XP Inc. (XP)
NASDAQ: XP · Real-Time Price · USD
15.88
+0.58 (3.79%)
Jun 22, 2026, 10:50 AM EDT - Market open

XP Inc. Stock Forecast

Stock Price Forecast

According to 13 analysts polled by S&P Global, XP Inc. stock has a consensus rating of "Buy" and an average price target of $23.69. The average 1-year stock price forecast is 49.18% higher than the current stock price, while the lowest is $18.58 (+17.00%) and the highest is $26.47 (+66.69%).

Price Target: $23.69 (+49.18%)
Analyst Consensus: Buy
TargetLowAverageMedianHigh
Price$18.58$23.69$24.42$26.47
Change+17.00%+49.18%+53.78%+66.69%

Analyst Ratings

The average analyst rating for XP Inc. stock is "Buy". This means that analysts believe this stock is likely to outperform the market over the next twelve months.

Recommendation Trends

RatingJan '26Feb '26Mar '26Apr '26May '26Jun '26
Strong Buy777777
Buy333333
Hold333333
Sell000000
Strong Sell000000
Total131313131313

Latest Forecasts

AnalystFirmRatingRatingActionPrice TargetUpsideDate
UBS
UBS
Buy
Reiterates
$28$25
BuyReiterates$28$25+57.43%Jun 3, 2026
Goldman Sachs
Goldman Sachs
Buy
Reiterates
$24$23
BuyReiterates$24$23+44.84%May 19, 2026
Bank of America Securities
Bank of America Securities
Hold
Reiterates
$22$26
HoldReiterates$22$26+63.73%Mar 2, 2026
Diego Sarmento Pereira
Jefferies
No rating
Jefferies
Buy
Initiates
$22
BuyInitiates$22+38.54%Jan 20, 2026

Financial Forecast

Revenue This Year
20.43B
from 17.77B
Increased by 14.96%
Revenue Next Year
23.17B
from 20.43B
Increased by 13.41%
EPS This Year
10.86
from 9.81
Increased by 10.74%
EPS Next Year
12.24
from 10.86
Increased by 12.69%
Fiscal YearFY 2021FY 2022FY 2023FY 2024FY 2025FY 2026
Period EndingDec 31, 2021Dec 31, 2022Dec 31, 2023Dec 31, 2024Dec 31, 2025Dec 31, 2026
Revenue
11.94B12.95B14.24B16.25B17.77B20.43B
Revenue Growth
47.44%8.41%10.02%14.10%9.37%14.96%
Operating Income
3.83B3.49B3.94B4.99B5.42B6.43B
Net Income
3.59B3.58B3.90B4.51B5.17B5.67B
EPS
----9.8110.86
EPS Growth
----18.48%10.74%
Forward PE
24.1310.7615.157.948.927.54
Dividend / Share
--6.364.020.996.25
Dividend Growth
----36.75%-75.34%530.31%
No. Analysts
-----9
EPS and Forward PE are based on non-GAAP adjusted numbers. Financial currency is BRL.

Revenue Forecast

Revenue202620272028
High21.0B
Avg20.4B
Low19.8B

Revenue Growth

Revenue Growth202620272028
High
18.3%
Avg
15.0%
Low
11.1%

EPS Forecast

EPS202620272028
High11.13
Avg10.86
Low10.37

EPS Growth

EPS Growth202620272028
High
13.5%
Avg
10.7%
Low
5.7%