Exzeo Group, Inc. (XZO)

NYSE: XZO · Real-Time Price · USD
16.10
-0.62 (-3.71%)
At close: Jul 17, 2026, 4:00 PM EDT
16.08
-0.03 (-0.16%)
After-hours: Jul 17, 2026, 7:00 PM EDT
Market Cap1.46B
Revenue (ttm)226.52M +44.2%
Net Income81.76M +73.6%
EPS0.98 +128.7%
Shares Out 90.92M
PE Ratio16.39
Forward PE15.24
Dividendn/a
Ex-Dividend Daten/a
Volume125,831
Open16.43
Previous Close16.72
Day's Range15.96 - 16.91
52-Week Range12.36 - 24.60
Betan/a
AnalystsBuy
Price Target26.00 (+61.49%)
Earnings DateAug 6, 2026

About XZO

Exzeo Group, Inc. provides turnkey insurance technology and operations solutions to insurance carriers and agents. The company offers Exzeo Platform, an Insurance-as-a-Service (IaaS) platform that provides technology-based solutions for operational and administrative activities, such as quoting and underwriting, policy management, claims management, data reporting, and financial reporting; and streamlines and automates interactions between insurance carriers and policyholders. It also provides CasaClue, a data repository; Harmony, a policy admi... [Read more]

Sector Financials
IPO Date Nov 5, 2025
Employees 354
Stock Exchange NYSE
Ticker Symbol XZO
Full Company Profile

Financial Performance

In 2025, Exzeo Group's revenue was $221.28 million, an increase of 64.53% compared to the previous year's $134.50 million. Earnings were $79.00 million, an increase of 128.17%.

Financial Statements

Analyst Summary

According to 2 analysts, the average rating for XZO stock is "Buy." The 12-month stock price target is $26.0, which is an increase of 61.49% from the latest price.

Price Target
$26.0
(61.49% upside)
Analyst Consensus: Buy
Stock Forecasts

News

Exzeo Group Sets Second Quarter 2026 Earnings Call for Thursday, August 6, 2026, at 5:45 p.m. ET

TAMPA, Fla.--(BUSINESS WIRE)--Exzeo Group, Inc. (NYSE:XZO) will hold a conference call on Thursday, August 6, 2026, at 5:45 p.m. Eastern Time to discuss results for the second quarter ended June 30, 2...

4 days ago - Business Wire

Exzeo board authorizes up to $12M stock repurchase program

Exzeo (XZO) Group announced that its Board of Directors has authorized a new program and adopted a corresponding plan under Rule 10b5-1 of the Securities Exchange Act of 1934, as…

7 weeks ago - TheFly

Exzeo Announces New Stock Repurchase Program

TAMPA, Fla.--(BUSINESS WIRE)--Exzeo Group Inc. (NYSE: XZO) today announced that its Board of Directors has authorized a new program and adopted a corresponding plan under Rule 10b5-1 of the Securities...

7 weeks ago - Business Wire

Exzeo reports Q1 EPS 22c, consensus 21c

Reports Q1 revenue $55.53M, consensus $58.06M. “Our first quarter demonstrated momentum across the Exzeo (XZO) Platform, highlighted by strong managed premium growth and the addition of a seventh insu...

2 months ago - TheFly

Exzeo Group Earnings Call Transcript: Q1 2026

Managed premium and revenue grew year-over-year, with strong profitability and cash flow. AI-driven product innovation and client diversification are fueling growth, while guidance for 2026 remains robust.

2 months ago - Transcripts

Exzeo Group Earnings release: Q1 2026

Exzeo Group released its Q1 2026 earnings on May 6, 2026, summarizing the period's financial results.

2 months ago - Filings

Exzeo Group Quarterly report: Q1 2026

Exzeo Group has published its Q1 2026 quarterly earnings report on May 6, 2026.

2 months ago - Filings

Exzeo Announces First Quarter 2026 Financial Results

TAMPA, Fla.--(BUSINESS WIRE)--Exzeo Group, Inc. (NYSE:XZO) today announced financial results for the first quarter ended March 31, 2026. "Our first quarter demonstrated momentum across the Exzeo Platf...

2 months ago - Business Wire

Exzeo Launches WindForm Pro, Bringing AI-Driven Automation to Florida Wind Mitigation Requirements

TAMPA, Fla.--(BUSINESS WIRE)--Exzeo Group Inc. (NYSE: XZO), a modern insurance operating platform for property & casualty carriers, today announced the launch of WindForm Pro, a purpose-built solution...

2 months ago - Business Wire

Exzeo Group Proxy statement: Proxy filing

Exzeo Group filed a proxy statement on April 29, 2026, providing details for shareholder voting and corporate governance matters.

2 months ago - Filings

Exzeo Group Proxy statement: Proxy filing

Exzeo Group filed a proxy statement on April 29, 2026, providing details for shareholder voting and corporate governance matters.

2 months ago - Filings

Exzeo Group Sets First Quarter 2026 Earnings Call for Wednesday, May 6, 2026, at 5:45 p.m. ET

TAMPA, Fla.--(BUSINESS WIRE)--Exzeo Group, Inc. (NYSE:XZO) will hold a conference call on Wednesday, May 6, 2026, at 5:45 p.m. Eastern Time to discuss results for the first quarter ended March 31, 202...

3 months ago - Business Wire

Exzeo Group Sets 2026 Annual Meeting of Shareholders and Record Date

TAMPA, Fla.--(BUSINESS WIRE)--Exzeo Group, Inc. (NYSE: XZO) announced today that it will hold its 2026 Annual Meeting of Shareholders on Tuesday, June 9, 2026, at 3:00 p.m. Eastern time at Exzeo's hea...

3 months ago - Business Wire

Exzeo Group Earnings Call Transcript: Q4 2025

Q4 and full-year results showed strong growth in revenue, income, and managed premium, with expanding margins and robust free cash flow. New client wins, including Tokio Marine Highland, and a raised outlook for 2026 highlight momentum.

5 months ago - Transcripts

Exzeo Group Annual report: Q4 2025

Exzeo Group has published its Q4 2025 annual report on February 25, 2026.

5 months ago - Filings

Exzeo Group Earnings release: Q4 2025

Exzeo Group released its Q4 2025 earnings on February 25, 2026, summarizing the period's financial results.

5 months ago - Filings

Exzeo Announces Fourth Quarter and Full Year 2025 Financial Results

TAMPA, Fla.--(BUSINESS WIRE)--Exzeo Group, Inc. (NYSE:XZO) today announced financial results for the fourth quarter and full year ended December 31, 2025. "Our full year performance underscores the st...

5 months ago - Business Wire

Exzeo Announces Strategic Partnership with Tokio Marine Highland To Offer Primary Residential Flood Insurance Program

TAMPA, Fla.--(BUSINESS WIRE)--Exzeo Group, Inc. (NYSE:XZO) today announced a new strategic partnership with Tokio Marine Highland, a wholly owned subsidiary of Tokio Marine Kiln (TMK), a leading inter...

5 months ago - Business Wire

Exzeo Group Sets Fourth Quarter and Full Year 2025 Earnings Call for Wednesday, February 25, 2026, at 5:45 p.m. ET

TAMPA, Fla.--(BUSINESS WIRE)--Exzeo Group, Inc. (NYSE:XZO) will hold a conference call on Wednesday, February 25, 2026, at 5:45 p.m. Eastern Time to discuss results for the fourth quarter and full yea...

5 months ago - Business Wire

Exzeo upgraded to Buy from Hold at Spin-Off Research

Spin-Off Research upgraded Exzeo (XZO) to Buy from Hold with a $21 price target

7 months ago - TheFly

Exzeo Group Earnings Call Transcript: Q3 2025

Q3 saw 90% revenue growth, strong margin expansion, and a debt-free balance sheet with $140M cash. Managed premium reached $1.2B, with guidance for continued growth and robust free cash flow. The sales pipeline is expanding, and IPO proceeds will further strengthen liquidity.

7 months ago - Transcripts

Exzeo Group Quarterly report: Q3 2025

Exzeo Group has published its Q3 2025 quarterly earnings report on December 10, 2025.

7 months ago - Filings

Exzeo Group Earnings release: Q3 2025

Exzeo Group released its Q3 2025 earnings on December 10, 2025, summarizing the period's financial results.

7 months ago - Filings

Exzeo reports Q3 EPS 25c vs 6c last year

Reports Q3 revenue $55.2M, consensus $55.27M. “This quarter, our carrier partners delivered industry-leading financial results supported by their continued utilization of the Exzeo (XZO) Platform, dem...

7 months ago - TheFly

Exzeo Announces Third Quarter 2025 Financial Results

TAMPA, Fla.--(BUSINESS WIRE)--Exzeo Group, Inc. (NYSE:XZO) today announced financial results for the quarter ended September 30, 2025. "This quarter, our carrier partners delivered industry-leading fi...

7 months ago - Business Wire