Al Buhaira National Insurance Company P.S.C. (ADX:ABNIC)

ADX:ABNIC Ratios and Metrics

Market cap in millions AED. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	May 12, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Capitalization	623	760	725	700	638	475
Market Cap Growth	-7.78%	4.83%	3.57%	9.80%	34.21%	11.11%
Enterprise Value	631	816	967	935	827	709
PE Ratio	109.75	133.99	-	-	-	18.97
PS Ratio	0.79	0.97	1.06	1.84	2.79	1.23
PB Ratio	1.29	1.57	1.56	1.41	1.01	0.70
P/FCF Ratio	2.45	2.99	6.97	-	11.86	7.92
P/OCF Ratio	2.43	2.97	6.88	-	11.54	7.84
EV/Sales Ratio	0.80	1.04	1.42	2.46	3.61	1.83
EV/EBITDA Ratio	8.02	10.88	-	-	-	11.60
EV/EBIT Ratio	8.50	10.99	-	-	-	11.71
EV/FCF Ratio	2.48	3.21	9.30	-	15.37	11.82
Debt / Equity Ratio	0.24	0.24	0.65	0.58	0.37	0.39
Debt / EBITDA Ratio	1.48	1.48	130.10	-	-	4.10
Debt / FCF Ratio	0.46	0.46	2.92	-	4.29	4.37
Net Debt / Equity Ratio	0.02	0.02	0.42	0.43	0.30	0.33
Net Debt / EBITDA Ratio	0.12	0.12	-113.36	-1.87	-8.35	3.65
Net Debt / FCF Ratio	0.04	0.04	1.89	-3.15	3.50	3.72
Quick Ratio	0.65	0.65	0.53	0.21	0.19	0.43
Current Ratio	1.33	1.33	1.28	1.03	0.78	0.97
Asset Turnover	0.50	0.50	0.42	0.22	0.12	0.20
Return on Equity (ROE)	1.20%	1.20%	-7.15%	-23.61%	-5.17%	3.69%
Return on Assets (ROA)	2.97%	2.97%	-0.09%	-4.14%	-0.78%	1.95%
Earnings Yield	0.91%	0.75%	-4.74%	-18.97%	-5.31%	5.27%
FCF Yield	40.87%	33.48%	14.34%	-9.66%	8.43%	12.63%
Dividend Yield	-	-	-	-	-	5.54%
Payout Ratio	-	-	-	-	-	99.86%
Total Shareholder Return	-	-	-	-	-	5.54%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.