Exzeo Group, Inc. (XZO)
NYSE: XZO · Real-Time Price · USD
16.26
-0.50 (-2.98%)
Apr 29, 2026, 3:18 PM EDT - Market open
Exzeo Group Earnings Call Transcripts
Fiscal Year 2025
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Q4 and full-year results showed strong revenue, margin, and cash flow growth, with Managed Premium and ARR up sharply year-over-year. New client wins, including Tokio Marine Highland, and a robust sales pipeline support raised 2026 guidance.
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Q3 saw 90% revenue growth, strong margin expansion, and a debt-free balance sheet with $140M cash. Managed premium reached $1.2B, with guidance for continued growth and robust free cash flow. The sales pipeline is expanding, and IPO proceeds will further strengthen liquidity.