Al Buhaira National Insurance Company P.S.C. (ADX:ABNIC)

ADX:ABNIC Statistics

Total Valuation

ADX:ABNIC has a market cap or net worth of AED 687.50 million. The enterprise value is 696.38 million.

Market Cap	687.50M
Enterprise Value	696.38M

Important Dates

The next estimated earnings date is Thursday, May 14, 2026.

Earnings Date	May 14, 2026
Ex-Dividend Date	n/a

Share Statistics

ADX:ABNIC has 250.00 million shares outstanding.

Current Share Class	250.00M
Shares Outstanding	250.00M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	54.20%
Owned by Institutions (%)	10.00%
Float	90.00M

Valuation Ratios

The trailing PE ratio is 121.21.

PE Ratio	121.21
Forward PE	n/a
PS Ratio	0.88
PB Ratio	1.42
P/TBV Ratio	1.42
P/FCF Ratio	2.70
P/OCF Ratio	2.68
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 8.85, with an EV/FCF ratio of 2.74.

EV / Earnings	122.77
EV / Sales	0.89
EV / EBITDA	8.85
EV / EBIT	9.38
EV / FCF	2.74

Financial Position

The company has a current ratio of 1.33, with a Debt / Equity ratio of 0.24.

Current Ratio	1.33
Quick Ratio	0.64
Debt / Equity	0.24
Debt / EBITDA	1.48
Debt / FCF	0.46
Interest Coverage	5.59

Financial Efficiency

Return on equity (ROE) is 1.20% and return on invested capital (ROIC) is 11.68%.

Return on Equity (ROE)	1.20%
Return on Assets (ROA)	2.97%
Return on Invested Capital (ROIC)	11.68%
Return on Capital Employed (ROCE)	5.51%
Weighted Average Cost of Capital (WACC)	3.98%
Revenue Per Employee	n/a
Profits Per Employee	n/a
Employee Count	n/a
Asset Turnover	0.50
Inventory Turnover	n/a

Taxes

Income Tax	-3.08M
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has increased by +1.85% in the last 52 weeks. The beta is -0.20, so ADX:ABNIC's price volatility has been lower than the market average.

Beta (5Y)	-0.20
52-Week Price Change	+1.85%
50-Day Moving Average	2.77
200-Day Moving Average	2.97
Relative Strength Index (RSI)	54.46
Average Volume (20 Days)	190

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, ADX:ABNIC had revenue of AED 784.54 million and earned 5.67 million in profits. Earnings per share was 0.02.

Revenue	784.54M
Gross Profit	74.30M
Operating Income	74.28M
Pretax Income	2.59M
Net Income	5.67M
EBITDA	75.05M
EBIT	74.28M
Earnings Per Share (EPS)	0.02

Balance Sheet

The company has 107.57 million in cash and 116.45 million in debt, with a net cash position of -8.88 million or -0.04 per share.

Cash & Cash Equivalents	107.57M
Total Debt	116.45M
Net Cash	-8.88M
Net Cash Per Share	-0.04
Equity (Book Value)	482.70M
Book Value Per Share	1.93
Working Capital	71.64M

Cash Flow

In the last 12 months, operating cash flow was 256.21 million and capital expenditures -1.80 million, giving a free cash flow of 254.42 million.

Operating Cash Flow	256.21M
Capital Expenditures	-1.80M
Depreciation & Amortization	n/a
Net Borrowing	-188.75M
Free Cash Flow	254.42M
FCF Per Share	1.02

Margins

Gross margin is 9.47%, with operating and profit margins of 9.47% and 0.72%.

Gross Margin	9.47%
Operating Margin	9.47%
Pretax Margin	0.33%
Profit Margin	0.72%
EBITDA Margin	9.57%
EBIT Margin	9.47%
FCF Margin	32.43%

Dividends & Yields

ADX:ABNIC does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	n/a
Earnings Yield	0.83%
FCF Yield	37.01%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on March 6, 2007. It was a forward split with a ratio of 1.11111.

Last Split Date	Mar 6, 2007
Split Type	Forward
Split Ratio	1.11111

Scores

Altman Z-Score	n/a
Piotroski F-Score	6