analyst | Firm | Rating | Rating | Action | Price Target | Upside | Date |
|---|---|---|---|---|---|---|---|
| Citi | Citi | Buy Maintains $23 → $25 | Buy | Maintains | $23 → $25 | +15.34% | Sep 29, 2026 |
| Itau Unibanco | Itau Unibanco | Buy Upgrades $22 | Buy | Upgrades | $22 | +1.50% | Aug 31, 2026 |
| Goldman Sachs | Goldman Sachs | Buy Maintains $21 → $20 | Buy | Maintains | $21 → $20 | -7.73% | Aug 18, 2026 |
| Morgan Stanley | Morgan Stanley | Buy Maintains $26 | Buy | Maintains | $26 | +19.95% | Aug 18, 2026 |
| Bank of America Securities | Bank of America Securities | Hold Maintains $21 | Hold | Maintains | $21 | -3.11% | Aug 17, 2026 |
Financial Forecast
Revenue This Year
20.05B
from 17.77B
Increased by 12.80%
Revenue Next Year
22.45B
from 20.05B
Increased by 11.97%
EPS This Year
10.79
from 9.81
Increased by 10.01%
EPS Next Year
12.19
from 10.79
Increased by 12.93%
EPS and Forward PE are based on non-GAAP adjusted numbers. Financial currency is BRL.