Exzeo Group, Inc. (XZO)
NYSE: XZO · Real-Time Price · USD
13.69
-0.02 (-0.15%)
At close: May 19, 2026, 4:00 PM EDT
13.77
+0.08 (0.58%)
After-hours: May 19, 2026, 7:00 PM EDT
Exzeo Group Earnings Call Transcripts
Fiscal Year 2026
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Managed premium and revenue grew year-over-year, with strong profitability and cash flow. AI-driven product innovation and client diversification are fueling growth, while guidance for 2026 remains robust.
Fiscal Year 2025
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Q4 and full-year results showed strong revenue, margin, and cash flow growth, with Managed Premium and ARR up sharply year-over-year. New client wins, including Tokio Marine Highland, and a robust sales pipeline support raised 2026 guidance.
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Q3 saw 90% revenue growth, strong margin expansion, and a debt-free balance sheet with $140M cash. Managed premium reached $1.2B, with guidance for continued growth and robust free cash flow. The sales pipeline is expanding, and IPO proceeds will further strengthen liquidity.