Abu Dhabi Commercial Bank PJSC (ADX:ADCB)
United Arab Emirates · Delayed Price · Currency is AED 15.36
-0.20 (-1.29%)
At close: Aug 6, 2026
ADX:ADCB Financials Overview
Financials in millions AED. Fiscal year is January - December.
Millions AED. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 20,979 | 19,080 | 16,605 | 13,879 | 11,565 | 9,613 |
Revenue Growth | 19.60% | 14.90% | 19.64% | 20.01% | 20.31% | 13.38% |
Net Income Net Income Growth | 12,548 | 10,804 | 8,735 | 7,813 | 6,253 | 5,067 |
Earnings Per Share EPS Growth | 1.62 | 1.44 | 1.17 | 1.07 | 0.85 | 0.69 |
EPS Growth | 31.15% | 23.16% | 9.37% | 25.76% | 22.68% | 43.59% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Retail Banking Retail Banking Growth | 5,498 | 5,295 | 4,860 | 4,238 | 3,761 | 3,378 |
Others Others Growth | 257 | 310 | 141 | - | - | - |
Corporate and Investment Banking Corporate and Investment Banking Growth | 9,489 | 8,995 | 6,752 | 4,271 | 3,574 | 2,043 |
Private Banking Private Banking Growth | -71 | -970 | 11 | -45.64 | 670.37 | 919.31 |
Investments and Treasury Investments and Treasury Growth | 5,806 | 5,450 | 4,841 | 4,552 | 3,230 | 2,962 |
Total Total Growth | 20,979 | 19,080 | 16,605 | 13,389 | 11,565 | 9,613 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 83,898 | 62,799 | 54,814 | 53,779 | 50,251 | 32,740 |
Total Debt Total Debt Growth | 148,445 | 127,046 | 118,888 | 100,839 | 92,321 | 85,548 |
Net Cash (Debt) Net Cash Growth | -64,547 | -64,247 | -64,074 | -47,059 | -42,070 | -52,808 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | -8.38 | -8.57 | -8.56 | -6.43 | -5.75 | -7.21 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | -56,573 | -53,408 | -42,455 | -38,068 | -16,048 | -10,062 |
Capital Expenditures CapEx Growth | 72 | - | -369 | -306.3 | -289.71 | -217.82 |
Free Cash Flow Free Cash Flow Growth | -56,501 | -53,408 | -42,824 | -38,374 | -16,337 | -10,280 |
Free Cash Flow Growth | - | - | - | - | - | - |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Profit Margin | 59.81% | 56.63% | 52.61% | 56.29% | 54.07% | 52.71% |
FCF Margin | -269.32% | -279.92% | -257.90% | -276.48% | -141.26% | -106.93% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 7, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 0.630 | 0.630 | 0.590 | 0.560 | 0.171 | 0.352 |
Dividend Per Share Growth | 6.78% | 6.78% | 5.36% | 227.29% | -51.35% | 37.06% |
Dividend Yield | 4.10% | 4.62% | 6.40% | 7.36% | 2.46% | 5.54% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 7, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 9.48 | 10.47 | 8.73 | 8.59 | 10.00 | 11.70 |
Forward PE | 9.66 | 9.51 | 9.24 | 9.10 | 9.17 | 11.21 |
PS Ratio | 5.78 | 5.93 | 4.59 | 4.84 | 5.41 | 6.17 |