Al Buhaira National Insurance Company P.S.C. (ADX:ABNIC)

ADX:ABNIC Statistics

Total Valuation

ADX:ABNIC has a market cap or net worth of AED 762.50 million. The enterprise value is 872.22 million.

Market Cap	762.50M
Enterprise Value	872.22M

Important Dates

The next estimated earnings date is Wednesday, November 12, 2025.

Earnings Date	Nov 12, 2025
Ex-Dividend Date	n/a

Share Statistics

ADX:ABNIC has 250.00 million shares outstanding.

Current Share Class	250.00M
Shares Outstanding	250.00M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	54.20%
Owned by Institutions (%)	10.00%
Float	90.00M

Valuation Ratios

The trailing PE ratio is 603.01.

PE Ratio	603.01
Forward PE	n/a
PS Ratio	1.21
PB Ratio	1.57
P/TBV Ratio	1.57
P/FCF Ratio	3.14
P/OCF Ratio	3.13
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 25.30, with an EV/FCF ratio of 3.59.

EV / Earnings	689.78
EV / Sales	1.38
EV / EBITDA	25.30
EV / EBIT	29.28
EV / FCF	3.59

Financial Position

The company has a current ratio of 2.51, with a Debt / Equity ratio of 0.39.

Current Ratio	2.51
Quick Ratio	0.69
Debt / Equity	0.39
Debt / EBITDA	5.49
Debt / FCF	0.78
Interest Coverage	1.30

Financial Efficiency

Return on equity (ROE) is 0.26% and return on invested capital (ROIC) is 2.41%.

Return on Equity (ROE)	0.26%
Return on Assets (ROA)	1.03%
Return on Invested Capital (ROIC)	2.41%
Return on Capital Employed (ROCE)	1.99%
Revenue Per Employee	n/a
Profits Per Employee	n/a
Employee Count	n/a
Asset Turnover	0.35
Inventory Turnover	n/a

Taxes

Income Tax	-1.29M
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has increased by +2.69% in the last 52 weeks. The beta is -0.03, so ADX:ABNIC's price volatility has been lower than the market average.

Beta (5Y)	-0.03
52-Week Price Change	+2.69%
50-Day Moving Average	3.05
200-Day Moving Average	2.93
Relative Strength Index (RSI)	99.69
Average Volume (20 Days)	0

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, ADX:ABNIC had revenue of AED 632.28 million and earned 1.26 million in profits. Earnings per share was 0.01.

Revenue	632.28M
Gross Profit	33.13M
Operating Income	29.79M
Pretax Income	-28,095
Net Income	1.26M
EBITDA	30.41M
EBIT	29.79M
Earnings Per Share (EPS)	0.01

Balance Sheet

The company has 79.67 million in cash and 189.39 million in debt, giving a net cash position of -109.72 million or -0.44 per share.

Cash & Cash Equivalents	79.67M
Total Debt	189.39M
Net Cash	-109.72M
Net Cash Per Share	-0.44
Equity (Book Value)	486.09M
Book Value Per Share	1.94
Working Capital	241.99M

Cash Flow

In the last 12 months, operating cash flow was 243.79 million and capital expenditures -970,457, giving a free cash flow of 242.82 million.

Operating Cash Flow	243.79M
Capital Expenditures	-970,457
Free Cash Flow	242.82M
FCF Per Share	0.97

Margins

Gross margin is 5.24%, with operating and profit margins of 4.71% and 0.20%.

Gross Margin	5.24%
Operating Margin	4.71%
Pretax Margin	-0.00%
Profit Margin	0.20%
EBITDA Margin	4.81%
EBIT Margin	4.71%
FCF Margin	38.40%

Dividends & Yields

ADX:ABNIC does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	n/a
Earnings Yield	0.17%
FCF Yield	31.85%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on March 6, 2007. It was a forward split with a ratio of 1.11111.

Last Split Date	Mar 6, 2007
Split Type	Forward
Split Ratio	1.11111

Scores

Altman Z-Score	n/a
Piotroski F-Score	7