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Al Buhaira National Insurance Company P.S.C. (ADX:ABNIC)
United Arab Emirates flag United Arab Emirates · Delayed Price · Currency is AED
2.570
0.00 (0.00%)
At close: Aug 27, 2026

ADX:ABNIC Financials Overview

Millions AED. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
776.06784.54683.41379.65228.87387.05
Revenue Growth
-3.37%14.80%80.01%65.88%-40.87%22.94%
Operating Income
134.3574.28-2.33-114.55-23.0860.53
Net Income
61.725.67-34.36-132.76-33.8725.03
Earnings Per Share
0.250.02-0.14-0.53-0.140.10
EPS Growth
-----4.38%

Revenue by Segment
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023
Period EndingJun '26 Dec '25 Dec '24 Dec '23
Underwriting - Motor
-200.16299.09115.46
Insurance - Marine
-2.938.2213.51
Underwriting - FGA
-79.2490.969.42
Underwriting - Medical
-1,134964.13209.25
Underwriting - Life
-7.6513.711.94
Total
1,4761,4241,406349.58

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
57.98107.57106.7572.9542.3439.05
Total Debt
106.82116.45303.31285.86230.41261.9
Net Cash (Debt)
-48.83-8.88-196.56-212.91-188.07-222.84
Net Cash Growth
------
Net Cash Per Share
-0.20-0.04-0.79-0.85-0.75-0.89

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
140.69256.21105.36-66.6155.2560.6
Capital Expenditures
-3.35-1.8-1.37-1-1.48-0.62
Free Cash Flow
137.34254.42103.99-67.6253.7759.98
Free Cash Flow Growth
-51.83%144.66%---10.34%-42.63%

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
17.31%9.47%-0.34%-30.17%-10.08%15.64%
Pretax Margin
8.66%0.33%-5.03%-34.97%-14.80%6.47%
Profit Margin
7.95%0.72%-5.03%-34.97%-14.80%6.47%
FCF Margin
17.70%32.43%15.22%-17.81%23.50%15.50%

Dividends
Chart
Fiscal YearFY 2021
Period EndingDec '21
Dividend Per Share
0.100
Dividend Per Share Growth
0%
Dividend Yield
5.54%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
10.41133.99---18.97
P/FCF Ratio
4.682.996.97-11.867.92
PS Ratio
0.830.971.061.842.791.23