Exzeo Group, Inc. (XZO)
NYSE: XZO · Real-Time Price · USD
16.30
+0.20 (1.24%)
At close: Jul 20, 2026, 4:00 PM EDT
16.30
0.00 (0.00%)
After-hours: Jul 20, 2026, 7:00 PM EDT
Exzeo Group Earnings Call Transcripts
Fiscal Year 2026
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Managed premium and revenue grew year-over-year, with strong profitability and cash flow. AI-driven product innovation and client diversification are fueling growth, while guidance for 2026 remains robust.
Fiscal Year 2025
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Q4 and full-year results showed strong growth in revenue, income, and managed premium, with expanding margins and robust free cash flow. New client wins, including Tokio Marine Highland, and a raised outlook for 2026 highlight momentum.
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Q3 saw 90% revenue growth, strong margin expansion, and a debt-free balance sheet with $140M cash. Managed premium reached $1.2B, with guidance for continued growth and robust free cash flow. The sales pipeline is expanding, and IPO proceeds will further strengthen liquidity.