Abu Dhabi Commercial Bank PJSC (ADX:ADCB)
United Arab Emirates · Delayed Price · Currency is AED 15.68
+0.32 (2.08%)
At close: Aug 7, 2026
ADX:ADCB Cash Flow Statement
Financials in millions AED. Fiscal year is January - December.
Millions AED. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 13,168 | 11,446 | 9,421 | 8,207 | 6,435 | 5,241 |
Depreciation & Amortization | 270 | 253 | 250 | 464.63 | 501.39 | 496.84 |
Other Amortization | 195 | 195 | 164 | - | - | - |
Gain (Loss) on Sale of Assets | -145 | -151 | -35 | -575.24 | -58.05 | -31.86 |
Gain (Loss) on Sale of Investments | -2,447 | -1,698 | -1,409 | -875.49 | -94.68 | -110.76 |
Total Asset Writedown | 2,996 | 3,686 | 3,367 | 3,910 | 3,251 | 3,025 |
Provision for Credit Losses | -167 | -131 | -189 | -248.75 | -399.21 | -362.94 |
Change in Trading Asset Securities | -5,464 | -7,241 | -1,794 | -4,754 | -2,829 | -1,688 |
Change in Other Net Operating Assets | -66,811 | -61,837 | -54,879 | -45,719 | -24,022 | -17,423 |
Other Operating Activities | 1,713 | 1,969 | 2,589 | 1,485 | 1,137 | 793.83 |
Operating Cash Flow | -56,573 | -53,408 | -42,455 | -38,068 | -16,048 | -10,062 |
Operating Cash Flow Growth | - | - | - | - | - | - |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | 72 | - | -369 | -306.3 | -289.71 | -217.82 |
Sale of Property, Plant and Equipment | 124 | 124 | - | - | 72.75 | 101.31 |
Cash Acquisitions | - | - | - | - | - | -918.92 |
Investment in Securities | -16,842 | -14,645 | -16,578 | -15,629 | -24,054 | -9,916 |
Income (Loss) Equity Investments | -10 | -9 | -11 | 0.1 | 8.46 | -7.66 |
Divestitures | - | - | - | 474.45 | - | - |
Other Investing Activities | 64 | 46 | 34 | 39.76 | 37.53 | 27.74 |
Investing Cash Flow | -15,845 | -13,813 | -16,864 | -15,421 | -24,231 | -10,901 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Short-Term Debt Issued | - | 2,179 | - | 1,411 | - | 1,436 |
Long-Term Debt Issued | - | 91,200 | 113,498 | 81,974 | 47,104 | 30,729 |
Total Debt Issued | 109,628 | 93,379 | 113,498 | 83,385 | 47,104 | 32,165 |
Short-Term Debt Repaid | - | - | -1,933 | - | -251.16 | - |
Long-Term Debt Repaid | - | -91,135 | -99,142 | -73,644 | -44,404 | -23,042 |
Total Debt Repaid | -91,824 | -91,135 | -101,075 | -73,644 | -44,655 | -23,042 |
Net Debt Issued (Repaid) | 17,804 | 2,244 | 12,423 | 9,741 | 2,449 | 9,123 |
Issuance of Common Stock | 6,093 | 6,093 | - | - | - | - |
Common Dividends Paid | -5,605 | -4,961 | -4,785 | -1,646 | -2,757 | -2,052 |
Net Increase (Decrease) in Deposit Accounts | 63,158 | 78,102 | 62,275 | 55,922 | 48,994 | 13,657 |
Other Financing Activities | - | - | - | - | -0.04 | - |
Financing Cash Flow | 81,450 | 81,478 | 69,913 | 64,017 | 48,686 | 20,729 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Foreign Exchange Rate Adjustments | 2 | 199 | -1,321 | -688.67 | -1,267 | -1.71 |
Net Cash Flow | 9,034 | 14,456 | 9,273 | 9,840 | 7,141 | -236.15 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | -56,501 | -53,408 | -42,824 | -38,374 | -16,337 | -10,280 |
Free Cash Flow Growth | - | - | - | - | - | - |
Free Cash Flow Margin | -269.32% | -279.92% | -257.90% | -276.48% | -141.26% | -106.93% |
Free Cash Flow Per Share | -7.33 | -7.13 | -5.72 | -5.24 | -2.23 | -1.40 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Income Tax Paid | 1,221 | 1,175 | 134 | 119.06 | 77.59 | 63.35 |