XP Inc. (XP)
NASDAQ: XP · Real-Time Price · USD
15.39
+0.58 (3.95%)
At close: Nov 11, 2026, 4:00 PM EST
15.22
-0.16 (-1.07%)
After-hours: Nov 11, 2026, 7:30 PM EST

XP Inc. Stock Forecast

Stock Price Forecast

According to 13 analysts polled by S&P Global, XP Inc. stock has a consensus rating of "Buy" and an average price target of $22.96. The average 1-year stock price forecast is 49.24% higher than the current stock price, while the lowest is $14.64 (-4.84%) and the highest is $34.2 (+122.29%).

Price Target: $22.96 (+49.24%)
Analyst Consensus: Buy

Price Target

Chart
TargetLowAverageMedianHigh
Price$14.64$22.96$21.24$34.2
Change-4.84%+49.24%+38.06%+122.29%

Analyst Ratings

The average analyst rating for XP Inc. stock is "Buy". This means that analysts believe this stock is likely to outperform the market over the next twelve months.

Recommendation Trends

Chart
RatingJun '26Jul '26Aug '26Sep '26Oct '26Nov '26
Strong Buy788866
Buy334433
Hold321144
Sell000000
Strong Sell000000
Total131313131313

Latest Forecasts

AnalystFirmRatingRatingActionPrice TargetUpsideDate
UBS
UBS
Buy
Reiterates
$37 → $23
BuyReiterates$37 → $23+49.50%Nov 5, 2026
Banco Santander
Banco Santander
Hold
Downgrades
$19
HoldDowngrades$19+23.50%Oct 29, 2026
Morgan Stanley
Morgan Stanley
Hold
Downgrades
$23 → $19
HoldDowngrades$23 → $19+23.50%Oct 27, 2026
Citi
Citi
Hold
Downgrades
$25 → $15
HoldDowngrades$25 → $15-2.50%Oct 27, 2026
Bank of America Securities
Bank of America Securities
Hold
Reiterates
$21 → $33
HoldReiterates$21 → $33+114.49%Oct 20, 2026
More Analyst Ratings

Financial Forecast

Revenue This Year
20.08B
from 17.77B
Increased by 12.96%
Revenue Next Year
22.19B
from 20.08B
Increased by 10.53%
EPS This Year
10.89
from 9.81
Increased by 11.03%
EPS Next Year
12.20
from 10.89
Increased by 11.98%
Fiscal YearFY 2021FY 2022FY 2023FY 2024FY 2025FY 2026
Period EndingDec 31, 2021Dec 31, 2022Dec 31, 2023Dec 31, 2024Dec 31, 2025Dec 31, 2026
Revenue
11.94B12.95B14.24B16.25B17.77B20.08B
Revenue Growth
47.44%8.41%10.02%14.10%9.37%12.96%
Operating Income
3.83B3.49B3.94B4.99B5.42B6.46B
Net Income
3.59B3.58B3.90B4.51B5.17B5.63B
EPS
----9.8110.89
EPS Growth
----18.48%11.03%
Forward PE
24.1310.7615.157.948.927.89
Dividend / Share
--6.364.020.997.74
Dividend Growth
----36.75%-75.34%680.46%
Free Cash Flow
----11.84B6.92B
No. Analysts
-----11
EPS and Forward PE are based on non-GAAP adjusted numbers. Financial currency is BRL.

Revenue Forecast

Revenue202620272028
High20.8B
Avg20.1B
Low19.8B

Revenue Growth

Revenue Growth202620272028
High
16.9%
Avg
13.0%
Low
11.4%

EPS Forecast

EPS202620272028
High11.35
Avg10.89
Low10.53

EPS Growth

EPS Growth202620272028
High
15.7%
Avg
11.0%
Low
7.3%