Al Buhaira National Insurance Company P.S.C. (ADX:ABNIC)

ADX:ABNIC Statistics

Total Valuation

ADX:ABNIC has a market cap or net worth of AED 747.50 million. The enterprise value is 803.75 million.

Market Cap	747.50M
Enterprise Value	803.75M

Important Dates

The next estimated earnings date is Thursday, February 12, 2026.

Earnings Date	Feb 12, 2026
Ex-Dividend Date	n/a

Share Statistics

ADX:ABNIC has 250.00 million shares outstanding.

Current Share Class	250.00M
Shares Outstanding	250.00M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	54.20%
Owned by Institutions (%)	10.00%
Float	90.00M

Valuation Ratios

The trailing PE ratio is 13.54.

PE Ratio	13.54
Forward PE	n/a
PS Ratio	1.10
PB Ratio	1.44
P/TBV Ratio	1.44
P/FCF Ratio	3.64
P/OCF Ratio	3.63
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 9.28, with an EV/FCF ratio of 3.91.

EV / Earnings	14.56
EV / Sales	1.19
EV / EBITDA	9.28
EV / EBIT	9.77
EV / FCF	3.91

Financial Position

The company has a current ratio of 2.77, with a Debt / Equity ratio of 0.29.

Current Ratio	2.77
Quick Ratio	0.96
Debt / Equity	0.29
Debt / EBITDA	1.76
Debt / FCF	0.74
Interest Coverage	4.48

Financial Efficiency

Return on equity (ROE) is 11.31% and return on invested capital (ROIC) is 11.82%.

Return on Equity (ROE)	11.31%
Return on Assets (ROA)	2.75%
Return on Invested Capital (ROIC)	11.82%
Return on Capital Employed (ROCE)	5.29%
Weighted Average Cost of Capital (WACC)	5.53%
Revenue Per Employee	n/a
Profits Per Employee	n/a
Employee Count	n/a
Asset Turnover	0.36
Inventory Turnover	n/a

Taxes

In the past 12 months, ADX:ABNIC has paid 1.78 million in taxes.

Income Tax	1.78M
Effective Tax Rate	3.12%

Stock Price Statistics

The stock price has decreased by -1.64% in the last 52 weeks. The beta is 0.01, so ADX:ABNIC's price volatility has been lower than the market average.

Beta (5Y)	0.01
52-Week Price Change	-1.64%
50-Day Moving Average	3.03
200-Day Moving Average	3.01
Relative Strength Index (RSI)	1.32
Average Volume (20 Days)	9

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, ADX:ABNIC had revenue of AED 677.38 million and earned 55.19 million in profits. Earnings per share was 0.22.

Revenue	677.38M
Gross Profit	83.83M
Operating Income	82.23M
Pretax Income	56.97M
Net Income	55.19M
EBITDA	82.54M
EBIT	82.23M
Earnings Per Share (EPS)	0.22

Balance Sheet

The company has 96.59 million in cash and 152.84 million in debt, with a net cash position of -56.25 million or -0.22 per share.

Cash & Cash Equivalents	96.59M
Total Debt	152.84M
Net Cash	-56.25M
Net Cash Per Share	-0.22
Equity (Book Value)	519.96M
Book Value Per Share	2.08
Working Capital	270.53M

Cash Flow

In the last 12 months, operating cash flow was 206.19 million and capital expenditures -869,188, giving a free cash flow of 205.32 million.

Operating Cash Flow	206.19M
Capital Expenditures	-869,188
Free Cash Flow	205.32M
FCF Per Share	0.82

Margins

Gross margin is 12.38%, with operating and profit margins of 12.14% and 8.15%.

Gross Margin	12.38%
Operating Margin	12.14%
Pretax Margin	8.41%
Profit Margin	8.15%
EBITDA Margin	12.18%
EBIT Margin	12.14%
FCF Margin	30.31%

Dividends & Yields

ADX:ABNIC does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	n/a
Earnings Yield	7.38%
FCF Yield	27.47%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on March 6, 2007. It was a forward split with a ratio of 1.11111.

Last Split Date	Mar 6, 2007
Split Type	Forward
Split Ratio	1.11111

Scores

Altman Z-Score	n/a
Piotroski F-Score	7