XP Inc. (XP)
NASDAQ: XP · Real-Time Price · USD
17.68
-0.13 (-0.73%)
At close: Aug 27, 2026, 4:00 PM EDT
17.69
+0.01 (0.06%)
After-hours: Aug 27, 2026, 7:30 PM EDT

XP Inc. Statistics

Total Valuation

XP Inc. has a market cap or net worth of $8.97 billion. The enterprise value is -$15.71 billion.

Market Cap8.97B
Enterprise Value -15.71B

Important Dates

The last earnings date was Monday, August 17, 2026, after market close.

Earnings Date Aug 17, 2026
Ex-Dividend Date Jun 10, 2026

Share Statistics

XP Inc. has 507.48 million shares outstanding. The number of shares has decreased by -2.91% in one year.

Current Share Class 405.73M
Shares Outstanding 507.48M
Shares Change (YoY) -2.91%
Shares Change (QoQ) -0.91%
Owned by Insiders (%) 0.33%
Owned by Institutions (%) 68.47%
Float 403.18M

Valuation Ratios

The trailing PE ratio is 9.04 and the forward PE ratio is 7.77. XP Inc.'s PEG ratio is 0.48.

PE Ratio 9.04
Forward PE 7.77
PS Ratio 2.49
Forward PS 0.42
PB Ratio 1.87
P/TBV Ratio 2.12
P/FCF Ratio 3.51
P/OCF Ratio 3.44
PEG Ratio 0.48
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

The company has a current ratio of 1.49, with a Debt / Equity ratio of 6.42.

Current Ratio 1.49
Quick Ratio 1.45
Debt / Equity 6.42
Debt / EBITDA n/a
Debt / FCF 12.03
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 22.56% and return on invested capital (ROIC) is 2.80%.

Return on Equity (ROE) 22.56%
Return on Assets (ROA) 1.36%
Return on Invested Capital (ROIC) 2.80%
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 2.32%
Revenue Per Employee $445,674
Profits Per Employee $127,184
Employee Count8,069
Asset Turnover 0.05
Inventory Turnover n/a

Taxes

In the past 12 months, XP Inc. has paid $79.66 million in taxes.

Income Tax 79.66M
Effective Tax Rate 7.21%

Stock Price Statistics

The stock price has increased by +5.49% in the last 52 weeks. The beta is 1.10, so XP Inc.'s price volatility has been similar to the market average.

Beta (5Y) 1.10
52-Week Price Change +5.49%
50-Day Moving Average 16.44
200-Day Moving Average 18.03
Relative Strength Index (RSI) 62.38
Average Volume (20 Days) 4,603,416

Short Selling Information

The latest short interest is 18.35 million, so 4.75% of the outstanding shares have been sold short.

Short Interest 18.35M
Short Previous Month 19.62M
Short % of Shares Out 4.75%
Short % of Float n/a
Short Ratio (days to cover) 3.83

Income Statement

In the last 12 months, XP Inc. had revenue of $3.60 billion and earned $1.03 billion in profits. Earnings per share was $1.96.

Revenue3.60B
Gross Profit 2.49B
Operating Income 1.10B
Pretax Income 1.11B
Net Income 1.03B
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $1.96
Full Income Statement

Balance Sheet

The company has $55.48 billion in cash and $30.79 billion in debt, with a net cash position of $24.68 billion or $48.64 per share.

Cash & Cash Equivalents 55.48B
Total Debt 30.79B
Net Cash 24.68B
Net Cash Per Share $48.64
Equity (Book Value) 4.79B
Book Value Per Share 9.44
Working Capital 21.23B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $2.61 billion and capital expenditures -$45.47 million, giving a free cash flow of $2.56 billion.

Operating Cash Flow 2.61B
Capital Expenditures -45.47M
Depreciation & Amortization n/a
Net Borrowing -696.21M
Free Cash Flow 2.56B
FCF Per Share $5.04
Full Cash Flow Statement

Margins

Gross margin is 69.20%, with operating and profit margins of 30.45% and 28.54%.

Gross Margin 69.20%
Operating Margin 30.45%
Pretax Margin 30.74%
Profit Margin 28.54%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 70.92%

Dividends & Yields

This stock pays an annual dividend of $0.20, which amounts to a dividend yield of 1.13%.

Dividend Per Share $0.20
Dividend Yield 1.13%
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio 19.42%
Buyback Yield 2.91%
Shareholder Yield 4.04%
Earnings Yield 11.44%
FCF Yield 28.53%
Dividend Details

Analyst Forecast

The average price target for XP Inc. is $22.58, which is 27.72% higher than the current price. The consensus rating is "Buy".

Price Target $22.58
Price Target Difference 27.72%
Analyst Consensus Buy
Analyst Count 2
Revenue Growth Forecast (3Y) 12.17%
EPS Growth Forecast (3Y) 10.25%
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 6